Best Credit Repair Companies in League City

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Credit Saint logo
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Credit Saint

League City, TX
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Business Description

Credit Saint offers credit repair assistance and guidance to clients in Louisville. With over 15 years of expertise, it evaluates a consumer's credit history to challenge or negotiate inaccurate, incomplete, unverified, and outdated information. These include collections, charge-offs, judgments, and repossessions. It also counsels clients on the impact of their credit scores on financial activities and on the ways to optimize a positive report when paying bills. Credit Saint also provides clients with a credit monitoring service.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Friendliness
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Detail
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Credit Saint

Atomic Credit Repair logo
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Atomic Credit Repair

817 Southmore Ave suite 300-d, Pasadena, TX 77502
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Business Description

Atomic Credit Repair caters to customers in the League City metro and the surrounding areas. It helps individuals achieve their financial goals by offering credit repair solutions. These services allow clients to get cheaper insurance and quality for low-interest rates on loans. Its process involves challenging questionable and unverifiable data on the consumers' credit reports. Some of the common ones are bankruptcies, charge-offs, judgments, late payments, and repossessions. Atomic Credit Repair has been in the business since 2014.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)
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Atomic Credit Repair

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Back2Perfect Financial Services

2600 South Shore Blvd, suite 300, League City, TX 77573
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  • Credit Audit

Business Description

Back2Perfect Financial Services is a credit repair company that serves League City. It offers consultation and in-depth credit analyses to help consumers improve their scores. It challenges negative items in reports—such as bankruptcies, charge-offs, collections, foreclosures, inquiries, and judgments—and works with bureaus and creditors to remove unverifiable information. They offer clients 24/7 access to their accounts for updates on improvements. A previous client commended its specialist, Lorine, for helping consolidate his student loan debt.

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Back2Perfect Financial Services

Credit Diva logo
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Credit Diva

2646 South Loop West Suite 566, Houston, TX 77054
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  • Credit Monitoring

Business Description

Credit Diva serves clients residing in League City and nearby locations. The company's specialists assist in developing a strategy to enhance clients' credit scores. Some factors that affect credit scores are payment history, the total amount owed, new credit account, and negative and positive information on credit reports. Its team dispute derogatory items, such as late payments, charge-offs, collections, debt validations, and medical collections. In addition, it offers credit education for clients to help them succeed in the repair procedure.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (29)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Credit Diva

Elevate My Scores logo
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Elevate My Scores

10101 Southwest Fwy #400A, Houston, TX 77074
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  • Debt Consolidation

Business Description

Elevate My Scores works with clients in League City and the surrounding areas to improve their creditworthiness. It provides a variety of plan options, such as credit investigation, one-on-one coaching, and a written game plan. Agents from the company explain the entire process to assist customers in making decisions. Its staff members collaborate with the three credit bureaus to correct or validate the questionable items. The team has a background in real estate credit repair and has helped thousands of customers achieve their homeownership goals.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (18)
Google
5.0 / 5 (16)
Yelp
4.5 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Elevate My Scores

EZ Credit USA logo
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EZ Credit USA

2600 South Shore Blvd. Suite 300, League City, TX 77573
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  • Credit Monitoring
  • Credit Audit

Business Description

EZ Credit USA serves individuals in League City and the surrounding areas. It offers attorney-based credit repair and building solutions. Its attorneys help dispute negative information from credit reports, including collections, charge-offs, late payments, bankruptcy, student loans, and medical bills. Its clients are enrolled in a credit education program to learn how to maintain good credit scores. EZ Credit USA was founded by Eric Edwards, who started his career as a credit consultant after experiencing the disadvantage of bad credit scores.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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EZ Credit USA

Manifesting Credit Concepts LLC logo
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Manifesting Credit Concepts LLC

10223 Broadway, Suite P*731, Pearland, TX 77584
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  • Debt Consolidation
  • Credit Monitoring
  • Credit Audit

Business Description

Manifesting Credit Concepts LLC serves clients in League City and nearby areas. It offers credit repair services and assists in the removal of inquiries from a client's report. It communicates with agencies such as TransUnion, Equifax, and Experian to dispute the negative report items that affect their credit scores. It caters to professionals in various industries, such as real estate, tax, and mortgage. It has a portal that clients can access to monitor the progress of their files.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit Website

Manifesting Credit Concepts LLC

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Frequently Asked Questions

Can credit repair companies remove bankruptcies?

A Chapter 7 bankruptcy can stay on someone's credit report for up to 10 years from the original petition date. A Chapter 13 bankruptcy can stay on someone's credit report for up to 7 years from the original petition date. Credit repair companies may be able to dispute a bankruptcy reported on someone's credit history if it's not their bankruptcy or if it's appearing outside of the date range stated above.

How do you repair credit after identity theft?

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.

Is credit repair legal?

Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.

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