Expertise.com
2024

Last updated:

Best Homeowners Insurance Agencies in Lubbock

Our Recommended Top 17

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Lubbock Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

141

Reviewed

91

Curated

17

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
5717 66th St Ste 110, Lubbock, TX 79424
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

Why choose this provider?

Bednarz Insurance Agency Inc provides insurance to homeowners in the Lubbock, Texas area. Its policies protect homeowners against the high cost of home repairs and content replacement in the event of natural disasters, major accidents or break-ins. It also protects family members from incurring home-related debt due to death of the property owner. Bednarz Insurance Agency's partners include Progressive, RHP and Germania Insurance. The company also provides auto and life insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
8008 Slide Rd Ste 22, Lubbock, TX 79424
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

Why choose this provider?

In business since 1975, Beadle Insurance Agency is a locally owned and operated insurance agency located in Lubbock, Texas. To provide clients with competitive rates, it is affiliated with five insurance companies, including Progressive. Beadle Insurance Agency offers homeowners, landlord, and renters insurance policies that offer protection from fire, hail, wind, and lightning damage. It also offers coverage against theft, vandalism, and personal liability, as well as coverage for collectibles and jewelry.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (36)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
725 W Lubbock St, Slaton, TX 79364

Why choose this provider?

Vessels Insurance is an agency serving individuals, families, and groups in Lubbock and Slaton. The locally owned and operated company has been in the industry since 1983. The business provides a wide selection of personal and business protection coverages. Its homeowners’ insurance protects the policyholder, their family, their home, and their belongings from financial losses due to calamities. The firm also offers life, health, auto, and umbrella insurance products. Vessels Insurance carries policies from different providers, including Foremost, Germania, Progressive, Dairyland, and Insurors.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3301 66th St Ste 300, Lubbock, TX 79413
  • Renter's Insurance
  • Condos
  • Flood
  • Homeowners

Why choose this provider?

Brightway, The Linch Agency, is an independent insurance agency that sells home insurance policies to residents of the greater Lubbock, Texas, area. Its licensed agents offer homeowners expert guidance when selecting home insurance, including ascertaining their risks, analyzing the replacement value of their homes and home contents, and customizing policies that meet their needs. Home, condo, flood, and renters insurance is available from the agency's network of leading home insurance carriers. It also sells auto, RV, boat, and umbrella coverage.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)
Facebook
5.0 / 5 (1)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
6301 19th St., Suite 4, Lubbock, TX 79407
  • Multiple Carriers

Why choose this provider?

Mark Jennings is a State Farm insurance agent that has been serving residents in Lubbock for over 19 years. He has been working for State Farm for more than three decades, providing a wide range of products, including home, auto, life, health, and business insurance. He assists individuals during the selection of insurance policies, allowing them to manage the risks of everyday life. Active in the local community, Mark and his family are members of the Monterey Church of Christ.

License Verified:

License: 840856

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.6 / 5 (38)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3407 19th St, Lubbock, TX 79410
  • Multiple Carriers

Why choose this provider?

Alan Henry Insurance is an independent agency in Lubbock that has been serving homeowners for over 70 years. It offers home coverage options for policyholders and their personal effects in the event of fire or natural disaster. Policies can also cover liability protection and medical coverage for guests who are injured while on the client's property, payment or reimbursement in events of theft and vandalism, and for the unexpected damage to clients' homes. Alan Henry Insurance also offers separate policies to cover flood and earthquake damage.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
103 Avenue N, Abernathy, TX 79311
  • Multiple Policy Types

Why choose this provider?

Givens Insurance Agency serves clients in Lubbock. Its agents walk clients through the process of securing homeowners' insurance policies. They also offer automobile insurance coverage. They assist customers in choosing suitable plans for their assets through the company's partner providers, including State Auto, Bristol West, Columbia Lloyds, and Foremost. Serving the community since 1977, Givens Insurance Agency is experienced in managing and dealing with various risks and exposures and in determining clients' insurance needs.

License Verified:

License: 1441933

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.3
Responsiveness
Friendliness
––
Helpfulness
Detail

Website
Lubbock, TX
  • Multiple Carriers
  • Personal Property Insurance

Why choose this provider?

SIG Insurance Services, also known as Dansby & Associates, is an agency that helps find the right home insurance for clients in Lubbock. The homeowners' insurance products it carries include tenant and vacant dwelling, condo, mobile home, renters', and personal umbrella. It also offers retirement, life, business, and auto insurance plans. Joel and Jeremy Dansby, the founders of SIG Insurance Services, have a combined experience in health, life, and disability insurance of more than 40 years.

License Verified:

License: 999053

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (34)
Facebook
5.0 / 5 (20)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6845 82nd St. Suite 101, Lubbock, TX 79424
  • Renter's Insurance

Why choose this provider?

Golden Insurance Agency PC is an independent firm that serves homeowners in the Lubbock area and the surrounding communities. The agency offers comprehensive property insurance solutions for homes of various sizes and values, protecting clients against significant financial loss due to damage to homes and belongings caused by bad weather, fires, or malicious mischief. Additionally, homeowners' insurance policies can pay for meals and lodging if a client's home becomes uninhabitable because of a covered loss.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8001 Southwest 34th Avenue, Amarillo, TX 79121
  • Multiple Policy Types

Why choose this provider?

Merritt R. Vaughn - State Farm Insurance Agent is a licensed insurance broker in Lubbock that provides homeowners policies for relocating and current homeowners. Mr. Vaughn has been a State Farm agent since 2009, and he assists customers with comparing rates and finding plans to suit their budgets, home sizes, and overall assets. In addition to homeowners insurance, the business offers products that include business policies, health plans, and mutual funds.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (82)
Google
4.9 / 5 (49)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1711 34th St, Lubbock, TX 79411
  • Renter's Insurance
  • Flood
  • Homeowners

Why choose this provider?

AutoPartners Insurance is an insurance agency started in 1989 with 17 locations throughout Texas, including Lubbock. Homeowners insurance policies are available for mobile, new, and older homes to cover repair expenses and living expenses resulting from natural disasters, as well as personal liability. The policies also cover physical structures on the property as well as home contents. AutoPartners Insurance also offers flood, wind, and renters insurance, as well as motorcycle and ATV coverage.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (29)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1651 Broadway, Lubbock, TX 79401
  • Renter's Insurance
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

Why choose this provider?

Located in Lubbock, Texas, Grimes Insurance Agency offers home insurance plans for home, rental, farm, and ranch properties. Partnered with companies such as Liberty Mutual and Texas Mutual, the team offers home insurance policies from over a dozen insurance carriers that protect against personal liability, loss from a natural disaster, or theft of valuable property such as antiques. The agency also provides commercial business, workers' compensation, umbrella, and auto insurance, including coverage for motorcycles and recreational vehicles.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (413)
Facebook
5.0 / 5 (64)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2201 University Ave, Lubbock, TX 79410
  • Multiple Carriers
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

Why choose this provider?

West Texas Insurance Agency in Amarillo serves residents of the Lubbock, Texas, area and throughout West Texas. It works with providers such as Foremost Insurance Group, Progressive, and Stillwater Insurance Group to offer affordable, comprehensive home insurance policies to homeowners, landlords, condo owners and renters throughout the area. Its policies typically cover the physical structure of the home and other buildings on the property, as well as personal property and family liability.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1310 Texas Ave, Lubbock, TX 79401

Why choose this provider?

J. E. Murfee & Son Insurance is a family-owned and family-operated agency that has been serving clients in the Lubbock metro and the surrounding areas since 1904. It offers home insurance policies to individuals and families. The company also provides personal auto, boat, motorcycle, and renters' insurance options. Other products are life and health insurance plans. Its team works with clients to customize business insurance solutions, which include commercial auto, building, professional liability, and workers' compensation plans.

License Verified:

License: 1082535

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3225 50th St A2, Lubbock, TX 79413
  • Multiple Policy Types
  • Homeowners

Why choose this provider?

Advanced Insurance Group is an insurance service provider that caters to residents and business owners throughout the Lubbock area. This full-service insurance agency offers various types of personal insurance products, including homeowners' insurance. It provides policies that include coverage for personal belongings, jewelry, fine arts and collectibles, and personal liability. As an independent insurance agency, it carries plans from multiple providers to offer various coverage options. Advanced Insurance Group also has offices in Amarillo, Morton, Borger, Muleshoe, Canadian, and Dalhart.

License Verified:

License: 2491726

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
3.7 / 5 (6)
Facebook
5.0 / 5 (3)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
5143 69th St, Lubbock, TX 79424
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

Why choose this provider?

Since 1975, Bledsoe Insurance Agency Inc. has provided insurance solutions to residents of the Lubbock, Texas area. Carriers the brokerage sells for include Acuity, Travelers, and Mercury Insurance. Its homeowners insurance policies are comprehensive and designed to protect customers from financial hardship in the event of a disaster. Policies include structural damage, loss of contents, and personal liability coverage. The company also offers home insurance options for renters, condo owners, and landlords.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Lubbock, TX
  • Multiple Policy Types

Why choose this provider?

Turpen & Associates is an independent agency that serves Lubbock. It offers personal lines of insurance such as house, car, umbrella, and rental property insurance. It specializes in connecting business owners to comprehensive business insurance packages and solutions. It helps various kinds of businesses, such as truckers, manufacturers, restaurants, contractors, and retailers, on a day-to-day basis. The agency is one of the largest collector car insurers in the Texas Panhandle and deals heavily with collector car insurance. Turpen & Associates is licensed in New Mexico, Oklahoma, and Colorado.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (9)
Google
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • What are the three different levels of homeowners’ insurance in Lubbock?

    The three levels of homeowners' insurance that offer varying degrees of protection to Lubbock residents include actual cash value coverage. It takes into account depreciation when covering the house and its contents. The second level is replacement cost coverage, which allows homeowners to restore or reconstruct their residential properties up to their initial value. The third level is guaranteed replacement cost, which ensures the replacement of the home even if it surpasses the policy limits.

  • What is the difference between homeowners’ insurance and home insurance that Lubbock residents should be aware of?

    Homeowners' insurance typically includes coverage for both the structure of Lubbock residents’ homes and their personal belongings within. On the other hand, home insurance allows homeowners to personalize their policies using endorsements or add-ons that cater to a range of requirements. This also grants homeowners the flexibility to create a policy that covers protections that are not commonly part of typical home insurance coverage.

  • How long does homeowners’ insurance pay for the additional living expenses of Lubbock residents whose homes become uninhabitable due to a covered peril?

    Some homeowners’ insurance policies in Lubbock may have a specific time limit, such as 12 to 24 months, during which they will cover these expenses. Others might have a monetary limit, which means they will cover expenses up to a certain dollar amount. The duration of coverage for additional expenses can vary and is usually subject to limits set by the insurance policy.

  • Does homeowners’ insurance cover tree damage in Lubbock?

    Whether homeowners' insurance covers tree damage in Lubbock depends on the specific terms and conditions of a resident’s policy. Windstorm coverage and personal liability can help pay for tree damage should a tree fall on a property or damage another person’s property. Homeowners' insurance typically covers tree damage caused by specific perils, such as storms, lightning, and wind.

  • How can Lubbock residents get the best price on home insurance?

    Lubbock residents can secure the best price on homeowners’ insurance by bundling insurance products like life or auto insurance with home insurance. Another trick is to take advantage of loyalty, claims-free, and paid-in-full discounts. Most insurers are likely to give residents a discount on insurance for their loyalty. Setting a deductible a tad higher for a lower premium is also a way to obtain a favorable homeowners’ insurance price.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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