Best Credit Repair Companies in Irving

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Credit Saint logo
FEATURED
Free credit evaluation

Credit Saint

Irving, TX
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Business Description

Credit Saint is a credit repair company that offers comprehensive credit restoration services in Irving. It helps clients understand the credit repair process and provides custom packages, which come in different levels to fit the client's unique situation, needs, and preferences. The company's professionals start the process by creating a credit monitoring account for the client and analyzing the credit history to determine the next crucial steps in repairing credit.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (5317)
Yelp
2.5 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Detail

Price: Free credit evaluation

Lexington Law logo
FEATURED
Free Credit Report Consultation

Lexington Law

Irving, TX

Business Description

Lexington Law helps ensure fair and substantiated credit reports through attorney-driven credit repair processes. Its unique approach leverages all relevant legal principles and standards to fight for consumer rights and the improvement of its clients’ credit scores. It determines and disputes questionable items that are wrongfully hurting reports and mounts law-backed interventions—disputing bureaus and creditors for the removal of negative items, toward more accurate credit scores. Lexington Law’s consumer advocacy has secured 77 million item removals since its founding in 2004. Directing attorney John Heath has focused the firm’s practice on consumer credit report repair, including the provision of personalized coaching programs for prudent credit management.

Price: Free Credit Report Consultation

700 Credit Repair logo
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700 Credit Repair

1201 North Goliad Street, Rockwall, TX 75087
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Business Description

700 Credit Repair is a credit restoration company helping clients improve credit profiles throughout Irving and the surrounding regions. The company has been in the industry since 2007. Its team of professionals offers several programs, including boat ownership, credit builder, motorcycle approval, auto express, and camper credit plans. Founder and CEO William Alt is a certified credit repair agent who has more than 25 years of credit and mortgage experience.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
AMB Credit Consultants logo
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AMB Credit Consultants

2626 Cole Ave Ste 300, Dallas, TX 75204
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Business Description

Founded in 2007, AMB Credit Consultants is a credit repair company that provides financial resources in the greater Irving area. The firm's credit auditors conduct a detailed line-by-line report review to detect errors or unverified items. They then challenge any inconsistencies in the credit report and communicate with the creditors, credit bureaus, and collection agencies on behalf of the client. Clients may also benefit from the company's AMB Credit Empowerment Program that equips them with financial and credit resources to sustain their new credit lifestyles. Founder Arnita Johnson-Hall has over 11 years of experience in the credit repair industry.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.8 / 5 (424)
Facebook
4.5 / 5 (213)
AMB Credit Consultants logo
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AMB Credit Consultants

2626 Cole Ave. Suite 300, Dallas, TX 75204
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  • Credit Audit

Business Description

AMB Credit Consultants is a credit repair company serving the Irving community. It assists clients in renovating their credit records by conducting an initial consultation to provide realistic methods, reviewing credit reports to identify inaccuracies or questionable items, and guiding them through their new credit lifestyle. Its team communicates with creditors, credit bureaus, and collection agencies for accurate reports. For over a decade, the company's founder, Arnita Johnson-Hall, has been helping individuals reach their financial goals through the AMB Credit Empowerment Program that she crafted.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.8 / 5 (422)
Facebook
4.6 / 5 (224)
Yelp
2.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Canal Credit logo
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Canal Credit

1409 S. Lamar, Ste 239, Dallas, TX 75215
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  • Credit Dispute

Business Description

Canal Credit Repair caters to individuals in Irving and the surrounding communities. The company comprehensively counsels its clients on how the credit scoring system works, helps them build and maintain positive credit, and goes over past financial mistakes to provide recommendations. It also spots problems and violations in its clients' accounts and, as needed, refers them to the consumer credit attorneys at the J. Gannon Helstowski Law Firm to pursue legal resolution. Founder Chris Ebert has been working in the credit repair industry since 2003.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Careys Credit Repair logo
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Careys Credit Repair

2300 Valley View Lane Ste. 907, Irving, TX 75062
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  • Credit Monitoring

Business Description

Careys Credit Repair is a local company serving individuals in Irving and the surrounding areas. It assists clients in restoring their credit ratings through personalized consultations, accurate representation, and ongoing education. Its credit repair process includes deleting bad credit records incurred from late payments, charge-offs, collection accounts, medical bills, and tax liens. Additionally, the company's credit counselors educate clients so that they can be more empowered to improve their creditworthiness and maintain their good credit standing.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)
Community Credit Repair logo
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Community Credit Repair

1901 Central Dr. Ste. 805, Bedford, TX 76021
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  • Credit Monitoring

Business Description

Community Credit Repair provides services to the people of Irving and the surrounding areas. The company's specialists assist individuals in improving their credit rankings and correcting errors on their credit records. They review clients' credit and help identify their reports' incorrect, outdated, and unverifiable information. They also negotiate with credit bureaus, collectors, and lenders to dispute negative items on clients' reports that affect their ratings. Community Credit Repair has served 160 clients and completed 130 cases.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Crown Credit Repair logo
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Crown Credit Repair

3317 Finley Rd Ste 219, Irving, TX 75062
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Business Description

Crown Credit Repair is a minority-owned, family-owned, and operated credit repair company in Irving, Texas. They provide professional credit and debt counseling services; specializing in credit repair, building, and rebuilding. Crown Credit’s financial services include Credit Repair; (removing unverified, inaccurate, and outdated information from a client's credit history.) They work with the credit bureaus and creditors on your behalf, to challenge any negative credit report items. To help build credit, Crown Credit Repair provides basic financial education and information, and finally, to help rebuild credit, they help clients obtain guaranteed approval credit cards and other new financial accounts. Crown Credit strives to meet customer’s needs by providing awareness, education, and guidance in regard to personal credit debt management. Crown Credit has a perfect 5-star rating on Google and Facebook and is committed to providing excellent service and results!

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (33)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Dallas Credit Repair Company logo
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Dallas Credit Repair Company

1717 McKinney Avenue, Dallas, TX 75202
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Business Description

Dallas Credit Repair Company provides outsourced services in credit counseling, student loan consolidation, credit card building, attorney-backed credit repair, and bankruptcy removal for clients in Irving and the rest of the Dallas metropolitan area. The company can provide tailor-fitted solutions to individuals with financial problems ranging from late payments to repossessions and bankruptcies. Dallas Credit Repair Company offers credit repair options involving third-party collection accounts, creditor accounts, and bankruptcy removal accounts.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
5.0 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Deserving Desirable Credit logo
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Deserving Desirable Credit

3010 Lyndon B Johnson Fwy, Suite 1291, Dallas, TX 75234
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  • Credit Audit

Business Description

Deserving Desirable Credit offers its services to its clients in Irving. The credit repair company aims to help individuals maximize their financial capacity through their credit counseling services which cover evaluation and education. It assists individuals in credit repair and improvement by conducting financial evaluations, identifying errors in credit reports, guiding them in securing new lines of credit, and educating them on transaction alerts, credit monitoring, and fraud prevention. The company assists those with sources of income, such as employment or retirement funding.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (10)
Google
4.8 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
GE Credit Solutions logo
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GE Credit Solutions

400 N Ervay St #130534, Dallas, TX 75313
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Business Description

GE Credit Solutions assists individuals in Irving who need to improve or correct their credit scores. Its services include analyzing consumers' credit histories in order to identify and challenge inaccurate and outdated information. Its analysts and advisors negotiate existing debts on behalf of customers. They also offer budgeting advice for clients to maintain healthy credit scores and achieve their long-term financial goals. Individuals have 24/7 access to their accounts on an online portal and receive live status updates.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (104)
Facebook
5.0 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
GreenStreet Credit Counseling logo
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GreenStreet Credit Counseling

1548 Bedford Rd. Ste W, Bedford, TX 76021
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  • Credit Monitoring

Business Description

GreenStreet Credit Counseling serves clients in Irving and its surrounding communities. It helps clients repair their credit scores by providing a variety of packages that involve credit education, audit analysis, monthly updates, unlimited disputes, and credit building. Its team of professionals assists in building wealth and matching the clients' credits with their goals whether they are buying a house, starting a business, or getting insurance. The company conducts consultations and analyses to identify and challenge negative items on credit reports.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (12)
Facebook
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
In Power Professional Solutions LLC. logo
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In Power Professional Solutions LLC.

8951 Cypress Waters Blvd Ste 160, Coppell, TX 75019
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  • Credit Dispute

Business Description

InPower Professional Solutions LLC., is a credit repair company serving Irving and its surrounding communities. Complying with the Fair Credit Reporting Act, it helps individuals create a plan to dispute inaccurate and negative items on their credit reports with the three bureaus. Its team of professionals performs a credit analysis and writes on behalf of clients as part of the dispute process. The company's service packages also include 24/7 access to an online client portal and credit education and building.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Innovative Credit Solutions LLC logo
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Innovative Credit Solutions LLC

800 West Airport Freeway, Irving, TX 75062
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Business Description

Innovative Credit Solutions, Ltd. is an Irving-based company that provides credit repair services for consumers. They give credit evaluation and guidance on how to assert lawful consumer rights. Their experienced case analysts and advisors offer personalized dispute options as well as write customized dispute letters to credit bureaus and creditors to remove negative items off the credit report. They also handle business and mortgage credit. Clients can easily track their case status through their accounts that are available 24/7.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
4.6 / 5 (60)
Google
5.0 / 5 (7)
Integrity Debt Solutions logo
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Integrity Debt Solutions

1708 East Northgate Drive, Irving, TX 75062
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Business Description

Integrity Debt Solutions is a Christian-owned and operated debt settlement company that provides its services to clients in the Irving area. The company started in 2004 and has now more than 15 years of debt reduction services experience. It provides debt settlement, consumer rights education, and financial coaching to clients. Aside from these, it has a credit repair service that uses the credit boost and repair program to help boost one's credit score.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (24)
Facebook
5.0 / 5 (2)
KCMS Financial Group, LLC logo
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KCMS Financial Group, LLC

3930 Glade Rd. Suite 108-224, Colleyville, TX 76034
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  • Credit Audit

Business Description

KCMS Financial Group, LLC, provides credit repair assistance to clients in Irving. It offers credit restoration programs that focus on improving and maintaining individuals' positive standing for a stable financial situation. It also utilizes tools from various institutions, such as Celtic Bank, GreenLight, and First Progress. Maria Smith founded the company in 2012 after becoming a victim of a credit repair scam. She established KCMS with the aim of helping people achieve financial security through credit education.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (28)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
One Credit Care logo
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One Credit Care

1825 West Walnut Hill Lane, Irving, TX 75038
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Business Description

One Credit Care is a credit restoration company in Irving that has been specializing in credit building and restructuring for the past 15 years. Its credit repair professionals help fix lost credit through the removal of inaccurate and negative data from the credit report that includes foreclosures, bankruptcies, tax liens, late payments, charge-offs, and short sales. The company also provides weekly education and information to continue raising clients' credit scores.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Phoenix Group Credit Services logo
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Phoenix Group Credit Services

4230 Lyndon B Johnson Fwy Ste 219, Dallas, TX 75244
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Business Description

Phoenix Group Credit Services is a credit repair company near Irving that develops effective credit repair strategies to boost credit scores. Services include filing credit disputes and preventing the release of unverified information. Additional credit repair solutions cover blocking promotional inquiries and organizing goodwill interventions for mild late-pay accounts. The company validates debts on charged-off and collection accounts and offers practical credit improvement solutions. Its credit specialists also help tackle credit issues arising from tax liens, and they guide customers through the home refinancing process. Phoenix Group Credit Service assists with auto loan approvals and resolving credit problems caused by frequent delinquencies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (193)
Facebook
5.0 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Phoenix Group Credit Services logo
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Phoenix Group Credit Services

4230 Lyndon B. Johnson Fwy #219, Irving, TX 75244
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  • Credit Audit

Business Description

Phoenix Group Credit Services serves clients in Irving and the surrounding communities. It offers credit repair, consulting, and counseling services for individuals who are looking to become an investor, obtain home loan refinancing, and improve their credit scores for an auto loan. Its team of professionals assists with unlimited disputes, security locking, goodwill interventions, and debt validation. A past client has praised the firm for clearing up their credit after they went through a divorce.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (186)
Facebook
5.0 / 5 (19)
Shapiro Hurst & Associates, LLC logo
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Shapiro Hurst & Associates, LLC

13612 Midway Road, Suite 505, Dallas, TX 75244
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  • Credit Monitoring

Business Description

Shapiro Hurst & Associates, LLC, offers credit repair solutions to clients in Irving. Its team members examine TransUnion, Equifax, and Experian credit reports to look for items that need correction. They work with an approach that removes questionable accounts without leaving a dispute notation to the individuals' credit reports. In addition, the team strives to deliver credit repair and rebuilding within 30 days. Shapiro Hurst & Associates, LLC's vision is to help their clients have great credit to make a positive change in the world.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.8 / 5 (47)
Google
4.6 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Manning Group, Inc. logo
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The Manning Group, Inc.

7309 Campbell Road Ste 200, Dallas, TX 75248
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Business Description

The Manning Group, Inc., caters to clients in the Irving metro. It provides credit restoration and debt management solutions to individuals and business owners. The firm conducts credit report assessments to identify inaccurate data and address negative items such as collections, charge-offs, and late payments. Additionally, the firm educates clients on financial management and healthy credit score maintenance. The firm's president, Stacy C. Notley, has over 39 years of experience in the credit improvement industry.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (79)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Xpert Credit Repair logo
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Xpert Credit Repair

13601 Preston Rd Ste E920C, Dallas, TX 75240
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Business Description

Xpert Credit Repair is a credit restoration company serving the Irving area with a delete-then-pay system. The company reviews and audits its clients' credit reports and recommends ways to improve credit. It challenges credit bureaus, creditors, and debt collectors, targeting incorrect, outdated, and unverifiable information quickly. Consumer credit attorneys review clients' credit reports to evaluate potential errors. Xpert Credit Repair uncovers Fair Debt Collection Practices Act / Fair Credit Reporting Act violations during this process in the hopes that clients may receive money from creditors for actual or statutory damages.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

Can credit repair companies remove bankruptcies?

A Chapter 7 bankruptcy can stay on someone's credit report for up to 10 years from the original petition date. A Chapter 13 bankruptcy can stay on someone's credit report for up to 7 years from the original petition date. Credit repair companies may be able to dispute a bankruptcy reported on someone's credit history if it's not their bankruptcy or if it's appearing outside of the date range stated above.

How do you repair credit after identity theft?

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.

Is credit repair legal?

Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.

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