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Best Life Insurance Companies in Cypress

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2023
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Bowser Insurance Services logo
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License Verified:

License: 1457874

Texas Department of Insurance

Bowser Insurance Services

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12620 Farm to Market 1960 West, Houston, TX 77065
  • Life Insurance
  • Health Insurance

Business Description

Bowser Insurance Services is an agency that has been serving the Cypress community since 2015. It offers individual life insurance coverage to help individuals protect their families. Health, Medishare, telehealth, and dental and vision insurance plans are also available. The company's process when helping its clients involves discovery, decision-making, implementation, and recap and service. The agency's owner, Wendy Bowser, is an insurance industry veteran who gives back to the community by volunteering at the St. Aidan's Episcopal Church.

License Verified:

License: 1457874

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.0 / 5 (28)
Facebook
5.0 / 5 (24)
Burg Insurance Group of Texas logo

Burg Insurance Group of Texas

16724 Telge Road, Cypress, TX 77429
  • Life Insurance

Business Description

Burg Insurance Group of Texas is an independent insurance brokerage that assists individuals, families, and businesses in Cypress. It offers a range of insurance solutions, such as life insurance and coverage policies for rental homes, automobiles, floods, and windstorms. Additionally, it provides business policies, such as builders' risk, property coverage, and workers' compensation. The brokerage works with different insurance providers, and its team of insurance professionals aims to help clients find the insurance programs that meet their needs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Charles Osburn Insurance Agency logo
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License Verified:

License: 985036

Texas Department of Insurance

Charles Osburn Insurance Agency

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11607 Spring Cypress Road, Tomball, TX 77377
  • Life Insurance

Business Description

Charles Osburn Insurance Agency has been offering life coverage options to the residents of Cypress and the rest of Texas for more than 20 years. The company offers term life insurance and permanent life insurance that can be availed as individuals or groups. Its team educates its clients and aids them in choosing the policy that is suitable for them and their families. Charles Osburn Insurance Agency also provides auto, home, flood, health, disability, and commercial insurance.

License Verified:

License: 985036

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
3.0 / 5 (28)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Jerrad D Ragsdell logo

License Verified:

License: 1582562

Texas Department of Insurance

Jerrad D Ragsdell

17121 West Road, Houston, TX 77095
  • Life Insurance
  • Health Insurance

Business Description

Jerrad D. Ragsdell is a State Farm insurance agent since 2009 who provides life insurance plans to individuals in Cypress and its surrounding areas. He offers different life insurance options such as term, whole, and universal life insurance. He also handles other products, such as property, home, health, auto, and pet insurance plans. In addition, he manages mutual funds, banking, and annuities. Ragsdell earned a Master of Business Administration and his office assists clients who speak English and Spanish.

License Verified:

License: 1582562

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Facebook
4.0 / 5 (44)
Google
4.0 / 5 (35)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Kathye Carpenter Agency logo
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License Verified:

License: 2485237

Texas Department of Insurance

Kathye Carpenter Agency

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15915 Katy Freeway, Houston, TX 77094
  • Life Insurance

Business Description

Kathye Carpenter Agency, LLC is an independent insurance provider that serves Cypress and its nearby areas. It provides life, home, auto, and umbrella insurances. Its life insurance options are categorized into three types, namely term, whole, universal. The agency decides what type is most appropriate for clients depending on their age, capacity, and situation. Its team has over 70 years of combined experience in handling insurance matters. Kathye Carpenter Agency has over 25 years of experience in the industry.

License Verified:

License: 2485237

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.6 / 5 (17)
Facebook
4.3 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Ken W. Taylor Insurance Agency logo
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License Verified:

License: 753517

Texas Department of Insurance

Ken W. Taylor Insurance Agency

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9405 Huffmeister Road, Houston, TX 77095
  • Life Insurance

Business Description

Ken W. Taylor Insurance Agency has been serving Cypress and surrounding areas for over a quarter-century. It assists clients with the process of buying life insurance. In addition, the agency addresses other individual and business needs with personal and commercial insurance services. Its products include homeowners, commercial auto, commercial property, workers' compensation, and general liability insurance options. Lastly, Ken W. Taylor Insurance Agency is a three-time recipient of the Toppers Club Award and Leadership Award.

License Verified:

License: 753517

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.0 / 5 (15)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Marco Cervantes logo
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License Verified:

License: 1727616

Texas Department of Insurance

Marco Cervantes

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8118 Fry Road, Cypress, TX 77433
  • Life Insurance
  • Health Insurance

Business Description

Marco Cervantes is a State Farm insurance agent serving clients in Cypress and nearby areas. He offers life insurance plans with coverage options for universal, term, and whole life. He also provides health policies and insurance products for businesses, properties, homes, and pets. Policies for automobiles and boats are also available. Marco can assist clients who speak Spanish. He has been with State Farm for nearly a decade. He is also a member of the National Association of Insurance & Financial Advisors.

License Verified:

License: 1727616

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (28)
Facebook
4.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Oncken Insurance Agency logo
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License Verified:

License: 1322324

Texas Department of Insurance

Oncken Insurance Agency

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14007 Telge Road, Cypress, TX 77429
  • Life Insurance

Business Description

Cypress-based Oncken Insurance Agency is an independent insurance brokerage that serves families, individuals, and businesses. It offers a range of risk management solutions, including umbrella and life insurance as well as policies for homeowners and vehicles. Additionally, it provides extensive coverage for commercial and business owners. Oncken works with different insurance carriers to give its clients a variety of options that meet their needs. Clients can set up an appointment with the brokerage's insurance professionals for quotations and policy consultations.

License Verified:

License: 1322324

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (74)
Facebook
5.0 / 5 (8)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Southern American Insurance Agency logo
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License Verified:

License: 4492

Texas Department of Insurance

Southern American Insurance Agency

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13823 Schmidt Street, Cypress, TX 77429
  • Life Insurance
  • Health Insurance

Business Description

Southern American Insurance Agency provides services to small and large commercial clients in the Cypress metro and nearby communities. It is an independent agency that accommodates clients who need assistance in purchasing personalized life insurance policies. Additionally, the company offers other plans such as umbrella, professional liability, equipment floater, inland marine, and workers' compensation insurance. It also deals with commercial and contract bond services, including financial planning and annual account review. Southern American Insurance Agency has been in business since 1983.

License Verified:

License: 4492

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Steve Campbell Insurance Agency, Inc. logo
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License Verified:

License: 1808108

Texas Department of Insurance

Steve Campbell Insurance Agency, Inc.

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13100 Wortham Center Drive, Houston, TX 77065
  • Life Insurance

Business Description

Steve Campbell Insurance Agency, Inc., is an insurance company that serves clients in the Cypress area. It provides a wide array of life insurance policies to help protect individuals from unexpected occurrences in the future. Its agents also strive to give the necessary information needed in purchasing its available plans. The company's life protection packages include whole and permanent and term life. It also offers coverages for automobiles and properties. Steve Campbell Insurance Agency has been in the industry since 1992.

License Verified:

License: 1808108

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Facebook
4.0 / 5 (7)
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Texas Dawn Insurance Agency logo
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License Verified:

License: 2306597

Texas Department of Insurance

Texas Dawn Insurance Agency

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17302 House Hahl Road, Cypress, TX 77433
  • Life Insurance

Business Description

Texas Dawn Insurance Agency is an independently owned and locally operated company serving individuals and businesses in Cypress for over 25 years. It provides a variety of insurance products such as auto, home, business, and life insurance policies. The agency represents multiple insurance providers, including Mercury Insurance, Progressive, Safeco Insurance, and Bankers Insurance Group. It is licensed to sell insurance in Texas and Louisiana. Additionally, it is a member of the Insurance Agency Owners Alliance.

License Verified:

License: 2306597

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (25)
Facebook
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Gibraltar Group logo

License Verified:

License: 1920110

Texas Department of Insurance

The Gibraltar Group

5120 Woodway Drive, Houston, TX 77056
  • Life Insurance

Business Description

The Gibraltar Group is an insurance agency that has been providing insurance protection for families in Cypress and surrounding areas for about two decades. It comprises insurance agents who have a cumulative experience of over 100 years. They offer a life insurance product that gives financial security if the policyholder passes away or can be used as business collateral or preparation for retirement. Additional products are indexed universal life, annuity, whole life, and mortgage protection.

License Verified:

License: 1920110

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (9)
Facebook
5.0 / 5 (3)

Frequently Asked Questions

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

  • How does life insurance work?

    The details of how life insurance works depend on your individual plan, but the basics are as follows: 

    • You pay a premium to purchase the insurance. Typically the premium is paid monthly, but it could be rolled into quarterly, bi-annual, or annual payments. 
    • As long as you are meeting or have met premium obligations, if you pass away, the insurance company makes the agreed-upon payment to the beneficiaries you designated. 
    • Beneficiaries usually have to provide the insurance company with a death certificate to receive their payments.
  • How much is life insurance?

    The cost of life insurance ranges widely. Term life insurance can cost as little as a few dollars a day, and whole life insurance can cost thousands per month on the high end. Factors that impact the cost of your life insurance include whether you're choosing term life insurance or whole life insurance, your age, how much coverage you want, your overall health, and your gender.

  • Is life insurance taxable?

    Life insurance proceeds are the funds paid via your plan to your beneficiaries if you pass away. These are also called death benefits. Typically, these are not considered income for taxes. If you take out cash value from a whole life insurance investment and the amount exceeds how much you paid in premiums, the difference may be considered taxable income.


  • Can I buy health insurance that is not Obamacare?

    When people say "Obamacare insurance," they typically mean insurance within the health insurance marketplace. You can get health insurance outside of the marketplace by going through your employer, choosing COBRA coverage if you leave your job, or buying a short-term health insurance policy through an insurance agent. ACA-compliant plans meet all the benefits and coverage requirements of the Affordable Care Act. But you may be able to find supplemental or short-term coverage that simply provides peace of mind for major medical expenses.

  • Can I buy health insurance anytime?

    To buy health insurance in the marketplace, you must purchase it within open or special enrollment periods. But you can purchase short-term coverage to bridge the gap between now and the next open enrollment period. These plans are meant to be used for less than a year. You can purchase them online or via insurance agents, but they may not be ACA-compliant.