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Best Local Car Insurance Agencies in Cypress

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Cleveland Stiff Insurance LLC logo
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License Verified:

License: 1470930

Texas Department Of Insurance

Cleveland Stiff Insurance LLC

12906 Fry Road, Cypress, TX 77433
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  • Multiple Carriers

Business Description

Cleveland Stiff Insurance LLC is a car insurance agency serving clients in Cypress. The company considers it a privilege to protect clients' assets. It helps its clients understand why they need auto insurance and how their insurance can help them in the event that their car is stolen, the client and its passengers are injured, or the client's car causes damage to other people or property. Additional insurance services from the company include homeowners, health, and life insurance.

License Verified:

License: 1470930

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Cypress Insurance Team logo
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License Verified:

License: 327000

Texas Department Of Insurance

Cypress Insurance Team

15835 Mueschke Road, Cypress, TX 77433
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  • Multiple Carriers

Business Description

Cypress Insurance Team is an independent insurance solutions provider that operates in the Cypress metro and neighboring communities. The company works with more than 50 insurance carriers to offer personal and business lines to clients, including its auto insurance policies that protect them and their vehicles from unexpected financial losses. The policies cover bodily injuries, property damages, collisions, and other physical damages sustained by the vehicle. Cypress Insurance Team has been serving the greater Texas area for over 15 years.

License Verified:

License: 327000

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (323)
Yelp
4.5 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Jerry Jungels logo
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License Verified:

License: 660442

Texas Department Of Insurance

Jerry Jungels

10920 Fry Road, Cypress, TX 77433
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  • Motorcyle & ATV

Business Description

Jerry Jungels is a second-generation State Farm Insurance agent catering to clients in Cypress and the nearby areas. He specializes in auto, home, and business lines and provides auto insurance policies with basic coverage for collisions and liabilities. Add-ons for medical payments, rental reimbursements, and vehicle repairs and replacements are also available. Jungels has been in the insurance industry for 32 years. He is an active participant in the community through organizations like the Cypress Fairbanks Chamber of Commerce and the Habitat for Humanity Northwest Corporate Relations.

License Verified:

License: 660442

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (30)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Jess Akin Insurance logo
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License Verified:

License: 677305

Texas Department Of Insurance

Jess Akin Insurance

21858 Northwest Freeway, Cypress, TX 77410
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  • Boats
  • Motorcyle & ATV

Business Description

Jess Akin Insurance has been shopping auto insurance coverages on behalf of drivers and car owners since 1974. The business assists Cypress clients in obtaining policies with comprehensive, collision, and liability coverages by partnering with carriers like Progressive, Travelers, The Hartford, and Mercury Insurance. Additionally, its agents offer commercial, life, and health insurance plans. The company has a special rating software to produce quote comparisons, as well as computer systems intended for safekeeping records.

License Verified:

License: 677305

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.7 / 5 (12)
Facebook
5.0 / 5 (6)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Oncken Insurance Agency logo
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License Verified:

License: 1322324

Texas Department Of Insurance

Oncken Insurance Agency

14007 Telge Road, Cypress, TX 77429
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  • RV & Motorhome
  • Motorcyle & ATV

Business Description

Oncken Insurance Agency offers a wide range of products for Cypress residents, including auto insurance. The agency provides insurance plans that cover medical payments involved in treating injured drivers or passengers riding the policyholder's vehicle. Its team also furnishes car insurance policies with collision coverage. They also insure classic cars, RVs, and ATVs. Oncken Insurance Agency has been providing risk management solutions since 2004. Oncken Insurance Agency represents clients before insurance providers––not the other way around.

License Verified:

License: 1322324

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (73)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Texas Dawn Insurance Agency logo
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License Verified:

License: 2306597

Texas Department Of Insurance

Texas Dawn Insurance Agency

17302 House & Hahl Road, Cypress, TX 77433
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  • Multiple Carriers

Business Description

Texas Dawn Insurance Agency provides a full line of vehicle protection plans for car owners in Cypress. Its team insures personal automobiles, classic cars, motor homes, jet skis, and ATVs. The insurance professionals create policies that include liability coverage, which reimburses losses for when the policyholder caused bodily injuries or property damage to others. Mercury, Travelers, and Progressive are some of the company's partner carriers. Dawn Kleinschmidt, Texas Dawn Insurance Agency's CEO, has been in the insurance industry since 1993.

License Verified:

License: 2306597

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (25)
Facebook
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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