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2024

Last updated:

Best Local Car Insurance Agencies in Cypress

Our Recommended Top 6

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Cypress Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

75

Reviewed

47

Curated

6

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
17302 House & Hahl Road, Cypress, TX 77433
  • Multiple Carriers

Why choose this provider?

Texas Dawn Insurance Agency provides a full line of vehicle protection plans for car owners in Cypress. Its team insures personal automobiles, classic cars, motor homes, jet skis, and ATVs. The insurance professionals create policies that include liability coverage, which reimburses losses for when the policyholder caused bodily injuries or property damage to others. Mercury, Travelers, and Progressive are some of the company's partner carriers. Dawn Kleinschmidt, Texas Dawn Insurance Agency's CEO, has been in the insurance industry since 1993.

License Verified:

License: 2306597

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (25)
Facebook
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
15835 Mueschke Road, Cypress, TX 77433
  • Multiple Carriers

Why choose this provider?

Cypress Insurance Team is an independent insurance solutions provider that operates in the Cypress metro and neighboring communities. The company works with more than 50 insurance carriers to offer personal and business lines to clients, including its auto insurance policies that protect them and their vehicles from unexpected financial losses. The policies cover bodily injuries, property damages, collisions, and other physical damages sustained by the vehicle. Cypress Insurance Team has been serving the greater Texas area for over 15 years.

License Verified:

License: 327000

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (323)
Yelp
4.5 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
21858 Northwest Freeway, Cypress, TX 77410
  • Boats
  • Motorcyle & ATV

Why choose this provider?

Jess Akin Insurance has been shopping auto insurance coverages on behalf of drivers and car owners since 1974. The business assists Cypress clients in obtaining policies with comprehensive, collision, and liability coverages by partnering with carriers like Progressive, Travelers, The Hartford, and Mercury Insurance. Additionally, its agents offer commercial, life, and health insurance plans. The company has a special rating software to produce quote comparisons, as well as computer systems intended for safekeeping records.

License Verified:

License: 677305

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.7 / 5 (12)
Facebook
5.0 / 5 (6)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
14007 Telge Road, Cypress, TX 77429
  • RV & Motorhome
  • Motorcyle & ATV

Why choose this provider?

Oncken Insurance Agency offers a wide range of products for Cypress residents, including auto insurance. The agency provides insurance plans that cover medical payments involved in treating injured drivers or passengers riding the policyholder's vehicle. Its team also furnishes car insurance policies with collision coverage. They also insure classic cars, RVs, and ATVs. Oncken Insurance Agency has been providing risk management solutions since 2004. Oncken Insurance Agency represents clients before insurance providers––not the other way around.

License Verified:

License: 1322324

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (73)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
12906 Fry Road, Cypress, TX 77433
  • Multiple Carriers

Why choose this provider?

Cleveland Stiff Insurance LLC is a car insurance agency serving clients in Cypress. The company considers it a privilege to protect clients' assets. It helps its clients understand why they need auto insurance and how their insurance can help them in the event that their car is stolen, the client and its passengers are injured, or the client's car causes damage to other people or property. Additional insurance services from the company include homeowners, health, and life insurance.

License Verified:

License: 1470930

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
10920 Fry Road, Cypress, TX 77433
  • Motorcyle & ATV

Why choose this provider?

Jerry Jungels is a second-generation State Farm Insurance agent catering to clients in Cypress and the nearby areas. He specializes in auto, home, and business lines and provides auto insurance policies with basic coverage for collisions and liabilities. Add-ons for medical payments, rental reimbursements, and vehicle repairs and replacements are also available. Jungels has been in the insurance industry for 32 years. He is an active participant in the community through organizations like the Cypress Fairbanks Chamber of Commerce and the Habitat for Humanity Northwest Corporate Relations.

License Verified:

License: 660442

Texas Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (30)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What are the consequences of driving uninsured in Cypress?

    Driving without insurance in Cypress carries serious consequences. For a first offense, a driver faces a fine of up to $300 and a $250 annual penalty for three years. Repeat offenses result in harsher penalties, such as license and registration suspension, fines of up to $1,000, and yearly penalties for three years. Additionally, uninsured drivers who are at fault in accidents may be required to pay for damages out of pocket or face insurance company lawsuits.

  • Do car insurance policies in Cypress cover friends of the policyholder?

    A friend should be covered if they have the owner's permission, have a valid driver's license, and do not use the vehicle on a regular basis. There may be exceptions, such as a named driver exclusion endorsement on the policy that excludes specific individuals. It is best to consult with an insurance agent to clarify the policy's terms.

  • In Cypress, if another driver is at fault for an accident, whose insurance company will cover the costs?

    If the other driver was at fault in the Cypress accident, their insurance should cover the repair costs. Individuals can file a claim with their insurance company if the other driver's insurer disputes fault, provided they have collision coverage, not just liability coverage. If the at-fault driver's insurance agrees to cover the claim, the claimant's insurer will usually seek reimbursement for the deductible.

  • Does car insurance in Cypress cover accidents while driving for ride-hailing services or using a company-owned car?

    No, most Cypress car insurance policies do not cover accidents that occur while driving for ride-hailing services or using a company-owned car on a regular basis. It also excludes damages resulting from intentional actions, racing, driving in Mexico, or driving for business purposes. Furthermore, equipment that is not permanently installed in the vehicle, such as removable GPS or stereo systems, may be excluded from coverage.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.