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Best Life Insurance Companies in Sugar Land

2024

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Providers

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Website
Katy, TX 77450
  • Life Insurance
  • Health Insurance

Why choose this provider?

Omega Multi-Services provides a wide array of personal insurance solutions for individuals, families, and business owners in Sugar Land and nearby areas. It specializes in life insurance policies with supplemental plans, such as long-term care and disability insurance. As an independent agency, it represents a group of insurance providers that allows its clients the flexibility to select the coverage and protection they require. Omega Multi-Services also offers commercial and business insurance plans, including workers' compensation and general liability.

License Verified:

License: 2505466

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (2)

Website
14011 Park Drive, Tomball, TX 77377
  • Life Insurance
  • Health Insurance

Why choose this provider?

IHS Insurance Group, LLC, is an independent insurance brokerage serving Sugar Land and its surrounding areas. The company collaborates with multiple national carriers to provide custom insurance plans, including life, home, and Medicare supplement insurance. Its insurance specialists carry cash value and term life insurance policies and inform clients of available coverage options, such as investment funds and death benefits. IHS Insurance Group was originally formed in 2005 as Senior Alliance Advisers. Michael Steele, its owner, entered the industry by selling health insurance.

License Verified:

License: 1374740

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
11301 Richmond Avenue, Houston, TX 77082
  • Life Insurance
  • Health Insurance

Why choose this provider?

Donald Malveaux provides life insurance products to clients in Sugar Land. Donald and his team bring over 15 years of combined office insurance experience in addition to his degree in insurance. He has been working for State Farm since 2009, helping clients choose from whole life, term life, or universal life insurance policies to meet their needs. He also offers home, auto, property, health, and business insurance. Donald is also able to assist Spanish-speaking clients.

License Verified:

License: 1543202

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.4 / 5 (5)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
814 East Avenue, Katy, TX 77493
  • Life Insurance
  • Health Insurance

Why choose this provider?

Matt Schomburg is an insurance agent that specializes in life, auto, and renters' insurance in Sugar Land and the surrounding areas. His life insurance plans include term, whole, and universal life. He also handles other insurance policies that cover health, properties, businesses, and pets. Schomburg came from a family of State Farm agents and established Matt Schomburg Insurance Agency under the agency in 2002. He leads a team of agents that caters to clients who speak English and Spanish.

License Verified:

License: 1100722

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (36)
Yelp
4.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
515 Farm to Market 359, Richmond, TX 77406
  • Life Insurance
  • Health Insurance

Why choose this provider?

Stieber Insurance Group, LLC, is an independent agency providing a variety of insurance and financial services to Sugar Land clients. Some of the life insurance products that the company offers include whole life insurance, universal life insurance, variable life insurance, term life insurance, and long-term care insurance. The company also has business insurance options like commercial auto insurance, commercial property insurance, farm and ranch insurance, restaurant insurance, inland marine insurance, and general liability insurance. Stieber Insurance Group, LLC, was founded in 1983.

License Verified:

License: 1570619

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
14090 Southwest Freeway, Sugar Land, TX 77478
  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

Why choose this provider?

Inshora Insurance & Financial Services has over 20 years of experience in providing the residents of Sugar Land with comprehensive insurance policies. This agency partners with multiple carriers such as Progressive, Allstate, and Liberty Mutual to offer varied options. Its agents take a customer-centric approach to connect its clients with the appropriate life insurance products. Inshora Insurance & Financial Services specializes in life insurance but also offers auto, homeowners, renters, boat, RV, and motorcycle insurance among others.

License Verified:

License: 2159190

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (104)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1324 Avenue D, Katy, TX 77493
  • Life Insurance

Why choose this provider?

Home Insurance Solutions of Texas is an insurance company that has been catering to clients in Sugar Land and the surrounding areas for nearly 30 years. This firm offers both term and whole life insurance policies. The business also provides auto, commercial, flood, home, and umbrella insurance products. The team of professional agents at Home Insurance Solutions of Texas shops various insurance carriers to help clients find the right plans that are suited to their needs and preferences.

License Verified:

License: 1605285

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Facebook
4.0 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1800 Farm to Market 359, Richmond, TX 77406
  • Life Insurance

Why choose this provider?

DuVal Insurance is an independent insurance agency that was founded in 1992. Since then, it has been providing comprehensive insurance plans to Sugar Land residents, helping them protect their future. Its team of insurance agents works closely with its clients to get to know their unique needs and deliver solutions that meet their specific circumstances and budget. Specializing in life insurance, DuVal Insurance also offers auto, home, flood, commercial, multi-line, and full-service insurance policies in the area.

License Verified:

License: 704861

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
11111 Katy Freeway, Houston, TX 77079
  • Individual Plans
  • Life Insurance

Why choose this provider?

Firemark Insurance Agency is an independent agency that caters to clients in Sugar Land. It has been delivering a broad range of insurance products and services since 1979, including individual life insurance, auto insurance, flood insurance, motorcycle insurance, and renters' insurance. Over the years, the agency has insured over 25,000 homes. Firemark Insurance Agency's name came from fire mark, a distinctive metal sign used by insurance companies to brand properties under its protection in the aftermath of the Great Fire of London in 1666.

License Verified:

License: 12829

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.0 / 5 (16)
Facebook
5.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
3527 Highway 6, Sugar Land, TX 77478
  • Life Insurance

Why choose this provider?

The McCready Agency is an independent insurance agency that serves clients in Sugar Land. It offers two types of life insurance policies: term life and whole life. It also offers other types of insurance products, such as business insurance, car insurance, and home insurance. To provide a wide selection of policies and coverage to clients, the agency has formed partnerships with multiple insurance companies. Agency owner Aaron McCready entered the insurance industry after witnessing the plight of underinsured and uninsured families affected by Hurricane Harvey.

License Verified:

License: 2553369

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
134 Eldridge Road, Sugar Land, TX 77478
  • Life Insurance

Why choose this provider?

Alzate Insurance Agency is a family-owned agency that has been helping individuals, families, and business owners in Sugar Land and the surrounding communities with their insurance needs for more than 15 years. One of its insurance experts, Annahy Alzate, has over 14 years of industry experience and can assist clients who are looking to secure a life insurance policy. In addition, the agency offers home, condo, auto, motorcycle, and umbrella plans. Apart from insurance products, the agency also provides real estate services.

License Verified:

License: 2002570

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (15)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5700 Northwest Central Drive, Houston, TX 77092
  • Life Insurance
  • Whole Life Insurance
  • Long Term Care
  • Term Life Insurance

Why choose this provider?

TWFG Insurance is a full-service insurance agency serving families, individuals, and businesses in Sugar Land. The locally owned and operated business works with more than 600 insurance carriers, and it offers a range of insurance coverage and solutions. These include life and health insurance as well as international travel insurance. It specializes in writing commercial insurance for mid-sized corporations and small businesses. Additionally, the agency provides insurance for niche industries as well as payroll and HR services.

License Verified:

License: 1587509

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Facebook
4.3 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
101 Southwestern Boulevard, Sugar Land, TX 77478
  • Life Insurance
  • Health Insurance
  • Whole Life Insurance
  • Term Life Insurance

Why choose this provider?

Operating for over 30 years, Texans Insurance & Financial Group is an independent insurance agency providing life insurance plans for residents in Sugar Land and of its nearby communities. The agency explains to each client about the various term and whole-life policies, from decreasing term to graded premium packages. It can also customize each plan to cover final expenses, mortgage payments, and income replacement. The agency also provides life insurance for business owners, covering ownership transfers and lump-sum contracts.

License Verified:

License: 700086

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1449 Highway 6, Sugar Land, TX 77478
  • Life Insurance

Why choose this provider?

Brazos Insurance is a company that assists clients in Sugar Land and the surrounding communities with insurance policies and coverage plans. It provides insurance solutions both for residential clients and commercial customers. Its services lineup includes life, vehicle, property, and business insurance. For the latter, the firm helps to cover liability for business premises and directors’ and officers’ insurance. Brazos Insurance undertakes insurance policy shopping for clients to find a match from its proposals.

License Verified:

License: 2448916

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5627 Highway Boulevard, Katy, TX 77494
  • Life Insurance

Why choose this provider?

RMC Insurance Services is a Katy-based company that provides services in the Sugar Land metro. It is an independent insurance agency that caters to families and individuals who need assistance in acquiring life insurance plans to support their retirement needs. These insurance plans may include universal, term, whole, and variable universal coverages. The insurance agents from the company have access to multiple carriers in customizing life insurance coverages. RMC Insurance Services also offers homeowners, auto, and business insurance.

License Verified:

License: 1987072

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
4514 Briar Hollow Place, Houston, TX 77027
  • Life Insurance

Why choose this provider?

M&A Wealth is a financial advising firm serving clients throughout Sugar Land. It works with several individuals across the nation to assist customers with their life insurance needs. It also offers a wide range of financial services, including investment advising, wealth management, portfolio management, retirement planning, corporate financial advising, and business valuations. Adil Mackwani, the founder of the company, is well-versed in life and health insurance and also published an Amazon bestseller on tax strategies for high-net-worth individuals.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
10701 Corporate Drive, Stafford, TX 77477
  • Life Insurance
  • Health Insurance
  • Whole Life Insurance
  • Term Life Insurance

Why choose this provider?

Abbasi Insurance Group is an insurance service provider based in Stafford that serves clients throughout Sugar Land and the neighboring communities. The agency offers a wide selection of personal and business insurance products, including life and health insurance plans. These include term life insurance, whole life insurance, and universal life insurance policies. Furthermore, the company provides life disability insurance and long-term care insurance plans. Abbasi Insurance Group also holds insurance licenses in Louisiana and Oklahoma.

License Verified:

License: 1480448

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1650 Highway 6, Sugar Land, TX 77478
  • Life Insurance
  • Health Insurance

Why choose this provider?

A Sugar Land resident since 1981, John Bowers caters to the insurance needs of clients in the community. He provides a wide variety of insurance products and services, including life, health, pet, auto, business, and home insurance. He also offers property insurance and handles banking, mutual funds, and annuities. John opened his State Farm office in the metro area in 1966. In addition, he is a second-generation State Farm insurance agent. He likes playing golf, cooking, traveling, and spending time outdoors during his free time.

License Verified:

License: 695501

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (20)
Facebook
5.0 / 5 (8)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
15615 Highfield Drive, Houston, TX 77095
  • Life Insurance

Why choose this provider?

The Nixon Agency assists families and businesses in Sugar Land to protect their assets. This insurance agency shops rates from reliable carriers on the market to help ensure that clients find plans that address the risks that may affect their finances in the future. Its agents specialize in researching life insurance plans customized to a family or individual's specific financial goals and background. The Nixon Agency also offers individual health plans, vision and dental insurance, and indemnity policies.

License Verified:

License: 2641853

Texas Department of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1117 Farm to Market 359, Richmond, TX 77406
  • Life Insurance
  • Health Insurance

Why choose this provider?

Mark Boles Insurance Agency delivers a broad spectrum of personal and commercial insurance lines, including life insurance plans. Serving Sugar Land and the surrounding communities, the independent agency has access to multiple insurance companies, allowing its clients to select the coverage and protection they require. Its other areas of specialization include auto, health, general liability, and commercial auto insurance. Mark Boles Insurance Agency also has a mobile application that clients can use to request a change on their policy or set bill pay reminders.

License Verified:

License: 907385

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (25)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • How can residents of Sugar Land customize their life insurance policies?

    Sugar Land residents can customize their life insurance by incorporating special additions known as riders. Such inclusions can address issues such as health challenges, severe illnesses, or partner and child protection. While it requires an additional fee, riders enhance plans by providing unique, reassuring coverage. Before making a decision, it is critical to understand all policy features.

  • Can life insurance providers in Sugar Land limit payouts for specific causes of death?

    Yes, in Sugar Land, a life insurance provider can set limits on payouts for deaths from war service in the armed forces, suicide within two years of the policy start, or specific aviation incidents. The terms must, however, be at least as favorable to policyholders as the insurance commissioner deems them to be.

  • How long do individuals in Sugar Land have to reconsider their life insurance decision after receiving their policy?

    People in Sugar Land have 10 days after they get their policy to change their minds about life insurance. It is best to send it back as soon as possible to the insurer's main office or the agent who helped with the sale. Policyholders must get a date-stamped receipt as proof of return. If insurance companies don't return premiums within 30 days, they can be fined.

  • What should someone know before purchasing life insurance in Sugar Land?

    Before purchasing life insurance in Sugar Land, individuals should confirm their insurability. Policies include costs such as mortality charges. Early surrender may result in fees and tax consequences. The policy's guarantees are contingent on the insurer's ability to meet claim obligations. It is critical to understand these aspects in order to make informed decisions.

  • How should residents of Sugar Land primarily view their life insurance?

    Sugar Land residents should consider life insurance primarily as a financial security tool rather than an investment. It shields families from potential financial difficulties following the death of a loved one. While some policies may provide financial returns during one's lifetime, their primary function is to protect the financial futures of loved ones.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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