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Best Credit Repair Companies in Bryan

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, Bryan, TX 77057
Bryan, TX 77057
  • Debt Consolidation

Credit Advisors Council is a Houston-based firm that serves clients within the Bryan metro. Its team offers debt counseling and financial assistance to help individuals settle their outstanding debts and improve their FICO scores. It also provides comprehensive education regarding credit guidelines and financial literacy in order to inform clients about matters concerning loan forgiveness and identity theft. In addition, the firm is open for finance-related inquiries like consumer debt defense and different types of mortgages, such as student loans.

, Bryan, TX 77057
Bryan, TX 77057

Website(281) 899-8444

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

2 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

, Bryan, TX 78702
Bryan, TX 78702
  • Credit Monitoring

Olympia Credit Repair, LLC, serves individuals who want to improve their credit scores in the Bryan metro and neighboring areas. It assists clients in securing their credit objectives by analyzing their reports. It challenges credit bureaus and creditors about the negative items on the clients' files, including charge-offs, collections, student loans, and late payments. The company also educates consumers on the best practices toward increasing credit scores. A past client has shared how Olympia Credit Repair helped them restore their score to over 700 points.

, Bryan, TX 78702
Bryan, TX 78702

Website(512) 375-4700

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

4 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: How do you repair credit after identity theft?
A:

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.
Q: Is credit repair legal?
A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.
Q: Can a credit repair company remove late payments?
A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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