Expertise.com

2024

Last updated:

Best Life Insurance Companies in Bryan

Our Recommended Top 5

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Bryan Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

3789Reviewed

2275Curated

5Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
4103 South Texas Avenue, Bryan, TX 77802
  • Life Insurance

Why choose this provider?

Founded in 1984, Neil W Endler Insurance Agency offers term life, universal life, variable universal life, and whole life insurance policies to clients in Bryan and the nearby communities. It also customizes home, boat, classic car, recreational vehicle, and renters' insurance solutions. Umbrella liability insurance options, which cover accidents, lawsuits, and bodily injuries, are also available. In addition, the agency provides financial products such as annuities and individual retirement accounts, as well as workplace retirement, employee benefit, and college savings plans.

License Verified:

License: 692291

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4030 Highway 6 S. Ste. 101, College Station, TX 77845
  • Life Insurance
  • Health Insurance

Why choose this provider?

Serving clients in Dallas and Bryan, Dexter & Co is an insurance and risk management company founded by George J. Dexter in 1876. Its life insurance program comes in three different policies; term life, universal life, and whole life. In addition, the company provides business insurance and federal student loan subsidy. Dexter & Co aims to provide personalized customer service and custom insurance plans that fit the needs and estimated expenses of individuals, families, businesses, and organizations.

License Verified:

License: 6576

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (27)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1308 Norfolk Court, College Station, TX 77845
  • Life Insurance
  • Health Insurance

Why choose this provider?

Callin O’Brien Insurance helps individuals, families, and businesses in terms of insurance policies in Bryan. The company offers life insurance products that cover death benefits, mortgage payments, and future educational fees. The agency represents several insurance carriers such as The Cincinnati Insurance Company, Gerber Life Insurance, and Legal & General America. Callin O’Brien Insurance can also assist with health insurance, including accident, critical illness, dental, travel, short-term medical, and vision. It also provides Medicare Advantage plans, Medicare Supplemental plans, and Prescription Drug plans.

License Verified:

License: 2219757

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.3
Responsiveness
Friendliness
––
Helpfulness
Detail

Website
1716 Briarcrest Drive, Bryan, TX 77802
  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

Why choose this provider?

Founded in 2013, Program Insurance Group is an independent insurance agency serving in Bryan and the surrounding areas. It provides personal insurance policies, such as auto insurance, life insurance, renters' insurance, and homeowners' insurance. Additionally, it provides insurance policies for businesses, franchises, workers, and homebuilders. Program Insurance Group helps clients by assessing their needs, offering them a variety of insurance products, and presenting them appropriate coverages at fair rates to protect their life, family, and business.

License Verified:

License: 95558

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (12)
Google
5.0 / 5 (9)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
308 North Karnes, Cameron, TX 76520
  • Life Insurance
  • Health Insurance

Why choose this provider?

Julie Sulak is an insurance agent at State Farm that has been providing professional assistance to clients in Bryan and its surrounding communities since 1999. She offers various insurance products, including health, property, home, auto, and life. Sulak also helps clients with annuities and banking. Her agency also works with more than 300 professions such as electricians, hair salons, florists, landlords, and photographers. Sulak earned a Bachelor of Business Administration from Texas Christian University.

License Verified:

License: 297274

Texas Department of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • What are the benefits of buying individual life insurance if you already have life insurance coverage through your employer in Bryan?

    Consider purchasing your own life insurance in Bryan because the policy will follow you, unlike employer-provided insurance in Bryan, which you may lose if you change jobs. Furthermore, group life insurance provided by employers is typically one-size-fits-all. With your own life insurance, you can tailor the death benefit amount to ensure that your family's specific expenses, such as funeral costs, mortgage payments, and child support, are met.

  • Does your ex-spouse still have a claim on your life insurance benefits in Bryan?

    Typically, no. After a divorce, Texas Family Code Section 9.301 automatically terminates an ex-spouse's right to your life insurance. There are only three circumstances under which an ex-spouse can still make a claim on your life insurance. First, if you rename your ex-spouse as beneficiary after divorce. If the divorce decree directs that the ex-spouse be named as a beneficiary. Finally, if your ex-spouse has been designated as trustee to receive your death benefits for your children or dependents in Bryan.

  • What is the free look period indicated on the new life insurance policy you purchased in Bryan?

    Life insurance policies issued in Bryan typically include a free look period of 10 to 20 days following the purchase date. You should be reviewing the new policy during this time. If you change your mind about the policy, you can return it to the insurer for cancellation within the free look period and receive a full refund of any premiums you have already paid. These are specified in 28 Texas Administrative Administrative Code 3.804 (3)(A)(v).

  • When can beneficiaries expect to receive the life insurance death benefit in Bryan?

    After providing proof of death and verifying the beneficiary's claim, the life insurance company in Bryan should pay the death benefit to the beneficiary within two months. This is in accordance with Title 7 Section 1101.011 of the Texas Insurance Code and Section 3.5106 of the Texas Administrative Code. It should be noted that the death benefit earns interest from the time proof of death is received until the claim is settled. These accrued interests should be included in the payment by the insurer.

  • Can your child be your life insurance beneficiary in Bryan?

    Yes. However, you should also name a custodian for the child under the Uniform Transfers to Minors Act, or name a trust/trustee as the beneficiary in place of your child. This is due to the fact that in Bryan, life insurance proceeds are not paid directly to minors. The death benefit for your child will be paid to a court-appointed custodian. You should appoint a custodian or trustee of your choice to manage the proceeds until your child reaches the age of majority.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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