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Best Health Insurance Agencies in Bryan

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Callin O'Brien Insurance logo
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License Verified:

License: 2219757

Texas Department of Insurance

Callin O'Brien Insurance

1308 Norfolk Ct, College Station, TX 77845
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  • Health Insurance

Business Description

Callin O'Brien Insurance is a company that offers health insurance to residents of Bryan and nearby areas. It provides assistance with Medicare, Medicaid, and prescription drug plans. It also offers an alternative health insurance plan to Obamacare that covers hospitalization, preventative care, surgery, doctor's visits, lab tests, and injections. Callin O'Brien Insurance also provides a range of other insurance products for individuals and families, including life, accident, vision, dental, critical illness, and short-term medical insurance plans.

License Verified:

License: 2219757

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.0
Responsiveness
Friendliness
––
Helpfulness
Detail
Courtney Boring logo
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License Verified:

License: 2292562

Texas Department of Insurance

Courtney Boring

1200 Briarcrest Drive Suite 3200, Bryan, TX 77802
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  • Health Insurance

Business Description

Courtney Boring is a State Farm insurance agent in Bryan. She helps prospective enrollees in choosing suitable products for their life and health insurance coverage. Courtney also offers State Farm insurance products to protect properties like autos, homes, and businesses. Other products offered are banking and financial solutions. Courtney can provide her services in Spanish. She is an active member of the community and volunteers for the Brazos Valley Food Bank. She also supports the Amazing Grace Women’s Shelter.

License Verified:

License: 2292562

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (49)
Facebook
5.0 / 5 (4)
Greg Myatt logo
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License Verified:

License: 1859983

Texas Department of Insurance

Greg Myatt

2651 Boonville Rd Ste 120, Bryan, TX 77808
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  • Life Insurance
  • Health Insurance
  • Medicare Supplement Insurance
  • Medicare

Business Description

Greg Myatt provides State Farm insurance plans to clients in the Bryan area. The firm's individual health insurance provides coverage on top of what is provided by company health plans. This includes costs related to treatments, hospitalizations, and preventative healthcare like checkups. Myatt also offers life insurance that covers burial costs and future expenses for beneficiaries. In addition, he provides insurance options for homes, properties, automobiles, and businesses. He also handles investments, such as annuities and mutual funds.

License Verified:

License: 1859983

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (312)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Lance Snider logo
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License Verified:

License: 1659007

Texas Department of Insurance

Lance Snider

3608 E 29th St Ste 112, Bryan, TX 77802
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  • Health Insurance

Business Description

Since 2013, Lance Snider has been providing financial solutions to clients in Bryan. He partners with State Farm to offer health insurance options, like long-term disability and Medicare Supplement plans. Snider also advises clients on issues related to life insurance, including options like term and universal life plans. His other insurance solutions include auto, home, and business coverages. Snider has over a decade of experience in the insurance industry. He served as an inside sales manager for the healthcare firm McKesson.

License Verified:

License: 1659007

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (98)
Facebook
5.0 / 5 (12)
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Program Insurance Group logo
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License Verified:

License: 1801687

Texas Department of Insurance

Program Insurance Group

120 N Main St,, Bryan, TX 77802
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  • Life Insurance

Business Description

Program Insurance Group is an independent agency headquartered in Bryan. It comprises a team of insurance professionals who have the training to deliver personalized insurance plans that suit the specific needs and budget considerations of individuals, families, and businesses. They collaborated with Pendella, a national insurance agency, to provide personalized health plans for businesses. In addition, the team specializes in protecting clients' personal assets through insurance policies, such as homeowners, auto, renters, and umbrella liability.

License Verified:

License: 1801687

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
4.7 / 5 (15)
Google
5.0 / 5 (9)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
SIG Insurance Services logo
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License Verified:

License: 18149

Texas Department of Insurance

SIG Insurance Services

2751 Nash Street Suite 100, Bryan, TX 77802
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  • Life Insurance
  • Health Insurance

Business Description

SIG Insurance Services is an independent agency serving individuals and businesses in Bryan. It offers financial protection plans, including health, long-term care, and life insurance. The agency also provides coverage for homes, automobiles, fine arts, and jewelry. Additionally, it caters to businesses with international coverages, workers' compensation, employment practices, and builder's risk insurance. SIG Insurance Services was founded by Richard Pollard, who has been in the insurance industry since 1966. The company is now headed by Richard's daughter, Missy.

License Verified:

License: 18149

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Google
3.4 / 5 (5)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Wellmann Insurance Agency, Inc. logo
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License Verified:

License: 1900891

Texas Department of Insurance

Wellmann Insurance Agency, Inc.

3091 University Drive East, Bryan, TX 77802
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  • Health Insurance

Business Description

Active for over two decades, Wellmann Insurance Agency, Inc., is a full-service insurance company that caters to clients in and around Bryan. It has access to a broad list of insurance companies, allowing it to compare rates and premiums to come up with options for different client needs. The carriers the agency represents include Texas Mutual, The Hartford, and Travelers Insurance. The company can examine health insurance plans that include accident coverage, major medical illnesses, and hospital services. It can also modify plans to cover multiple employees and family members.

License Verified:

License: 1900891

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (14)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

How can you find affordable health insurance? 

Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

What is health insurance?

Health insurance policies are contracts that require an insurer to pay some or all of a beneficiary's health care expenses in exchange for a premium and deductible. Plans cover preventive care and emergency medical services arising from an injury or illness. They may also offer optional coverage for dental and vision.

How do health insurance companies make money?

Health insurance companies make money by collecting premiums from consumers and reinvesting the funds. Federal law requires insurers to put approximately 80-85% of collected funds toward claims, and 15-20% is used to pay for administrative expenses.

What is subsidized health insurance?

Subsidized health insurance is available exclusively through the Health Insurance Marketplace. This system applies federal tax credits that can reduce or eliminate premiums. Tax credits are available to consumers who earn up to 400% of the federal poverty level based on household size.

What is a health insurance deductible? 

A deductible is a fixed amount you must pay out-of-pocket before normal copays or coinsurance rates apply. Under the Affordable Care Act, some services, such as annual physicals and wellness screenings, must be covered at no charge.

Is it illegal to not have health insurance?

No. Starting in 2019, the federal government eliminated the penalty that applied to individuals who could afford health insurance but chose not to purchase it. Financial penalties still apply in California, Massachusetts, New Jersey, Rhode Island, Vermont, and Washington, D.C.

Does health insurance cover therapy? 

All Marketplace plans must cover behavioral health care services, including counseling, inpatient care, and substance abuse treatments. However, there are coverage limits, and preauthorization may be required.

What is a copay?

A copay is a fixed price that you pay at the time of service after your deductible is satisfied. Insurance companies set specific rates for primary and specialty care and other services, such as emergency room visits and X-rays. Alternatively, plans may have coinsurance rates that require beneficiaries to pay a certain percentage of covered charges.

What is the Health Insurance Marketplace?

The Health Insurance Marketplace is a federal service designed to help consumers compare and purchase subsidized health insurance plans that comply with the Affordable Care Act. A number of states operate their own insurance marketplaces, including California, Colorado, New York, and Pennsylvania.

How can you find health insurance without a job?

Individuals who don't have access to health insurance through their job can purchase ACA-compliant plans through the Health Insurance Marketplace. Off-exchange plans are also available through private insurers and independent agents. The Consolidated Omnibus Budget Reconciliation Act (COBRA) gives certain individuals who are losing their coverage the right to maintain the same plan for a limited time period. 

Can you cancel health insurance at any time? 

Consumers can cancel their health coverage at any time. Cancellations may be effective immediately or at a specified date. However, you must wait until Open Enrollment to sign up for a new plan unless you qualify for a Special Enrollment period.

Can you have more than one health insurance policy?

It's possible to have primary and secondary health insurance. This is most common with Medicare and Medicaid beneficiaries, including dual enrollees and individuals who purchase supplemental plans. Secondary plans can cover some additional expenses, but you're still responsible for premiums and deductibles.

Is health insurance pretax?

Premiums for employer-sponsored health plans are generally deducted from the worker's pretax income. The same is true for voluntary contributions made to Flexible Spending Accounts and Health Savings Accounts that are paired with a qualifying high-deductible health plan.

How long can a child stay on a parent\'s health insurance policy?

Children can stay on their parents' health insurance plan until their 26th birthday. There's a 60-day special enrollment period following this date. Exemptions allow disabled adult children to remain on their parents' policy beyond this age.

Do you have to pay a health insurance deductible upfront?

In most cases, out-of-pocket expenses for approved services count toward your deductible. However, it's increasingly common for hospitals to request all or part of the deductible upfront when scheduling major services, such as CT scans and surgeries.

Do employers have to offer health insurance?

The Affordable Care Act requires companies with at least 50 full-time employees to make essential health benefits available to 95% of their workforce. Companies that choose not to offer such benefits may have to pay a penalty.

Is there a tax credit for having health insurance?

The Advance Premium Tax Credit is a federal tax rebate designed to lower the cost of health insurance plans purchased through the Marketplace. Eligibility is based on income and household size. Consumers can decide how much of their tax credit to put toward their premiums.

Read all FAQs