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Best Homeowners Insurance Agencies in Knoxville

2023

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Website
6334 Chapman Highway, Knoxville, TN 37920
  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance
  • Condos

Why choose this provider?

Dott Baker Insurance Agency is an independent insurance provider that has been serving the Knoxville metro area since 1954. The company assists individuals and families in protecting their homes and personal belongings through homeowners' insurance policies. Agents at the firm also help homeowners settle claims for property damage and losses from accidents, disasters, and other unfortunate events. Other insurance offerings include property, vehicle, and business coverages. The company also serves clients throughout Tennessee.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (29)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
11020 Kingston Pike, Knoxville, TN 37934
  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance
  • Condos

Why choose this provider?

The Mike Dyer Insurance Agency is a family-owned and operated insurance agency located in Knoxville that provides individuals with insurance solutions. The agency's staff has a combined 46 years of experience in the industry, offering homeowners insurance. Home insurance is an important investment, as it can secure properties and valuables in the case of natural disasters, accidents, emergencies, or crime. The company helps homeowners add freestanding structures to their existing policy and add contents coverage for their possessions.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Facebook
4.5 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
9219 Middlebrook Pike, Knoxville, TN 37931
  • Personal Property Insurance
  • Multiple Policy Types
  • Multiple Carriers
  • Renter's Insurance

Why choose this provider?

For more than 27 years, Bailey Insurance Service has been assisting residents and business owners in Knoxville with financially securing their homes and properties. The company provides customized homeowners' insurance packages for homes, apartments, and condominiums. Having over 100 years of combined experience, its agents conduct client interviews and handle biddings among insurance providers to help clients choose the right policy that addresses their needs. Other insurance offerings include personal, life, commercial, employee benefit, and specialty coverages.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (32)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6423 Deane Hill Drive, Knoxville, TN 37919
  • Renter's Insurance
  • Personal Property Insurance
  • Multiple Policy Types
  • Multiple Carriers

Why choose this provider?

Tate Insurance Group provides insurance and risk management solutions to clients in Knoxville. The independent insurance agency offers homeowner insurance policies from several insurance carriers. The agents help clients research rates and coverage options with the aim of determining the plan that best fits their insurance needs and budget. Tate Insurance Group has been presented with the Top Agent Award for New Business in Tennessee with Erie Insurance four times. The company is also licensed in 20 other states.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (27)
Facebook
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.3
Responsiveness
Friendliness
Helpfulness
Detail
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Website
220 S Peters Rd #103, Knoxville, TN 37923
  • Condos
  • Multiple Policy Types
  • Earthquake

Why choose this provider?

Knoxville Insurance Group serves individuals and families seeking to protect their homes, condominiums, or rental properties. The agents at this firm have been providing insurance solutions for six decades. They compare rates from trusted insurance providers to help homeowners obtain coverage for potential losses such as natural disasters or theft. This insurance agency's insurance policies also include guest medical protection, family liability protection, and personal property protection. Knoxville Insurance Group also offers life and health insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (166)
Facebook
5.0 / 5 (24)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2904 Tazewell Pike suite d, Knoxville, TN 37918
  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers
  • Flood
  • Earthquake

Why choose this provider?

Tennessee State Insurance is an independent agency based in Knoxville. The company assists clients in various matters including homeowners' insurance. Its team of agents provides numerous home insurance options that include coverage for property damage and guest injuries. Home insurance plans also cover damage resulting from most disasters except earthquakes and floods. The professionals work with different insurance carriers such as MetLife, Progressive, and Travelers. Tennessee State Insurance has been providing insurance assistance for more than 30 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
3209 Garden Drive, Knoxville, TN 37918
  • Multiple Policy Types

Why choose this provider?

Harrington Insurance Agency, based in Knoxville, is a family-owned and operated insurance agency that has been providing insurance services since 1942. The agency helps homeowners secure their properties through home insurance, which can cover everything comprehensively or only cover a home's contents. The Harrington Insurance Agency website has an automated insurance quote tool to help give homeowners an idea of their costs depending on their policy of choice. The agency also offers condo, renters, landlord, and townhome insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (5)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1011 North Broadway, Knoxville, TN 37917
  • Flood
  • Renter's Insurance
  • Personal Property Insurance

Why choose this provider?

John Bailey Company is a Knoxville-based business that has been providing insurance services since 1946. Its team of agents helps clients obtain various insurance plans, including homeowners' insurance. They offer a broad range of home insurance coverages such as property coverage, guest medical coverage, personal liability coverage, and jewelry coverage. The professionals also offer policies that insure mobile homes. Home insurance plans may also cover flood damage and fire damage.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (16)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
813 South Northshore Drive, Knoxville, TN 37919
  • Fire
  • Personal Property Insurance
  • Flood

Why choose this provider?

The Mutual Insurance Agency provides personal and commercial insurance to clients in Knoxville and the surrounding communities. The insurance policies it covers include personal insurance, auto insurance, homeowners' insurance, and property insurance. Under homeowners' insurance, clients can discuss with their agent a comprehensive plan depending on the common concerns in the area. For example, if the client is worried about fire or flood disasters damaging their home and belongings, the agent can suggest specific plans that can address them.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Facebook
5.0 / 5 (2)
Google
3.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Knoxville, TN
  • Multiple Policy Types

Why choose this provider?

Jake Duos is a State Farm agent near Knoxville. Mr. Duos evaluates individual circumstances to deliver appropriate homeowners insurance coverage at competitive rates. His State Farm agency assesses the value of the dwelling and secondary buildings as well as personal possessions, such as jewelry, electronics, and firearms. The company also insures second homes and condos in addition to farms and ranches. State Farm's other policies include business, auto, and life.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6426 Baum Drive, Knoxville, TN 37919
  • Fire
  • Multiple Policy Types
  • Personal Property Insurance
  • Multiple Carriers

Why choose this provider?

Whedbee Insurance is a family-owned and -operated agency that serves the Knoxville area. Included in its line of insurance products is home insurance. Its team of agents provides home insurance policies that offer property protection. They work with a number of insurance carriers, such as Allied Insurance, The Hartford, Progressive, Symetra, and Safeco. The insurance company was co-founded by Lloyd Whedbee, who began his career in the insurance industry in 1955. He opened Whedbee Insurance with Joyce Whedbee in 1972.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (13)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5210 Schubert Road, Knoxville, TN 37912
  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance
  • Multiple Carriers
  • Condos

Why choose this provider?

Bradley Insurance Agency is an independent insurance provider that has been serving Knoxville and nearby areas since 1972. The company helps individuals and families safeguard their homes, personal assets, finances, and loved ones by providing customized homeowners insurance. The policy covers claims for property damage, injury to others, liability defense charges, and medical expenses for guest injuries. Other insurance offerings include vehicle, property, farm, life, business, and employee coverages. The company also provides insurance packages for weddings, special events, and industry-specific policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (28)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1717 Winston Road, Knoxville, TN 37919
  • Life Insurance

Why choose this provider?

William Knight Insurance Agency is a privately held insurance company that has been serving Knoxville and the surrounding areas since 1977. It offers home insurance solutions and specialty programs such as cabin and self-storage insurance. The company also offers auto and commercial insurance solutions. Business owners and contractors can consult with the company to get a plan that fits their needs. William Knight Insurance Agency has partnered with over 90 different carriers, like Builders Mutual, Hanover, and Safeco. Clients looking to have alarm systems installed can also be accommodated.

License Verified:

License: 5243

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (75)
Facebook
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
9700 Westland Drive, Knoxville, TN 37922
  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance
  • Condos

Why choose this provider?

William Blount Risk Advocates is an independent agency with offices located in Knoxville. It has been offering insurance solutions to large corporations, small businesses, and individuals for more than two decades. Its team of agents provides homeonwers' insurance plans with coverage options that include personal liability, property damage, loss of use, medical expense, and personal property. William Blount Risk Advocates also have other products such as employee benefits, business, and specialty insurance plans.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.4 / 5 (5)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
705 Gate Lane, Knoxville, TN 37909
  • Renter's Insurance
  • Flood
  • Earthquake
  • Condos

Why choose this provider?

Insurefit RM is a full-service independent insurance agency that serves Knoxville and other Tennessee areas. Understanding that one's home is a valuable investment, the agency helps homeowners protect their asset from small and large risks with an appropriate insurance coverage. The home insurance policies can cover fire, property damage, burglary, personal property/contents, medical expenses, and more. Insurefit RM received the Big "I" Best Practices Agency Award for two straight years in 2019-2020.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (20)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.

  • What incidents does a homeowners' insurance policy in Knoxville cover?

    Purchasing a homeowners' insurance policy in Knoxville protects property owners and renters from losses due to various incidents such as vandalism, theft, and fire. In addition, this policy will provide coverage if an individual sustains injuries on your premises and then initiates legal proceedings resulting in a judgment against you.

  • What types of personal belongings are covered by your homeowners' insurance policy in Knoxville?

    In a homeowners' insurance policy in Knoxville, your personal possessions, such as electronics, clothing, and furniture, are covered if they are damaged by fire or stolen. Your policy can help replace the stolen or damaged item. For items like art, jewelry, antiques, and collectibles, you may need to talk to your insurance agent to provide additional coverage for these belongings.

  • What is the cost of homeowners' insurance in Knoxville?

    Your choice of coverage options will affect the price of your Knoxville homeowners' insurance. Additionally, it will depend on how much you want to spend. For example, if your deductible was $500, you would be liable for the first $500 of the covered damage. Depending on your situation, the cost also differs if you set higher limits than the recommended amount.

  • Why do you need to purchase a homeowners' insurance policy in Knoxville?

    Even though it is not required by the state, federal, or local government to purchase a homeowners' insurance policy in Knoxville, you may need to present proof of this type of insurance to your lender if you have a mortgage. In addition, if you don't have this policy, the expense of repairing and replacing your property will fall on you rather than the insurance company in the event that it gets damaged in an accident.

  • Do homeowners insurance premiums fluctuate in Tennessee, particularly between Knoxville and other metropolitan areas?

    The average yearly premium for homeowners insurance policies in Tennessee is $1,755, with a monthly price of $146. This annual coverage is not the same throughout the state since some metros have their premium costs. For instance, the yearly premium coverage for Knoxville amounts to $1,757, while Clarksville's annual premium coverage stands at $1,664 and Nashville's at $1,620.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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