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Best Renter's Insurance Companies in Knoxville

2024

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Providers

Last updated:

Website
6334 Chapman Hwy, Knoxville, TN 37920
  • Multiple Policy Types

Why choose this provider?

Dott Baker Insurance Agency is an independent insurance company serving Knoxville for over 67 years. It assists renters in the metro access and obtain a suitable renters' insurance policy to cover their personal properties, damage liability, and medical payments for injuries sustained in the rented property. Its network of insurance carriers allows the company to compare coverage options and find the right policy that fits its clients. It also offers insurance products and services on auto insurance, home insurance, and other personal and commercial lines.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (29)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
301 South Gallaher View Road, Knoxville, TN 37919

Why choose this provider?

Applegate Insurance Agency is an independent agency that serves clients in Knoxville. It offers renters' insurance from several providers that include ERIE, Nationwide, Travelers, Stillwater and can obtain and bind a policy online. This type of insurance provides coverage for policyholders' belongings and liabilities in case of a loss event. The agency also assists clients in obtaining other types of insurance products for automobiles, homes, condominiums, motorcycles, rideshare, and businesses. It supports The Veterans Advocacy & Benefits Association. Jeffery Sullivan is the owner of the agency

License Verified:

License: 747976

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (82)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
11002 Kingston Pike, Knoxville, TN 37934
  • Multiple Policy Types

Why choose this provider?

IRM Insurance is an independent insurance agency serving individuals, families, and businesses in Knoxville and nearby areas. Renters' insurance is among the wide range of products offered. In addition, it provides life, umbrella, homeowners', and general liability insurance plans. The agency helps clients find the best insurance plan to suit their needs by shopping quotations and policy offerings from different insurance providers like AEGIS, Berkshire Hathaway, Liberty Mutual Insurance, and Travelers Insurance.

License Verified:

License: 824773

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (47)
Google
5.0 / 5 (34)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3010 North Broadway, Knoxville, TN 37917
  • Multiple Policy Types

Why choose this provider?

Carlos Insurance Agency is an independent company serving families and individuals in the Knoxville metro and the surrounding communities. It accommodates clients who need assistance in purchasing renters' insurance plans. The company also helps clients obtain other personal plans such as auto, homeowners', and motorcycle insurance. Its insurance professionals also create insurance coverages for rental properties, markets, and restaurants. They work with multiple insurance companies to provide customized policies. Owner Carlos Allavena started his career as an Allstate insurance agent in 1994.

License Verified:

License: 2352154

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (22)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
P.O. Box 3428, Knoxville, TN 37927
  • Multiple Policy Types

Why choose this provider?

Farmers Mutual of Tennessee is a local and independent insurance agency that serves clients in Knoxville. It offers renters' insurance coverage for policyholders' belongings and liabilities in case of a loss. The agency also assists clients in obtaining other insurance products for homes, mobile homes, farms, and churches. The agency's history can be traced back to the decision of Knox County farmers to establish the Farmers Mutual Fire Insurance Company on July 12, 1913.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
5.0 / 5 (23)
Google
4.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
105 Land Oak Road, Knoxville, TN 37922
  • Multiple Policy Types

Why choose this provider?

Ryan Mahoney Insurance is a full-service agency that offers renters' insurance to its clients in the Knoxville area. The company uses its knowledge and expertise to assist them in determining the insurance coverage that best meets their needs, as well as educating them on their coverage options. Because of its affiliation with several insurance companies, it is able to put together comprehensive insurance packages. Ryan Mahoney Insurance also offers insurance plans for homeowners, landlords, and condominiums.

License Verified:

License: 2263438

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (24)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4313 Ball Camp Pike, Knoxville, TN 37921
  • Multiple Policy Types

Why choose this provider?

Jared Hall is a Knoxville-based insurance agent that started his own State Farm Insurance agency in July 2017. He assists clients in getting renters' insurance quotes to protect their belongings. The policy may include coverage for property damage and loss from accidents, water impacts, and malicious mischief. In addition, Jared provides auto, home, property, business, health, and life insurance products. He has a double major in management and marketing. He used to work as an agent aspirant for a State Farm agent in Atlanta.

License Verified:

License: 2368651

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (203)
Facebook
5.0 / 5 (38)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5418 Clinton Highway, Knoxville, TN 37912
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

ISG Insurance LLC has been operating in Knoxville since 2002. It offers renters' insurance policies as financial protection against damage or loss caused by different circumstances, such as fire, theft, and lightning. Additionally, liability coverage options are also available. The independent agency also handles a wide variety of insurance under personal and business lines. Moreover, its website features an interactive graphic where clients can identify their risks and choose coverage based on their needs.

License Verified:

License: 2376240

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (199)
Facebook
5.0 / 5 (5)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Is it mandatory for Knoxville tenants to have renters insurance?

    Tenants in Knoxville are not required by law to obtain renters' insurance. However, property owners or leasing companies may make it a condition of renting. Although it is not a statewide requirement, purchasing a renters insurance policy can protect one's belongings from specific risks such as fires or thefts. Choosing to invest in such insurance ensures personal item protection, even if it is not explicitly required.

  • What are the primary coverages provided by renters' insurance in Knoxville?

    In Knoxville, standard renters' insurance typically includes four major coverages. To begin, personal property coverage protects items such as clothing, electronics, and furniture. Second, loss-of-use coverage assists in offsetting increased living expenses if a covered peril renders your rental unlivable. Third, personal liability coverage protects against legal claims resulting from bodily harm or property damage. Lastly, medical payments cover health-related expenses incurred as a result of covered incidents.

  • How can Knoxville residents determine the right amount of renters insurance?

    When determining the appropriate amount of renter's insurance, Knoxville residents should add up the replacement costs of all personal items they want to protect against loss or damage. Creating a detailed inventory with photos, model specifics, and purchase data simplifies claims. While landlords may insure the property, it is important to remember that only renters insurance covers personal belongings inside the home.

  • Why is guest medical coverage essential for renters in Knoxville?

    Guest medical coverage is essential in Knoxville because if a visitor is injured on your rental property, you, as the tenant, are financially responsible for their medical bills. While they may be able to claim these costs through your renter's insurance, a lack of coverage may force you to pay out of pocket. Landlord insurance typically does not cover such expenses, emphasizing the importance of having personal renters' insurance to protect oneself.

  • How does renters' insurance in Knoxville assist in the event of identity theft?

    Renters insurance in Knoxville can provide identity restoration coverage, which is important given the high risk of identity theft in the United States. This coverage assists victims by potentially compensating for expenses incurred as a result of identity theft incidents. Depending on the specific policy terms, these costs may include legal fees, lost wages during the resolution process, and various restoration charges.

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