Best Mortgage Refinance Companies in Knoxville

Bradley Pruitt works under FirstBank Mortgage and serves the communities in and around the Knoxville metro. He offers refinancing solutions that help clients achieve their goals. These may include leveraging part of their home equity by getting cash back, lowering their monthly payments, or shortening their loan terms. Bradley has been with the company as a mortgage banker for more than 11 years. FirstBank Mortgage has assisted over 20,000 families and helped them save more than $400 monthly.

CPF Mortgage provides solutions to customers in Knoxville and its surrounding areas. It offers home refinancing services, informing clients about the current rates and helping them adjust their current loan program to build more equity. It also provides cash-out refinance solutions for customers that want to replace their mortgages. The company offers 15-year fixed-rate, 30-year fixed-rate, and adjustable-rate mortgages. In addition, it provides USDA, VA, and FHA loan programs. Justin Kelly, the CEO of CPF Mortgage, founded the company in 2007.

First Choice Lending Services, LLC, caters to individuals and families in Knoxville and the surrounding areas. It provides a selection of home loan mortgage products—such as FHA, Freddie Mac, property-only, home construction, reverse mortgages, and loans—for buyers with bad or no credit, and which can be utilized to refinance existing property ownership. The agency aims to establish long-term relationships with its customers by designing individualized loan plans specifically catered to their financial capabilities and lifestyle demands.

Foundation Mortgage in Knoxville is a mortgage brokerage providing loan and refinancing solutions to customers. It is headed by Nick Galbraith, a real estate lending expert with over 20 years of experience in finance. The company comprises over 10 NMLS-licensed loan officers that help clients apply for and process mortgage refinancing to shorten loan terms, lower interest rates, or tap into home equity for emergency funds. Foundation Mortgage has a podcast that teaches homeowners and homebuyers about loans and the real estate market.

Fountain City Finance Company has been serving hundreds of customers in Knoxville since 1991. The locally owned and operated firm has mortgage refinancing services to cater to individuals dealing with home foreclosures. It offers a selection of products, such as USDA, THDA, FHA, VA, and conventional loans. Its reverse mortgage refinancing is available for customers' residences, including single-family, multi-family, and double-wide manufactured homes. A previous client commended the senior loan officer Daryl Decosta and the crew for providing updates throughout the home purchase process.

Keystone Mortgage is a mortgage brokerage that offers mortgage refinance solutions for Knoxville residents. It assists individuals seeking to refinance their homes in order to pay for mortgage insurance, obtain funds for home improvements, or consolidate debt. The company also offers FHA, VA, and USDA loans. Founder and President Matt Padgett, who was born in Knoxville, started the business in 2006 after being disappointed and irritated with the customer service he was given while purchasing a residential investment property.

Mortgage Investors Group is a Knoxville-based mortgage lending company that helps borrowers find the right solution for their home-refinancing needs. Its team provides a wide selection of programs, including fixed and adjustable rate mortgages as well as conventional, FHA, and jumbo loans. In addition, the company has on-site underwriting and appraisal services. Since its establishment in 1989, its executives have held leadership roles with the Mortgage Bankers Association at the national, state, and local levels.

Neal Bailes is a mortgage lender and founder of Real Estate Finance Group, serving families in Knoxville and the surrounding areas. He assists homeowners with mortgage refinancing, which helps lower monthly payments, consolidates debt, pays off the mortgage faster, or gets cash from equity. The company's mortgage solutions also include conventional, VA, jumbo, FHA, and interest-only loans. Neal has over 25 years of industry experience and has closed over $1 billion in real estate mortgage loans during his tenure.

Real Estate Finance Group caters to clients throughout the Greater Knoxville metro. It helps homeowners seeking to lower their interest rates, consolidate debts, make home improvements, or take cash out of their home's equity by providing them with refinancing solutions such as cash-out and no-cash-out refinance loans. It also offers various lending options for new homeowners, including jumbo, FHA, VA, USDA, and conventional loans. The company has been in operation for more than 20 years.

Summit South Mortgage is a full-service real estate loan company headquartered in Knoxville that caters to aspiring homeowners. Its refinancing mortgage products offer clients the opportunity to reduce loan terms, debt consolidation, or lower interest rates. First-timers get complete assistance throughout the process, while experienced buyers receive more options and competitive rate quotes. The firm also accommodates commercial lending. Summit South Mortgage was established in 2002 by Lou Browning, who has closed more than $750 million in mortgage loans.

Team Legacy assists Knoxville borrowers in obtaining mortgage loans to purchase, refinance, or renovate their homes and properties. It assists homebuyers in reducing their interest rates and changing the terms of their mortgages through refinancing. Loan programs, such as jumbo, conventional, and FHA loans, are also available. Since 2003, the lender has expanded to over 8,000 employees and over 600 branches across the country. CrossCountry Mortgage is an approved servicer by Ginnie Mae, Fannie Mae, and Freddie Mac.

The Marissa & Margo Team serves clients throughout Knoxville. It offers mortgage refinancing products, including FHA and investment property financing, conventional and rural development to rural development lending, THDA, and VA loan programs. Its team assists clients in navigating these options and helps them in making a decision. Additionally, it provides loan options for first-time buyers and those relocating and refinancing their current homes. Marissa French and Margo Krogulski, the company's mortgage loan originators, have been serving the area for over 20 years.

Wendy Thompson Lending Team is composed of mortgage brokers and lenders offering home refinancing options in Knoxville. The team works with any property type, including single or multi-unit family homes, townhouses, and condominiums. Its built-in online calculator gives clients the chance to review closing costs and compare multiple loan options. Wendy Thompson Lending Team believes in giving back to the community and supports causes from the Memphis Child Advocacy Center and The Cancer Card Xchange.