Best Homeowners Insurance Agencies in Asheville

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Able Insurance Agency logo
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Able Insurance Agency

1070 Tunnel Road, Asheville, NC 28805
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  • Multiple Policy Types
  • Renter's Insurance

Business Description

Founded more than two decades ago, Able Auto & Cycle Insurance provides impartial advice and impartial services to residential and commercial customers in North Carolina. The agency regularly assists homeowners, helping them assess their coverage needs, evaluate their existing policies, and consider additional coverage, such as replacing high-value personal items and paying for relocation costs if they have temporarily move home. The agents also specialize in life, health, and auto insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (57)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Adams & Brown Insurance Agency Inc logo
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Adams & Brown Insurance Agency Inc

2144 Hendersonville Rd F, Arden, NC 28704
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  • Multiple Policy Types

Business Description

Adams & Brown Insurance Agency Inc. is a locally owned business that serves Asheville residents. The company offers a wide range of insurance policies, including homeowners' insurance. Its agents provide homeowners with financial protection that covers property damage caused by most disasters. Home insurance policies also protect clients against injury claims or property damage claims. The professionals offer separate policies with flood and earthquake coverage. Adams & Brown Insurance Agency Inc. works with providers such as Progressive and Nationwide.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (25)
Facebook
4.8 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Barnette and Coates logo
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Barnette and Coates

899-A Haywood Road, Asheville, NC 28806
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  • Multiple Policy Types

Business Description

Located in North Carolina, Barnette and Coates is a locally-owned and -operated insurance agency serving clients in the Asheville area. It offers homeowners' insurance policies inclusive of coverage for the dwelling, personal belongings, and liabilities. It also covers costs for water damages, theft, break-ins, vandalism, fire and smoke damages, frozen pipes and plumbing, and snow and ice damages. Clients may avail of a variety of home insurance coverage options, including jewelry and scheduled property, mortgage protection, and in-home business insurances.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.7 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
garycooperinsurance.com logo
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garycooperinsurance.com

801 North Charles G Seivers Boulevard, Clinton, TN 37716
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  • Multiple Policy Types

Business Description

Founded in 1992, Gary Cooper Insurance serves homeowners living in the Asheville area. Its staff evaluates the possible risks associated with clients' homes and suggests the necessary insurance options to safeguard the property. The company's policy can cover damage to homes, additional structures such as unattached garages, personal property, and extra expenses the policyholders incur at the time of the loss. Gary Cooper Insurance also offers legal liability coverage for property damage or injuries incurred.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
giswnc.net logo
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giswnc.net

982 Haywood Road, Asheville, NC 28806
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  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

Business Description

Founded in 1975, General Insurance Services Inc. serves people living in Asheville. Its professionals assist clients in identifying the best insurance policy fit for their budgets and needs. The company's homeowners insurance policy covers structure protection in case of hazards such as bad weather, vandalism, and fire. Subscribers of the liability coverage policy can use it to settle damage fees after destroying other people's property. The company's policy also covers payment for damaged possessions and detached structures such as gazebos.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Insurance Service of Asheville logo
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Insurance Service of Asheville

408 Executive Park, Asheville, NC 28801
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  • Multiple Policy Types

Business Description

Insurance Service of Asheville is an independent insurance agency providing homeowners' insurance. The company has been in the business for over 60 years. Its team of insurance agents provides protection to clients and their homes in the event of theft, vandalism, or fire. On top of protecting a client's dwelling, they can also provide coverage for their personal properties, living expenses, medical expenses, and liabilities. Clients can also opt to add coverage for structures surrounding their homes.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (20)
Facebook
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
MATH Insurance Service logo
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MATH Insurance Service

344 Merrimon Avenue, Asheville, NC 28801
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  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance
  • Multiple Carriers
  • Condos

Business Description

MATH Insurance Service is a locally-owned and operated agency that provides homeowners policies for clients in Asheville. It offers property damage coverage, which secures costs from hazards such as hail, wind, lightning, fires, and theft; scheduled property insurance for items such as jewelry, musical instruments, and collectibles; and homeowners liability to cover claims of injury or property damage to others, medical expenses, and defense costs. MATH also provides other lines of home insurance, including renters, condo, and mobile home.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
McKinney Insurance Services logo
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McKinney Insurance Services

5 Allen Avenue, Asheville, NC 28803
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  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance
  • Multiple Carriers
  • Flood

Business Description

McKinney Insurance Services caters to homeowners in the Asheville area that need help identifying financial protections suited for their properties. The firm works to assess the unique needs of clients and helps them identify coverage for damages and liabilities for injuries that occur within a property. McKinney Insurance Services also offers assistance to homeowners seeking insurance support for loan-related issues. The family-owned agency was founded by Doug and Sandy McKinney in 1981 and currently has three locations.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (95)
Facebook
4.4 / 5 (28)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Morton Insurance & Financial Services logo
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Morton Insurance & Financial Services

67 South Charlotte Street, Asheville, NC 28801
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  • Renter's Insurance
  • Earthquake

Business Description

Morton Insurance and Financial Services is an independent insurance agency in Asheville that offers personalized insurance plans to clients needing protection for their home, auto, business, and health needs. The company provides homeowners' insurance policies that cover homes and their contents from unexpected damage and losses. The policies also protect homeowners from liability in the event of an accident that causes damage to other properties or accidents causing injury to other people within the property.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (75)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Pamela H Owenby Insurance, Inc logo
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License Verified:

License: 1000012781

North Carolina Department of Insurance

Pamela H Owenby Insurance, Inc

900 Hendersonville Road, Asheville, NC 28803
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  • Health Insurance

Business Description

Pamela H Owenby Insurance, Inc., is an insurance agency that serves Asheville and the surrounding communities. It primarily offers home insurance solutions, covering primary and secondary homes, vacation homes, apartments and condos, as well as vacant properties. The company also offers auto insurance, Medicare Supplements, and commercial insurance policies. Additionally, general liability coverages are available to various industries, including plumbing and retail. Owner Pamela has been in the industry for over 22 years. Her previous work experience makes her knowledgeable about construction and real estate.

License Verified:

License: 1000012781

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Tammy Murphy - State Farm Insurance Agent logo
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Tammy Murphy - State Farm Insurance Agent

135 Charlotte Highway, Asheville, NC 28803
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  • Personal Property Insurance
  • Multiple Policy Types

Business Description

Tammy Murphy is a State Farm insurance agent handling the auto and homeowners' insurance needs of clients in Asheville and Buncombe County. She is experienced in educating clients on protecting their homes and assets through home insurance with good coverage, whether it's for personal or rental property. Tammy offers insurance that covers the repair and replacement costs in case of disasters, theft, or vandalism. She is also experienced in business, pet, life, and health insurance products and services.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.4 / 5 (27)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Juengel Agency logo
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The Juengel Agency

1278 Hendersonville Road, Asheville, NC 28803
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  • Renter's Insurance
  • Multiple Policy Types

Business Description

The Juengel Agency is an independent insurance company based in Asheville that was established in 2014. Its agents shop for insurance coverages on behalf of consumers. The team also provides a list of available insurance coverages and pricing options that can match every client's needs. The company specializes in assisting first-time home buyers. Its homeowner's insurance protects houses and assets from damages or accidents. Additionally, the agency offers insurance plans for condominiums, rental dwellings, renters, and personal articles.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.9 / 5 (73)
Facebook
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
wncins.com logo
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wncins.com

60 North Merrimon Avenue Suite 111, Asheville, NC 28804
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  • Multiple Policy Types

Business Description

WNC Insurance Agency is a family-owned and operated agency that's been helping residential and commercial clients throughout North Carolina since the start of the millennium. The Asheville-based agency specializes in home insurance. It can help clients determine their coverage needs, assess their current policies, and provide unbiased advice on the products of its partner carriers, which includes The Hartford and Erie. The agency also specializes in auto, life, and business insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
4.6 / 5 (11)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

How much homeowners\' insurance should someone carry?

How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

What should a homeowners\' insurance include/cover?

A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

How frequent should one change auto or homeowners\' insurance to another provider?  

If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

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