Best Homeowners Insurance Agencies in Chattanooga

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A American Advantage Insurance logo
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A American Advantage Insurance

4101 Dayton Blvd 101, Chattanooga, TN 37415
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  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers
  • Flood

Business Description

A American Advantage Insurance is an insurance agency established in 1984 that is located in Chattanooga. It is an independent insurance agency that works with dozens of insurance carriers to provide homeowners' insurance, helping property owners secure their investments from all risks or specific losses. A American Advantage Insurance also offers manufactured home insurance, vacant dwellings insurance, and flood insurance. The agency works with insurance companies like Progressive, The Hartford, Safeco Insurance, Travelers, and MetLife.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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American National logo
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American National

5726 Marlin Road, Chattanooga, TN 37411
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  • Renter's Insurance
  • Fire
  • Condos

Business Description

American National is a full-service insurance company that has been servicing Chattanooga for more than 110 years. Established in 1905, the firm provides homeowners' insurance policies that allow individuals and families to secure financial protection for their homes and valuables against disasters. The policies cover the residential property and related structures, personal belongings, additional living expenses due to relocation, personal liability and medical expenses, as well as identity theft protection. The firm also provides personal, business, and commercial insurance products in all 50 states.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.5 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
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Detail
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americaninsurance.net logo
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americaninsurance.net

3013 Bob Wallace Avenue Southwest, Huntsville, AL 35805
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  • Fire
  • Multiple Policy Types

Business Description

American Insurance Agency is a full-service company near Chattanooga whose agents have been serving the insurance needs of clients since 1981. It offers home insurance plans that provides protection against fires, theft, vandalism, and other unexpected events. The agency has insurance policies that can be purchased separately to cover property damages caused by natural disasters such as floods and earthquakes. American Insurance also has comprehensive insurance packages for motor vehicles, health, life, and worker's compensation.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Beene Insurance Agency logo
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Beene Insurance Agency

50 Frazier Avenue, Chattanooga, TN 37405
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  • Renter's Insurance
  • Multiple Policy Types
  • Fire
  • Condos

Business Description

Chattanooga-based Beene Insurance Agency helps homeowners and renters secure financial protection for residential properties and personal belongings in the event of theft, fire, and weather-related catastrophes. The agency offers advice on available insurance coverages and corresponding limits and deductibles. Beene Insurance Agency also helps clients secure coverage for home reconstructions and repairs as well as medical expenses and additional living fees for temporarily uninhabitable homes. The agency is headed by principal Mitchell Beene, who has over three decades of insurance experience.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
carrinsurancegroup.com logo
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carrinsurancegroup.com

Chattanooga, TN
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  • Multiple Policy Types

Business Description

Carr Insurance Group is a full-service agency based in Chattanooga that helps homeowners choose the right kind of insurance policy that meets their needs. It offers home insurance policies that cover property damages, as well as reimburses homeowners for lodging expenses when their house is uninhabitable. For condo owners and apartment renters, it has rental insurance options to protect their belongings. Carr Insurance provides additional insurance coverage for classic cars, boats, motorhomes, and motorcycles.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Donald Kane - State Farm Insurance Agent logo
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Donald Kane - State Farm Insurance Agent

5506 Hwy 153, Hixson, TN 37343
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  • Renter's Insurance
  • Multiple Policy Types

Business Description

Donald Kane is a State Farm insurance agent offering damaged property coverage for homeowners in Chattanooga. The company's home insurance secures the repair and replacement costs incurred by theft, fire, and vandalism, as well as damages caused by natural disasters, from lightning to the weight of ice or snow. It also covers affected select personal belongings, from keepsakes to home and gardening equipment. With over three decades of experience, Daniel and his team also provide auto, property, life, and health insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (18)
Facebook
5.0 / 5 (3)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Goggans Insurance logo
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Goggans Insurance

3535 Main Street, Jasper, TN 37347
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  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

Business Description

Goggans Insurance is a family-owned business led by a team of knowledgeable insurance agents near Chattanooga who have provided residents with the right insurance since 1987. It offers home insurance to cover the personal property of homeowners against damage from fire, sewer backups, vandalism, as well as floods, and earthquakes. For mobile homeowners, it has insurance policies to cover property damage, loss of personal items, and living expenses. Additional insurance services from Goggans Insurance include auto, life, and farm.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.7 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Grimwood Insurance Agency, Inc. logo
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Grimwood Insurance Agency, Inc.

Chattanooga, TN
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  • Renter's Insurance
  • Multiple Carriers
  • Multiple Policy Types

Business Description

Grimwood Insurance Agency Inc. is a family-owned company that has provided a variety of insurance services for individuals and businesses in Chattanooga since 1956. It helps homeowners find the right insurance policy that protects their property and contents from disasters. Its agents work with insurance carriers, such as Progressive, Safeco, and Infinity to obtain the best rental insurance for apartment renters. Grimwood Insurance also offers insurance coverage for motorcycles, boats, commercial vehicles, and worker's compensation.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Insurance Advisors of Tennessee logo
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Insurance Advisors of Tennessee

4159 Ringgold Road, Chattanooga, TN 37412
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  • Renter's Insurance
  • Multiple Policy Types
  • Flood
  • Earthquake
  • Condos

Business Description

The Insurance Advisors of Tennessee is a homeowners insurance agency that serves clients living in Chattanooga and the surrounding areas. Its insurance advisors offer standard home insurance that covers various types of natural damages except for earthquakes and floods, since these disasters have separate plans or policies. Aside from providing home insurance, they also get quotes for condominiums and unit renters. The Insurance Advisors of Tennessee can also assist clients looking for auto, health, and life insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (30)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
River City Insurance logo
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River City Insurance

3320 Dayton Blvd, Chattanooga, TN 37415
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  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers
  • Condos

Business Description

River City Insurance offers different types of home insurance plans in Chattanooga. This company carries insurance solutions for homeowners' liability, renters, and mobile homes. Its personal lines agents help homeowners find appropriate insurance options to mitigate financial losses. These losses are associated with physical home structures, valuables and other belongings, and liability claims. Mobile homeowners also receive financial protection from trip collisions. River City Insurance provides specialty auto insurance coverage for race cars, hot rods, and antique cars.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (50)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Rock Creek Insurance logo
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Rock Creek Insurance

1200 Mountain Creek Road, Chattanooga, TN 37405
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  • Earthquake
  • Renter's Insurance
  • Flood
  • Fire

Business Description

Rock Creek Insurance offers property damage coverage for homeowners and renters in Chattanooga. Whether for clients living in homes or apartments, the company provides policies that secure the costs of damages and injuries that occur within their premises. Rock Creek also counsels clients on the scope of their policies, whether they are on a named perils basis that only covers cited losses, or an all-risk basis that covers all hazards unless specifically excluded. The company also provides other policies for mobile homes, RVs, and personal umbrella insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (118)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

How much homeowners\' insurance should someone carry?

How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

What should a homeowners\' insurance include/cover?

A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

How frequent should one change auto or homeowners\' insurance to another provider?  

If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

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