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Best Homeowners Insurance Agencies in Rock Hill

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Brightway Insurance logo
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Brightway Insurance

3071 HWY 21 Suite 106, Fort Mill, SC 29715
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  • Personal Property Insurance
  • Flood
  • Condos
  • Renter's Insurance
  • Multiple Policy Types

Business Description

Brightway Insurance sells homeowners insurance policies to clients throughout the Rock Hill metro area. This agency offers a multitude of services to assist clients with purchasing homeowners insurance and advises them on the types of coverage they need. It offers policies that cover repair and replacement costs for homes and policies that reimburse losses caused by flood damage. Brightway Insurance also insures several kinds of vehicles including cars, motorcycles, RVs, and boats.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Correll Insurance Group of Rock Hill logo
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Correll Insurance Group of Rock Hill

319 Oakland Avenue, Rock Hill, SC 29730
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  • Multiple Policy Types

Business Description

Correll Insurance Group is an independent insurance firm that has been serving the Rock Hill metro area and nearby localities for more than 90 years. The company guides individuals in obtaining financial security for their homes and personal belongings in the event of a disaster, accident, or any peril through a homeowners' insurance policy. Its insurance brokers work with different insurance carriers to provide several coverage options, including the dwelling, personal property, and liability protection. The firm also offers other types of personal and business insurance plans.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
5.0 / 5 (8)
Google
4.9 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
CoSaint Insurance logo
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CoSaint Insurance

127 Ben Casey Drive, Fort Mill, SC 29708
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  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance
  • Multiple Carriers
  • Condos

Business Description

CoSaint Insurance is active throughout the Rock Hill metro area and provides clients with comprehensive insurance services to protect their interests if their homes are ever damaged or destroyed. It offers a multitude of personal insurance products and works with clients to provide them with complete coverage in case they need to repair their properties, deal with lawsuits concerning property liability, or recover losses from stolen or damaged personal possessions.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (83)
Facebook
5.0 / 5 (26)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
InSure Insurance logo
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InSure Insurance

1703 Cherry Road, Rock Hill, SC 29732
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  • Earthquake
  • Flood

Business Description

InSure Insurance sells homeowners insurance policies and helps clients to acquire coverage for their homes and their personal items while also protecting others. InSure Insurance covers a variety of needs that clients have related to liability insurance and helps them to be certain they have adequate coverage for the dangers presented by their properties. InSure Insurance also offers separate policies for flood insurance and earthquake insurance. Renters insurance coverage is available too.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Mitchell Insurance Agency logo
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Mitchell Insurance Agency

331 East Main Street, Rock Hill, SC 29730
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  • Personal Property Insurance

Business Description

Full-service independent insurance company Mitchell Insurance Agency provides the residents of the Rock Hill metro with insurance solutions that cover their auto, business, and personal needs. It offers home insurance plans that protect both the home and the homeowner from various hazards and risks. Its homeowners' insurance plans create a financial safety net for expenses arising from the damage of homes, other structures, and personal belongings. Its plans also include the liabilities a homeowner might face in the event of an accident or injury.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (91)
Google
5.0 / 5 (27)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Peoples First Insurance logo
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Peoples First Insurance

466 Hood Center Drive, Rock Hill, SC 29730
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  • Multiple Policy Types

Business Description

Peoples First Insurance has been individuals, families, and businesses with insurance assistance for over a century. Its agents identify the needs and risks of Rock Hill clients to create personalized home insurance plans. Homeowners' insurance also depends on the priorities and lifestyle of each client. Aside from coverage for homes and possessions, the company provides a wide range of property insurance that includes additional living expenses, personal liability, personal injury, medical expenses, off-premises theft, and secondary home protection.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.7 / 5 (7)
Facebook
4.4 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Sauls Insurance Agency logo
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Sauls Insurance Agency

4064 W Beltline Blvd, Columbia, SC 29204, Columbia, SC 29204
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  • Renter's Insurance
  • Multiple Policy Types

Business Description

Sauls Insurance Agency is available to advise clients on residential insurance needs. It assists with home insurance and provide price quotes from various carriers. This agency also covers condos, mobile homes, and motor homes. Clients receive extensive guidance concerning available policies and help purchasing them. Policies can cover dwelling replacement costs, personal property replacement costs and personal liabilities as needed. Auto, recreational vehicle, and boat insurance products are available as well.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.1 / 5 (32)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Travis Snider - State Farm Insurance Agent logo
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Travis Snider - State Farm Insurance Agent

7510 Pineville-Matthews Road, Charlotte, NC 28226
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  • Personal Property Insurance

Business Description

Travis Snider, State Farm Insurance Agent, sells homeowners insurance packages. Mr. Snider and his team consult clients and evaluate their properties to determine the amount of coverage they may need. This office also helps clients to make insurance claims when their homes or personal possessions are damaged. Travis Snider, State Farm Insurance Agent, offers pet insurance too. Coverage is also available for automobiles, small businesses, and for life and health-related needs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (17)
Facebook
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Wil Plyler Insurance Agency logo
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Wil Plyler Insurance Agency

596 Herrons Ferry Road, Rock Hill, SC 29730
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  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers
  • Condos

Business Description

Wil Plyler Insurance Agency is an insurance agency that serves residents of Rock Hill and the surrounding areas. The agency's team of insurance professionals collaborates directly with clients to identify their homeowner's insurance needs and helps them reach an understanding of coverage options. These options include property insurance, homeowners liability, renters, condominium, mortgage protection, scheduled property, and landlord insurance. Wil Plyler Insurance Agency represents a variety of insurance carriers, including Travelers, AAA, Allstate, Progressive, Nationwide, and Berkshire Hathaway Guard Insurance Companies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.8 / 5 (36)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

Introduction

Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.

What determines the price of homeowners insurance premium?

The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

What is the difference between home warranty and homeowners insurance?

Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

Does Geico offer homeowners insurance?

Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

How long does homeowners warranty insurance last?

Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

Does homeowners insurance cover water heaters?

Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

Are RVs covered under homeowners insurance?

Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.

Do new buyers need owner\'s title insurance on a new home?

There are unique risks that a buyer of a new home may face. For example, property claims from previous owners or liens from suppliers whom the homebuilders never paid during construction. Title insurance protects the home from these perils, and your mortgage lender may require it.

Do owner builders need home warranty insurance?

In the United States, owner builders are not required to have home warranty insurance. If you're the one who built your home, you're expected to incur the costs of repairs yourself if a structure or appliance breaks down.

Are dogs deaths covered in homeowners insurance?

Usually, the loss of a dog or other pet is not covered by your home insurance. However, many insurance providers offer riders — packages of added coverage — for pets called pet insurance. This ensures that medical costs and property damage caused by your pets are fully covered.

Are earthquakes covered in standard homeowners insurance policies?

Standard homeowners' insurance policies do not cover damage directly caused by earthquakes. Insurance will sometimes cover indirect damage, however. For example, if an earthquake causes a fire in your home, damage from the fire will be covered under a standard home insurance policy.

Are homeowners insurance and car insurance deductible?

Homeowners' insurance and car insurance premiums are not deductible as personal expenses on your taxes. However, some percentage of your premiums may be deductible as business expenses if you own a business and use your car and home for business purposes. This may vary between states.

Are homeowners insurance payouts taxable income?

If you file a claim after a burglary at your home, for example, the insurance company will assess the value of the property lost or damaged and reimburse that amount. This payout is not taxable because it's not income — it's a replacement of lost value.

How frequent should one change auto or homeowners insurance to another provider?  

If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

What should a homeowners insurance include/cover?

A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

How much homeowners insurance should someone carry?

How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

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