Expertise.com

2024

Last updated:

Best Homeowners Insurance Agencies in Rock Hill

Our Recommended Top 9

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Rock Hill Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

49Reviewed

33Curated

9Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

596 Herrons Ferry Road, Rock Hill, SC 29730

Expertise.com Rating

Review Sources

Google
4.8 (36)
Yelp
1.0 (1)

Why choose this provider?

Wil Plyler Insurance Agency is an insurance agency that serves residents of Rock Hill and the surrounding areas. The agency's team of insurance professionals collaborates directly with clients to identify their homeowner's insurance needs and helps them reach an understanding of coverage options. These options include property insurance, homeowners liability, renters, condominium, mortgage protection, scheduled property, and landlord insurance. Wil Plyler Insurance Agency represents a variety of insurance carriers, including Travelers, AAA, Allstate, Progressive, Nationwide, and Berkshire Hathaway Guard Insurance Companies.

  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

466 Hood Center Drive, Rock Hill, SC 29730

Expertise.com Rating

Review Sources

Google
4.7 (7)
Facebook
4.4 (7)
Yelp
5.0 (2)

Why choose this provider?

Peoples First Insurance has been individuals, families, and businesses with insurance assistance for over a century. Its agents identify the needs and risks of Rock Hill clients to create personalized home insurance plans. Homeowners' insurance also depends on the priorities and lifestyle of each client. Aside from coverage for homes and possessions, the company provides a wide range of property insurance that includes additional living expenses, personal liability, personal injury, medical expenses, off-premises theft, and secondary home protection.

  • Multiple Policy Types

319 Oakland Avenue, Rock Hill, SC 29730

Expertise.com Rating

Review Sources

Facebook
5.0 (8)
Google
4.9 (7)
Yelp
1.0 (1)

Why choose this provider?

Correll Insurance Group is an independent insurance firm that has been serving the Rock Hill metro area and nearby localities for more than 90 years. The company guides individuals in obtaining financial security for their homes and personal belongings in the event of a disaster, accident, or any peril through a homeowners' insurance policy. Its insurance brokers work with different insurance carriers to provide several coverage options, including the dwelling, personal property, and liability protection. The firm also offers other types of personal and business insurance plans.

  • Multiple Policy Types

4064 W Beltline Blvd, Columbia, SC 29204, Columbia, SC 29204

Expertise.com Rating

Review Sources

Google
4.1 (32)

Why choose this provider?

Sauls Insurance Agency is available to advise clients on residential insurance needs. It assists with home insurance and provide price quotes from various carriers. This agency also covers condos, mobile homes, and motor homes. Clients receive extensive guidance concerning available policies and help purchasing them. Policies can cover dwelling replacement costs, personal property replacement costs and personal liabilities as needed. Auto, recreational vehicle, and boat insurance products are available as well.

  • Renter's Insurance
  • Multiple Policy Types

7510 Pineville-Matthews Road, Charlotte, NC 28226

Expertise.com Rating

Review Sources

Google
4.8 (17)
Facebook
5.0 (11)

Why choose this provider?

Travis Snider, State Farm Insurance Agent, sells homeowners insurance packages. Mr. Snider and his team consult clients and evaluate their properties to determine the amount of coverage they may need. This office also helps clients to make insurance claims when their homes or personal possessions are damaged. Travis Snider, State Farm Insurance Agent, offers pet insurance too. Coverage is also available for automobiles, small businesses, and for life and health-related needs.

  • Personal Property Insurance

127 Ben Casey Drive, Fort Mill, SC 29708

Expertise.com Rating

Review Sources

Google
5.0 (83)
Facebook
5.0 (26)

Why choose this provider?

CoSaint Insurance is active throughout the Rock Hill metro area and provides clients with comprehensive insurance services to protect their interests if their homes are ever damaged or destroyed. It offers a multitude of personal insurance products and works with clients to provide them with complete coverage in case they need to repair their properties, deal with lawsuits concerning property liability, or recover losses from stolen or damaged personal possessions.

  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance

3071 HWY 21 Suite 106, Fort Mill, SC 29715

Expertise.com Rating

Review Sources

Facebook
5.0 (1)

Why choose this provider?

Brightway Insurance sells homeowners insurance policies to clients throughout the Rock Hill metro area. This agency offers a multitude of services to assist clients with purchasing homeowners insurance and advises them on the types of coverage they need. It offers policies that cover repair and replacement costs for homes and policies that reimburse losses caused by flood damage. Brightway Insurance also insures several kinds of vehicles including cars, motorcycles, RVs, and boats.

  • Personal Property Insurance
  • Flood
  • Condos

331 East Main St. #200, Rock Hill, SC 29730

Expertise.com Rating

Review Sources

Facebook
5.0 (91)
Google
5.0 (27)
Yelp
1.0 (1)

Why choose this provider?

Full-service independent insurance company Mitchell Insurance Agency provides the residents of the Rock Hill metro with insurance solutions that cover their auto, business, and personal needs. It offers home insurance plans that protect both the home and the homeowner from various hazards and risks. Its homeowners' insurance plans create a financial safety net for expenses arising from the damage of homes, other structures, and personal belongings. Its plans also include the liabilities a homeowner might face in the event of an accident or injury.

  • Personal Property Insurance

1703 Cherry Road, Rock Hill, SC 29732

Expertise.com Rating

Review Sources

Google
4.7 (39)

Why choose this provider?

InSure Insurance sells homeowners insurance policies and helps clients to acquire coverage for their homes and their personal items while also protecting others. InSure Insurance covers a variety of needs that clients have related to liability insurance and helps them to be certain they have adequate coverage for the dangers presented by their properties. InSure Insurance also offers separate policies for flood insurance and earthquake insurance. Renters insurance coverage is available too.

  • Earthquake
  • Flood

FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • Is the cheapest homeowners' insurance in Rock Hill always the best deal?

    No, cheap homeowners' insurance in Rock Hill is not always the best deal because some insurance with low premiums does not cover your needs. You must select your insurance based on what you truly want to cover in the event of natural disasters, personal liability, and theft. However, you have several options for lowering your insurance premiums. You can raise your deductibles or add safety features to your home.

  • Can insurance companies in Rock Hill cancel homeowners' insurance?

    Yes, insurance companies in Rock Hill can cancel homeowners' insurance during the first 120 days. They must provide policyholders with cancellation notice within 30 days. Homeowners' insurance may be canceled if policyholders fail to pay insurance premiums, commit fraud, or make physical changes to their properties that cannot be insured.

  • If your house in Rock Hill is completely destroyed by fire, do you need an inventory of your personal belongings when filing an insurance claim?

    Yes, you must have an inventory of your personal belongings when filing an insurance claim, regardless of whether your policy covers replacement costs or actual cash value. As a property owner, you must maintain an accurate inventory of your personal belongings. It is a good idea to photograph each of your rooms in order to keep track of your belongings.

  • Do you need to add your cousin to your Rock Hill homeowners insurance policy if they move in?

    No, you do not have to include your cousin on your homeowners insurance policy simply because they are a member of the family. Family members who move into a policyholder's home in Rock Hill do not need to be added to the policy. Spouses, parents, children, grandparents, uncles and aunts, cousins, in-laws, and foster children are examples of family members.

  • Can your Rock Hill homeowners' insurance cover the cost of a new television if it was destroyed by lightning?

    Yes, your Rock Hill homeowners' insurance will cover the cost of replacing your television if it is destroyed by lightning. Personal belongings, furnishings, and appliances are also covered under this type of insurance. It will not, however, cover the monetary value of your items. You may require additional coverage for the replacement value of your personal belongings.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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