Expertise.com

Best Local Car Insurance Agencies in Bend

Laurels
Laurels

We did the research for you!

Learn more
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Local Car Insurance Agencies FAQs

Learn more
Cascade Insurance Center logo
Visit WebsiteWebsite

License Verified:

License: 100161512

Oregon Division Of Financial Regulation

Cascade Insurance Center

1201 Northwest Wall Street, Bend, OR 97703
Visit WebsiteWebsite
  • Multiple Carriers

Business Description

Cascade Insurance Center is a locally-owned and operated insurance agency that combines old-fashioned customer service with innovative methods to bring the right insurance products to clients in Bend. The full-service insurance company offers personal, business, health, and life insurance. Some of the insurance products under their personal insurance include auto, home, watercraft, and flood. Its business insurance, meanwhile, covers commercial properties and liability. The independent insurance agency represents various top insurance companies like Oregon Mutual and Travelers.

License Verified:

License: 100161512

Oregon Division Of Financial Regulation

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
3.7 / 5 (13)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Cascade Summit Insurance logo
Visit WebsiteWebsite

License Verified:

License: 100175034

Oregon Division Of Financial Regulation

Cascade Summit Insurance

598 Northwest Hill Street, Bend, OR 97701
Visit WebsiteWebsite
  • RV & Motorhome
  • Motorcyle & ATV

Business Description

Cascade Summit Insurance is a family-owned agency with an office in Bend. The company helps vehicle owners and drivers by hunting for auto insurance quotes from multiple carriers. It offers standard, preferred, and high-risk auto insurance. Cascade Summit Insurance's team of insurance professionals lives in the same communities as its clients do, thus they have first-hand knowledge of their insurance needs and exposures. The agency was established in the 1920s by Lee Stidd Sr. on the philosophy "insuring inSTIDD of worrying."

License Verified:

License: 100175034

Oregon Division Of Financial Regulation

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (2)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Century Insurance Group, LLC logo
Visit WebsiteWebsite

License Verified:

License: 100158492

Oregon Division Of Financial Regulation

Century Insurance Group, LLC

320 Upper Terrace Dr., Ste 104, Bend, OR 97702
Visit WebsiteWebsite
  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

Business Description

Century Insurance Group, LLC is a local insurance company that serves the Bend area. From personal to commercial lines, the firm has a multitude of policies offered. It includes a policy for car owners which covers liability, collision, and comprehensive insurance coverage, and additional protection for bodily injuries, medical costs, and uninsured motorists. The company believes that knowledge is power; this is why it has created a team of professionals with a strong insurance background and product knowledge to be able to handle all types of insurance.

License Verified:

License: 100158492

Oregon Division Of Financial Regulation

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.9 / 5 (47)
Facebook
3.6 / 5 (7)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
David Woodworth logo
Visit WebsiteWebsite

License Verified:

License: 18592695

Oregon Division Of Financial Regulation

David Woodworth

255 Southwest Bluff Drive, Bend, OR 97702
Visit WebsiteWebsite
  • Bundling Option

Business Description

As a State Farm Insurance agent based in Bend, David Woodworth helps clients with their insurance need in the Central Oregon area. His team of licensed agents helps protect his clients' assets through a variety of insurance policies, including auto insurance. David Woodworth works to provide his clients with auto insurance suitable to their needs. His team has several years of experience in the insurance market of central Oregon. He also aims to provide exceptional service to his clients.

License Verified:

License: 18592695

Oregon Division Of Financial Regulation

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (109)
Facebook
5.0 / 5 (2)
Yelp
5.0 / 5 (2)
Debra Knight AIC Insurance Agency logo
Visit WebsiteWebsite

License Verified:

License: 8840480

Oregon Division Of Financial Regulation

Debra Knight AIC Insurance Agency

1824 Northeast Division Street, Bend, OR 97701
Visit WebsiteWebsite
  • Multiple Carriers

Business Description

Debra Knight AIC Insurance Agency is a company representing multiple insurance carriers and catering to the car insurance needs of clients in Bend. Debra has been a licensed agent since 2006 and utilizes her expertise to help people prevent and recover from a loss. As a client advocate, she curates insurance solutions that match each policy buyer's situation. She also strives to immerse herself in the policy language so that clients can be covered to the full extent of the insurance plan.

License Verified:

License: 8840480

Oregon Division Of Financial Regulation

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
5.0 / 5 (8)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Focus1 Insurance – Bend, OR logo
Visit WebsiteWebsite

License Verified:

License: 100171325

Oregon Division Of Financial Regulation

Focus1 Insurance – Bend, OR

15 Northwest Park Place, Bend, OR 97701
Visit WebsiteWebsite
  • Multiple Carriers

Business Description

Focus1 Insurance - Bend, OR is an independent agency servicing the Bend community. It shops the insurance market to provide a wide selection of car insurance coverage options to clients. The policies protect drivers from financial losses caused by an accident or other covered losses. The agency also provides business auto insurance for vehicle fleets and specialty coverage for RVs and boats. Focus1 Insurance gives back to the community through charities such as Families for Community and Access of Jackson County Food Share.

License Verified:

License: 100171325

Oregon Division Of Financial Regulation

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (25)
Google
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Graybeal Group, Inc. - Bend, Oregon logo
Visit WebsiteWebsite

License Verified:

License: 100155467

Oregon Division Of Financial Regulation

Graybeal Group, Inc. - Bend, Oregon

1843 Northeast 3rd Street, Bend, OR 97701
Visit WebsiteWebsite
  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

Business Description

Graybeal Group, Inc., in Bend is an insurance agency that caters to its clients' car insurance needs. The company believes in the significance of having adequate car insurance coverage to protect policyholders against car accidents. It also offers other products, such as commercial, agriculture and farm, and homeowners' insurance. The independent agency is committed to educating its clients that they can find the right policy that can meet both their requirements and budget.

License Verified:

License: 100155467

Oregon Division Of Financial Regulation

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (153)
Facebook
5.0 / 5 (81)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Juniper Insurance logo
Visit WebsiteWebsite

License Verified:

License: 15077243

Oregon Division Of Financial Regulation

Juniper Insurance

19855 4th Street, Bend, OR 97703
Visit WebsiteWebsite
  • Multiple Carriers

Business Description

Juniper Insurance was established in Bend by Deana Fowler in 2011. Fowler is adept at writing policies for residents and business owners who'd like to start investing in protecting their assets. She can also assist drivers who want to prepare for the potential risks that can happen on the road, including accidents or theft. As an independent insurance agency, this firm coordinates with a network of trusted insurance providers to help clients obtain competitive rates for their financial needs.

License Verified:

License: 15077243

Oregon Division Of Financial Regulation

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
5.0 / 5 (19)
Facebook
4.8 / 5 (14)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Northwestern Insurance Group logo
Visit WebsiteWebsite

License Verified:

License: 100170971

Oregon Division Of Financial Regulation

Northwestern Insurance Group

20980 Sunset Place, Bend, OR 97703
Visit WebsiteWebsite
  • Multiple Carriers

Business Description

Northwestern Insurance Group is an independent insurance agency that serves the people of Bend and all of Oregon. Its professional team of agents helps vehicle owners acquire car insurance policies based on their individual needs, requirements, and priorities. The company’s associates also educate clients about their options, provide comparative information on various carriers, and give consultation services. In addition to standard auto insurance, Northwestern Insurance Group offers home and commercial insurance products.

License Verified:

License: 100170971

Oregon Division Of Financial Regulation

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
The Insurance Connection of Deschutes logo
Visit WebsiteWebsite

License Verified:

License: 100168802

Oregon Division Of Financial Regulation

The Insurance Connection of Deschutes

593 Northeast Azure Drive, Bend, OR 97701
Visit WebsiteWebsite
  • Multiple Carriers

Business Description

The Insurance Connection of Deschutes is an independent insurance company serving Bend and the surrounding areas. It represents over 30 insurance carriers and aims to demystify insurance for its clients and offer them policies that fit their needs. Car insurance policies offered by the company include liability, personal injury protection, and uninsured motorist coverage. Other insurance products provided by the company are home insurance, renter's insurance, small business insurance, and umbrella insurance.

License Verified:

License: 100168802

Oregon Division Of Financial Regulation

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (107)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

Read all FAQs