Expertise.com

Best Local Car Insurance Agencies in Salem

Laurels
Laurels

We did the research for you!

Learn more
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Local Car Insurance Agencies FAQs

Learn more
Beaver State Insurance Agency logo
Visit WebsiteWebsite

License Verified:

License: 100159768

Oregon Division Of Financial Regulation

Beaver State Insurance Agency

890 Promontory Place Southeast, Salem, OR 97302
Visit WebsiteWebsite
  • Multiple Carriers
  • Boats

Business Description

Beaver State Insurance Agency is a locally owned and operated firm that offers personalized insurance services throughout Salem and the surrounding areas. This independent agency provides auto insurance solutions to protect clients while on the road. Its team of local professionals also offers business, health, home, and life insurance services. A few of the company's nationally recognized insurance partners are Progressive, Encompass, Liberty Northwest, Safeco, and Hagerty. Beaver State Insurance Agency was established in 1997.

License Verified:

License: 100159768

Oregon Division Of Financial Regulation

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (77)
Facebook
5.0 / 5 (5)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
DeAnn Mathison logo
Visit WebsiteWebsite

License Verified:

License: 100234597

Oregon Division Of Financial Regulation

DeAnn Mathison

3762 West 11th Avenue, Salem, OR 97402
Visit WebsiteWebsite
  • Multiple Carriers
  • Bundling Option

Business Description

DeAnn Mathison is a car insurance agent based in Salem that offers auto and homeowners' insurance services throughout the state of Oregon and the surrounding areas. Mathison handles car, home, renters, and condo insurance. Mathison is an alumnus of the Washington State University and is dedicated to lifelong learning. She is currently earning her Chartered Life Underwriter designation, LTCP designation, and her Chartered Financial Consultant designation. She has a passion for making a difference in people's lives and her office is dog-friendly and wheelchair accessible.

License Verified:

License: 100234597

Oregon Division Of Financial Regulation

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.4 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Huggins Insurance logo
Visit WebsiteWebsite

License Verified:

License: 100157567

Oregon Division Of Financial Regulation

Huggins Insurance

235 Front Street Southeast, Salem, OR 97301
Visit WebsiteWebsite
  • Multiple Carriers

Business Description

Huggins Insurance is a team of insurance advisors that works with multiple policy carriers in order to provide protection for vehicles and other personal property. Counting more than 100 years of service to the communities in Salem and the surrounding areas, the agency equips clients with the tools needed to choose the auto insurance policy that is right for their specific situation. These tools include online access to forms for initial insurance assessments.

License Verified:

License: 100157567

Oregon Division Of Financial Regulation

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (33)
Yelp
2.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Johnson & Johnson Insurance Services logo
Visit WebsiteWebsite

License Verified:

License: 6228910

Oregon Division Of Financial Regulation

Johnson & Johnson Insurance Services

3700 River Road North, Keizer, OR 97303
Visit WebsiteWebsite
  • Multiple Carriers

Business Description

Johnson & Johnson Insurance Services is an independent and full-service insurance agency that serves clients in Salem, Keizer, and nearby areas. The company offers different varieties of insurance and risk management products such as personal and commercial auto insurance, boat and watercraft insurance, specialty insurance for ATVs and snowmobiles, and also supervises the filing for SR-22 requirements. The company's expertise and background in insurance and risk management allow them to provide each client with a suitable insurance package tailored to suit their criteria.

License Verified:

License: 6228910

Oregon Division Of Financial Regulation

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
LeDoux Insurance Agency, Inc. logo
Visit WebsiteWebsite

License Verified:

License: 6262074

Oregon Division Of Financial Regulation

LeDoux Insurance Agency, Inc.

1202 Hawthorne Avenue Northeast, Salem, OR 97301
Visit WebsiteWebsite
  • Multiple Carriers

Business Description

For over 35 years, LeDoux Insurance Agency, Inc., a family-owned insurance business, has been serving the needs of Salem residents. The agency offers multiple personal and commercial insurance products that include comprehensive auto policies designed for private and corporate cars. The policies may cover physical damages, damages to other vehicles, medical expenses, and other liabilities in case of an accident. LeDoux Insurance's professionals help clients understand their risks and find the best solutions that best suit their needs.

License Verified:

License: 6262074

Oregon Division Of Financial Regulation

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.8 / 5 (61)
Yelp
4.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
myhouseofinsurance.com logo
Visit WebsiteWebsite

License Verified:

License: 3454763

Oregon Division Of Financial Regulation

myhouseofinsurance.com

1142 Willagillespie Road, Salem, OR 97401
Visit WebsiteWebsite
  • Multiple Carriers

Business Description

House of Insurance has been serving the Eugene community and the nearby Salem metro since 1984 through its personal and business insurance products and services. It writes auto insurance policies for clients in Oregon, which usually require liability and damage coverage. Following the independent insurance agency model, the company has access to dozens of insurance providers in the country and offers a much wider range of insurance products and solutions.

License Verified:

License: 3454763

Oregon Division Of Financial Regulation

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
SELCO Community Credit Union - Salem logo
Visit WebsiteWebsite

License Verified:

License: 100167624

Oregon Division Of Financial Regulation

SELCO Community Credit Union - Salem

3833 Commercial Street Southeast, Salem, OR 97302
Visit WebsiteWebsite
  • RV & Motorhome
  • Boats

Business Description

SELCO Community Credit Union offers various auto insurance in the Salem area. Its team can quote and write policies for private cars, commercial automobiles, boats, and recreational vehicles. They help their clients get the coverage, rate, and any additional protection that will help them maximize their savings. Its other personal insurance products include life, health, and home insurance. Aside from insurance plans, SELCO also provides banking, investments, and loan assistance.

License Verified:

License: 100167624

Oregon Division Of Financial Regulation

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Facebook
4.1 / 5 (182)
Google
3.6 / 5 (25)
Yelp
3.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Valley Insurance Professionals logo
Visit WebsiteWebsite

License Verified:

License: 100167774

Valley Insurance Professionals

1295 Baxter Road Southeast, Salem, OR 97306
Visit WebsiteWebsite
  • Bundling Option

Business Description

Valley Insurance Professionals is a local and independent insurance agency that provides car insurance products to clients in Salem. Aside from the law-mandated coverages, the company can also offer protection for at-fault drivers. Additionally, it has policies for health, medicare, homeowners, and disabilities. Valley Insurance Professionals believes that each client should be treated like family and should be provided with various insurance options to help them acquire the right coverage that fits their budget. They have been serving Oregon and Washington since 2009.

License Verified:

License: 100167774

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.7 / 5 (15)
Facebook
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
WHA Insurance Agency Inc.- Wilsonville logo
Visit WebsiteWebsite

License Verified:

License: 100153802

Oregon Division Of Financial Regulation

WHA Insurance Agency Inc.- Wilsonville

29100 Southwest Town Center Loop West, Wilsonville, OR 97070
Visit WebsiteWebsite
  • Multiple Carriers

Business Description

WHA Insurance Agency Inc. has a Wilsonville office that offers insurance products to the Salem metro and the surrounding locations. It provides various personal and commercial lines, including car insurance policies. Its team of car insurance specialists helps clients navigate their options for protecting their vehicles and themselves from liabilities, collisions, and other forms of physical damage. The company was established in 1950 and also offers coverage for recreational vehicles and commercial trucks. It represents more than 300 insurance carriers.

License Verified:

License: 100153802

Oregon Division Of Financial Regulation

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.5 / 5 (182)
Facebook
4.5 / 5 (57)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Back to Providers

Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

Read all FAQs