Expertise.com

Best Renter's Insurance Companies in Bend

2024

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Website
1050 SE 3rd Street, Bend, OR 97702
  • Home and Auto Insurance

Why choose this provider?

Paul Finch is an insurance agent who caters to clients in Bend. He has been representing State Farm since 2005, providing a wide selection of insurance products, including renters', home, auto, life, health, and business insurance. His renters' insurance policy offers liability coverage for clients and their personal belongings while renting. He has qualified for various State Farm awards, including Top 100 Agent, Chairman's Circle, and Ambassador Club. Finch also holds several designations, such as LTCP, RICP, and CLU.

License Verified:

License: 8559380

Oregon Division of Financial Regulation

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (176)
Facebook
5.0 / 5 (4)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
617 High St, Suite 205, Bend, OR 97045
  • Multiple Carriers
  • Multiple Policy Types
  • Home and Auto Insurance

Why choose this provider?

Choices Insurance is a local independent agency serving clients in Bend and nearby areas. It provides insurance solutions for renters, covering personal articles, liabilities, and moving expenses when their homes are deemed inhabitable. In addition, it offers a wide range of risk management options for automobiles, homes, and businesses. Choices Insurance was co-founded by Marty Walt, who has decades of industry experience. It works with multiple nationally recognized carriers, such as The Hartford and Travelers.

License Verified:

License: 100169909

Oregon Division of Financial Regulation

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (35)
Facebook
4.8 / 5 (8)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
PO Box 7258, Bend, OR 97708
  • Multiple Carriers
  • Home and Auto Insurance

Why choose this provider?

Founded in 2016, Culley Insurance Group is an agency that serves individuals, families, and businesses in Bend and the surrounding areas. It helps clients protect their belongings and pay for additional expenses in case their rented homes or properties get damaged due to a disaster by providing them with renters' insurance. The company also offers auto, home, life, personal liability, and commercial umbrella insurance policies. Culley Insurance Group is a member of the Hawaii Independent Insurance Agents Association and has an office in Maui.

License Verified:

License: 3000796614

Oregon Division of Financial Regulation

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (27)
Facebook
4.6 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1860 NE 4th Street, Bend, OR 97701
  • Multiple Policy Types

Why choose this provider?

The Eli Drost Agency offers insurance solutions to individuals in Bend and the surrounding areas. It provides renters with insurance products that cover liability, personal properties, and loss of use. The agency helps clients create personal inventories of their belongings to estimate the types of insurance policies necessary. Its policies usually include financial coverage for the replacement value or actual cash value of the renters' possessions. Eli Drost, the agency owner, has more than 11 years of experience in the industry.

License Verified:

License: 8683965

Oregon Division of Financial Regulation

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (7)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
593 NE Azure Dr # 2, Bend, OR 97701
  • Multiple Carriers

Why choose this provider?

The Insurance Connection of Deschutes offers renters' insurance to the locals of Bend and the surrounding areas. It also provides a wide range of products such as homeowner's, umbrella, automobile, and condo insurance. For those with multiple policies, the agency integrates them into one customized and comprehensive plan. There is also insurance available for recreational vehicles such as boats, motorcycles, RVs, and ATVs. The independent agency extends its services to the States of Washington, Idaho, and Nevada.

License Verified:

License: 100168802

Oregon Division of Financial Regulation

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (135)
Facebook
5.0 / 5 (40)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1160 SW Simpson Avenue, Ste. 100, Bend, OR 97702
  • Multiple Carriers

Why choose this provider?

Brown & Brown Insurance serves personal and commercial clients in Bend and nearby areas. It offers renters' insurance plans that are tailored to the tenants' needs. The agency provides comprehensive coverage for fine arts, collectibles, and exotic automobiles, as well as protection against kidnap for ransom, extortion, and cyber liability. Brown & Brown Insurance was previously affiliated with JBL&K Insurance Services and has grown to have a decentralized business model to find and select the right partners based on each clients' unique needs.

License Verified:

License: 684873

Oregon Division of Financial Regulation

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Are landlords in Bend allowed to require renters' insurance to their tenants?

    Yes, according to Oregon Revised Statute (ORS) 90.222, landlords in Bend have the authority to require tenants to maintain a renters' insurance policy. Landlords, on the other hand, cannot request to be listed as an additional insured on the insurance policy. They can, however, request to be listed as an interested party on the policy, ensuring that they are notified if the policy becomes inactive due to non-payment or other reasons.

  • Can tenants in Bend with renters' insurance reimburse hotel costs while their apartment is being renovated?

    Yes, Bend residents with renters' insurance can seek reimbursement for hotel expenses incurred during apartment renovations. This is covered by the renters' insurance policy's additional living expenses section, which covers not only hotel accommodations or temporary rentals but also expenses like dining out and other costs that may arise while their rented property is being repaired or rebuilt.

  • How does the deductible work for renters' insurance in Bend?

    The amount that the insurance company deducts from the funds provided to cover costs is the deductible for Bend renters' insurance. The deductible applies only to the individual's personal property coverage, which includes items such as jewelry, clothing, equipment, furniture, electronics, and other possessions. Personal property coverage is frequently extended to include coverage for appliances and property improvements made by tenants.

  • Does the selected deductible impact renters' insurance in Bend?

    Yes, the deductible chosen has an impact on Bend renters' insurance because a higher deductible usually results in lower rates, and vice versa. This allows people to select the deductible that best meets their needs, striking a balance between affordable premium payments and protection against unforeseen financial hardships in the event of a claim.

  • Are tenants in Bend still covered by their renters' insurance even if they are away from their rented place?

    The coverage provided by renters' insurance typically extends to tenants, even when they are away from their rented place or apartment in Bend. The majority of renters' insurance policies provide off-premises coverage, which shields all personal property outside the rented space from the same risks and catastrophes specified in the policy.

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