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2024

Last updated:

Best Local Car Insurance Agencies in Oregon

Our Recommended Top 20

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Oregon Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

2448Reviewed

1476Curated

20Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
Tigard

Why choose this provider?

Alley Insurance Agency works with multiple carriers to help families and individuals find the best policies in Oregon. It carries an array of personal insurance products, including car plans. The independent company offers customized car insurance to protect clients from financial losses caused by accidents and theft. Its agents also process motorcycle, home, life, and health insurance. In addition, they provide business insurance solutions. Alley Insurance Agency maintains an affiliation with the Strategic Insurance Agency Alliance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Medford

Why choose this provider?

ALSAFE Insurance caters to business owners, families, and individuals in Oregon. As an independent agency, it works with multiple carriers to serve the insurance needs of its clients. The company carries a wide range of products, such as car insurance plans. The policy includes liability, collision, and comprehensive coverages. They also craft policies for motorcycles, boats, ATVs, and RVs. Operating for over three decades, ALSAFE Insurance has partnered with Kemper, Foremost, Dairyland, and Bristol West.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Eugene

Why choose this provider?

House of Insurance is an Oregon-based independent insurance provider. It assists with risk management by assisting vehicle owners and enthusiasts in obtaining car insurance. The company creates personalized comprehensive, collision, and liability coverages to secure reimbursements in case of accidents, theft, and natural disasters. Other products offered by its insurance specialists include homeowners', earthquake, and umbrella policies. They also serve business owners who want to obtain general liability and workers' compensation insurance. House of Insurance was established in 1984.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Clackamas

Why choose this provider?

Ryan Paulson is an insurance specialist who serves clients in Oregon. He offers a wide range of personal lines of insurance products, including car policies. He helps vehicle owners and drivers obtain collision, comprehensive, liability, and uninsured and underinsured motorist coverage. The agent helps policyholders file claims to recover compensation for medical-related expenses and property damages. Paulson also furnishes life, health, and home insurance. He also handles retirement and estate planning services. He has been working at State Farm since he was 20 years old.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.7 / 5 (133)
Yelp
4.0 / 5 (21)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Salem

Why choose this provider?

Founded in 1919, Huggins Insurance is an independent agency that helps clients find the best plans suited to their needs and budgets. Serving Oregon residents, it caters to vehicle drivers and owners, helping them obtain car insurance policies. The company also offers home, life, and health insurance. In addition, its agents furnish commercial insurance policies. They can access products from various carriers, such as Chubb, The Hartford, Travelers, and Nationwide. One of the firm's account executives and partners, Dawn Bostwick, has been in the industry for 45 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.2 / 5 (40)
Facebook
4.8 / 5 (31)
Yelp
2.7 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Medford

Why choose this provider?

Russ Wimmer is a State Farm insurance agent serving individuals, families, and business owners in Oregon. His agency offers a wide array of insurance solutions that cover the insurance needs of every client. It assists vehicle owners in securing the best auto insurance that covers their assets and valuables against damages or losses caused by accidents. The office also offers life, health, pet, home, and business insurance products. Wimmer�s staff members have more than 10 years of collective industry experience.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (73)
Facebook
5.0 / 5 (4)
Yelp
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Medford

Why choose this provider?

Ashland Insurance, Inc., - Medford provides risk management solutions in Oregon. It works with different insurance providers to help individuals and families secure the best policies suited to their needs. The independent agency furnishes customized car insurance plans, which include comprehensive, collision, and liability coverages. Rental reimbursement and towing and roadside assistance coverages are also available. Ashland Insurance also processes life, homeowners', renters', and landlord insurance. Founded in 1981, it represents Liberty Mutual, Foremost, and CNA.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Salem

Why choose this provider?

LeDoux Insurance Agency, Inc., is a family-owned organization that has been serving Oregon for more than 40 years. It provides personal auto insurance with various types of coverage, including collision and comprehensive, liability, medical payments, and accidents involving uninsured/underinsured motorists. Commercial auto insurance is available for businesses that operate different types of vehicles like tractors, pickup trucks, and auto hauler trailers. The agency has team members who can communicate with clients in Spanish.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Portland

Why choose this provider?

Mt. Hood Insurance is an independent agency that provides financial security solutions to individuals, families, and business owners in Oregon. It writes customized car insurance plans, which include liability, comprehensive, collision, and uninsured and underinsured coverage. The company helps vehicle owners and drivers secure reimbursements for medical-related expenses or damaged properties caused by natural disasters, theft, and vandalism. It also processes life, home, commercial property, and workers' compensation insurance. Owner and principal agent Ryan Richter has been in the insurance industry since 2001.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (49)
Facebook
5.0 / 5 (13)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Bend

Why choose this provider?

The Insurance Connection of Deschutes helps vehicle owners find the best financial protection policies in Oregon. It offers customized car insurance, which includes comprehensive, collision, and bodily injury liability coverages. The latter type of insurance plan helps policyholders secure reimbursements for medical-related expenses and property damage. The independent agency also serves business owners who want to acquire general and contract liability, BOP, and workers' compensation insurance. It represents multiple carriers, such as Progressive, Travelers, United Heritage, and The Hartford.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Bend

Why choose this provider?

Century Insurance Group, LLC is an Oregon-based corporation that is locally owned and operated. It sells a variety of insurance packages, including car insurance. The independent agency offers customized liability, comprehensive, and collision coverages. Emergency roadside assistance, loss of earnings, and uninsured motorist protection plans are also available. Century Insurance Group also accommodates clients who want to acquire life, umbrella, commercial property, and cyber liability insurance. One of its principal agents, Jeff Weichman, is a Certified Insurance Counselor.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
Gresham

Why choose this provider?

Krupke Insurance Agency is a family-operated business that has been serving Oregon since 1981. It works with multiple insurance providers to help families, individuals, and business owners find the best policies tailored to their needs and budgets. The independent company assists clients in acquiring car insurance, which includes collision, comprehensive, property damage, and bodily injury liability coverage. It also furnishes other personal products, such as motorcycle, watercraft, renters', and home insurance. Owners Kevin and Brian Krupke bring over 55 years of combined insurance industry experience.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Google
4.3 / 5 (16)
Yelp
2.5 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
St. Helens

Why choose this provider?

Pacific Infinity Insurance - St. Helens protects Oregon individuals, families, and business owners from serious financial losses and potential risks on the road with an auto insurance policy. As an independent insurance firm, it represents a vast network of carriers that provide comprehensive, collision, liability, medical payments, and personal injury protection coverage. Clients may also arrange for optional coverage such as towing, rental reimbursement, and roadside assistance. The agency also offers its insurance services to residents of Washington and Idaho.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Eugene

Why choose this provider?

DeAnn Mathison is a State Farm insurance professional who helps individuals and families find the best financial protection plans in Oregon. She offers car insurance to protect drivers from monetary losses due to unforeseen events, such as accidents, theft, and natural disasters. She provides customers with various coverage options, including comprehensive, collision, and liability insurance. Other products offered include health, life, and homeowners' insurance. Mathison is a Chartered Life Underwriter. She and her team bring over 40 years of industry experience.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Medford

Why choose this provider?

Mr. D's Insurance Inc. offers financial security solutions to individuals, families, and business owners in Oregon. It provides car insurance plans to protect clients from monetary losses in case of unforeseen events like accidents. The independent company furnishes customized comprehensive, collision, and liability coverages. Its specialists process other personal insurance products, such as earthquake, flood, and homeowners' policies. They work with over 20 carriers, including Kemper, Dairyland, and Foremost. Mr. D's Insurance has been operating for over 50 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Keizer

Why choose this provider?

Johnson & Johnson Insurance Services caters to individuals, families, and business owners in Oregon. It offers car insurance, which includes comprehensive, collision, bodily injury, and property damage liability coverages. Combined single limit and uninsured and underinsured motorist coverages are also available. The independent agency also furnishes life, flood, umbrella, renters', and homeowners' insurance. In addition, its agents process customized business policies. They work with multiple carriers, such as Dairyland, Foremost, The Hartford, American Modern, and Nationwide.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
Portland

Why choose this provider?

PRL Insurance is an independent agency that serves vehicle owners in Oregon. Its agents furnish car insurance, which includes comprehensive, collision, and personal injury protection coverages. This type of insurance plan protects policyholders from monetary losses caused by fire, earthquake, and theft. The company also helps clients find the best insurance policies for their homes and businesses. Founded in 1968, PRL Insurance represents various carriers, such as Foremost, Oregon Mutual, Safeco, Capital Insurance Group, and Progressive.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Beaverton

Why choose this provider?

Hukari Insurance Agency is an independent company that serves vehicle owners and drivers in Oregon. It provides cheap car insurance plans to protect clients from financial losses in case of unexpected events like collisions and natural disasters. The business also writes policies for motorcycles, RVs, ATVs, and boats. In addition, its agents offer umbrella, earthquake, home, and condominium insurance. Hukari Insurance Agency has been in the industry for more than three decades. It works with different carriers to provide customized coverage suited to customers' needs and budgets.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (31)
Facebook
5.0 / 5 (23)
Yelp
5.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
Ridgefield

Why choose this provider?

Neil Daly is an insurance specialist who serves Oregon. He helps individuals and families secure financial protection through State Farm's range of insurance products. He offers car insurance plans, which cover vehicle drivers' and owners' medical expenses and liabilities. The agent also furnishes life, health, renters', condominium, and home insurance. In addition, Daly processes business policies, such as BOP, workers' compensation, and contractors' insurance. He has been in the industry for more than five years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (64)
Facebook
4.7 / 5 (14)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Oregon
  • Multiple Carriers

Why choose this provider?

Since 2018, Highstreet Insurance Partners has provided personal and business coverage solutions. It offers auto insurance to drivers in Oregon and the surrounding metros, enabling them to focus on the road with the knowledge that they are covered. Policy options include uninsured motorist insurance, personal liability coverage, roadside assistance, personal injury protection, and replacement cost coverage. Its agents also expand policies to include protection for glass and electronic equipment. Highstreet Insurance Partners operates from more than 300 local offices in over 30 states.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.4 / 5 (20)
Facebook
5.0 / 5 (8)
Yelp
5.0 / 5 (1)

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

  • How does car insurance work?

    Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

  • What does car insurance cover?

    Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

  • Does car insurance cover theft?

    Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

  • How does a car insurance deductible work?

    A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

  • Do you need insurance to register a car?

    Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.