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Best Mortgage Refinance Companies in Tulsa

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2023
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Advantage One Mortgage logo

Advantage One Mortgage

8556 E 101st St, Ste B, Tulsa, OK 74133
  • New Construction

Business Description

Advantage One Mortgage is a firm that caters to families and individuals in the Tulsa metro and the surrounding areas. It specializes in residential mortgates. Its consultants guide clients in each step of the loan process, starting from initial inquiry and underwriting to loan funding. They also assist homeowners in refinancing and cashing out their current mortgage loans. They coordinate with a variety of lenders to provide loan programs such as fixed-rate and adjustable-rate loans.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (10)
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Alfredo Madrid logo

Alfredo Madrid

3902 East 51st Street, Suite 100, Tulsa, OK 74135
  • Multi-Family Loans

Business Description

Alfredo Madrid is a Tulsa-based mortgage professional affiliated with Supreme Lending. He helps clients throughout any mortgage refinancing process by reviewing financial documents, customizing loan products, and preparing closing disclosure forms. He assists clients who want to apply for a VA, FHA, conventional, or rate term refinance loan. In addition, Madrid maintains an open line of communication during each step of the loan application process and offers online resources, including a refinancing calculator and mortgage dictionary.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.9 / 5 (273)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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City First Mortgage Services, LLC. logo
Visit WebsiteWebsite

License Verified:

License: 3117

Nationwide Multistate Licensing System and Registry

City First Mortgage Services, LLC.

Visit WebsiteWebsite
7715 East 111th Street, Tulsa, OK 74133
  • Reverse Mortgages

Business Description

Founded in 1992, City First Mortgage Services LLC provides mortgage refinance to homeowners in the Tulsa area. The firm refinances clients' fixed-rate and adjustable-rate home mortgages as part of its Mortgage Management Program. Its loan specialists gather clients' information and alert them when they should refinance their mortgage, based advanced market indicators and interest rate monitoring. Additionally, City First Mortgage Services offers reverse mortgages to homeowners age 62 or older.

License Verified:

License: 3117

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
4.1 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Cityscape Home Mortgage logo
Visit WebsiteWebsite

License Verified:

License: 182383

Nationwide Multistate Licensing System and Registry

Cityscape Home Mortgage

Visit WebsiteWebsite
1115 South Lewis Avenue, Tulsa, OK 74104
  • Reverse Mortgages

Business Description

Cityscape Home Mortgage is an Oklahoma mortgage refinancing company catering to families and individuals in the Tulsa area. Its mission is to provide clients with a speedy and convenient loan process by approving and funding loans locally. Its team's milestone-orientedness allows them to implement a 10-day processing system—from document consolidation and appraisals to underwriting and closing. The firm was originally founded by Howard Doak in 2002 and merged with AMC in 2010 as a part of its commitment to revolutionize the mortgage industry.

License Verified:

License: 182383

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.9 / 5 (26)
Yelp
3.5 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Jeff Moser logo

Jeff Moser

10425 S. 82nd E. Ave., Suite 106, Tulsa, OK 74133
  • New Construction

Business Description

Jeff Moser is a long-standing mortgage professional for Fairway Independent Mortgage who serves individuals and families throughout Tulsa and the neighboring communities. He has been in the mortgage business since 1998, offering assistance with mortgage refinancing to help clients reduce monthly payments, cash out some of their equity, or consolidate existing debts. Moser also offers various loan program options such as FHA, VA, jumbo, conventional, and USDA loans. Fairway Independent Mortgage was founded in 1996 and has funded over $65 billion in 2020.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Midtown Mortgage logo

License Verified:

License: 811419

Nationwide Multistate Licensing System and Registry

Midtown Mortgage

2007 East 15th Street, Tulsa, OK 74104
  • Reverse Mortgages

Business Description

Midtown Mortgage is a mortgage refinance company that serves homeowners in the Tulsa area. The firm refinances loans on a variety of property types, including single-family, multi-family, condominiums, and townhouses. It refinances several types of federally-backed home loans, such as FHA, FHA 203(k), and VA loans. Midtown Mortgage also refinances HUD Section 184 loans for Native American homeowners. Additionally, the company offers reverse mortgages for homeowners over the age of 62.

License Verified:

License: 811419

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (29)
Yelp
3.5 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Mortgage Partners logo

License Verified:

License: 2188102

Nationwide Multistate Licensing System and Registry

Mortgage Partners

6012 E 112th Pl, Tulsa, OK 74137
  • Multi-Family Loans

Business Description

Mortgage Partners provides refinancing options to homeowners in Tulsa, and its nearby neighborhoods. It helps clients looking to pay off their mortgage faster, lower their interest rates, or cash out for home improvements, debt payments, or other financial needs. It offers flex term refinancing, which helps clients manage their budget and timeline. For aspiring homeowners, it provides customizable purchase loan programs, including adjustable-rate, FHA, jumbo, USDA, and VA loans. Mortgage Partners is a local independent business.

License Verified:

License: 2188102

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)
Facebook
5.0 / 5 (1)
Raystar Mortgage logo

Raystar Mortgage

9404 S. Delaware Ave, Tulsa, OK 74137
  • New Construction

Business Description

Raystar Mortgage helps homeowners and homebuyers in Tulsa in achieving their homeownership goals. It provides a variety of mortgage refinancing programs that include conventional, rehab, jumbo, USDA, and FHA loans. The mortgage lender caters to the refinancing needs of clients who are eyeing to own various types of properties, such as single- and multi-family homes, condominiums, townhouses, and manufactured homes. Raystar Mortgage also provides a mortgage calculator to assist clients in projecting their potential expenses.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Scissortail Home Loans logo

License Verified:

License: 302507

Nationwide Multistate Licensing System and Registry

Scissortail Home Loans

10827 South Memorial Drive, Tulsa, OK 74133
  • Multi-Family Loans

Business Description

Scissortail Home Loans provides mortgage refinancing services to homeowners in the Tulsa area. The firm is committed to assisting clients in the process of refinancing their FHA, VA, and USDA home loans. The company refinances conventional mortgages, such as HomeReady and conventional 97 loans. Scissortail Home Loans also provides a refinancing option for HUD Section 104 loans as a participating lender in the program for Native American homeowners. The company believes in "on-time closings with no surprises".

License Verified:

License: 302507

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
4.9 / 5 (29)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Tulsa Mortgage Guy logo
Visit WebsiteWebsite

Tulsa Mortgage Guy

Visit WebsiteWebsite
10827 S. Memorial Dr., Suite C, Tulsa, OK 74133
  • New Construction

Business Description

Tulsa Mortgage Guys caters to clients seeking to qualify or refinance their mortgage. It walks clients through a pre-qualifying process, helping them determine how much mortgage they can afford and how much money they would be able to borrow. It also assists clients looking to refinance their mortgage to enable them to pay lower rates due to credit score improvement or changes in the market. In addition, the firm advises clients on loan programs, such as conventional, VA, and FHA loans, and gain the appropriate approval.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)
United Fidelity Funding Corp logo
Visit WebsiteWebsite

United Fidelity Funding Corp

Visit WebsiteWebsite
321 South Boston Avenue, Tulsa, OK 74103

Business Description

United Fidelity Funding Corp. is a mortgage broker serving clients in Tulsa. It offers a variety of mortgage refinancing options for homeowners and home buyers, including short-term, fixed-rate, adjustable-rate, and home equity cash-out loans. The brokerage also provides financing programs for first-time homebuyers, including downpayment assistance, grant programs, USDA, and FHA loans. United Fidelity Funding assists clients in the areas of asset documentation and credit report processing. A mortgage calculator is available for clients to estimate their potential expenses.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (39)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
ZFG Mortgage logo
Visit WebsiteWebsite

ZFG Mortgage

Visit WebsiteWebsite
6670 S. Lewis Ave # 200, Tulsa, OK 74136
  • New Construction

Business Description

Since 2003, ZFG Mortgage has been serving property owners, investors, and self-employed individuals in the Tulsa metro. The agency provides a wide selection of loan programs, such as conventional, FHA, no down payment mortgages, VA, USDA, and high debt ratio loans. Its team of loan officers has a collective industry experience of 33 years. They assist first-time and seasonal homebuyers throughout the process of home buying and refinancing. ZFG Mortgage also offers conforming home loans without mortgage insurance or monthly PMI loans.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (345)
Facebook
4.4 / 5 (75)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––

Frequently Asked Questions

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.

  • How does mortgage refinance work?

    The mortgage refinance process begins with choosing a broker and filling out loan application information. The process continues through underwriting and closing. The new mortgage is then used to pay off and close your original mortgage loan. This leaves you with a new loan and mortgage payment to manage each month.

  • When should you refinance a mortgage?

    If your credit score has improved or mortgage interest rates have dropped, refinancing can potentially save you money. Other reasons to refinance your mortgage include getting a fixed rate instead of an adjustable one or getting a shorter loan term. An increase in your home’s value that can let you access more equity is another reason to refinance.

  • How much does it cost to refinance a mortgage?

    The average cost to refinance a mortgage is $5,000. This amount varies, based on the state and county where the property is located and the loan amount. Common fees incurred when refinancing a mortgage include:

    • Appraisal fee
    • Broker’s fee
    • Credit check fee
    • Loan application fee
    • Recording fee
    • Title search and insurance fee

  • How soon can you refinance a mortgage?

    Some lenders make borrowers wait a minimum of six months before accepting a new mortgage refinancing application. However, when that happens, borrowers can check with other lenders to find one that doesn’t require a wait before refinancing. A mortgage refinance broker can guide you to lenders that allow immediate refinancing.

  • How long does it take to refinance a mortgage?

    The average amount of time it takes to refinance a mortgage is 45 days. In some cases, it may be possible to get it done faster. There also may be times when it takes longer to get a mortgage refinanced.