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Best Mortgage Refinance Companies in Oklahoma City

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11216 NW Expressway, Yukon, OK 73099
Yukon, OK 73099
Instagram
  • Multi-Family Loans

All Bright Mortgage is a company that offers home financing and refinancing solutions to new and existing homeowners in the Oklahoma City metro. The company was founded over 20 years ago by Merisa Weeks, a mortgage underwriter and loan processor. It offers home refinancing programs that help lower interest rates, lower monthly mortgage payments, and change the existing mortgage terms. The company also has Allbright University, a program where clients can learn to build credit and pay off mortgages faster.

11216 NW Expressway, Yukon, OK 73099
Yukon, OK 73099

InstagramWebsite(405) 437-1211

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

11 (Better)

Score Consistency:

Consistent (Best)

3030 NW Expressway Ste 200 OKC, Oklahoma City, OK 73112
Oklahoma City, OK 73112
  • Commercial Loans

America United Mortgage is a company that caters to clients in the Oklahoma City metro and the surrounding communities. It helps homeowners refinance their mortgage by offering conventional and FHA loan options. These programs allow for cash-out to consolidate debts, make home improvements, and reduce interest rates and monthly payments. The firm also serves first-time homebuyers and provides VA loans. It assists them throughout the process, including the pre-qualification and application. America United Mortgage has offices in Dallas and Denver.

3030 NW Expressway Ste 200 OKC, Oklahoma City, OK 73112
Oklahoma City, OK 73112

Website(405) 543-1136

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

1 (Good)

Score Consistency:

Consistent (Best)

17100 N. May Avenue, Edmond, OK 73012
Edmond, OK 73012
  • Multi-Family Loans

Bankers Mortgage serves Oklahoma City and the surrounding areas. For over 19 years, the company has been providing assistance to those who are in need of loan programs. It offers different types of mortgage loans, including FHA, VA, USDA, fixed-rate, and jumbo home loans. Whether it's for purchasing a new home, consolidating debt, or refinancing, its mortgage bankers are prepared to provide solutions to their clients' concerns. Bankers Mortgage is headed by its president, Teresa Lyman, who has over 32 years of industry experience.

17100 N. May Avenue, Edmond, OK 73012
Edmond, OK 73012

Website(405) 348-0300

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.2 / 5 ( Best)

Total Reviews:

10 (Better)

Score Consistency:

Variable (Good)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2601 NW Expressway, Suite #104W, Oklahoma City, OK 73112
Oklahoma City, OK 73112
Instagram

BlackRock Mortgage Company in Oklahoma City provides residents and businesses with a varied assortment of financial solutions and refinancing services. Its selection of financial solutions includes VA, FHA, HELCO, and jumbo loans. Its mortgage planners walk clients through the refinancing process, discussing with them the feasibility of refinancing their current mortgage and the possible effects, such as lowering interest rates in exchange for longer terms, of mortgage refinancing. The company also holds first-time homebuyer workshops to educate would-be property owners about available financial products.

2601 NW Expressway, Suite #104W, Oklahoma City, OK 73112
Oklahoma City, OK 73112

InstagramWebsite(405) 849-6487

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

4 (Good)

Score Consistency:

Consistent (Best)

6832 N Robinson Ave, Oklahoma City, OK 73116
Oklahoma City, OK 73116
  • Reverse Mortgages
  • NMLS #: 39166

Brett Baldwin is a mortgage sales manager for the Gateway Mortgage Group, serving the residents of Oklahoma City and their neighboring communities. Mr. Baldwin can help homeowners thinking of refinancing their existing mortgages. For customers with imperfect credit, he can arrange a refinancing package with an FHA loan. Veterans, their families, and those still serving can benefit from up to 100% financing with a VA loan, and customers requiring more than the limit can apply for a jumbo loan.

6832 N Robinson Ave, Oklahoma City, OK 73116
Oklahoma City, OK 73116

Website(405) 233-0306

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909 S Meridian Ave, Oklahoma City, OK 73108
Oklahoma City, OK 73108
Instagram
  • Reverse Mortgages
  • NMLS #: 39166

Chickasaw Community Bank is one of many mortgage refinance lenders in Oklahoma City, but its vision is unique. Founded in 2002 as a tribally-owned bank, it serves the needs of the Indian Country and the wider community. The bank's mortgage advisors can help Native Americans refinance with the federally backed Section 184 loan program, benefiting from easier financing restrictions and competitive interest rates. Homes aren't required to be on native lands.

909 S Meridian Ave, Oklahoma City, OK 73108
Oklahoma City, OK 73108

InstagramWebsite(405) 946-2265

Show Number
9400 S I35 Service Road, Oklahoma City, OK 73160
Oklahoma City, OK 73160
  • New Construction

Citywide Mortgage operates in and around the Oklahoma City metro, assisting locals through the process of home refinancing. Its team of advisors help clients in obtaining a lower interest rate, getting a chance to shorten the term of the mortgage. Its team also assists in converting from an adjustable-rate mortgage to a fixed-rate mortgage, tapping a home's equity to finance a large purchase, and consolidating debt. Citywide Mortgage has been helping clients since its founding in 2000.

9400 S I35 Service Road, Oklahoma City, OK 73160
Oklahoma City, OK 73160

Website(405) 794-4412

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.7 / 5 ( Best)

Total Reviews:

24 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

520 SW 89th St, Oklahoma City, OK 73139
Oklahoma City, OK 73139
  • Reverse Mortgages

Communication Federal Union is a mortgage refinance company in Oklahoma City that offers a range of financial products to its members in Oklahoma and Kansas. Members who own their home and are considering refinancing can benefit from loans tailored to their situation. FHA loans are popular with customers with less than perfect credit, while VA loans appeal to current and past members of the military and their families. Conventional loans can have fast approval rates and low closing costs.

520 SW 89th St, Oklahoma City, OK 73139
Oklahoma City, OK 73139

Website(405) 879-5645

Show Number
5120 Gaillardia Corporate Place, Oklahoma City, OK 73142
Oklahoma City, OK 73142
  • Reverse Mortgages

Dalton Mortgage Group is a company that provides Oklahoma City borrowers with refinancing options to lower existing loan interest rates and monthly payment amounts. Its agents also guide clients in using their home equity to pay off or consolidate debts, make home improvements, or simply go on vacation. The staff of Dalton Mortgage Group has over 30 years of combined experience in the lending industry. The company uses up-to-date security measures to ensure that online applications are well encrypted.

5120 Gaillardia Corporate Place, Oklahoma City, OK 73142
Oklahoma City, OK 73142

Website(405) 242-6066

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4 / 5 ( Good)

Total Reviews:

37 (Best)

Score Consistency:

Variable (Good)

1501 S. Ranchwood Blvd, Yukon, OK 73099
Yukon, OK 73099
  • NMLS# 208913
  • Refinancing
  • New Construction

First American Mortgage, Inc., is a locally owned company that has been serving Oklahoma City since 1993. Its professionals assist homebuyers in choosing various types of loan programs tailored to their needs. They process FHA, VA, conventional, Section 184, and USDA loans. They also help clients refinance their existing mortgages and guide them throughout the entire transaction. They deal with underwriting and funding for closing tasks. Owner Dale Bogle has been in the mortgage industry for over three decades.

1501 S. Ranchwood Blvd, Yukon, OK 73099
Yukon, OK 73099

Website(405) 354-0426

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.5 / 5 ( Best)

Total Reviews:

16 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

131 E Main Street Norman, Oklahoma City, OK 73102
Oklahoma City, OK 73102
  • Reverse Mortgages

Homeowners in need of home mortgage refinance in Oklahoma City and nearby cities should consider First Fidelity Bank, which has served the area's residents and businesses since 1920. The bank's website provides a handy mortgage refinancing calculator to help customers decide if refinancing is a sound decision. Its loan officers can advise on a choice of products to suit the customer's unique circumstances and the benefits of fixed-rate and adjustable-rate loans taken over a range of years.

131 E Main Street Norman, Oklahoma City, OK 73102
Oklahoma City, OK 73102

Website(405) 416-2222

Show Number
2100 North Eastern Avenue, Moore, OK 73160
Moore, OK 73160
Instagram
  • Reverse Mortgages
  • NMLS #: 39166

FirstTrust Home Loans is a professional mortgage advisor attending to the needs of Oklahoma City and nearby towns. Glenn Strong founded the company to help its customers get equipped with various financing options. The company's programs include USDA loans, VA loans, and FHA loans. It also has fixed-rate mortgage terms that range from 10 to 30 years and adjustable-rate mortgages. The business started in 2003 under the supervision and expertise of Strong. Interested customers can send a loan application via its website.

2100 North Eastern Avenue, Moore, OK 73160
Moore, OK 73160

InstagramWebsite(405) 996-3992

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

39 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

601 N Broadway St, Moore, OK 73160
Moore, OK 73160
Instagram
  • Reverse Mortgages

FNB Community Bank can trace its history back to 1943. It offers a full range of financial services, which includes helping homeowners choose the right mortgage refinancing program for their unique needs. It provides competitive rates for the refinancing of primary residences, offering conventional loans as well as loans supported by the FHA, VA, USDA, and the Midwest City Down Payment Assistance program. The bank's philosophy is Oklahomans doing business with Oklahomans.

601 N Broadway St, Moore, OK 73160
Moore, OK 73160

InstagramWebsite(405) 912-1110

Show Number
4921 N May Ave, Oklahoma City, OK 73112
Oklahoma City, OK 73112
  • Reverse Mortgages

Founded in 1987, InterBank operates from over 40 locations in Oklahoma and Texas, offering a full range of financial products and services to residential and commercial customers. Homeowners can use the bank's mortgage refinancing programs to benefit from lower interest rates or reduce their long-term interest payments. The bank's loan officers can help customers choose between a selection of conventional, FHA, VA, jumbo, and rural development loans. Finance is also available for those who choose to build their own home.

4921 N May Ave, Oklahoma City, OK 73112
Oklahoma City, OK 73112

Website(405) 782-4200

Show Number
501 Southeast 4th Street, Moore, OK 73160
Moore, OK 73160
  • Reverse Mortgages
  • NMLS #: 39166

Lincoln Lending is a mortgage lending company serving Oklahoma City and nearby cities. Its range of loan programs includes refinancing mortgages, available to homeowners for their primary residence. The company offers conventional loans as well as mortgages supported by the FHA, VA, and USDA. Native Americans can benefit from the company's HUD-184 program for homes on or off native land. Customers who need more than standard loan limits can get assistance with applying for a jumbo loan.

501 Southeast 4th Street, Moore, OK 73160
Moore, OK 73160

Website(405) 799-5363

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

139 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1605 Professional Circle, Office A, Yukon, OK 73099
Yukon, OK 73099

Lindsey James is a home loan officer serving Oklahoma City and the surrounding locations. She is affiliated with Veterans United Home Loans. The mortgage professional offers two refinancing options for veterans. One of them is the VA Streamline program, which caters to clients looking to lower interest rates. She also helps veterans acquire cash-out refinance loans, which allow them to tap into their home equity to fund home improvements and settle debts. James has been providing mortgage assistance for veterans for over three years.

1605 Professional Circle, Office A, Yukon, OK 73099
Yukon, OK 73099

Website(405) 246-0000

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

7 (Good)

Score Consistency:

Consistent (Best)

3001 N Lincoln Blvd, Oklahoma City, OK 73105
Oklahoma City, OK 73105
Instagram
  • Reverse Mortgages
  • NMLS #: 39166

Oklahoma's Credit Union has been helping its member's home mortgage refinance in Oklahoma City and across the state for more than 60 years. Its 40,000+ members benefit from lower rates on loans as well as low or no fees for select programs. They can use refinancing loans to lower their monthly payments, reduce their total interest, or eliminate FHA insurance by taking out a conventional loan. Oklahoma's Credit Union also offers construction loans and first-time buyer mortgages.

3001 N Lincoln Blvd, Oklahoma City, OK 73105
Oklahoma City, OK 73105

InstagramWebsite(405) 876-5255

Show Number
233 E. 10th Street Plaza Suite 3, Edmond, OK 73034
Edmond, OK 73034
  • New Construction

Spurr Mortgage offers refinancing services to clients in Oklahoma City and its nearby areas. It provides a refinancing scheme that has up to 65 percent loan-to-value. The company offers a land loaning program that does not require a downpayment. It enables borrowers to acquire 100 percent financing with an amortized mortgage payment term of 15 years. Spurr Mortgage has been providing services for more than 30 years. It is part of the Edmond Chamber of Commerce’s Edmond Locally Owned group.

233 E. 10th Street Plaza Suite 3, Edmond, OK 73034
Edmond, OK 73034

Website(405) 348-9919

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.5 / 5 ( Best)

Total Reviews:

24 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

3847 S Boulevard, Suite 200, Edmond, OK 73013
Edmond, OK 73013
  • New Construction

Stout Lending is a mortgage brokerage founded by Christopher Herford in Oklahoma. It provides resources and information on loan products and better interest rates for clients. The company offers residential and commercial loan products that address the financial needs of borrowers. To assist customers on commercial loan applications, the loan officer creates lending plans that match a lender to their goals. Herford's company has helped numerous homeowners plan financially and pay off their mortgages.

3847 S Boulevard, Suite 200, Edmond, OK 73013
Edmond, OK 73013

Website(405) 406-9222

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

87 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

10201 S Western Ave, Oklahoma City, OK 73139
Oklahoma City, OK 73139
Instagram
  • NMLS #: 39166

The members of True Sky Credit Union reside in the counties that surround Oklahoma City. It offers various financial services, including mortgage refinancing through the purchase of conventional loans on a choice of terms, with fixed or adjustable rates. Loans are processed, serviced, and underwritten in-house, and can include low-cost closing. The credit union also provides loans for members buying a vacation home or to purchase land up to 20 acres.

10201 S Western Ave, Oklahoma City, OK 73139
Oklahoma City, OK 73139

InstagramWebsite(405) 682-1990

Show Number
800 SW 119th St, Oklahoma City, OK 73170
Oklahoma City, OK 73170
Instagram

WEOKIE Federal Credit Union is a cooperative formed in 1969 to provide members with a full range of financial products and services with rates and fees lower than established providers. Its products include refinancing loans for members looking to reduce their monthly payments or long-term interest. Applications can be made online or members can speak to one of the credit union's mortgage professionals to discuss their options. Loan rates can be fixed or adjustable, with terms up to 30 years.

800 SW 119th St, Oklahoma City, OK 73170
Oklahoma City, OK 73170

InstagramWebsite(800) 475-4283

Show Number

Frequently Asked Questions:

Q: What should you expect when refinancing a mortgage?
A: When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.
Q: How often should you refinance your mortgage?
A: There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Q: Can you refinance a first mortgage and not a second?
A: You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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