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Best Life Insurance Companies in Lawton

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Jennifer Robinette logo
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License Verified:

License: 82356

Oklahoma Insurance Department

Jennifer Robinette

1924 Northwest Cache Road, Lawton, OK 73507
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  • Life Insurance

Business Description

Jennifer Robinette offers life insurance solutions to clients in Lawton. She is the owner of Jennifer Robinette Insurance Agency, providing insurance coverage to help clients protect their valuable assets. Robinette offers term and universal life insurance, in addition to auto coverage. She is also involved in the community, supporting local charities and organizations. Moreover, Jennifer works with several carriers, including Travelers, Progressive, Liberty Mutual, and Safeco Insurance. As a small business owner, she also aims to attain wellness in her workplace.

License Verified:

License: 82356

Oklahoma Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (33)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Detail
Robert Hughes logo
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License Verified:

License: 3000268592

Oklahoma Insurance Department

Robert Hughes

3132 Northwest Cache Road, Lawton, OK 73505
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  • Life Insurance
  • Health Insurance

Business Description

Robert Hughes is a State Farm insurance agent who has been serving Lawton and the surrounding communities since 2018. He previously worked in the education industry as a teacher and principal before transitioning to the insurance business. He provides term, whole, and universal life insurance coverage options. The policy is also available for small businesses for business continuation, employee benefits, and key employee incentives. Robert and his team also offer notary public services. They accommodate English-speaking and Spanish-speaking clients.

License Verified:

License: 3000268592

Oklahoma Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (31)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Scott Watson Legacy Insurance Group logo
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License Verified:

License: 100238074

Oklahoma Insurance Department

Scott Watson Legacy Insurance Group

4135 West Gore Boulevard, Lawton, OK 73505
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  • Life Insurance

Business Description

Scott Watson Legacy Insurance Group is an independent insurance agency that provides life insurance policies and other insurance products to residents and businesses in the Lawton area and the surrounding communities. In addition to term and whole life insurance plans, the agency offers policies such as auto and commercial insurance. Its homeowners' coverage includes personal property, loss of use, and other structures. The agency's namesake and owner, Scott Watson, started his insurance career in 2015 and has built and grown the agency since then.

License Verified:

License: 100238074

Oklahoma Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (7)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Smith & Sons Insurance Agency, Inc. logo
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Smith & Sons Insurance Agency, Inc.

716 West Gore Boulevard, Lawton, OK 73501
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  • Life Insurance

Business Description

Smith & Sons Insurance Agency, Inc., is a family-owned and independent business that offers term life and permanent life insurance policies in Lawton and the surrounding communities. It partners with multiple carriers, including The Hartford and Progressive, to provide motorcycle, automobile, farm, earthquake, and homeowners' insurance plans. In addition, it offers business insurance solutions, such as commercial auto, workers' compensation, and general liability insurance. Smith & Sons Insurance Agency is led by its owner, Jeff Smith.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (20)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Potts Agencies logo
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License Verified:

License: 100269250

Oklahoma Insurance Department

The Potts Agencies

206 Southwest 3rd Street, Lawton, OK 73505
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  • Life Insurance
  • Health Insurance

Business Description

The Potts Agencies provides risk management solutions for individuals and families in Lawton. It offers life insurance packages, such as term and whole life policies, based on the client's financial situation. In addition, it addresses other personal and business needs through a diverse selection of products, such as customized asset protection plans and employee benefits packages. Its supplemental health insurance options include accident protection, cancer protection, critical illness coverage, and hospital indemnity. Lastly, the company offers child safe and will kits.

License Verified:

License: 100269250

Oklahoma Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (409)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Vincent Saylor logo
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License Verified:

License: 100279164

Oklahoma Insurance Department

Vincent Saylor

2401 West Gore Boulevard, Lawton, OK 73505
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  • Life Insurance
  • Health Insurance

Business Description

Vincent Saylor is a life insurance agent who serves clients from Lawton and its surrounding areas. He provides term, whole, and universal life insurance to ensure financial stability for clients and their loved ones in case of an unexpected event. Saylor is a State Farm Insurance agent who is presently appointed as Young Professionals of Lawton's vice-chair. Aside from life insurance, Saylor also offers insurance for health, properties, home, vehicles, pets, and small businesses.

License Verified:

License: 100279164

Oklahoma Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (50)
Facebook
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Welborn Insurance Agency Inc. logo
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License Verified:

License: 100103143

Oklahoma Insurance Department

Welborn Insurance Agency Inc.

419 SW 11th St, Lawton, OK 73501
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  • Life Insurance

Business Description

Welborn Insurance Agency Inc. was established as an independent agency in 1984 and has since catered to the insurance needs of individuals, ministries, and businesses in Lawton and its surrounding areas. It helps its clients acquire the best individual life insurance that aligns with their long-term goals. Its life insurance options include term, universal life, variable universal life, whole life, and traditional whole life. The agency also specializes in church insurance that covers property, equipment breakdown, and indirect loss.

License Verified:

License: 100103143

Oklahoma Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Facebook
5.0 / 5 (5)
Google
3.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
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Detail
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Frequently Asked Questions

Which is better, term or whole life insurance?

Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

How much life insurance do I need?

A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

How does life insurance work?

The details of how life insurance works depend on your individual plan, but the basics are as follows: 

  • You pay a premium to purchase the insurance. Typically the premium is paid monthly, but it could be rolled into quarterly, bi-annual, or annual payments. 
  • As long as you are meeting or have met premium obligations, if you pass away, the insurance company makes the agreed-upon payment to the beneficiaries you designated. 
  • Beneficiaries usually have to provide the insurance company with a death certificate to receive their payments.

How much is life insurance?

The cost of life insurance ranges widely. Term life insurance can cost as little as a few dollars a day, and whole life insurance can cost thousands per month on the high end. Factors that impact the cost of your life insurance include whether you're choosing term life insurance or whole life insurance, your age, how much coverage you want, your overall health, and your gender.

Is life insurance taxable?

Life insurance proceeds are the funds paid via your plan to your beneficiaries if you pass away. These are also called death benefits. Typically, these are not considered income for taxes. If you take out cash value from a whole life insurance investment and the amount exceeds how much you paid in premiums, the difference may be considered taxable income.


Can I buy health insurance that is not Obamacare?

When people say "Obamacare insurance," they typically mean insurance within the health insurance marketplace. You can get health insurance outside of the marketplace by going through your employer, choosing COBRA coverage if you leave your job, or buying a short-term health insurance policy through an insurance agent. ACA-compliant plans meet all the benefits and coverage requirements of the Affordable Care Act. But you may be able to find supplemental or short-term coverage that simply provides peace of mind for major medical expenses.

Can I buy health insurance anytime?

To buy health insurance in the marketplace, you must purchase it within open or special enrollment periods. But you can purchase short-term coverage to bridge the gap between now and the next open enrollment period. These plans are meant to be used for less than a year. You can purchase them online or via insurance agents, but they may not be ACA-compliant.

Who should buy supplemental health insurance?

Supplemental health insurance is a product that helps cover the cost of services that your primary health insurance policy doesn't. One popular option is secondary insurance that helps cover some of the costs associated with high deductibles. Medicare supplemental insurance is also popular. Medicare doesn't cover everything, and older adults on a limited income can face large prescription or medical bills after Medicare pays. Supplemental insurance helps reduce those patient costs.

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