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2024

Last updated:

Best Life Insurance Companies in Oklahoma City

Our Recommended Top 18

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Oklahoma City Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

24454Reviewed

14679Curated

18Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

9075 Harmony Dr, Midwest City, OK 73130

Expertise.com Rating

Review Sources

Yelp
4.5 (22)
Facebook
5.0 (3)

Why choose this provider?

Founded in 2003, Conway Insurance is an independent agency serving the Oklahoma City metro area that offers a wide range of products for individuals and businesses, including life insurance and group health insurance. Its agents are free to search and compare the policies of multiple insurance carriers, providing each client with a choice of coverage levels to suit every budget. The agency also specializes in arranging policies for drivers, renters, landlords, and homeowners.

2523 S Agnew Ave, Oklahoma City, OK 73108

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Review Sources

Yelp
4.5 (22)
Facebook
4.5 (17)

Why choose this provider?

Carpenter Insurance Inc. is a locally owned and operated business. This life insurance agency in Oklahoma City offers health and life insurance policies, including dental, vision, and employee benefits packages. Its agents are dedicated to helping clients find coverage options that are suited to their current needs and health conditions, as well as their budget. Other insurance products include business liability, workers' compensation, and personal insurance options such as home and auto.

4400 Will Rogers Pkwy, Oklahoma City, OK 73108

Expertise.com Rating

Review Sources

Yelp
4.5 (22)
Facebook
4.8 (10)

Why choose this provider?

For more than 100 years, AFR Insurance has been a respected life insurance company in Oklahoma City, serving the neighboring community's farmers, ranchers, and families. Its life insurance products are tailored to a wide range of clients with an array of needs. The family-term policy is a cost-effective means of providing coverage for every family member in one monthly premium, while whole-life individual policy builds cash value and provides coverage for the rest of the policyholder's life.

2524 N Broadway, Edmond, OK 73034

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Review Sources

Facebook
4.8 (22)
Yelp
5.0 (22)

Why choose this provider?

Oklahoma Health Options was founded in 2016 to provide affordable health insurance services to small businesses and the self-employed in Oklahoma and its neighboring cities. It provides everything under one roof, from comparing the policies of major insurance carriers to talking clients through each policy's details and arranging the policy with the carrier. Its products cater to groups, over-65s supplementing their Medicare plans, and those requiring long-term care. The agency also arranges health plans tailored to Native Americans.

1901 N Moore Ave Ste 18, Moore, OK 73160

Expertise.com Rating

Review Sources

Yelp
4.5 (22)
Facebook
5.0 (12)

Why choose this provider?

Clear View Insurance specializes in life insurance, serving Oklahoma City and nearby cities. It's an independent agency, free to compare and choose from an array of policies offered by industry leaders, such as MetLife and The Hartford. Its agents talk clients through each life insurance product to ensure they understand their level of coverage. They can also help file claims and provide regular reviews to ensure policies still cover the client's current circumstances.

3000 NW 149th St, Oklahoma City, OK 73134
WebsiteLicense: 100145304

Expertise.com Rating

Why choose this provider?

3000 Insurance Group serves clients in Oklahoma City. The company offers life insurance options to clients according to their financial and personal needs. The firm's life insurance policies include term life, whole life, and universal life insurance. It also carries insurance products covering homes, vehicles, renters, valuables, and businesses. 3000 Insurance Group has been assisting the members of the Oklahoma Center for Nonprofits in acquiring insurance policies for more than five years.

  • Life Insurance

112 South 4th Street, Yukon, OK 73099
WebsiteLicense: 13907

Expertise.com Rating

Review Sources

Google
4.0 (28)
Facebook
5.0 (9)

Why choose this provider?

Wiedemann Insurance Agency is a family-owned and family-operated company that has been servicing Oklahoma City since 1980. It offers different types of life insurance coverage to individuals such as term, whole, and universal. Policies can be used in a variety of ways including paying for a funeral, clearing debts, funding a business, providing for education, or paying off a mortgage. The agency also offers business and personal insurance products. Its president, Scott Wiedemann, is a second-generation insurance agent who started his career in 1980.

  • Life Insurance

2219 W I-240 Service Rd, Suite 107, Oklahoma City, OK 73159
WebsiteLicense: 100177606

Expertise.com Rating

Review Sources

Google
4.9 (121)
Facebook
5.0 (27)

Why choose this provider?

Michael Garey has been working as an insurance agent with State Farm for 14 years. He serves individuals, families, and businesses in Oklahoma City and the surrounding areas. He offers term, whole, and universal life insurance products, which can be used for college expenses, debt settlements, and mortgage payments. He also provides auto, health, home, pet, and property insurance policies. Garey's team comprises professionals who speak Spanish, allowing it to cater to a broader range of clients.

  • Life Insurance
  • Home and Auto Insurance

2911 S Air Depot Blvd, Midwest City, OK 73110

Expertise.com Rating

Review Sources

Yelp
4.5 (22)
Facebook
5.0 (1)

Why choose this provider?

FirstPoint Insurance Agency Inc. is an independent company working with a wide range of carriers to find life insurance policies that offer coverage for an array of purposes. It serves the entire Oklahoma City metro area. The agency's term life policies are good for individuals who want a policy that pays out within a specified term, such as paying off a mortgage, while its permanent life products can support a wealth of financial goals during and after the policyholder's life.

210 N Odor St Ste 220, Arcadia, OK 73007

Expertise.com Rating

Review Sources

Facebook
4.7 (13)
Google
5.0 (2)

Why choose this provider?

Courtney Insurance Solutions LLC is a family-owned and operated insurance company that's been serving clients throughout the Oklahoma City area since 2010. Its knowledgeable staff provides individual practical information about term, whole, and universal life insurance policies that can cover debts and funeral expenses and offer extra financial protection for client's children, such as future tuition payments. Other options for individuals and businesses include auto, property, liability, and workers' compensation insurance policies.

108 South Division, Guthrie, OK 73044
WebsiteLicense: 100280654

Expertise.com Rating

Review Sources

Facebook
5.0 (9)

Why choose this provider?

Foundation Insurance & Risk Management is a life insurance company that services clients from Oklahoma City. The firm provides universal, whole, and term life insurance to prepare for the client's future. Insurance policies for cars, motorcycles, businesses, churches, homeowners and renters are also available. The company has partnered with various top insurance carriers such as Foremost Insurance Group, Safeco Insurance, and Prudential. Its team of insurance agents caters to the insurance needs of individuals and corporate clients.

  • Life Insurance

325 Piedmont Rd N, Piedmont, OK 73078

Expertise.com Rating

Review Sources

Yelp
5.0 (1)

Why choose this provider?

ECI Agency Inc. is an insurance company near Oklahoma City that's been serving individuals and businesses throughout the area since 1964. It helps clients choose the right health insurance policy through BlueCross BlueShield of Oklahoma, dental coverage from Delta Dental, and disability insurance with Aflac to protect their families. The firm also offers term and whole life insurance plans with a final expense rider that assists families with funeral costs, medical bills, outstanding debts, and probate expenses.

360 24th Avenue Northwest, Norman, OK 73069
WebsiteLicense: 100164963

Expertise.com Rating

Review Sources

Google
4.9 (27)
Facebook
5.0 (12)

Why choose this provider?

Wall Street Insurance, LLC, is a locally owned independent insurance agency serving Oklahoma City and the neighboring areas. With more than five decades of combined industry experience in insurance design and planning, it offers products ranging from life and health insurance to motorcycle and auto insurance. Workers’ compensation and commercial plans are also available. Previous clients have praised the agency for being able to give them a variety of plan options from multiple insurance providers.

  • Life Insurance
  • Health Insurance

8510 S Pennsylvania Ave Ste B, Oklahoma City, OK 73159

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Leaders Life Insurance Company is a specialist life insurance company in Oklahoma City, with additional offices in Tulsa. The company operates throughout the South and Midwest, providing a range of worksite benefits packages for individuals and groups. The agency's flagship product is called Lifestyle, a term-to-age-100 policy with critical illness and accelerated death benefit coverage. Its other products protect clients from the costs of short-term disabilities and offsite accidents, with some providing additional protection for the policyholder's spouse and children.

201 NW 63rd St Ste 315, Oklahoma City, OK 73116

Expertise.com Rating

Review Sources

Yelp
5.0 (22)
Facebook
4.2 (1)

Why choose this provider?

The Beckman Company is a life and health insurance company in Oklahoma City. Since it opened in 1960, the family-owned agency has developed relationships with a network of specialist insurance carriers, ensuring it can find the right policy for every client. More than half of the company's agents are certified by the Professional Insurance Agents Association. Its health insurance solutions cover typical needs, but can also cover less common needs, such as partial disability payments.

706 South Mustang Road, Yukon, OK 73064
WebsiteLicense: 40124351

Expertise.com Rating

Review Sources

Google
5.0 (283)
Facebook
5.0 (174)

Why choose this provider?

Cal Kiburz is a life insurance agent who serves clients from Oklahoma City and nearby areas. He provides whole, universal, and term life insurance aimed at ensuring security for the clients' loved ones. Insurance for residential homes, renters, pets, businesses, and properties are also available. Kiburz leads a team of insurance professionals at his Cal Kiburz State Farm Agency. He has been a State Farm agent since 2016, specializing in guiding people relocating to Yukon, Oklahoma.

  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

3321 Northwest 23rd Street, Oklahoma City, OK 73107

Expertise.com Rating

Review Sources

Google
4.6 (45)
Yelp
4.8 (26)
Facebook
4.3 (14)

Why choose this provider?

Founded in 2010, The Insurance Store is an agency based in Oklahoma City that also serves other nearby areas. One of the insurance products it offers is life insurance, which includes term insurance with one, five, or more years of coverage, as well as permanent insurance for lifelong protection. It also provides insurance plans for automobiles, homeowners, and businesses. With a vast network of carriers, the insurance agency is able to help its clients choose a policy type and navigate through the term selection process.

  • Life Insurance
  • Term Life Insurance
  • Permanent Life Insurance Policy

Oklahoma City, OK
WebsiteLicense: 3001204037

Expertise.com Rating

Review Sources

Google
5.0 (3)

Why choose this provider?

Truevine Insurance Solutions is an independent agency serving Oklahoma City residents. Since 2021, it has been helping individuals and families secure their future through its personal protection plan solutions. The company offers life insurance policies and guides clients in processing applications. It furnishes permanent and term life insurance tailored to the needs of people. It also crafts health insurance coverage. Owner Jake Klingenberg is a certified Oklahoma insurance producer and a Texas general lines agent.

  • Disability Insurance
  • Dental Insurance
  • Life Insurance

FAQs

  • How can you determine the right amount of life insurance coverage you need in Oklahoma City?

    In Oklahoma City, the amount of life insurance coverage you need is calculated by multiplying the expected years of financial support you have to provide for your family's annual expenses, adjusted for inflation. Other matters you should consider are the possible cost of education for your children and the number of dependents you need to support. Moreover, you may want to consider paying off debts like a mortgage or a car loan.

  • Is it necessary for a stay-at-home spouse in Oklahoma City to get life insurance?

    Most stay-at-home spouses may not have an income, but it is still necessary for them to get life insurance because it can provide funds for childcare costs in the event of untimely death in Oklahoma City. It can also cover funeral expenses. In addition, a life insurance policy is another option for a stay-at-home parent who wants to provide for their family and leave a financial legacy to their children through a trust.

  • Is it possible to obtain life insurance in Oklahoma City for individuals with pre-existing medical conditions?

    Even if you have a pre-existing medical condition, insurance companies in Oklahoma City may still provide you with life insurance. However, since you are more likely to die prematurely than other individuals, a life insurer may pay out a death benefit to you. As such, they might have to raise the cost of your coverage or decide that you aren't qualified for some benefits.

  • When is the ideal age in Oklahoma City to buy life insurance?

    According to insurance companies in Oklahoma City, the optimal age to purchase life insurance is before an individual reaches the age of 35. They are more likely to be healthy and have fewer dependents to cover. If they invest at this age, premiums are usually lower in comparison to older individuals. Moreover, investing in life insurance at an early age allows one to prepare for the future.

  • What is a children's life insurance rider in Oklahoma City, and who is eligible?

    The Children's Life Insurance Rider protects families in Oklahoma City with one or multiple children through mortality benefit protection. All qualifying children are covered by a single rider until the child becomes 25, the insured turns 65, or the policy terminates, whichever comes first. Unmarried children, stepchildren, and legally adopted children who are not yet 18 and are at least 15 days old at the time of application are eligible children of the policy insured.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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