Expertise.com

Best Homeowners Insurance Agencies in Lawton

Laurels
Laurels

We did the research for you!

Learn more
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Homeowners Insurance Agencies FAQs

Learn more
Annelise M. Carpenter - Oklahoma Farm Bureau Insurance logo
Visit WebsiteWebsite

Annelise M. Carpenter - Oklahoma Farm Bureau Insurance

502 Southwest 11th Street, Lawton, OK 73501
Visit WebsiteWebsite
  • Personal Property Insurance
  • Multiple Policy Types

Business Description

Annelise M. Carpenter is a Farm Bureau Insurance agent that caters to the home insurance needs of clients in the Lawton area. Carpenter helps homeowners determine suitable insurance policies that cover their needs in terms of dwelling, other structures, and personal possessions. She also helps clients secure coverage for temporary living expenses, personal liabilities, and additional charges for professional firefighting services. A Farm Bureau agent since 2015, Carpenter also offers insurance support for auto, commercial, life, and farm insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.5 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Dismuke Insurance Agency logo
Visit WebsiteWebsite

Dismuke Insurance Agency

507 Southwest Sheridan Road, Lawton, OK 73505
Visit WebsiteWebsite
  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance
  • Multiple Carriers

Business Description

Dismuke Insurance Agency provides a variety of insurance products in Lawton. The firm's professionals are well-informed about the different policies on the market and can select the most appropriate coverage for clients. They can write policies for those who want to prepare for any potential risks related to owning a home, such as storms and vandalism. With more than 25 years of industry experience, this company also offers renters insurance for tenants residing in apartments or condominiums.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
5.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Jennifer Robinette Insurance Agency logo
Visit WebsiteWebsite

Jennifer Robinette Insurance Agency

1924 Northwest Cache Road, Lawton, OK 73507
Visit WebsiteWebsite
  • Multiple Carriers
  • Multiple Policy Types

Business Description

Jennifer Robinette Insurance Agency is an Oklahoma insurance firm located in Lawton. It provides homeowners' insurance policies to locals looking to secure their residential properties. Personalized home insurance quotes can be obtained through the agency website by submitting an accomplished request indicating the client's basic information and dwelling description. The agency's insurance carriers include Progressive, Safeco, Travelers, and Liberty Mutual Insurance. Jennifer Robinette Insurance Agency sponsors various community organizations, such as the Lawton Salvation Army homeless shelter and the Boys and Girls Club.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (33)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
McBride Agency logo
Visit WebsiteWebsite

McBride Agency

1416 NW 52nd St, Lawton, OK 73505
Visit WebsiteWebsite
  • Renter's Insurance
  • Personal Property Insurance
  • Flood
  • Condos

Business Description

The McBride Agency is a Lawton-based insurance agency that has been helping clients meet their insurance needs for more than two decades. It specializes in homeowners' insurance, auto insurance, and life insurance. The homeowners' insurance covers the apartment or home of its clients. It can replace personal properties its clients lose due to a disaster, such as a fire. The insurance policy also protects its clients from lawsuits in case someone gets injured in their homes.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
3.9 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Smith & Sons Insurance Agency logo
Visit WebsiteWebsite

Smith & Sons Insurance Agency

716 West Gore Boulevard, Lawton, OK 73501
Visit WebsiteWebsite
  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance
  • Multiple Carriers

Business Description

Smith & Sons Insurance Agency is a locally-managed homeowners' insurance agency serving families and property investors in Lawton and the surrounding areas. Its team of insurance agents is skilled in educating potential insurance buyers about the various benefits of getting a home insurance policy. It also provides home quotes from some of the leading insurance carriers in the country, which include Progressive, The Hartford, and Travelers Insurance. Smith & Sons Insurance Agency also offers automobile, business, and life insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (18)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Vincent Saylor - State Farm Insurance Agent logo
Visit WebsiteWebsite

Vincent Saylor - State Farm Insurance Agent

2401 West Gore Boulevard, Lawton, OK 73505
Visit WebsiteWebsite
  • Personal Property Insurance
  • Multiple Policy Types

Business Description

Vincent Saylor has provided the residents of Lawton with State Farm homeowners insurance since 2017. Mr. Saylor personalizes each policy to meet the individual's specific needs. State Farm's standard homeowners policies cover damage from such disasters as wind and hail, theft and vandalism, and heat and air tearing or bulging. The agency extends coverage to help ensure appropriate replacement value for jewelry and collectibles. Mr. Saylor also insures condo, mobile home, and ranch owners.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (50)
Facebook
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.

What determines the price of homeowners insurance premium?

The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

What is the difference between home warranty and homeowners insurance?

Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

Does Geico offer homeowners insurance?

Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

How long does homeowners warranty insurance last?

Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

Does homeowners insurance cover water heaters?

Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

Are RVs covered under homeowners insurance?

Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.

Do new buyers need owner\'s title insurance on a new home?

There are unique risks that a buyer of a new home may face. For example, property claims from previous owners or liens from suppliers whom the homebuilders never paid during construction. Title insurance protects the home from these perils, and your mortgage lender may require it.

Do owner builders need home warranty insurance?

In the United States, owner builders are not required to have home warranty insurance. If you're the one who built your home, you're expected to incur the costs of repairs yourself if a structure or appliance breaks down.

Are dogs deaths covered in homeowners insurance?

Usually, the loss of a dog or other pet is not covered by your home insurance. However, many insurance providers offer riders — packages of added coverage — for pets called pet insurance. This ensures that medical costs and property damage caused by your pets are fully covered.

Are earthquakes covered in standard homeowners insurance policies?

Standard homeowners' insurance policies do not cover damage directly caused by earthquakes. Insurance will sometimes cover indirect damage, however. For example, if an earthquake causes a fire in your home, damage from the fire will be covered under a standard home insurance policy.

Are homeowners insurance and car insurance deductible?

Homeowners' insurance and car insurance premiums are not deductible as personal expenses on your taxes. However, some percentage of your premiums may be deductible as business expenses if you own a business and use your car and home for business purposes. This may vary between states.

Are homeowners insurance payouts taxable income?

If you file a claim after a burglary at your home, for example, the insurance company will assess the value of the property lost or damaged and reimburse that amount. This payout is not taxable because it's not income — it's a replacement of lost value.

How frequent should one change auto or homeowners insurance to another provider?  

If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

What should a homeowners insurance include/cover?

A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

How much homeowners insurance should someone carry?

How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

Read all FAQs