Expertise.com
2024

Last updated:

Best Homeowners Insurance Agencies in Lawton

Our Recommended Top 6

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Lawton Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

60

Reviewed

38

Curated

6

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
502 Southwest 11th Street, Lawton, OK 73501
  • Personal Property Insurance
  • Multiple Policy Types

Why choose this provider?

Annelise M. Carpenter is a Farm Bureau Insurance agent that caters to the home insurance needs of clients in the Lawton area. Carpenter helps homeowners determine suitable insurance policies that cover their needs in terms of dwelling, other structures, and personal possessions. She also helps clients secure coverage for temporary living expenses, personal liabilities, and additional charges for professional firefighting services. A Farm Bureau agent since 2015, Carpenter also offers insurance support for auto, commercial, life, and farm insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1924 Northwest Cache Road, Lawton, OK 73507
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Jennifer Robinette Insurance Agency is an Oklahoma insurance firm located in Lawton. It provides homeowners' insurance policies to locals looking to secure their residential properties. Personalized home insurance quotes can be obtained through the agency website by submitting an accomplished request indicating the client's basic information and dwelling description. The agency's insurance carriers include Progressive, Safeco, Travelers, and Liberty Mutual Insurance. Jennifer Robinette Insurance Agency sponsors various community organizations, such as the Lawton Salvation Army homeless shelter and the Boys and Girls Club.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (33)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
507 Southwest Sheridan Road, Lawton, OK 73505
  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance
  • Multiple Carriers

Why choose this provider?

Dismuke Insurance Agency provides a variety of insurance products in Lawton. The firm's professionals are well-informed about the different policies on the market and can select the most appropriate coverage for clients. They can write policies for those who want to prepare for any potential risks related to owning a home, such as storms and vandalism. With more than 25 years of industry experience, this company also offers renters insurance for tenants residing in apartments or condominiums.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2401 West Gore Boulevard, Lawton, OK 73505
  • Personal Property Insurance
  • Multiple Policy Types

Why choose this provider?

Vincent Saylor has provided the residents of Lawton with State Farm homeowners insurance since 2017. Mr. Saylor personalizes each policy to meet the individual's specific needs. State Farm's standard homeowners policies cover damage from such disasters as wind and hail, theft and vandalism, and heat and air tearing or bulging. The agency extends coverage to help ensure appropriate replacement value for jewelry and collectibles. Mr. Saylor also insures condo, mobile home, and ranch owners.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (50)
Facebook
5.0 / 5 (10)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1416 NW 52nd St, Lawton, OK 73505
  • Renter's Insurance
  • Personal Property Insurance
  • Flood
  • Condos

Why choose this provider?

The McBride Agency is a Lawton-based insurance agency that has been helping clients meet their insurance needs for more than two decades. It specializes in homeowners' insurance, auto insurance, and life insurance. The homeowners' insurance covers the apartment or home of its clients. It can replace personal properties its clients lose due to a disaster, such as a fire. The insurance policy also protects its clients from lawsuits in case someone gets injured in their homes.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Google
3.9 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
716 West Gore Boulevard, Lawton, OK 73501
  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance
  • Multiple Carriers

Why choose this provider?

Smith & Sons Insurance Agency is a locally-managed homeowners' insurance agency serving families and property investors in Lawton and the surrounding areas. Its team of insurance agents is skilled in educating potential insurance buyers about the various benefits of getting a home insurance policy. It also provides home quotes from some of the leading insurance carriers in the country, which include Progressive, The Hartford, and Travelers Insurance. Smith & Sons Insurance Agency also offers automobile, business, and life insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (18)
Facebook
5.0 / 5 (3)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • Is structural damage or injury caused by dogs covered under homeowners' insurance in Lawton?

    It actually varies depending on the breed of the dog. Due to the aggressive nature of certain breeds, some insurance companies may refuse liability coverage for damages or injuries caused by them. However, insurers do provide coverage for these breeds, though the policyholder may be required to pay a higher premium or provide proof of the dog's completed training or positive behavior record for approval.

  • Will your homeowners' insurance in Lawton cover your medical expenses if you get injured on a trampoline?

    In most cases, homeowners' insurance in Lawton will not cover your medical expenses if you are injured while participating in high-risk activities such as trampoline jumping or incidents involving pools. The liability provisions in standard homeowners' insurance policies are typically designed to address common occurrences such as slips, trips, and falls.

  • How is a homeowners' insurance different from a home warranty in Lawton?

    A standard homeowners' insurance policy in Lawton protects people's homes and contents in the event of a disaster, such as a fire or storm. A home warranty, on the other hand, provides extended coverage for the home's appliances and systems, ensuring repairs are made as needed. Additionally, obtaining a home warranty is optional, whereas homeowners' insurance is required by the lender.

  • Is there a program in Lawton that can supplement homeowners' insurance in repairing houses?

    Yes, the City of Lawton has a program called Homeowner Emergency Repair that helps low-income families address structural issues on their property. The city offers $5,000 in assistance on the condition that the homeowner first file a claim with their homeowners' insurance company for repairs that are covered by their policy before receiving any assistance for such repairs. Additionally, if the repair costs exceed $5,000, the homeowner will be responsible for the difference.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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