Expertise.com

2024

Last updated:

Best Life Insurance Companies in Wichita Falls

Our Recommended Top 10

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Wichita Falls Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

4647Reviewed

2792Curated

10Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
4001 Featherston Avenue, Wichita Falls, TX 76308
  • Life Insurance

Why choose this provider?

Holub Insurance Agency has been assisting residents and businesses in Wichita Falls since 1979. The business offers a wide range of risk management solutions, including home, automobile, boat, RV, jetski, and life insurance policies. Additionally, the firm provides policies for small businesses and farms. Its insurance professionals aim to educate clients about new insurance laws, covering policies and coverage options. Holub Insurance Agency carries out reviews for clients' existing policies on-site or at clients' homes.

License Verified:

License: 5523

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (11)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
118 South Bridge Street, Henrietta, TX 76365
  • Life Insurance

Why choose this provider?

Duncan Insurance Agency is an independent company established in 2000. It caters to businesses and individuals in the Witchita Falls metro and surrounding communities. Owned by Lloyd and Pam Duncan, the agency helps clients acquire life insurance plans tailored to their specific needs. It also offers home, flood, auto, motorcycle, and umbrella insurance. Duncan Insurance Agency represents different carriers, including Foremost Insurance Group, Dairyland Insurance, and Progressive. Lloyd and Pam have more than 25 years of combined experience in the insurance industry.

License Verified:

License: 1129134

Texas Department of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4705 Fairway Boulevard, Wichita Falls, TX 76310
  • Life Insurance
  • Health Insurance
  • Group Plans

Why choose this provider?

Kelly Ho-Montoya Insurance Group, LLC, offers Wichita Falls a variety of life insurance options, including term and permanent life insurance. It also provides condominium, home, boat, mobile home, umbrella, and health insurance programs. In addition, the firm handles a broad range of business insurance solutions, including standard commercial auto, general liability, workers' compensation, commercial umbrella, professional liability, and commercial property insurance. Moreover, Kelly Ho-Montoya Insurance Group is a provider of group insurance policies for employees.

License Verified:

License: 2052189

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.0 / 5 (36)
Facebook
5.0 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4245 Kemp Boulevard, Wichita Falls, TX 76308
  • Health Insurance
  • Long Term Care

Why choose this provider?

Bomer & Ketner Insurance Agency serves families and individuals in the Wichita Falls metro and surrounding areas. It accommodates clients who need assistance in acquiring life and health insurance plans. The insurance agents from the company also handle long-term care, Medicare Supplemental, home, auto, and business insurance. Owned by Doug Bomer and Danny Ketner, the agency represents different carriers, including Aetna, Safeco, and Progressive. Bomer has been in the insurance industry since 1999, while Ketner started his career in 2001.

License Verified:

License: 975772

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4017 Faith Road, Wichita Falls, TX 76308
  • Health Insurance

Why choose this provider?

John Sileo is a local agent certified to offer United Healthcare products to Wichita Falls and other nearby areas. For over 11 years, he has been providing individuals and families with health insurance plans that meet their requirements. He handles Medicare Advantage and Medicare Supplement plans as well ancillary products such as vision, dental, and prescription drug plans. He also offers Medicaid and Dual Special Needs Plans. John currently provides his services to 1,500 United Healthcare members

License Verified:

License: 1607764

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (39)
Facebook
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1100 8th Street, Wichita Falls, TX 76307
  • Life Insurance

Why choose this provider?

Barnard Insurance Group is an independent agency that has more than 82 years of experience serving residents and businesses in Wichita Falls. It offers term life insurance for clients with temporary goals and permanent life insurance for those looking to address long-term needs. It also provides personal and commercial lines as well as health coverage. The agency has been included in the list of Best Practices Agencies by the Independent Insurance Agents & Brokers of America.

License Verified:

License: 9630

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2101 Kemp Boulevard, Wichita Falls, TX 76309
  • Life Insurance
  • Term Life Insurance

Why choose this provider?

Founded in 1985, Pond Insurance Agency Ltd is an independent insurance company that offers life insurance policies to individuals and businesses in Wichita Falls and the surrounding communities. In addition to term and permanent life insurance, the agency also provides a wide variety of insurance options, including auto, home, business, and health. Pond Insurance represents multiple carriers such as Metlife, Allstate, and AIG. As part of its community involvement, it has volunteered at events such as Habitat for Humanity.

License Verified:

License: 1343518

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
5.0 / 5 (51)
Facebook
4.0 / 5 (47)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
315 South Avenue D, Burkburnett, TX 76354
  • Life Insurance
  • Health Insurance

Why choose this provider?

Matt Patterson is a State Farm insurance agent, offering a range of insurance and financial services to clients in Wichita Falls and neighboring areas. He provides insurance solutions like life insurance, health insurance, and business insurance. Matt also has other insurance plans such as business insurance, property insurance, and auto insurance. Other available products include banking services, mutual funds, and annuities. Matt Patterson has more than 34 years of professional experience in the insurance industry.

License Verified:

License: 883495

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3901 Wayne Avenue, Wichita Falls, TX 76308
  • Life Insurance
  • Health Insurance

Why choose this provider?

Kenneth Cluley is an insurance agent who is affiliated with State Farm. He offers various insurance products such as life, auto, property, home, health, and business. He caters to clients in Wichita Falls and the surrounding areas. Life insurance policies offered by Kenneth come in different types, such as term life, whole life, and universal life. He also provides assistance in case clients decide to request a policy change. Group life insurance is also available for businesses.

License Verified:

License: 2103965

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (140)
Facebook
5.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4511 Southwest Parkway, Wichita Falls, TX 76308
  • Life Insurance

Why choose this provider?

Morris Insurance Agency, LLC, is a family-owned business that serves clients in Wichita Falls and the surrounding areas. It offers various types of life insurance policies from Germania Insurance and Progressive, including term, whole, universal, and variable universal life insurance. The agency also covers insurance products for automobiles, homes, boats, and landlords. For 75 years, Morris Insurance has been working with Germania, which has earned a reputation for quality customer service and fair claims processes.

License Verified:

License: 1649619

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • Who can be named as your life insurance beneficiaries in Wichita Falls?

    You can name your spouse, partner, and children as your life insurance beneficiaries in Wichita Falls. Your insurance policy helps your loved ones keep up with their everyday living in case of your unexpected passing. It also covers several out-of-pocket expenses, including mortgages, long-term debts, and funeral or burial costs.

  • If you do not have life insurance beneficiaries in Wichita Falls, what will happen to your death benefits?

    If you do not have life insurance beneficiaries in Wichita Falls, your death benefits will be paid directly to your estate. However, it might result in a lengthy probate process that can delay payments to your named heirs. In addition, your death benefits will be used to pay estate settling and outstanding debts.

  • In Wichita Falls, who can change the life insurance beneficiary in a policy?

    In Wichita Falls, the one who owns the policy can change the designated beneficiary. Someone with a durable power of attorney can also change the beneficiary. This case is only applicable if they have a revocable beneficiary. However, if they have named an irrevocable beneficiary, policyholders need their consent before making changes to the policy.

  • If you already have employer-provided life insurance in Wichita Falls, do you still need to have personal life insurance?

    Yes. It is a good idea to have personal life insurance even if you already have employer-provided life insurance in Wichita Falls. The reason for this is that most of the time, employer-provided life insurance is not enough to cover all your financial obligations. You cannot take your life insurance once you leave your job.

  • What is not covered by life insurance in Wichita Falls?

    In Wichita Falls, life insurance will not pay the death benefits of insured individuals if they commit suicide and have been involved in acts of war. Their death benefits will also not be covered if they move outside the USA for good and do illegal activities. In addition, carriers will not pay for death benefits if policyholders commit fraud.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

Related Articles

Featured6 Best Life Insurance Companies of 2023 Hero Image

6 Best Life Insurance Companies of 2023

Our top pick for the best life insurance company of 2023 is MassMutual, which features a wide variety of policies and riders ...

FeaturedKeyboard with Node Graphic

Young Americans Rushed to Buy Life Insurance During the Pandemic & Now Over 20% Regret It

An Expertise.com survey revealed how many young Americans rushed to buy life insurance during the pandemic & are now regretti...