Best Mortgage Refinance Companies in Toledo

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7461 Steeplechase Dr., Saline, MI 48176
Saline, MI 48176
Instagram
  • Multi-Family Loans

Affordable Mortgage Partners caters to clients in the Toledo metro and the surrounding communities. It offers mortgage refinance options, which help individuals consolidate high-interest debt, reduce their monthly payments, and pay off their home loans faster. The firm also serves first-time home buyers and provides loan programs such as 30-year fixed rate, FHA, and VA. In addition, jumbo, investment property, rehab, and USDA loans are available. Affordable Mortgage Partners has been in operation since 2012.

7461 Steeplechase Dr., Saline, MI 48176
Saline, MI 48176

InstagramWebsite(904) 382-9746

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

66 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

3230 Central Park West #200A, Toledo, OH 43617
Toledo, OH 43617

Benchmark Mortgage Toledo has been serving families in the local metro since its foundation in 1999. The company works with clients who are looking to refinance mortgages. It helps citizens achieve their homeownership goals by offering over 250 unique mortgage programs, including VA loans. This lender employs a lifetime loan approach, which equates to providing continuous monitoring and support after closing a new home. The branch manager, Ron Erdmann, brings more than 40 years of experience in the real estate and mortgage lending businesses.

3230 Central Park West #200A, Toledo, OH 43617
Toledo, OH 43617

Website(419) 517-8816

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

15 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

141 Ecorse Rd, Ypsilanti, MI 48198
Ypsilanti, MI 48198
Instagram
  • New Construction

C&B Mortgage Solutions is a company led by a father-and-son team. It caters to customers in Toledo and the surrounding areas seeking mortgage refinancing options. Whether clients want to lower interest rates, consolidate debts, or take cash out, C&B's loan officers find refinancing solutions through FHA, VA, USDA, jumbo, and conventional programs. They also help citizens secure home purchase loans, including fixed-rate, adjustable-rate, and interest-only mortgages. The company has been serving the community since 2017.

141 Ecorse Rd, Ypsilanti, MI 48198
Ypsilanti, MI 48198

InstagramWebsite(734) 217-0437

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4 / 5 ( Best)

Total Reviews:

16 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

6546 Weatherfield Ct. Unit C2, Maumee, OH 43537
Maumee, OH 43537
  • Multi-Family Loans

Capital Home Loans provides a variety of mortgage options for clients in Toledo. The company's mortgage offerings include VA loans for servicemen and women. USDA loans are also available for clients who are looking to purchase houses from rural areas. Other loan solutions include FHA and conventional mortgages. The company's team is also equipped to assist homeowners in reviewing their existing payment plans yearly and processing their mortgage refinancing needs.

6546 Weatherfield Ct. Unit C2, Maumee, OH 43537
Maumee, OH 43537

Website(567) 331-8414

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

94 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

15268 S. Monroe St. Suite 101, Monroe, MI 48161
Monroe, MI 48161
  • Reverse Mortgages

CrossCountry Mortgage Monroe, MI serves customers in Toledo. It offers mortgage refinance solutions, which include FHA cash-out refinancing, VA IRRRL, USDA rural streamline, and jumbo loans. It also provides purchase programs, including conventional loans, fixed-rate mortgages, and FHA and VA home loans. Its team has over 50 years of experience in mortgage refinancing. The company is an FHA-approved lending institution and a member of the Mortgage Bankers Association. It received a Customer Service Award from the Smart Business magazine in 2017.

15268 S. Monroe St. Suite 101, Monroe, MI 48161
Monroe, MI 48161

Website(734) 282-4088

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.6 / 5 ( Best)

Total Reviews:

9 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

113 North Main Street, Bowling Green, OH 43402
Bowling Green, OH 43402
  • NMLS #: 39166

Evans Home Loans, Ltd. has been providing assistance to the mortgage needs of Toledo-area locals for more than two decades. The Bowling Green-based company maintains a team of loan officers with three years of combined experience in the industry. They help homeowners who want to use some of their equity to consolidate high-interest debt, pay for a major purchase, or finance a home renovation project. For borrowers, their loan options include adjustable-rate mortgage loans, USDA loans, VA loans, and FHA loans.

113 North Main Street, Bowling Green, OH 43402
Bowling Green, OH 43402

Website(419) 353-3223

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

71 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1077 Louisiana Ave, Perrysburg, OH 43551
Perrysburg, OH 43551
  • NMLS #: 39166

First Federal Bank provides a full range of personal and business financial options. Its mortgage refinance lenders in Toledo offer homeowners a variety of alternatives to meet their investment needs. First Federal Bank's home equity alternatives can be used to pay for debt consolidation, home improvement projects, a vacation, or college tuition. The bank's loan officers also work with individuals interested in non-cash-out refinancing to convert an ARM to a fixed-rate mortgage or build greater equity with a shorter term.

1077 Louisiana Ave, Perrysburg, OH 43551
Perrysburg, OH 43551

Website(419) 872-8326

Show Number
735 Victors Way, Ann Arbor, MI 48108
Ann Arbor, MI 48108
Instagram
  • Commercial Loans

Giniel Financial Group Mortgage is a team of home loan specialists serving Toledo and the surrounding locations. They offer various home refinance loans, which cater to clients looking to consolidate debt, change mortgage terms, and lower interest rates. These programs include conforming and fixed- and adjustable-rate loans. The mortgage professionals also help first-time and repeat homebuyers understand the various loan options available, whether they are considering applying for jumbo, super jumbo, USDA, or FHA loans.

735 Victors Way, Ann Arbor, MI 48108
Ann Arbor, MI 48108

InstagramWebsite(734) 234-0764

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

125 (Best)

Score Consistency:

Consistent (Best)

1021 Sandusky St Ste H, Perrysburg, OH 43551
Perrysburg, OH 43551
Instagram

GVC Mortgage Perrysburg offers various loan and refinancing products to clients living in Toledo. The company delivers FHA, USDA, conventional, and jumbo loans with fixed or adjustable rates and covers properties ranging from small homes to larger lots. GVC Mortgage was opened in 1996 by siblings Mary Anne Wattleworth, Tammy Carey, and Bradley Voyles. The business has grown to include over 320 team members and has served over 48,000 borrowers across several professions, like doctors and military personnel.

1021 Sandusky St Ste H, Perrysburg, OH 43551
Perrysburg, OH 43551

InstagramWebsite(567) 298-4670

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

44 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

13 N Washington St, Ypsilanti, MI 48197
Ypsilanti, MI 48197

Homesure Lending is a mortgage company that caters to property buyers in the Toledo area and nearby locations. It provides a selection of loan programs to help individuals and families obtain their dream residential spaces and investment properties. The local business offers jumbo, conventional, FHA, VA, and USDA loans. Its loan officers also conduct HARP or streamline refinancing to determine clients' mortgage rates. Homesure Lending has been in the industry for more than five years.

13 N Washington St, Ypsilanti, MI 48197
Ypsilanti, MI 48197

Website(734) 531-9950

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

12 (Better)

Score Consistency:

Consistent (Best)

7030 Spring Meadows Dr W, Holland, OH 43528
Holland, OH 43528
  • NMLS #: 39166

Jeep Country Federal Credit Union offers its members a wide variety of mortgage loan options. Its refinance alternatives include owner occupied, second homes, and investment properties. The credit union's loan officers work with clients to match them with the program that best suits their needs. They assist with refinancing to lower interest rates or shorten loan terms. The credit union also offers equity lines of credit to help tap into funds to pay off high-interest debt.

7030 Spring Meadows Dr W, Holland, OH 43528
Holland, OH 43528

Website(419) 865-2200

Show Number
5450 Monroe Street, Toledo, OH 43623
Toledo, OH 43623
  • NMLS #: 39166

Midwest Mortgage Investments Ltd. is a locally-owned mortgage refinance company in Toledo that specializes in home refinancing options in the area. In business for more than 20 years, it is composed of NMLS certified loan specialists who are proficient in various loan options for different mortgage refinancing needs. Its programs help clients reduce interest costs, convert adjustable-rate mortgages to fixed-rate mortgages, consolidate debts, and reduce mortgage terms. Midwest Mortgage Investments offers online application programs for easy application filings, credit checks, and preapprovals.

5450 Monroe Street, Toledo, OH 43623
Toledo, OH 43623

Website(419) 842-0505

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

6 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

735 Victors Way, Ann Arbor, OH 48108
Ann Arbor, OH 48108

Parker McAndrews is a loan officer affiliated with Giniel Financial Group. He caters to clients in the Toledo metro and the surrounding areas. He offers mortgage refinancing options, which allow homeowners to cash out equity or save money with a lower interest rate. He educates clients on how to structure their financing and helps them get a better deal. In addition, McAndrews provides loan programs for first-time, investment, and move-up homebuyers. He also serves seniors who are seeking reverse mortgages.

735 Victors Way, Ann Arbor, OH 48108
Ann Arbor, OH 48108

Website(517) 740-9733

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

11 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

6 Park Lane Blvd. Suite 605, Dearborn, MI 48126
Dearborn, MI 48126
Instagram
  • New Construction

Sonic Loans is a home refinancing company founded by mortgage industry experts that serves clients in the Toledo metro and its surrounding areas. It aids clients in the refinancing process, including home refinancing analysis and mortgage interest rates and terms comparison. The company offers various options such as a five to 30 years fixed mortgage and an adjustable-rate mortgage, as well as FHA, VA, jumbo, USDA, HARP, and 203K loans. Sonic Loans also offers online loan applications.

6 Park Lane Blvd. Suite 605, Dearborn, MI 48126
Dearborn, MI 48126

InstagramWebsite(313) 925-3322

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

62 (Best)

Score Consistency:

Consistent (Best)

235 Main St, Luckey, OH 43443
Luckey, OH 43443
  • NMLS #: 39166

State Bank & Trust provides homeowners with home equity loan options. Its home equity line of credit (HELOC) can be used to pay off unexpected medical bills or high-interest debt. Similar to the HELOC, State Bank & Trust's home equity loan is a fixed-rate payment loan that is borrowed in a lump sum at a fixed rate. The bank also offers a wide range of mortgage packages, including fixed-rate, ARM, jumbo, government, special, construction, and physician loans.

235 Main St, Luckey, OH 43443
Luckey, OH 43443

Website(419) 833-3401

Show Number
580 Craig Drive, Perrysburg, OH 43551
Perrysburg, OH 43551
Instagram
  • NMLS #: 39166

Superior Credit Union is a member-owned financial cooperative founded in 1954. Its loan officers work with individuals to secure a wide range of home loan products, including mortgage refinancing. They assist homeowners with the process and provide them with options that best suit their needs. Superior Credit Union helps clients convert ARM loans to lower interest fixed-rate mortgages and works with others who want to build equity faster by shortening the loan's term.

580 Craig Drive, Perrysburg, OH 43551
Perrysburg, OH 43551

InstagramWebsite(419) 246-5959

Show Number
132 E Front St, Pemberville, OH 43450
Pemberville, OH 43450
Instagram
  • NMLS #: 39166

Founded in 1904, The Union Bank Co. provides a full range of home finance options. Its loan officers work with homeowners interested in reducing their monthly mortgage payment or interest rate through the refinance process. They also help individuals navigate the necessary documentation to recoup some of their home's equity to pay for such things as a home renovation project or high-interest debt consolidation. The Union Bank Co. also works with individuals just beginning the home buying process.

132 E Front St, Pemberville, OH 43450
Pemberville, OH 43450

InstagramWebsite(800) 837-8111

Show Number
231 Louisiana Ave, Perrysburg, OH 43551
Perrysburg, OH 43551
Instagram
  • Reverse Mortgages
  • NMLS #: 39166

Waterford Bank NA provides home mortgage refinance in Toledo. The bank's loan officers utilize a wide range of refinance options to accommodate their clients' needs. They work with homeowners who are interested in lowering their interest rates, removing mortgage insurance payments, or shortening the loan term. The bank also handles refinance alternatives that allow individuals to access their home's equity to pay for other obligations, such as medical bills or high-interest debts.

231 Louisiana Ave, Perrysburg, OH 43551
Perrysburg, OH 43551

InstagramWebsite(866) 707-2871

Show Number
1715 Indian Woods Circle, Maumee, OH 43537
Maumee, OH 43537
  • NMLS #: 39166

Your Mortgage Group is a boutique company offering mortgage refinancing to residents of Toledo and the surrounding areas. Its loan programs comprise conventional loans, FHA loans, VA loans, and USDA loans. The firm also provides new construction loans, rehab loans, non-QM loans, and doctor's loans for newly licensed doctors. Its specialists are also experienced in reverse mortgages. Investors can also avail of the Investor Cash Flow Program, a loan which qualifies off the property's rent performance.

1715 Indian Woods Circle, Maumee, OH 43537
Maumee, OH 43537

Website(844) 964-9467

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

22 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: What should you expect when refinancing a mortgage?
A: When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.
Q: How often should you refinance your mortgage?
A: There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Q: Can you refinance a first mortgage and not a second?
A: You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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