Best Mortgage Refinance Companies in Toledo

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Affordable Mortgage Partners logo
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Affordable Mortgage Partners

7461 Steeplechase Dr., Saline, MI 48176
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  • Multi-Family Loans

Business Description

Affordable Mortgage Partners caters to clients in the Toledo metro and the surrounding communities. It offers mortgage refinance options, which help individuals consolidate high-interest debt, reduce their monthly payments, and pay off their home loans faster. The firm also serves first-time home buyers and provides loan programs such as 30-year fixed rate, FHA, and VA. In addition, jumbo, investment property, rehab, and USDA loans are available. Affordable Mortgage Partners has been in operation since 2012.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Benchmark Mortgage Toledo logo
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Benchmark Mortgage Toledo

3230 Central Park West #200A, Toledo, OH 43617
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Business Description

Benchmark Mortgage Toledo has been serving families in the local metro since its foundation in 1999. The company works with clients who are looking to refinance mortgages. It helps citizens achieve their homeownership goals by offering over 250 unique mortgage programs, including VA loans. This lender employs a lifetime loan approach, which equates to providing continuous monitoring and support after closing a new home. The branch manager, Ron Erdmann, brings more than 40 years of experience in the real estate and mortgage lending businesses.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (15)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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C&B Mortgage Solutions logo
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C&B Mortgage Solutions

141 Ecorse Rd, Ypsilanti, MI 48198
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  • New Construction

Business Description

C&B Mortgage Solutions is a company led by a father-and-son team. It caters to customers in Toledo and the surrounding areas seeking mortgage refinancing options. Whether clients want to lower interest rates, consolidate debts, or take cash out, C&B's loan officers find refinancing solutions through FHA, VA, USDA, jumbo, and conventional programs. They also help citizens secure home purchase loans, including fixed-rate, adjustable-rate, and interest-only mortgages. The company has been serving the community since 2017.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.2 / 5 (15)
Facebook
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Detail
Capital Home Loans logo
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Capital Home Loans

6546 Weatherfield Ct. Unit C2, Maumee, OH 43537
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  • Multi-Family Loans

Business Description

Capital Home Loans provides a variety of mortgage options for clients in Toledo. The company's mortgage offerings include VA loans for servicemen and women. USDA loans are also available for clients who are looking to purchase houses from rural areas. Other loan solutions include FHA and conventional mortgages. The company's team is also equipped to assist homeowners in reviewing their existing payment plans yearly and processing their mortgage refinancing needs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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CrossCountry Mortgage Monroe, MI logo
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CrossCountry Mortgage Monroe, MI

15268 S. Monroe St. Suite 101, Monroe, MI 48161
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  • Reverse Mortgages

Business Description

CrossCountry Mortgage Monroe, MI serves customers in Toledo. It offers mortgage refinance solutions, which include FHA cash-out refinancing, VA IRRRL, USDA rural streamline, and jumbo loans. It also provides purchase programs, including conventional loans, fixed-rate mortgages, and FHA and VA home loans. Its team has over 50 years of experience in mortgage refinancing. The company is an FHA-approved lending institution and a member of the Mortgage Bankers Association. It received a Customer Service Award from the Smart Business magazine in 2017.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.7 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
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Evans Home Loans, Ltd logo
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License Verified:

License: 227471

Nationwide Multistate Licensing System and Registry

Evans Home Loans, Ltd

113 North Main Street, Bowling Green, OH 43402
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  • NMLS #: 39166

Business Description

Evans Home Loans, Ltd. has been providing assistance to the mortgage needs of Toledo-area locals for more than two decades. The Bowling Green-based company maintains a team of loan officers with three years of combined experience in the industry. They help homeowners who want to use some of their equity to consolidate high-interest debt, pay for a major purchase, or finance a home renovation project. For borrowers, their loan options include adjustable-rate mortgage loans, USDA loans, VA loans, and FHA loans.

License Verified:

License: 227471

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Giniel Financial Group Mortgage logo
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Giniel Financial Group Mortgage

735 Victors Way, Ann Arbor, MI 48108
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  • Commercial Loans

Business Description

Giniel Financial Group Mortgage is a team of home loan specialists serving Toledo and the surrounding locations. They offer various home refinance loans, which cater to clients looking to consolidate debt, change mortgage terms, and lower interest rates. These programs include conforming and fixed- and adjustable-rate loans. The mortgage professionals also help first-time and repeat homebuyers understand the various loan options available, whether they are considering applying for jumbo, super jumbo, USDA, or FHA loans.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (125)
Facebook
5.0 / 5 (33)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Detail
GVC Mortgage Perrysburg logo
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GVC Mortgage Perrysburg

1021 Sandusky St Ste H, Perrysburg, OH 43551
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Business Description

GVC Mortgage Perrysburg offers various loan and refinancing products to clients living in Toledo. The company delivers FHA, USDA, conventional, and jumbo loans with fixed or adjustable rates and covers properties ranging from small homes to larger lots. GVC Mortgage was opened in 1996 by siblings Mary Anne Wattleworth, Tammy Carey, and Bradley Voyles. The business has grown to include over 320 team members and has served over 48,000 borrowers across several professions, like doctors and military personnel.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (57)
Facebook
4.8 / 5 (50)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Homesure Lending logo
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Homesure Lending

13 N Washington St, Ypsilanti, MI 48197
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Business Description

Homesure Lending is a mortgage company that caters to property buyers in the Toledo area and nearby locations. It provides a selection of loan programs to help individuals and families obtain their dream residential spaces and investment properties. The local business offers jumbo, conventional, FHA, VA, and USDA loans. Its loan officers also conduct HARP or streamline refinancing to determine clients' mortgage rates. Homesure Lending has been in the industry for more than five years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (7)
Midwest Mortgage Investments Ltd logo
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License Verified:

License: 123404

Nationwide Multistate Licensing System and Registry

Midwest Mortgage Investments Ltd

5450 Monroe Street, Toledo, OH 43623
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  • NMLS #: 39166

Business Description

Midwest Mortgage Investments Ltd. is a locally-owned mortgage refinance company in Toledo that specializes in home refinancing options in the area. In business for more than 20 years, it is composed of NMLS certified loan specialists who are proficient in various loan options for different mortgage refinancing needs. Its programs help clients reduce interest costs, convert adjustable-rate mortgages to fixed-rate mortgages, consolidate debts, and reduce mortgage terms. Midwest Mortgage Investments offers online application programs for easy application filings, credit checks, and preapprovals.

License Verified:

License: 123404

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
4.4 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Parker McAndrews logo
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Parker McAndrews

735 Victors Way, Ann Arbor, OH 48108
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Business Description

Parker McAndrews is a loan officer affiliated with Giniel Financial Group. He caters to clients in the Toledo metro and the surrounding areas. He offers mortgage refinancing options, which allow homeowners to cash out equity or save money with a lower interest rate. He educates clients on how to structure their financing and helps them get a better deal. In addition, McAndrews provides loan programs for first-time, investment, and move-up homebuyers. He also serves seniors who are seeking reverse mortgages.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (13)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Sonic Loans logo
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Sonic Loans

6 Park Lane Blvd. Suite 605, Dearborn, MI 48126
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  • New Construction

Business Description

Sonic Loans is a home refinancing company founded by mortgage industry experts that serves clients in the Toledo metro and its surrounding areas. It aids clients in the refinancing process, including home refinancing analysis and mortgage interest rates and terms comparison. The company offers various options such as a five to 30 years fixed mortgage and an adjustable-rate mortgage, as well as FHA, VA, jumbo, USDA, HARP, and 203K loans. Sonic Loans also offers online loan applications.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Your Mortgage Group logo
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License Verified:

License: 1844646

Nationwide Multistate Licensing System and Registry

Your Mortgage Group

1715 Indian Woods Circle, Maumee, OH 43537
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  • NMLS #: 39166

Business Description

Your Mortgage Group is a boutique company offering mortgage refinancing to residents of Toledo and the surrounding areas. Its loan programs comprise conventional loans, FHA loans, VA loans, and USDA loans. The firm also provides new construction loans, rehab loans, non-QM loans, and doctor's loans for newly licensed doctors. Its specialists are also experienced in reverse mortgages. Investors can also avail of the Investor Cash Flow Program, a loan which qualifies off the property's rent performance.

License Verified:

License: 1844646

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

What should you expect when refinancing a mortgage?

When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

How often should you refinance your mortgage?

There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Can you refinance a first mortgage and not a second?

You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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