Expertise.com
2024

Last updated:

Best Pet Insurance Companies in Toledo

Our Recommended Top 14

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Toledo Pet Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

5526

Reviewed

3321

Curated

14

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
5415 Monroe St, Ste 2a, Toledo, OH 43623
  • Accident Only

Why choose this provider?

Arrow Dickerson is an Allstate insurance agent that offers pet health plans for Toledo clients. Her insurance provider covers the surgery, hospitalization, medication, and diagnostic tests of dogs and cats. Its wellness rewards plan reimburses routine vet care and vaccination. Since 2006, Dickerson has been reviewing existing plans to advise clients on policies that match their coverage needs. She supports the Multiple Sclerosis Bike to the Bay and the Domestic Violence Shelter. She is also a licensed agent in Michigan.

License Verified:

License: 19818

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.6 / 5 (32)
Facebook
3.7 / 5 (12)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
5660 Southwyck Blvd Suite 200A, Toledo, OH 43614
  • Accident Only

Why choose this provider?

Fuller & Sons Insurance Agency provides pet insurance policies to clients living in Toledo. The crew offers specialty assurance plans covering the life and wellness of animal companions. These contracts cover veterinary care, medications, and routine procedures such as neutering and spaying. The company also has products indemnifying clients for losses due to floods and fires. The office has options from established names like Foremost and Scottsdale Insurance Company. The independent agency was founded in 1982.

License Verified:

License: 1230297

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (98)
Facebook
5.0 / 5 (32)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
2340 Hayes Ave, Fremont, OH 43420
  • Policy Bundle Discount

Why choose this provider?

Sprouse Insurance is an independent multi-line agency serving clients in Toledo and nearby areas. It provides pet insurance coverage that reimburses owners for their unexpected veterinary bills. The agency also offers its Pet Cloud mobile app, which provides email and text reminders for pet health appointments and access to medical records for travel and emergency situations. Spouse Insurance partners with several carriers, including Auto-Owners, EMC, and Foremost. It holds the Grange Senior Partner designation and has served more than 4,000 individuals and business clients since 1957.

License Verified:

License: 18223397

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (30)
Facebook
5.0 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
51 S. Washington St., Tiffin, OH 44883
  • Policy Bundle Discount

Why choose this provider?

UIS Insurance & Investments serves clients in Toledo who have pet coverage needs. The team provides pet insurance plans that protect cats and dogs in the event of injury or illness. These policies cover the treatment and veterinary care of companion animals. It also has products that indemnify businesses and individuals for losses due to crimes and floods. The company is an independent venture founded in 1924. It has since grown and acquired more than 25 agencies.

License Verified:

License: 23332

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.9 / 5 (76)
Google
5.0 / 5 (30)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
136 N Main St, Swanton, OH 43558
  • Multi-Pet Discount

Why choose this provider?

Lynn Carter Agency Inc. provides assistance to the people of Toledo and the surrounding areas. It offers various types of coverage under its personal lines, including pet insurance, which pays for veterinary expenses clients may incur when their pets get sick. Other products available are auto, home, health, and life insurance. The firm's agents design coverage plans tailored to clients' needs and educate them about how each policy works. Claims support is also available to policyholders 24/7.

License Verified:

License: 9998359

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.7 / 5 (23)
Facebook
4.5 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
406 S Wheeling St, Suite I, Oregon, OH 43616
  • Multiple Policy Types

Why choose this provider?

Dan Calmes offers pet insurance to Toledo customers. He provides products that cover the medical costs of various pet breeds and allow for unlimited claims. His plans cover the care of injuries like bite wounds and fractures, as well as breed-specific diseases and illnesses like cancer. Calmes also provides coverage for laboratory diagnostic procedures, operations, hospital stays, holistic and herbal therapies, and medicines. His pet insurance is provided by Trupanion, which provides customer service 24/7. Calmes established his State Farm Agency in 2006.

License Verified:

License: 700254

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (54)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
2045 S Custer Rd, Monroe, MI 48161

Why choose this provider?

Chris Muzzy is a State Farm Insurance agent with over 40 years of industry experience. She serves individuals and families in the Toledo metro and its surrounding communities. Her team provides pet insurance, a policy that helps policyholders lessen the overall costs of treatment or procedures for their pets. Pet owners can use the policy when their pets are involved in accidents or illnesses. The team also offers other financial products, including home, auto, and life insurance.

License Verified:

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
6350 Levis Commons Blv, Ste 302, Perrysburg, OH 43551
  • Policy Bundle Discount

Why choose this provider?

Shantel Boss is a Liberty Mutual insurance agent who serves the Toledo area. She offers different risk management solutions, including pet insurance. She writes policies that cover injuries resulting from accidents. Protection plans that cover both illnesses and accident-related injuries are also available. Additionally, Boss furnishes policies that help pay for heartworm tests, dietary supplements, flea prevention, and spaying or neutering. She is also licensed to provide insurance for pet owners in Kentucky and Michigan.

License Verified:

License: 1327593

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1856 Holloway Road, Holland, OH 43528
  • Accident Only

Why choose this provider?

The Florian Insurance Agency provides pet healthcare coverage for Toledo clients. It helps owners pay for veterinary bills in case of pet accidents, illnesses, and other emergencies. The agents help people protect what they value by offering custom plans, such as auto, condo, home, life, renters’, and umbrella insurance. They offer coverage and risk management solutions, which include business owners’, commercial property, and general liability insurance. The family-owned agency has been serving the Toledo community since 1907.

License Verified:

License: 4373

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.9 / 5 (63)
Google
4.8 / 5 (33)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
15621 S Telegraph Rd, Monroe, MI 48161
  • Policy Bundle Discount

Why choose this provider?

Dansard-Little Insurance Agency caters to individuals, families, and businesses in the Toledo metro and the surrounding areas. It offers pet insurance policies, helping clients protect themselves against future pet health expenses. The independent firm also provides ATV, automobile, condominium, homeowners', life, and umbrella insurance plans. In addition, it carries BOP, contractors', professional liability, and workers' compensation insurance products. Its process involves learning about the client's concerns and necessities, giving consultations and recommendations, and implementing the plan. Dansard-Little Insurance Agency has been in operation since 1858.

License Verified:

License: 30836

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (98)

Website
2321 River Rd, Maumee, OH 43537
  • Policy Bundle Discount

Why choose this provider?

Insurance Solutions is a family-run and locally owned company that has been serving the Toledo area for over 15 years. It works with Safeco to provide comprehensive pet insurance policies that cover preventive care, which includes dental cleaning, flea prevention, vaccinations, and prescription medications. Treatment for accidents and illnesses, as well as cremation and euthanasia, are also covered. The agency partners with other insurance companies to offer more types of personal, business, and specialty insurance.

License Verified:

License: 1011015

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (65)
Facebook
5.0 / 5 (32)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3421 N. Holland Sylvania Rd., Toledo, OH 43615

Why choose this provider?

RBI is a full-service agency that has been providing insurance solutions to individuals and business owners in and around Toledo since 2008. It offers an insurance plan to pet owners to cover the veterinary treatment and medication charges they may have to shell out when their dogs or cats become injured or sick. Its insurance advisors work closely with clients to guide them in making informed decisions for their future. RBI is affiliated with the Professional Insurance Agents and Ohio Insurance Agents.

License Verified:

License: 754016

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (115)
Facebook
4.8 / 5 (57)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6459 Monroe Street, Sylvania, OH 43560
  • Policy Bundle Discount

Why choose this provider?

Ace Insurance provides solutions for residents and businesses throughout Toledo. It comprises agents who offer pet insurance plans that cover unexpected medical needs of pets. Its plan pays for dental treatments, prescription medications, and diagnostic tests. The company also insures boats, classic cars, homes, motorcycles, mobile homes, and off-road vehicles. One of its agents, William Perry, has been with the company since 2017. He focuses on personal lines and life insurance. Perry has participated in city clean-ups and Boy Scout activities over the years.

License Verified:

License: 30028

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
4.8 / 5 (13)
Google
4.8 / 5 (4)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6392 Monroe Street, Sylvania, OH 43560
  • Policy Bundle Discount

Why choose this provider?

McGuire Group Insurance is an independent brokerage that serves individuals and businesses in and around Toledo. It offers various risk management solutions, including pet insurance for different veterinary care like surgery. It provides life and health insurance plans, as well as policies for cars and homes. McGuire also handles business and commercial policies and group benefits. It partners with different carriers like Erie Insurance, Foremost, and Progressive. The local brokerage also caters to policy buyers in Michigan.

License Verified:

License: 986584

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (78)
Facebook
5.0 / 5 (39)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Is dental coverage included in pet insurance plans in Toledo?

    Dental coverage is often offered as an optional add-on in pet insurance plans in Toledo. It is not commonly offered as an independent component, but you can find it included in comprehensive or preventative plans. Comprehensive policies typically cover accidents and illnesses, which means that dental care related to these issues should be covered as long as there are no specific dental exclusions. There are also routine and preventive care plans that may cover dental cleanings and checkups.

  • Are there any discounts available for multiple pets under the same policy in Toledo?

    In Toledo, many insurance providers provide multi-pet discounts when you have several pets covered under one pet insurance policy or insure multiple pets through their services. These discounts can vary. They might be the same for each added pet, or they could increase with each additional pet. To get more information on how multi-pet discounts work, it's advisable to inquire with your pet insurance provider.

  • Do pet insurance policies in Toledo cover spaying and neutering?

    Pet insurance plans in Toledo typically do not include coverage for spaying and neutering procedures, as these are generally considered elective treatments. However, you can supplement your policy with a wellness plan that pays for spaying and neutering. Check the plan's details to understand if there is a limit on how much they will pay for these procedures, as it might not cover the entire cost.

  • Can you use your Toledo pet insurance in other states?

    You can generally utilize your Toledo pet insurance in other states, but make sure your provider has your updated address. It is also highly recommended to consult your policy documents or ask your insurance provider about any specific limitations. The availability of plans may vary from one state to another, and some states might not offer wellness plans.

  • Do pet insurance policies in Toledo cover prescription medications?

    Most pet insurance companies in Toledo include medication coverage when prescribed by a licensed veterinarian for a condition covered by the policy. However, this coverage does not extend to prescription food and supplements. To have a clear understanding of how your policy’s medication coverage works, ask your provider and review their policy details and exclusions.