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Best Life Insurance Companies in Toledo

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Anderson-Miller Insurance Agency logo
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Anderson-Miller Insurance Agency

4149 N Holland Sylvania Rd Ste 3 Bldg 1, Toledo, OH 43623
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Business Description

Anderson-Miller Insurance Agency is a family-owned company that's provided its clients with insurance solutions since 1982. The independent life insurance company in Toledo partners with multiple carriers to offer individuals family and asset protection tailored to meet their needs. Its agents evaluate each situation, assessing personal earnings, debts, family obligations, and assets to recommend a whole, term, or universal policy. The company also extends coverage to include disability and long-term care.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (23)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Barron Insurance & Financial Services Agency logo
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Barron Insurance & Financial Services Agency

9041 Lewis Ave, Temperance, MI 48182
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Business Description

Barron Insurance & Financial Services Agency offers its personal and business clients the insurance protection that fits their needs. The independent life insurance company near Toledo provides individuals the coverage and rate flexibility they require through its partnerships with a select network of reputable carriers. Its term and whole life policies can be used to accommodate different purposes. Depending on individual circumstances, clients may choose to allocate a portion of the benefits to pay taxes, debts, and final expenses.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (97)
Facebook
5.0 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Beacon Associates logo
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Beacon Associates

1755 Indian Wood Cir Ste 200, Maumee, OH 43537
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Business Description

Beacon Associates offers a full range of health insurance and retirement planning options. The independent health insurance company near Toledo partners with a diverse group of reputable carriers to offer its clients a full range of coverage and rate options. Its team evaluates each situation to secure its clients coverage with the appropriate fee-for-service or managed care policy. It also ensures they receive the necessary supplemental plans, such as Medicare, dental, vision, and long-term care.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Clouse Insurance logo
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Clouse Insurance

PO Box 186 230 Main St, Luckey, OH 43443
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Business Description

Clouse Insurance is a family-owned independent insurance company offering a wide variety of solutions since 1971. Its established partnerships with a network of providers allows Clouse Insurance the ability to extend coverage options and rates to its clients. Its agents evaluate individual financial circumstances and goals and shop for the policies that meet its clients' needs. It addition to whole, term, and universal policies, Clouse Insurance also offers a selection of annuities.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Compass Insurance Services logo
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License Verified:

License: 15655784

Ohio Department of Insurance

Compass Insurance Services

3011 Tremainsville Road, Toledo, OH 43613
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  • Life Insurance

Business Description

Compass Insurance Services is a family-owned and family-operated insurance agency located in Toledo. Having been in business for 10 years, the company has built relationships with various insurance providers. It offers individuals and families life insurance packages like term life, whole life, and universal life insurance. Other personal policies it can assist with are home, condo, auto, motorcycle, and pet insurance. Compass Insurance Services also serves businesses by offering commercial property and cyber liability insurance.

License Verified:

License: 15655784

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
5.0 / 5 (9)
Facebook
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Cuccia Insurance Agency logo
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Cuccia Insurance Agency

15510 S Telegraph Rd, Monroe, MI 48161
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Business Description

Cuccia Insurance Agency is an independent insurance company that's provided personalized service for more than 21 years. Its long-standing partnerships with national and regional carriers allows the agency to offer coverage and rate options tailored to meet its clients' needs. The company's experienced agents are available to provide insight into term, whole, and universal policy options. They also consult with individuals to evaluate their assets, liabilities, responsibilities, and goals and align the appropriate coverage to protect family and investments.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (35)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
David John Gluckle Insurance & Financial Services logo
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License Verified:

License: 1115327

Ohio Department of Insurance

David John Gluckle Insurance & Financial Services

4452 Heatherdowns Boulevard, Toledo, OH 43614
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  • Life Insurance

Business Description

David John Gluckle Insurance & Financial Services is a locally owned and operated agency that provides insurance protection for business owners and individuals in Toledo. Its insurance agents have the product knowledge and work closely with clients to develop an insurance plan that manages various potential risks in the future. They have different life insurance options, from temporary to permanent life protection. They offer mortgage protection, long-term care insurance, second-to-die policy, and group and individual life insurance.

License Verified:

License: 1115327

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Davis-Peters Insurance logo
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Davis-Peters Insurance

24204 Front St, Grand Rapids, OH 43522
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Business Description

Davis-Peters Insurance has provided personal and business protection for more than 30 years. The independent life insurance company partners with a diverse group of carriers to deliver the flexibility of coverage its clients require. Its agents consult with individuals and assess their financial circumstances and goals to recommend a term, whole, or universal life insurance policy specifically tailored for their situation. Additionally, the company offers supplemental coverage, such as mortgage protection and long-term care benefits.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
E. Mann Insurance Services logo
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License Verified:

License: 816932

Ohio Department of Insurance

E. Mann Insurance Services

310 W. Laskey Rd., Toledo, OH 43612
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  • Life Insurance
  • Health Insurance

Business Description

E. Mann Insurance Services has been serving the life insurance needs of clients in Toledo and its surrounding communities since 2007. The agency represents multiple insurance companies that provide personal insurance packages, and its agents educate individual clients about purchasing life insurance policies that will provide coverage for their families in case of untimely deaths. The agency offers other types of insurance such as dental, vision, health, Medicare, and accident plans. It can also develop employee benefits packages for business owners or employers.

License Verified:

License: 816932

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
4.5 / 5 (57)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Evans Insurance logo
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Evans Insurance

115 N Main St, Bowling Green, OH 43402
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Business Description

Evans Insurance is a full-service independent agency offering its clients a choice in its insurance coverage and rates for more than 15 years. The company represents a selection of reputable carriers, allowing it to offer variety and flexibility with its term,, whole, and universal life insurance plans. Evans Insurance also offers a final expense policy and mortgage protection. Other products provided by Evans Insurance include auto, home, and personal insurance as well as business packages.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.3 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
First Insurance Group logo
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First Insurance Group

414 E Wooster St, Bowling Green, OH 43402
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Business Description

First Insurance Group is an independent agency offering individual and group health and life insurance plans. Its team works with a variety of reputable carriers to offer its clients plans tailored to meet their needs. Its health coverage options include fee-for-service and managed care selections with supplemental policies, such as dental, vision, Medicare, and long-term care. First Insurance Group also offers comprehensive life insurance products, including term, whole, and universal.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Fuller & Sons Insurance Agency logo
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License Verified:

License: 1230297

Ohio Department of Insurance

Fuller & Sons Insurance Agency

5660 Southwyck Blvd Suite 200A, Toledo, OH 43614
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  • Life Insurance
  • Health Insurance

Business Description

Fuller & Sons Insurance Agency is a locally owned and operated business that has been operating in Toledo since 1982. It offers individual life insurance plans that can be identified as term, whole, universal, and variable policies. A combination of life and disability insurance policies is also available. With 50 years of combined experience, its team of independent agents helps clients in determining their needs and options when considering to utilize their life insurance for financial planning purposes like funding their children's education or continuation of a business.

License Verified:

License: 1230297

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (94)
Facebook
4.8 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Gus Badra Agency logo
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License Verified:

License: 1032169

Ohio Department of Insurance

Gus Badra Agency

3454 Oak Alley Court, Toledo, OH 43606
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  • Group Plans
  • Life Insurance

Business Description

Gus Badra Agency is an independent insurance agency that has been serving clients in Toledo since 2004. It represents carriers such as Progressive, Nationwide, Travelers, and The Hanover Insurance Group and offers term, whole, simplified issue, and indexed universal life insurance plans as well as long-term care and disability insurance. The company also provides auto, home, and business insurance, and employee benefits including group life and health insurance. Owner Gus Badra and his team have been commended by their previous clients for being helpful in providing their services.

License Verified:

License: 1032169

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.0 / 5 (112)
Facebook
5.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Insurance Center of Monroe logo
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Insurance Center of Monroe

428 N Monroe St, Monroe, MI 48162
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Business Description

Insurance Center of Monroe offers personalized individual life insurance options. The independent company represents multiple top-tier carriers to provide its clients with coverage and rate options. The company's expert agents are available to answer any questions regarding the fine points of term, whole, and universal policies and how each is designed to accommodate specific expenses. Its clients may opt to use a portion of their benefits to pay for college tuition, replace lost income, or cover a financial emergency.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
––
Detail
––
Knight Insurance Group logo
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License Verified:

License: 957718

Ohio Department of Insurance

Knight Insurance Group

22 North Erie Street, Toledo, OH 43604
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  • Life Insurance

Business Description

Knight Insurance Group is a Toledo-based firm with a history that dates back to 1859. The company works with a wide selection of carriers and deals with a variety of personal and family insurance products, including life, property, vehicle, and theft. It offers many products, such as term, whole, universal, and hybrid policies. It also provides business solutions to help companies manage their risks and protect their assets. These range from property and vehicle to cyber security insurance.

License Verified:

License: 957718

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
4.5 / 5 (57)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Laurie Campos Insurance logo
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Laurie Campos Insurance

715 S Coy Rd, Oregon, OH 43616
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Business Description

Laurie Campos Insurance provides its clients with a wide range of insurance solutions. The independent life insurance agency near Toledo partners with a diverse network of carriers to offer flexibility with coverage and rates. The company's agents evaluate individual circumstances before making recommendations for a term, whole, or universal life insurance plan. They ensure their clients fully understand the differences of each before committing to a particular policy. Laurie Campos Insurance is dedicated to providing maximum family and asset protection.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Mann Insurance Group logo
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Mann Insurance Group

3005 Douglas Rd, Toledo, OH 43606
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Business Description

Family owned and operated since 2005, Mann Insurance Group has delivered quality insurance solutions to families, businesses, and individuals across the United States. With locations in Monclova and Toledo, OH, we specialize in auto, home, business, and life insurance coverage. Our team of knowledgeable insurance professionals is committed to helping you find a policy that fits your needs. We focus on providing personalized attention and award-winning customer service to create an experience that’s difficult to find in today’s market. At Mann Insurance Group, we’ll work with you to ensure that you and those you care about most are protected.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Melissa Southey Insurance logo
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Melissa Southey Insurance

7015 Angola Rd, Holland, OH 43528
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Business Description

Melissa Southey Insurance provides its clients with a full range of personal and business insurance solutions. The independent life insurance agency near Toledo has established long-term relationships with national and regional carriers to offer its clients the coverage and rate selections that effectively meet their needs. Its individual insurance plans encompass term, whole, and universal policies and are tailored to accommodate specific requirements. The company also offers final expense and mortgage protection insurance as well as fixed annuities.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Midwest Insurance Network logo
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Midwest Insurance Network

3310 Woodville Rd Ste B, Northwood, OH 43619
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Business Description

Midwest Insurance Network is an independent life insurance company that partners with a diverse range of reputable carriers to deliver coverage and rate options tailored to meet its clients' needs. The company's agents work with individuals to determine if a term or permanent policy aligns with their current financial circumstances and future goals. They evaluate criteria, such as earnings, debts, family responsibilities, and assets to complete a comparative analysis of options.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (77)
Facebook
4.5 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Mouch Insurance Associates, Inc. - Perrysburg logo
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Mouch Insurance Associates, Inc. - Perrysburg

900 W South Boundary St Bldg 2, Perrysburg, OH 43551
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Business Description

Mouch Insurance Associates Inc. is a Perrysburg independent insurance agency. It's provided its clients with the coverage they require for more than 47 years. The life insurance company partners with multiple highly rated carriers to provide business and individual term, whole, universal, and final expense options. It also offers disability, long-term care, and mortgage protection coverage in addition to fixed annuities. Additionally, Mouch Insurance Associates offers auto, home, and personal insurance coverage.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Paradigm Insurance Company LLC logo
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License Verified:

License: 18742376

Ohio Department of Insurance

Paradigm Insurance Company LLC

2509 W Sylvania Ave Unit 14, Toledo, OH 43613
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  • Life Insurance
  • Individual Plans

Business Description

Paradigm Insurance Company LLC delivers a variety of policies to customers in Toledo. Its options include individual life, fixed annuity, and final expense insurance. The firm provides group plans for entrepreneurs to cover employees' retirement plans, disability, and healthcare costs. The company offers non-life products that indemnify commercial vehicle mishaps, property damage, and workers' compensation claims. Paradigm Insurance Company is an independent agency and is free to choose from multiple providers the insurance solution that best suits its clients.

License Verified:

License: 18742376

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (18)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Regan Insurance Agency logo
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License Verified:

License: 2490117

Ohio Department of Insurance

Regan Insurance Agency

3034 W. Sylvania Avenue, Toledo, OH 43613
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  • Life Insurance

Business Description

Based in Toledo, Regan Insurance Agency is a family-owned independent brokerage that serves individuals, families, and businesses in the metro. It offers life insurance with several plans, including family, annuity, and business. The firm also provides other policies such as auto, homeowners, workers' compensation, and business. As an independent agency, it can shop from multiple companies, including Grange, Progressive, and Encompass, to provide its clients with the most suitable insurance policy. Regan Insurance Agency was founded in 1967.

License Verified:

License: 2490117

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Roe Insurance Agency, Inc. logo
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Roe Insurance Agency, Inc.

107 Riley St, Dundee, MI 48131
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Business Description

Roe Insurance Agency Inc. is an independent insurance company providing its clients with the flexibility to choose the life insurance coverage and rates that meet their needs. As a representative of a variety of top-tier carriers, Roe Insurance Agency offers the ability to offer a variety of term, whole, and universal plans. The company's experienced agents invite questions regarding the differences and benefits of each policy, and they're available to evaluate specific financial situations to align coverage with client goals.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Savage logo
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Savage

655 Beaver Creek Cir, Maumee, OH 43537
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Business Description

Savage and Associates has provided a full range of insurance options since 1957. The independent life insurance company provides its clients with the flexibility to choose the coverage and rates that best suit their needs. The company's long-standing partnerships with reputable carriers extends benefits to the clients. They may opt for a term, whole, universal, or final expense policy based on their financial circumstances and goals. Savage and Associates also provides disability and long-term care as well as key employee coverage.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.0
Responsiveness
Friendliness
Helpfulness
Detail
––
SL & Associates logo
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SL & Associates

316 N Michigan St Ste 240, Toledo, OH 43604
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Business Description

SL & Associates is a life insurance company in Toledo that provides its clients with the financial information they need to make educated decisions about investments and asset protection. One aspect of the company's services is life insurance. The advisory agency works as an independent company partnering with multiple reputable carriers to provide the coverage that aligns with its clients' needs. Its agents offer client consultations to determine whether a term, whole, or universal policy provides the appropriate family and asset protection.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (20)
Google
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Sprouse Insurance logo
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License Verified:

License: 1132387

Ohio Department of Insurance

Sprouse Insurance

2340 Hayes Avenue, Fremont, OH 43420
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  • Life Insurance
  • Health Insurance

Business Description

Sprouse Insurance is a team of independent agents that serves individuals and businesses in the Toledo area. Established in 1957, they offer a wide range of products such as life insurance which has two types: universal life and term life. The risk management specialists have access to policy options from multiple carriers, including Grange, Transamerica, North American Company, and Auto-Owners Insurance. Sprouse Insurance is headed by Derek Sprouse, a certified insurance counselor with nearly 15 years of experience in the business.

License Verified:

License: 1132387

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Stoner Johnson Insurance Agency, Inc. logo
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License Verified:

License: 2920

Ohio Department of Insurance

Stoner Johnson Insurance Agency, Inc.

2330 Airport Highway, Toledo, OH 43609
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  • Life Insurance
  • Individual Plans

Business Description

Stoner Johnson Insurance Agency, Inc., is a Toledo-based firm serving clients throughout the area. It deals with personal insurance products and sets up life policies. The agency guides clients on issues involving policy renewals and changes, as well as claims. It also provides business insurance solutions covering liability, auto, or tool-related costs. It has experience setting up insurance for churches and auto repair shops. The agency has been in the industry since 1952. It represents different firms, including Progressive and Grange Insurance.

License Verified:

License: 2920

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (52)
Facebook
4.5 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Florian Insurance Agency logo
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License Verified:

License: 4373

Ohio Department of Insurance

The Florian Insurance Agency

1856 Holloway Road, Holland, OH 43528
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  • Life Insurance

Business Description

The Florian Insurance Agency is a family-owned business serving clients in Toledo and the surrounding areas. The insurance agency has been serving the community for over 100 years, providing individualized insurance plans and quality products. The professionals in this company assist clients in planning and purchasing term, whole, and universal life insurance coverage. They also serve commercial clients, providing general liability and crime insurance. In addition, The Florian Insurance Agency has an office dog named Annie Florian.

License Verified:

License: 4373

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.0 / 5 (26)
Facebook
4.0 / 5 (25)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Vince Davis logo
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License Verified:

License: 84438

Ohio Department of Insurance

Vince Davis

3344 Secor Rd, Unit A 102, Toledo, OH 43606
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  • Life Insurance

Business Description

Vince Davis provides State Farm life insurance plans to individuals in Toledo and its surrounding areas. He believes in making insurance understandable and accessible to everyone. Davis and his team analyze each client's insurance and financial services needs. In addition to delivering life insurance, he offers policies for pet, vehicle, property, and small business owners. Davis has been actively collaborating with community organizations, such as The Boys and Girls Club, Family House, and Pathways.

License Verified:

License: 84438

Ohio Department of Insurance

Reputation:

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4.8
Google
4.7 / 5 (47)

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Westgate Insurance Agency Inc. logo
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License Verified:

License: 957651

Ohio Department of Insurance

Westgate Insurance Agency Inc.

3450 Central Avenue, Toledo, OH 43606
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  • Individual Plans
  • Life Insurance

Business Description

Westgate Insurance Agency Inc. is a locally owned and locally operated company that has been serving Toledo and the surrounding areas since 1942. It offers insurance solutions, including term life insurance, permanent life insurance, and annuities. Clients can also take advantage of short-term and long-term disability policies to protect them in case of accidents or unexpected illnesses. Additionally, the company also has personal and business insurance policies ranging from auto and home insurance to general liability and workers' compensation coverage.

License Verified:

License: 957651

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.8
Google
3.6 / 5 (19)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

Which is better, term or whole life insurance?

Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

How much life insurance do I need?

A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

How does life insurance work?

The details of how life insurance works depend on your individual plan, but the basics are as follows: 

  • You pay a premium to purchase the insurance. Typically the premium is paid monthly, but it could be rolled into quarterly, bi-annual, or annual payments. 
  • As long as you are meeting or have met premium obligations, if you pass away, the insurance company makes the agreed-upon payment to the beneficiaries you designated. 
  • Beneficiaries usually have to provide the insurance company with a death certificate to receive their payments.

How much is life insurance?

The cost of life insurance ranges widely. Term life insurance can cost as little as a few dollars a day, and whole life insurance can cost thousands per month on the high end. Factors that impact the cost of your life insurance include whether you're choosing term life insurance or whole life insurance, your age, how much coverage you want, your overall health, and your gender.

Is life insurance taxable?

Life insurance proceeds are the funds paid via your plan to your beneficiaries if you pass away. These are also called death benefits. Typically, these are not considered income for taxes. If you take out cash value from a whole life insurance investment and the amount exceeds how much you paid in premiums, the difference may be considered taxable income.


Can I buy health insurance that is not Obamacare?

When people say "Obamacare insurance," they typically mean insurance within the health insurance marketplace. You can get health insurance outside of the marketplace by going through your employer, choosing COBRA coverage if you leave your job, or buying a short-term health insurance policy through an insurance agent. ACA-compliant plans meet all the benefits and coverage requirements of the Affordable Care Act. But you may be able to find supplemental or short-term coverage that simply provides peace of mind for major medical expenses.

Can I buy health insurance anytime?

To buy health insurance in the marketplace, you must purchase it within open or special enrollment periods. But you can purchase short-term coverage to bridge the gap between now and the next open enrollment period. These plans are meant to be used for less than a year. You can purchase them online or via insurance agents, but they may not be ACA-compliant.

Who should buy supplemental health insurance?

Supplemental health insurance is a product that helps cover the cost of services that your primary health insurance policy doesn't. One popular option is secondary insurance that helps cover some of the costs associated with high deductibles. Medicare supplemental insurance is also popular. Medicare doesn't cover everything, and older adults on a limited income can face large prescription or medical bills after Medicare pays. Supplemental insurance helps reduce those patient costs.

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