Best Mortgage Refinance Companies in Westland

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1st Residential Lending logo
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License: 2000445

Nationwide Multistate Licensing System and Registry

1st Residential Lending

Northville, MI 48168
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  • New Construction

Business Description

1st Residential Lending offers services to clients in the Westland metro. It helps homeowners refinance their current mortgages to find loan programs that match their situations. Its mortgage refinance solutions help customers who are planning to reduce their interest rates or switch from an adjustable-rate mortgage to a fixed-rate mortgage. The company provides jumbo, construction, and home equity loans. It also offers reverse mortgage loans for senior citizen homeowners who want to increase their monthly incomes.

License Verified:

License: 2000445

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Best Processing Mortgage Broker logo
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License: 2167537

Nationwide Multistate Licensing System and Registry

Best Processing Mortgage Broker

Canton, MI 48187
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  • New Construction
  • Reverse Mortgages

Business Description

Best Processing Mortgage Broker serves clients across the Westland metro and the surrounding areas. The company caters to individuals and families needing mortgage refinancing services to lower their payments, consolidate their debts, shorten their loan terms, and obtain cash funds. Its refinance services also allow clients to achieve their home renovation needs. In addition to refinancing matters, its team serves potential homeowners applying for USDA, FHA, and jumbo loans. VA loans for active military personnel, veterans, and their spouses are also available.

License Verified:

License: 2167537

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
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––
Brenda Jenkins logo
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License: 164300

Nationwide Multistate Licensing System and Registry

Brenda Jenkins

1200 S. Sheldon Rd., Plymouth, MI 48170
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  • Reverse Mortgages

Business Description

Brenda Jenkins is a loan specialist that assists borrowers with finding financing solutions for their home purchase or refinance needs in Westland and the surrounding areas. Her mortgage refinance offerings help customers with outstanding home loans get a better rate or take some cash out of home equity. Jenkins also caters to first-time homebuyers, move-up and second-home buyers, seasoned real estate investors, and seniors seeking reverse mortgages. Former clients praise Jenkins for her reliability and for closing their loans on time.

License Verified:

License: 164300

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.8 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Home Loan Specialist, Inc. logo
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License: 138558

Nationwide Multistate Licensing System and Registry

Home Loan Specialist, Inc.

36139 Schoolcraft, Livonia, MI 48150
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  • Reverse Mortgages

Business Description

Home Loan Specialist, Inc., is a locally owned and operated business that serves the Westland metro. The company assists customers in refinancing various residential properties, such as townhouses, single-family homes, condominiums, and multifamily residences. It also provides cash-out refinance, debt consolidation, HARP, and home equity loans. Loan officer Jack Schwartz collaborates with several professionals, like plumbers, home inspectors, and real estate agents, to guide first-time homebuyers in the home purchasing process. He has been working in the mortgage trade for over 20 years.

License Verified:

License: 138558

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
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––
Home Loan Specialists logo
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License: 129386

Nationwide Multistate Licensing System and Registry

Home Loan Specialists

36139 Schoolcraft Rd., Livonia, MI 48150
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  • New Construction

Business Description

Home Loan Specialists has been serving homeowners in Westland since 1997. The firm has worked with people refinancing their loans to reduce their terms and rate, consolidate their debt, or remove a borrower from the loan. It works with clients to understand their short- and long-term mortgage loan goals and then recommends options based on its findings. The company also assists people who are looking to buy a home by offering loan options such as FHA, VA, conventional, and rural development loans.

License Verified:

License: 129386

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.8 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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JayD Financial LLC logo
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License Verified:

License: 2039971

Nationwide Multistate Licensing System and Registry

JayD Financial LLC

9937 Chatham, Detroit, MI 48239
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  • New Construction

Business Description

JayD Financial LLC handles home purchase loans and mortgage refinancing in Westland. Since 2021, it has funded more than $150 million in loan transactions. It offers various refinance options designed to reduce payments, shorten terms, and acquire cash from equities. The mortgage broker carries conventional and government-sponsored streamlined and cash-out loan products. Its Blink mobile app guides individuals in their financing applications and links them to loan officers and Realtors. The full-service company also assists potential homebuyers in locating their dream properties.

License Verified:

License: 2039971

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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MI Home Loans logo
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License: 1658556

Nationwide Multistate Licensing System and Registry

MI Home Loans

8359 N Wayne Rd, Westland, MI 48185
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  • New Construction

Business Description

MI Home Loans is a mortgage brokerage firm providing services to the people of Westland. It offers a variety of programs, such as VA and FHA loans, for clients who are looking to purchase their first home or investment properties. It also offers mortgage refinance solutions to help clients reduce their loan interest and monthly payments to fund home improvement projects or other necessities. MI Home Loans was founded by Garrett Stone, who has been working in the home financing industry since 2017.

License Verified:

License: 1658556

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (7)
Facebook
5.0 / 5 (5)
Mortgage 1 Inc. logo
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License Verified:

License: 129386

Nationwide Multistate Licensing System and Registry

Mortgage 1 Inc.

43456 Mound Rd., Sterling Heights, MI 48314
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  • New Construction

Business Description

Mortgage 1 Inc. assists homebuyers of all kinds in the Westland metro. Its agents help property owners with existing mortgages who wish to refinance find a loan with more favorable terms and monthly repayments or access their equities for emergency cash. They offer FHA, VA, conventional, FHA's Streamlined 203(k), MSHDA downpayment assistance, and USDA loans. The agency also helps first-time and second-time homebuyers. A member of NAMB, the agency is an equal housing opportunity lender and has helped over 87,000 clients.

License Verified:

License: 129386

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
National Home Lending logo
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License Verified:

License: 1055447

Nationwide Multistate Licensing System and Registry

National Home Lending

107 S. Main St., Plymouth, MI 48170
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  • Reverse Mortgages

Business Description

National Home Lending is a mortgage lender that serves clients in Westland and surrounding areas. It provides homeowners with various refinancing options, helping them to benefit from the lower monthly principal and interest payments or to consolidate debt. It offers refinancing to 15-year or 30-year fixed rate mortgage as well as streamline programs for VA and FHA-backed loans. It has loan programs dedicated to helping DACA residents and medical professionals. National Home Lending is a division of Gold Star Mortgage Financial Group.

License Verified:

License: 1055447

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Nick Mastropietro logo
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License Verified:

License: 1003393

Nationwide Multistate Licensing System and Registry

Nick Mastropietro

14536 Gulley St, Taylor, MI 48180
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  • New Construction

Business Description

Nick Mastropietro addresses the real estate needs of people in Westland and the surrounding areas. He is a Barrett Financial Group loan officer who caters to individuals and families seeking refinancing solutions. He helps borrowers refinance their loans to enable them to purchase their dream residential properties. The expert collaborates with investors and buyers to develop strategies on how they can lower their monthly payments. Mastropietro is a mortgage advisor who has been certified by MBS Highway.

License Verified:

License: 1003393

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (1063)
Pro Mortgage Funding logo
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License Verified:

License: 2119829

Nationwide Multistate Licensing System and Registry

Pro Mortgage Funding

43422 W Oaks Dr, Suite 421, Novi, MI 48377
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  • New Construction

Business Description

Pro Mortgage Funding has been serving residential property owners in Westland for over a decade. The Novi-based full-service mortgage business offers a variety of refinancing programs, including USDA streamline, HELOC, HARP, and FHA cash-out loans. It also provides HomePath, jumbo, VA, and USDA loan options, as well as non-QM and reverse mortgages. Pro Mortgage Funding has contributed to financing that amounts to more than $150 million. Its team has gained extensive experience working at a Fortune 500 company.

License Verified:

License: 2119829

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (44)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Vista Team logo
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License Verified:

License: 140012

Nationwide Multistate Licensing System and Registry

The Vista Team

36887 Schoolcraft Rd, Livonia, MI 48150
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  • Multi-Family Loans
  • New Construction

Business Description

The Vista Team is a mortgage firm under Total Home Lending. It serves borrowers and homeowners in and around Westland searching for home purchasing or refinancing loan programs. These enable borrowers to extract cash equity for paying off debts, improving homes, or funding education. Clients may also apply for refinance mortgages to shorten loan terms and lower interest rates. The firm's lending specialists guide loan applicants through the borrowing procedure, including paperwork processing and closing.

License Verified:

License: 140012

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (106)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

What should you expect when refinancing a mortgage?

When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

How often should you refinance your mortgage?

There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Can you refinance a first mortgage and not a second?

You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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