Expertise.com

Best Mortgage Refinance Companies in Westland

2024

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Website
45340 Hanford Road, Canton, MI 48187
  • New Construction
  • Reverse Mortgages

Why choose this provider?

AmeriPlus Financial serves locals in Westland who need to refinance their current debts or acquire new mortgage programs for upcoming real estate investments. It advises its clients on the daily rate shifts and trends within the local market, and it has solutions fit for military service veterans and commercial property purchasers. Fixed and adjustable rate choices are also on hand. The team also maintains online tools that educate the public on the financial aspects of buying real estate.

License Verified:

License: 171501

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (40)
Facebook
4.7 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8530 Canton Center Rd, Canton, MI 48187
  • Reverse Mortgages

Why choose this provider?

Hart Mortgage offers home refinancing solutions for individuals and families in Westland. The team helps clients who want to cash out equity or get lower monthly rates for their single or multi-family homes, condominiums, townhouses, and manufactured homes. Some of its loan programs include FHA, VA, jumbo, and USDA options. Hart Mortgage has been in the residential and commercial real estate industry for more than 20 years. To help clients decide which loan fits them without the worry of commitment, it gives access to mortgage calculators online.

License Verified:

License: 1636674

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (12)
Google
4.5 / 5 (2)

Website
107 S. Main St., Plymouth, MI 48170
  • Reverse Mortgages

Why choose this provider?

National Home Lending is a mortgage lender that serves clients in Westland and surrounding areas. It provides homeowners with various refinancing options, helping them to benefit from the lower monthly principal and interest payments or to consolidate debt. It offers refinancing to 15-year or 30-year fixed rate mortgage as well as streamline programs for VA and FHA-backed loans. It has loan programs dedicated to helping DACA residents and medical professionals. National Home Lending is a division of Gold Star Mortgage Financial Group.

License Verified:

License: 1055447

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.1 / 5 (28)
Facebook
5.0 / 5 (28)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
36887 Schoolcraft Rd, Livonia, MI 48150
  • Multi-Family Loans
  • New Construction

Why choose this provider?

The Vista Team is a mortgage firm under Total Home Lending. It serves borrowers and homeowners in and around Westland searching for home purchasing or refinancing loan programs. These enable borrowers to extract cash equity for paying off debts, improving homes, or funding education. Clients may also apply for refinance mortgages to shorten loan terms and lower interest rates. The firm's lending specialists guide loan applicants through the borrowing procedure, including paperwork processing and closing.

License Verified:

License: 140012

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (105)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
9937 Chatham, Detroit, MI 48239
  • New Construction

Why choose this provider?

JayD Financial LLC handles home purchase loans and mortgage refinancing in Westland. Since 2021, it has funded more than $150 million in loan transactions. It offers various refinance options designed to reduce payments, shorten terms, and acquire cash from equities. The mortgage broker carries conventional and government-sponsored streamlined and cash-out loan products. Its Blink mobile app guides individuals in their financing applications and links them to loan officers and Realtors. The full-service company also assists potential homebuyers in locating their dream properties.

License Verified:

License: 2039971

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
36139 Schoolcraft, Livonia, MI 48150
  • Reverse Mortgages

Why choose this provider?

Home Loan Specialist, Inc., is a locally owned and operated business that serves the Westland metro. The company assists customers in refinancing various residential properties, such as townhouses, single-family homes, condominiums, and multifamily residences. It also provides cash-out refinance, debt consolidation, HARP, and home equity loans. Loan officer Jack Schwartz collaborates with several professionals, like plumbers, home inspectors, and real estate agents, to guide first-time homebuyers in the home purchasing process. He has been working in the mortgage trade for over 20 years.

License Verified:

License: 138558

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (17)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
Northville, MI 48168
  • New Construction

Why choose this provider?

1st Residential Lending offers services to clients in the Westland metro. It helps homeowners refinance their current mortgages to find loan programs that match their situations. Its mortgage refinance solutions help customers who are planning to reduce their interest rates or switch from an adjustable-rate mortgage to a fixed-rate mortgage. The company provides jumbo, construction, and home equity loans. It also offers reverse mortgage loans for senior citizen homeowners who want to increase their monthly incomes.

License Verified:

License: 2000445

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
14536 Gulley St, Taylor, MI 48180
  • New Construction

Why choose this provider?

Nick Mastropietro addresses the real estate needs of people in Westland and the surrounding areas. He is a Barrett Financial Group loan officer who caters to individuals and families seeking refinancing solutions. He helps borrowers refinance their loans to enable them to purchase their dream residential properties. The expert collaborates with investors and buyers to develop strategies on how they can lower their monthly payments. Mastropietro is a mortgage advisor who has been certified by MBS Highway.

License Verified:

License: 1003393

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (18)

Website
8359 N Wayne Rd, Westland, MI 48185
  • New Construction

Why choose this provider?

MI Home Loans is a mortgage brokerage firm providing services to the people of Westland. It offers a variety of programs, such as VA and FHA loans, for clients who are looking to purchase their first home or investment properties. It also offers mortgage refinance solutions to help clients reduce their loan interest and monthly payments to fund home improvement projects or other necessities. MI Home Loans was founded by Garrett Stone, who has been working in the home financing industry since 2017.

License Verified:

License: 1658556

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (7)
Facebook
5.0 / 5 (6)

Website
36139 Schoolcraft Rd., Livonia, MI 48150
  • New Construction

Why choose this provider?

Home Loan Specialists has been serving homeowners in Westland since 1997. The firm has worked with people refinancing their loans to reduce their terms and rate, consolidate their debt, or remove a borrower from the loan. It works with clients to understand their short- and long-term mortgage loan goals and then recommends options based on its findings. The company also assists people who are looking to buy a home by offering loan options such as FHA, VA, conventional, and rural development loans.

License Verified:

License: 129386

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Canton, MI 48187
  • New Construction
  • Reverse Mortgages

Why choose this provider?

Best Processing Mortgage Broker serves clients across the Westland metro and the surrounding areas. The company caters to individuals and families needing mortgage refinancing services to lower their payments, consolidate their debts, shorten their loan terms, and obtain cash funds. Its refinance services also allow clients to achieve their home renovation needs. In addition to refinancing matters, its team serves potential homeowners applying for USDA, FHA, and jumbo loans. VA loans for active military personnel, veterans, and their spouses are also available.

License Verified:

License: 2167537

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
43422 W Oaks Dr, Suite 421, Novi, MI 48377
  • New Construction

Why choose this provider?

Pro Mortgage Funding has been serving residential property owners in Westland for over a decade. The Novi-based full-service mortgage business offers a variety of refinancing programs, including USDA streamline, HELOC, HARP, and FHA cash-out loans. It also provides HomePath, jumbo, VA, and USDA loan options, as well as non-QM and reverse mortgages. Pro Mortgage Funding has contributed to financing that amounts to more than $150 million. Its team has gained extensive experience working at a Fortune 500 company.

License Verified:

License: 2119829

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (44)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
43456 Mound Rd., Sterling Heights, MI 48314
  • New Construction

Why choose this provider?

Mortgage 1 Inc. assists homebuyers of all kinds in the Westland metro. Its agents help property owners with existing mortgages who wish to refinance find a loan with more favorable terms and monthly repayments or access their equities for emergency cash. They offer FHA, VA, conventional, FHA's Streamlined 203(k), MSHDA downpayment assistance, and USDA loans. The agency also helps first-time and second-time homebuyers. A member of NAMB, the agency is an equal housing opportunity lender and has helped over 87,000 clients.

License Verified:

License: 129386

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
5.0 / 5 (39)
Google
4.5 / 5 (8)
Yelp
2.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1200 S. Sheldon Rd., Plymouth, MI 48170
  • Reverse Mortgages

Why choose this provider?

Brenda Jenkins is a loan specialist that assists borrowers with finding financing solutions for their home purchase or refinance needs in Westland and the surrounding areas. Her mortgage refinance offerings help customers with outstanding home loans get a better rate or take some cash out of home equity. Jenkins also caters to first-time homebuyers, move-up and second-home buyers, seasoned real estate investors, and seniors seeking reverse mortgages. Former clients praise Jenkins for her reliability and for closing their loans on time.

License Verified:

License: 164300

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.7 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • How may a borrower in Westland build up home equity quicker and fully pay off a debt?

    A borrower in Westland may build up home equity quicker and fully pay off a debt by refinancing. The appropriate program is one that shortens the term of the loan because this would reduce the number of installments owed. The tradeoff is that each monthly due will become pricier, but the principal should remain the same.

  • What is the tradeoff when a borrower in Westland opts to lower monthly interest rates after refinancing?

    When a borrower in Westland opts to lower monthly interest rates after refinancing, the tradeoff is a lengthening of the term of the mortgage. The person will take a longer time to fully own the house, but since the principal owed remains the same, the cost of each installment will go down as the number of monthly payments increases.

  • What loan programs may a borrower in Westland refinance into?

    A borrower in Westland may generally refinance into any kind of mortgage program when refinancing since the process is essentially the use of one loan to pay another. However, there could be restrictions based on the product used or additional requirements that should be discussed with a qualified mortgage professional.

  • How extensively must a borrower shop around for refinance options in Westland?

    When shopping for refinance options in Westland, a borrower must scour the market thoroughly to find the best mix of either reduced interest rates or shorter terms. Talking to at least three lenders is advised. Each lender would have its own folio of choices that a person could study and dissect, so three should be extensive.

  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.