Best Mortgage Refinance Companies in Livonia

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CND Mortgage logo
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License: 2215900

Nationwide Multistate Licensing System and Registry

CND Mortgage

33762 Schoolcraft Rd, Livonia, MI 48150
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  • Reverse Mortgages

Business Description

CND Mortgage, LLC, caters to the needs of residential property buyers and owners in the Livonia area. The company focuses on different types of loan program options, such as FHA home, USDA, VA, and jumbo loans. Its loan process typically includes determining how much clients can borrow, getting pre-approved, choosing suitable loan programs, and verifying information details, such as credit checks and property appraisals. Customers can submit their applications online and assess their financing options using CND Mortgage's interactive calculators.

License Verified:

License: 2215900

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)
Home Loan Specialists logo
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License: 129386

Nationwide Multistate Licensing System and Registry

Home Loan Specialists

36139 Schoolcraft Rd., Livonia, MI 48150
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  • New Construction

Business Description

Home Loan Specialists has been serving clients in Livonia and nearby areas since 1997. It provides mortgage refinancing programs to customers who own condominiums, manufactured homes, single- and multi-family homes, and townhouses. Clients choose this option to consolidate debts, lower interest rates, improve their homes, or take cash out. Conventional, down payment assistance, FHA, and VA loans are among the loan programs offered by the firm. Cheryl Shafer, a senior loan officer, has been in the mortgage industry for over 33 years.

License Verified:

License: 129386

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.8 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Market Street Mortgage LLC logo
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License Verified:

License: 1911994

Nationwide Multistate Licensing System and Registry

Market Street Mortgage LLC

15530 Middlebelt Rd, Livonia, MI 48154
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  • New Construction

Business Description

Market Street Mortgage LLC is a locally owned and operated brokerage firm that serves the residents of Livonia and the surrounding areas. It helps homeowners attain lower interest rates or lengthen the term of their mortgage through refinancing programs. It also provides a variety of home purchase loans and mortgages, including fixed-rate, adjustable-rate, FHA, and VA loans. Owner Desmond Morgan has been working in the mortgage industry for more than nine years. He is a U.S. Marine Corps veteran.

License Verified:

License: 1911994

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Michigan Financial Mortgage Company logo
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License Verified:

License: 165182

Nationwide Multistate Licensing System and Registry

Michigan Financial Mortgage Company

217 S Center Street, Suite 3, Northville, MI 48167
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  • Reverse Mortgages

Business Description

Michigan Financial Mortgage Company helps homeowners in Livonia with their refinancing needs. It offers refinancing options for clients who want to consolidate their debts, secure funds for home improvement, or reduce their mortgage terms. The full-service mortgage brokerage firm helps people find the right loan program by providing them with multiple options and asking questions before making any recommendations. It also strives to make the mortgage process as easy as possible by guiding borrowers from start to finish.

License Verified:

License: 165182

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (526)
Priority 1 Lending logo
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License Verified:

License: 1375378

Nationwide Multistate Licensing System and Registry

Priority 1 Lending

38701 W Seven Mile Rd Suite 290, Livonia, MI 48152
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  • New Construction

Business Description

Priority 1 Lending helps with the mortgage refinance needs of customers in Livonia. It is a mortgage company that has been in business since 2015. It gives clients access to a home refinance analysis request form that will help identify the loan options based on their specific needs. It also utilizes a task allocation and communication platform that streamlines the operations involved in the lending process. Some of the loan programs it offers are jumbo, VA, USDA, and FHA loans.

License Verified:

License: 1375378

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (526)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

What should you expect when refinancing a mortgage?

When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

How often should you refinance your mortgage?

There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Can you refinance a first mortgage and not a second?

You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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