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Best Health Insurance Agencies in Cincinnati

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2023
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Benefit Concepts, Inc. logo
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License Verified:

License: 1559

Ohio Department of Insurance

Benefit Concepts, Inc.

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1014 North University Boulevard, Middletown, OH 45042
  • Individual Plans
  • Group Plans
  • Life Insurance

Business Description

Benefit Concepts, Inc., offers health insurance products and Medicare plans in Cincinnati. Its agents strive to match its clients' needs and resources with plans from different carriers available in the market. They also handle life and business insurance policies. Benefit Concepts educates its customers by holding webinars related to its services. Since 1982, it has been providing insurance services to families in the Tristate area. Benefit Concepts has been certified as a Women's Business Enterprise.

License Verified:

License: 1559

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.0 / 5 (12)
Facebook
3.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Cornerstone logo
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License Verified:

License: 26940

Ohio Department of Insurance

Cornerstone

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2101 Florence Avenue, Cincinnati, OH 45206
  • Individual Plans

Business Description

Cornerstone is a family-run health insurance partner in Cincinnati. It supports insurance brokers in gaining access to health insurance products from reputable insurance vendors. The company provides brokers with solutions on individual health insurance products, including exclusive access to enrollment platforms, broker tools and resources, and contracts with national and regional carriers. Cornerstone has over 50 carrier partners and has helped over 5,000 insurance brokers build their health insurance portfolios. Its agents are licensed in all 50 states and have over 150 professional designations in the insurance agency.

License Verified:

License: 26940

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Insurance Associates logo
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License Verified:

License: 1459

Ohio Department of Insurance

Insurance Associates

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1061 North University Boulevard, Middletown, OH 45042
  • Individual Plans
  • Group Plans
  • Life Insurance

Business Description

Insurance Associates is an independent agency that has been servicing Cincinnati since 1969. It offers a wide range of health insurance packages including individual and family, long-term care, disability, dental, and child health. Its team is composed of owners, agents, account managers, claims professionals, and support staff who assist clients in securing the future of individuals and businesses. The agency also offers special event and wedding insurance. Coverages are available for different industries such as car dealerships, arborists, and alarm contractors.

License Verified:

License: 1459

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
John Devine logo
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License Verified:

License: 86774

Ohio Department of Insurance

John Devine

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1163 Lyons Road, Dayton, OH 45458
  • Individual Plans
  • Life Insurance

Business Description

John Devine is an insurance agent partnered with State Farm who serves Cincinnati and the surrounding areas. He offers health insurance products such as supplemental health, Medicare supplement, and individual medical plans. Other products include auto, home, life, and pet insurance. Business owners can also take advantage of policies such as commercial auto, workers' compensation, and contractors' policy insurance. Additionally, umbrella insurance options are available for clients looking to have additional coverage beyond what traditional insurance policies can provide.

License Verified:

License: 86774

Ohio Department of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Kris Jacobs Agency logo

License Verified:

License: 1040776

Ohio Department of Insurance

Kris Jacobs Agency

6925 Dutchland Boulevard, Liberty Twp, OH 45044
  • Individual Plans
  • Life Insurance

Business Description

Serving Cincinnati, Kris Jacobs Agency provides a range of insurance solutions to individuals and businesses in the metro. It offers insurance products such as health insurance, Medicare Supplement Insurance, dental insurance, and life insurance. The company also has other insurance options like business insurance, homeowners insurance, car insurance, and flood insurance. Owner Kris Jacobs ventured into the personal and commercial insurance industry in 2014 after almost a decade of working in asset management.

License Verified:

License: 1040776

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (3)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Pillar Insurance logo
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License Verified:

License: 41288

Ohio Department of Insurance

Pillar Insurance

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431 Ohio Pike, Cincinnati, OH 45255
  • Life Insurance

Business Description

Pillar Insurance provides Cincinnati and the surrounding areas with individual and group health insurance coverage. It offers Medicare-related insurance plans, including Medigap insurance policies, Medicare prescription drug plans, and Medicare Advantage plans. It also offers life insurance, annuities, and long-term care insurance for individuals and businesses. Founded by Jeff Markovic in 1983, Pillar Insurance is an independent agency that serves clients by searching multiple carriers that offer a wide range of solutions for different insurance needs.

License Verified:

License: 41288

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Medicare Plan Store logo
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License Verified:

License: 1063425

Ohio Department of Insurance

The Medicare Plan Store

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5643 Cheviot Road, Suite 3, Cincinnati, OH 45247
  • Individual Plans

Business Description

The Medicare Plan Store specializes in providing Medicare health programs in Cincinnati. The service provider conducts an annual plan adjustment to its healthcare insurance policyholders to adapt to their changing health needs. Owner and insurance agent Kathy Liguzinski is dedicated to helping individuals achieve healthy and worry-free lives. She gives talks to local community groups about Medicare health insurance. She also has written articles about the importance of gathering facts before choosing options for Cincy Magazine.

License Verified:

License: 1063425

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)
Facebook
5.0 / 5 (2)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
W.P. Dolle, LLC logo

License Verified:

License: 948755

Ohio Department of Insurance

W.P. Dolle, LLC

201 East 5th Street, Cincinnati, OH 45202
  • Individual Plans
  • Life Insurance

Business Description

A full-service insurance and risk management firm, W.P. Dolle, LLC serves individuals, families, and businesses in Cincinnati. It provides personal products such as health insurance, long-term care, disability insurance, vision insurance, Medicare Supplements, and life insurance. The agency also works with several insurance companies to deliver coverage for commercial property, errors and omissions, workers’ compensation, and employee benefits. Its other available services include risk management. W.P. Dolle, LLC has been in the industry since 1872.

License Verified:

License: 948755

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Wilson Insurance Group logo
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License Verified:

License: 3624

Ohio Department of Insurance

Wilson Insurance Group

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9200 Montgomery Rd. Suite 19A, Cincinnati, OH 45242
  • Group Health Insurance
  • Life Insurance
  • Dental Insurance

Business Description

Wilson Insurance Group is a family-run brokerage serving small businesses & individuals in Cincinnati and throughout Ohio, Kentucky and Indiana. Since 1990, they have assisted thousands of clients with employee benefits and individual policies. Wilson Insurance offers employee benefit plans such as group health, dental, disability, life, vision, and identity theft for businesses. They also help individuals obtain life, disability and Medicare coverage. The brokerage is licensed with Aetna, Anthem, Humana, Medical Mutual, United Healthcare and many more carriers to help businesses and individuals with their insurance needs.

License Verified:

License: 3624

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (38)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

  • What is health insurance?

    Health insurance policies are contracts that require an insurer to pay some or all of a beneficiary's health care expenses in exchange for a premium and deductible. Plans cover preventive care and emergency medical services arising from an injury or illness. They may also offer optional coverage for dental and vision.

  • How do health insurance companies make money?

    Health insurance companies make money by collecting premiums from consumers and reinvesting the funds. Federal law requires insurers to put approximately 80-85% of collected funds toward claims, and 15-20% is used to pay for administrative expenses.

  • What is subsidized health insurance?

    Subsidized health insurance is available exclusively through the Health Insurance Marketplace. This system applies federal tax credits that can reduce or eliminate premiums. Tax credits are available to consumers who earn up to 400% of the federal poverty level based on household size.

  • What is a health insurance deductible? 

    A deductible is a fixed amount you must pay out-of-pocket before normal copays or coinsurance rates apply. Under the Affordable Care Act, some services, such as annual physicals and wellness screenings, must be covered at no charge.

  • Is it illegal to not have health insurance?

    No. Starting in 2019, the federal government eliminated the penalty that applied to individuals who could afford health insurance but chose not to purchase it. Financial penalties still apply in California, Massachusetts, New Jersey, Rhode Island, Vermont, and Washington, D.C.