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2024

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Best Health Insurance Agencies in Dayton, OH

Our Recommended Top 10

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Dayton Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

2903Reviewed

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10Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

415 South Dixie Drive, Vandalia, OH 45377
WebsiteLicense: 1086196

Expertise.com Rating

Review Sources

Google
5.0 (6)

Why choose this provider?

Jessy Short Medicare Insurance is an independent firm that specializes in serving senior consumers in Dayton with their medical financing concerns. The business specifically helps clients in navigating the process of enrolling in personal Medicare plans. Its principal agent, Jessy Short, personally meets his clients to offer them assistance in prescription drug plans, nursing home insurance, as well as dental and vision insurance. He has been working as an insurance agent in the senior market since 2016.

  • Individual Plans

415 South Dixie Dr, Vandalia, OH 45377
WebsiteLicense: 12015

Expertise.com Rating

Review Sources

Google
4.0 (5)

Why choose this provider?

Founded in 1959, Spieles Insurance Agency is an independent agency that represents and assists in finding health insurance plans for customers in Dayton and the nearby areas. The agency has access to a vast network of health insurance carriers that provide coverage for a variety of health concerns as well as medical, surgical, and hospital expenses. Furthermore, Spieles Insurance Agency assists with a variety of other personal insurance products, including home, auto, commercial, and farm insurance plans.

  • Individual Plans
  • Life Insurance

7227 Taylorsville Road, Dayton, OH 45424
WebsiteLicense: 2831720

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Review Sources

Google
4.0 (25)
Facebook
5.0 (5)

Why choose this provider?

Daymont-Souders Insurance Agency, Inc., is an independent company operating in Dayton. Its team assists clients in dealing with different variables under individual health insurance plans, such as deductibles, co-payments, annual limits, and exact coverage included. Group health insurance is also available along with a wide range of employee benefits including disability, dental, vision, and long-term care insurance. The agency also specializes in a wide variety of personal and business lines of insurance. Its president, Larry Roeser, started his career in the insurance industry in 1982.

  • Individual Plans

8393 North Main Street, Dayton, OH 45415
WebsiteLicense: 16838297

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Review Sources

Google
4.0 (21)
Facebook
3.0 (3)

Why choose this provider?

Universal Insurance Agency assists Dayton residents in obtaining Original Medicare plans, which include coinsurance and deductible, as well as Medicare Advantage and Medicare Supplement plans. It also handles critical illness, global health, and major medical insurance policies. In addition, the agency offers other types of insurance options such as whole life, term life, landlord, fire, and auto insurance through a variety of carriers. Its team of agents has more than five decades of combined insurance experience.

  • Individual Plans
  • Life Insurance

6680 Poe Avenue, Dayton, OH 45414
WebsiteLicense: 596294

Expertise.com Rating

Review Sources

Google
5.0 (5)

Why choose this provider?

Alison Pfeiffer is a Dayton-based insurance agent affiliated with Aflac, a Fortune 500 company providing financial protection for millions of people worldwide for six decades. Allison specializes in a vast array of health insurance plans for accidents, cancer and other critical illnesses, dental and vision needs, and short-term disability. Aside from these, she also helps individuals and families with hospitalization expenses like deductibles and co-pays through the policies she carries. These options are also offered to businesses as additional employee benefits programs.

  • Life Insurance

8141 North Main Street, Dayton, OH 45415
WebsiteLicense: 16892344

Expertise.com Rating

Why choose this provider?

LFL Insurance Agency, LLC, provides insurance solutions to protect the income of individuals and families in Dayton in case of unexpected events. It has been in the industry for years and assists clients in navigating the complex insurance process, from selecting suitable health insurance plans to filing claims. The agents from this company offer group health insurance to protect clients from various medical expenses. Additionally, they have life, accidental death, and dismemberment insurance that delivers death benefits in the event of death caused by accidents.

  • Group Plans
  • Life Insurance

2440 Dayton Xenia Road, Beavercreek, OH 45434
WebsiteLicense: 2281

Expertise.com Rating

Review Sources

Google
4.0 (12)
Facebook
5.0 (6)

Why choose this provider?

Reichley Insurance Agency is a financial solutions firm headquartered in Dayton. It offers health insurance products such as Medicare supplements, group health, short-term health, and international travel medical insurance. Reichley Insurance Agency is a family-owned and family-operated company that has been in business since 1951. With over 60 years of experience, the company has a deeply-rooted understanding of the needs of the local communities. It has also developed skills in providing home, auto, life, health, and businesses insurance plans.

  • Individual Plans
  • Group Plans
  • Life Insurance

2457 North Gettysburg Avenue, Dayton, OH 45406
WebsiteLicense: 40700

Expertise.com Rating

Review Sources

Google
4.0 (36)
Facebook
5.0 (1)
Yelp
5.0 (1)

Why choose this provider?

Yancey's Insurance & Business Center is a Dayton-based insurance firm that has been in the industry for more than 14 years. This locally owned company offers a variety of personal insurance lines, including health, life, and auto insurance plans. It also helps business owners acquire financial protection from possible losses and risks with its business insurance policies. Moreover, Yancey's Insurance & Business Center features specialty services, such as tax preparation, notary services, and small business consultations.

  • Individual Plans
  • Life Insurance

59b North Dixie Drive, Vandalia, OH 45377
WebsiteLicense: 8936129

Expertise.com Rating

Review Sources

Facebook
5.0 (57)
Google
4.0 (5)

Why choose this provider?

Seniormark helps senior citizens in the Dayton metro and its neighboring communities through its wide range of retirement planning services. It explains and gives advice about Medicare and offers Medicare Advantage, Supplement, and Part D prescription drug plans. In addition, the agency assists senior citizens with retirement, income, and social security planning. It also holds workshops about Medicare and 401(k) planning. Seniormark's founder, Dan Hoelscher, has been in the financial service business since 1997. He is a Certified Financial Planner.

  • Individual Plans

3809 Wilmington Pike, Kettering, OH 45429
WebsiteLicense: 1001575

Expertise.com Rating

Review Sources

Google
4.0 (36)
Facebook
5.0 (29)

Why choose this provider?

Robert K. Jones Insurance is a locally owned agency that delivers health insurance options for clients around Dayton. Established in 1963, the company offers insurance coverages for group health, Medicare solutions, dental plans, vision plans, and individual or family health. The leadership team is comprised of three partners: Kevin C. Jones, who has over 30 years of experience in the industry, Dan A. Bitler, who has been with the company for 14 years, and Colleen M. Greer, daughter of founders Bob and Marianne Jones.

  • Individual Plans

Compare our Top Health Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Jessy Short Medicare Insurance
415 South Dixie Drive, Vandalia, OH 45377
Spieles Insurance Agency
415 South Dixie Dr, Vandalia, OH 45377
Daymont-Souders Insurance Agency, Inc.
7227 Taylorsville Road, Dayton, OH 45424
Universal Insurance Agency
8393 North Main Street, Dayton, OH 45415
Alison Pfeiffer
6680 Poe Avenue, Dayton, OH 45414
LFL Insurance Agency, LLC
8141 North Main Street, Dayton, OH 45415
Reichley Insurance Agency
2440 Dayton Xenia Road, Beavercreek, OH 45434
Yancey's Insurance & Business Center
2457 North Gettysburg Avenue, Dayton, OH 45406
Seniormark
59b North Dixie Drive, Vandalia, OH 45377
Robert K. Jones Insurance
3809 Wilmington Pike, Kettering, OH 45429

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • What are the major types of health insurance policies available to residents of Dayton and the state of Ohio?

    Residents of Dayton can choose from a range of health insurance options, including consumer-directed, fee-for-service, and managed care plans. Consumer-directed policies grant policyholders greater autonomy, enabling them to create a healthcare fund to cover their medical expenses. Fee-for-service plans follow a more traditional approach, where individuals pay a fee to their healthcare providers for each service received. Those enrolled in managed care health plans benefit from reduced out-of-pocket expenses but must seek treatment exclusively from in-network physicians.

  • How can Dayton residents obtain health insurance?

    Residents of Dayton can obtain health insurance through the health insurance marketplace or from their employers via group policies. This health coverage can include financial aid for accessing wellness and preventive services, prescription medications, and ambulatory care. Furthermore, it covers mental health services, substance use disorder treatment, and rehabilitative devices.

  • When is the right time for Dayton residents to add Medicare Supplement plans to their original Medicare policies?

    Dayton residents who opt to enroll in Medicare Part B have the opportunity to include supplementary coverage during the initial six-month period. During this window, the Medigap program is obligated to accept policyholders and cover any preexisting medical conditions. If individuals choose to obtain a supplementary policy after this six-month period has elapsed, they may face potential rejection due to preexisting conditions such as cancer, diabetes, or heart disease.

  • When can Dayton residents apply for Affordable Care Act health insurance plans?

    In Dayton, individuals can enroll in health insurance plans under the Affordable Care Act during the designated open enrollment period, which spans from November 1 to December 15 annually. Residents may also qualify for a special enrollment period if they undergo significant life changes, such as marriage, moving to a different residence, or having a baby. All ACA plans cover 10 essential benefits, including emergency care, maternity services, and prescription medications.

  • When can Dayton residents who are nearing retirement at the age of 65 become eligible to enroll in Medicare?

    Dayton residents who meet the work-related eligibility criteria can initiate their Medicare enrollment up to 90 days before they reach 65. Failing to enroll within the specified Medicare enrollment period could lead to a significant lapse in coverage and potentially result in Medicare imposing penalties on individuals.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.