Expertise.com

2024

Last updated:

Best Health Insurance Agencies in Louisville

Our Recommended Top 12

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Louisville Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

10469Reviewed

6286Curated

12Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
903 East Chestnut Street, Louisville, KY 40204
  • Life Insurance
  • Individual Plans

Why choose this provider?

Nolan Insurance Corporation is an independent insurance agency in Louisville offering life and health insurance, Medicare coverage, and boat and marine insurance. They also offer flood insurance and business insurance for clients looking for one. The firm represents distinguished insurance carriers like Travelers, American Modern, MetLife, Anthem, Kentucky Employers' Mutual Insurance, and Bristol West Insurance Group. Nolan Insurance Corporation is associated with the Independent Insurance Agents and Brokers of America, Inc, Trusted Choice, and Better Business Bureau.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
9322 Taylorsville Road, Louisville, KY 40299
  • Life Insurance

Why choose this provider?

Jecker and Edelen Insurance Agency, LLC, offers health insurance solutions to clients in Louisville. The business was established in 1980 by the dad-and-daughter team, Jecker and Edelen, aiming to provide clients with an insurance policy that fits their needs. They offer various health insurance coverage, such as HMO, EPO, POS, and PPO. The business also provides options for life, vehicle, and property insurance. It works with multiple insurance carriers, including AAA, Encompass, Grange, MetLife, and Prudential.

License Verified:

License: 805143

Kentucky Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4350 Brownsboro Road, Louisville, KY 40207
  • Individual Plans
  • Life Insurance

Why choose this provider?

Individuals and families looking to protect their futures in Louisville can request health insurance quotes from the Stack Insurance Agency. The agency was founded in 2010 by its president Matt Stack, who began his insurance career in 2004. As an independent insurance agency, Stack can provide clients with a diverse range of policy options from its network of over 15 insurance carriers. Its insurance advisors can also tailor insurance policies according to the client's needs and preferences.

License Verified:

License: 737256

Kentucky Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5103 Preston Highway, Louisville, KY 40213
  • Individual Plans
  • Life Insurance

Why choose this provider?

Compuche Insurance is a family-owned insurance agency serving Louisville and surrounding areas. In partnership with several carriers such as Pacific Life, Prudential, Alfa Insurance, and Safeco Insurance, Compuche Insurance presents a wide array of life insurance options. It covers term life with temporary policy length as well as whole life with lifetime policy length and cash value buildup. Universal life, which is similar to whole life but with flexible premium payment and death benefit amount, is also available. The company also caters to Spanish-speaking clients.

License Verified:

License: 16888374

Kentucky Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Website
9300 Shelbyville Road, Louisville, KY 40222
  • Individual Plans

Why choose this provider?

Phil Brown Insurance Agency, Inc., offers various individual and group insurance products for clients in Louisville. Established in 1998, this insurance agency strives to uphold integrity and industry leadership values through its services. The professionals at this firm help families and individuals set up Medicare supplement plans, dental insurance, and disability insurance to financially prepare for potential risks that may happen in the future. Phil Brown Insurance Agency also handles benefits enrollment systems for businesses seeking to protect their employees.

License Verified:

License: 7222646

Kentucky Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
13101 Magisterial Drive, Louisville, KY 40223
  • Individual Plans
  • Life Insurance

Why choose this provider?

Brown & Brown Insurance is an insurance agency that provides services for clients in Louisville. Its focus is on business insurance, employee benefits, and personal insurance. It offers insurance products for business and individual clients, such as health insurance, disability insurance, life insurance, dental insurance, and vision insurance. Brown & Brown Insurance is a firm under Brown & Brown, Inc., a risk management solutions company with over 80 years of experience serving various industries, including retail, wholesale, and services.

License Verified:

License: 7930964

Kentucky Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
207 Breckenridge Lane, Louisville, KY 40207
  • Individual Plans
  • Group Plans
  • Life Insurance

Why choose this provider?

Burns Insurance is an insurance firm in Louisville that offers home, auto, life, business, and health insurance products to clients in the metro. The third-generation family-owned company has been operating for more than 40 years and is connected with various insurance providers in the area. The firm is capable of presenting diverse quotes for health insurance products such as individual health plans, family health plans, disability insurance, long-term care insurance, as well as dental health plans.

License Verified:

License: 398876

Kentucky Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (8)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7321 New Lagrange Road, Louisville, KY 40222
  • Life Insurance

Why choose this provider?

Cornerstone Insurance Agency, LLC, offers medical insurance services to Louisville. Its team provides short-term and permanent health benefit options to helps clients find a suitable plan for their financial and medical needs. It carries a major medical insurance product covering regular doctor visits and emergencies. The agency also offers life insurance plans to assist clients who want to provide financial security to their dependents in the event of death. Other products include commercial, home, and auto insurance.

License Verified:

License: 949096

Kentucky Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
102 Daventry Lane, Louisville, KY 40223
  • Life Insurance

Why choose this provider?

Ryan Insurance is an agency in Louisville that has been serving the insurance needs of individuals, businesses, and families for the last 50 years. Its current owner, Ted Cox, purchased the agency in 1988 with a goal of protecting clients' assets through delivering insurance solutions. Cox and his team offer employee benefits plan for employees of small and large businesses. Its employee benefits include group and individual health insurance plans, disability, dental, and group and individual life insurance plans.

License Verified:

License: 399446

Kentucky Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
101 West Water Street, Louisville, KY 45373
  • Individual Plans
  • Life Insurance

Why choose this provider?

Benefits Analysis Corporation is a health insurance agency that serves clients from Louisville and nearby areas. The firm has a wide range of health insurance products, such as Medicare, group, and individual health plans. Vision, dental, self-funding and level-funding plans are also available. Founded by John J. Dugan, the company has been providing its services to the community since 1972. It is currently led by Brian Dugan who has 34 years of experience in the industry.

License Verified:

License: 754284

Kentucky Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (5)
Yelp
4.5 / 5 (2)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1700 UPS Drive, Louisville, KY 40223
  • Life Insurance

Why choose this provider?

The Reisert Group, LLC is an insurance agency serving clients in Louisville. It offers a choice of individual or group health insurance services from several carriers they represent. Clients can select from basic coverage to the most comprehensive coverage health plans. The agency has been in business since 1884. With over 130 years in the insurance industry, this family-owned agency has developed skills unique to the events they experienced while surviving throughout the century as a company.

License Verified:

License: 771335

Kentucky Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (9)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
806 Stone Creek Parkway, Louisville, KY 40223
  • Individual Plans
  • Life Insurance

Why choose this provider?

Independent Agents of Kentucky is an insurance agency that aims to help improve the lives of people throughout Louisville. For over 60 years, the independent company has been dedicated to working with its clients to assist them in finding and selecting suitable coverage plans. It works with several carriers to provide a wide selection of plans for health insurance. In addition, Independent Agents of Kentucky offers other solutions, such as vehicle, home, life, livestock, and athletic insurance.

License Verified:

License: 8503705

Kentucky Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (19)
Facebook
5.0 / 5 (1)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • Does not having health insurance in Louisville result in a penalty?

    In Louisville and throughout the state of Kentucky, there is no penalty for lacking health insurance. This will, however, disqualify the individual for the Advanced Premium Tax Credit. The Affordable Care Act mandates health insurance coverage at the federal level, even though health insurance is not required for every citizen.

  • Do you still need short-term disability insurance in Louisville if you have health insurance?

    It depends. The primary goal of a short-term disability policy in Louisville is to provide financial security to individuals who are temporarily unable to engage in work activities by covering essential household expenses. Meanwhile, having health insurance helps with medical care costs. As a result, while short-term disability coverage can be beneficial, it may not be sufficient to fully cover medical costs in the event of illness or injury.

  • In Louisville, what are the advantages of having long-term disability coverage in addition to health insurance?

    The benefit of having long-term disability insurance is that it will help cover your daily expenses if you suffer a permanent disability or injury that prevents you from returning to work. Long-term disability insurance in Louisville works in the same way as short-term disability insurance. This coverage helps to mitigate the negative impact on one's ability to meet daily expenses.

  • Are Medicare options available in Louisville for the elderly and those with disabilities?

    In Louisville, seniors and people with disabilities can enroll in Original Medicare Parts A and B. Part A includes hospitalization, skilled nursing, home health care, and hospice care. Part B covers outpatient operations, routine doctor visits, diagnostic testing, medical transportation, and medical supplies and devices. Prescriptions are not covered by Original Medicare, but Medicare Part D does. Medicare Advantage is another option, as it allows private insurers to offer federally funded plans with lower premiums.

  • Where can you process the renewal of your Medicaid in Louisville?

    In Louisville, Medicaid renewals can be completed over the phone or in person. Insurance specialists at KIPDA, Family Health Centers, and Park DuValle Community Health Center can assist you with the renewal process. You must provide proof that you are still eligible. This includes information about your household size, income, and Kentucky residency.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

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