Expertise.com

Best Credit Repair Companies in Trenton

Laurels
Laurels

We did the research for you!

Learn more
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Credit Repair Companies FAQs

Learn more
CHIC Financial Services, LLC logo

CHIC Financial Services, LLC

100 Overlook Center, Princeton, NJ 08540
Visit Website
  • Credit Dispute
  • Debt Consolidation

CHIC Financial Services, LLC, offers credit assistance to residents of Trenton and its neighboring areas. The company features a team of credit restoration professionals who identify and challenge unverifiable or erroneous information in customers' credit histories, helping them get better purchasing power, improve job opportunities, and lower finance charges on credit card balances and loans. Likewise, its credit counselors provide helpful tips to clients to help them maintain their good credit standing.

Visit Website
Coast 2 Coast logo

Coast 2 Coast

PO Box 33293, Philadelphia, PA 19142
Visit Website
  • Credit Dispute

Coast 2 Coast is a minority woman-owned company that helps improve the financial data of Trenton residents. It offers credit evaluation and repair services. The firm's procedure begins with a consultation and program enrollment. It then reviews clients' credit reports and sends dispute letters to the three credit bureaus on their behalf. It enforces clients' rights under FCRA, FDCPA, and FACTA to challenge items that have not been corrected. The business has years of experience in helping clients save resources by avoiding mistakes.

Visit Website
Credit Resurrectors logo

Credit Resurrectors

1 Eves Dr, Marlton, NJ 08053
Visit Website
  • Credit Dispute

Credit Resurrectors is a company that serves Trenton. Its team creates and executes personalized credit repair plans to help individuals improve their chances of getting approved by lenders. It reviews personal and financial information that appear on reports, including debts and public records; files disputes with creditors; and offers 24/7 access to client portal to monitor progress. The company earned commendations from its previous client for helping her secure an auto lean within nine months by fixing her credit.

Visit Website
Green State Credit Counseling logo

Green State Credit Counseling

100 Campus Town Circle Suite 103 #2129, Ewing Township, NJ 08638
Visit Website
  • Credit Monitoring
  • Credit Audit
  • Credit Dispute

Green State Credit Counseling caters to individuals in the Trenton metro and the surrounding areas. It helps clients restore, improve, and maintain their credit scores by offering credit repair solutions. It provides consultation and analyzes the clients' reports for negative information. Its team of case analysts and advisors works directly with the credit bureaus to submit customized dispute letters on the customers' behalf. The company's website features a client portal where live status updates are shown.

Visit Website
Ground Up Credit Repair & Services logo

Ground Up Credit Repair & Services

Philadelphia, PA 19019
Visit Website
  • Credit Monitoring

Ground Up Credit Repair & Services serves individuals in Trenton. The firm assists clients in restoring their credit rating through personalized consultations with case analysts, accurate representation in challenging unverifiable or inaccurate information in customers' credit histories, and ongoing education to help clients build and maintain their credit scores. Clients can also access their accounts online for real-time updates regarding their credit reports and scores. The firm assists professionals in the mortgage, auto dealerships, real estate, and tax industries in making their clients credit-worthy.

Visit Website
i2i Credit Repair Company logo

i2i Credit Repair Company

1700 Market St, Ste 1005, Philadelphia, PA 19103
Visit Website
  • Credit Audit

i2i Credit Repair Company offers credit assistance to the residents of Trenton and its neighboring areas. The company has a team of experienced credit restoration consultants who identify and challenge unverifiable or erroneous information in customers' credit histories. They also educate customers on understanding their credit reports, implementing financial structures, and maintaining good credit to reach their financial goals. Likewise, the agency has an online portal where clients can access their accounts 24/7.

Visit Website
Mcmillan Financials logo

Mcmillan Financials

100 Campus Town Circle, Ewing, NJ 08638
Visit Website
  • Credit Monitoring

Mcmillan Financials caters to clients in Trenton and the surrounding areas. It provides credit repair services to assist individuals in restoring and repairing their credit scores to meet their financial needs and goals. It also offers various services, including inquiries, derogatory accounts, remarks, and student loan removal to keep clients' credits clean. In addition to credit repair, the company serves business owners who wish to create LLC formation strategies and operating agreements solutions for their companies.

Visit Website
Quality Credit Repair logo

Quality Credit Repair

447 W. Moreland Road, Suite 2B, Willow Grove, PA 19090
Visit Website
  • Credit Monitoring
  • Credit Dispute

Quality Credit Repair serves the financial improvement needs of individuals in Trenton and nearby locations. It develops personalized strategies to help clients restore their credit ratings. The company eliminates existing credit card debts to help customers acquire a new line of credit. Its specialists offer credit counseling services and assist debtors in regaining financial stability. They work with various credit agencies, including TransUnion, Experian, and Equifax. Quality Credit Repair has been in operation for over 20 years.

Visit Website
Select Us logo

Select Us

NJ-73, Marlton, NJ 08053
Visit Website
  • Credit Monitoring
  • Credit Audit

Select Us is a credit repair company that serves clients in Trenton and nearby areas. The firm offers consultations to evaluate each client's financial situation and credit scores and advise them on improving their overall credit situation. It provides credit repair coaching for individuals who aim to purchase a home or secure a mortgage. According to a past client, the firm's assistance proved helpful in obtaining home loans. Founder Chris Wisniewski has over 30 years of industry experience.

Visit Website
Square One Credit Management logo

Square One Credit Management

1750 Brielle Ave A2, Ocean, NJ 07712
Visit Website
  • Credit Dispute

Square One Credit Management provides services that promote the financial freedom of clients in and around the Trenton area. It settles credit-damaging records such as back taxes and overdue student loans or childcare payments. It also removes and challenges negative items on credit reports such as identity theft, bankruptcy, and foreclosures. Its services help clients achieve an average credit score increase of 105. The company has been providing credit repair solutions for more than 12 years.

Visit Website
Transparent Credit Repair logo

Transparent Credit Repair

2060 Springfield Ave, Vauxhall, NJ 07088
Visit Website
  • Credit Monitoring

Transparent Credit Repair serves Trenton and several states in the U.S., as well as individuals and businesses. The company assists clients in restoring their credit scores and removing negative items from their credit reports such as medical collections, tax liens, debt negotiation, late payments, and charge-off accounts. Credit agencies also provide clients with a dispute investigation report. Credit boosters are also available and included products like Digital Credit Union, National Credit Direct, First Access Card, and Merrick Bank Secured Credit Card.

Visit Website
Trinity Solutions logo

Trinity Solutions

247 East Front Street Suite 202, Trenton, NJ 08611
Visit Website
  • Debt Consolidation

Trinity Solutions provides credit repair services in Trenton and the surrounding communities. It conducts consultations to create strategies on how business owners, families, and individuals can improve their credit scores. The enterprise offers solutions for FDCPA/FCRA violations and removes derogatory items related to tax liens, repossessions, bankruptcies, and unpaid loans. Its specialists also cater to mortgage brokers, loan officers, and employment firms. Trinity Solutions has been in operation since 2019. Its founders Andrew Smith and James Sacchetti bring over 30 years of combined industry experience.

Visit Website
Back to Providers

Frequently Asked Questions

Q: How do you repair credit after identity theft?

A: Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.

Q: Is credit repair legal?

A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.

Q: Can a credit repair company remove late payments?

A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

Read All FAQS

Wrong city? Here are some nearby places:

Search for Credit Repair Companies near you