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Best Credit Repair Companies in Philadelphia

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Philadelphia, PA 19019Philadelphia, PA 19019

Credit Saint LLC helps Philadelphia residents improve their credit scores by challenging errors and inaccurate information in their credit histories. The credit repair company is headquartered in New Jersey and has been serving clients nationwide for more than 15 years. Its credit restoration experts comb through customers' credit histories to find items that are hurting their scores. They also educate customers on how to build and maintain good credit scores.

Philadelphia, PA 19019Philadelphia, PA 19019

Website(928) 285-6312

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

4092 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1700 Market Street, Philadelphia, PA 19103
Philadelphia, PA 19103

Based in Philadelphia, i2i Credit Repair Company provides credit repair services that can help individuals improve their credit report. Its credit analysts look for discrepancies in the client's credit report and work to dispute these negative factors. They educate clients on how to recover from bad credit reports and help them learn how to manage their financial goals. Other services include building a client's credit report to increase their approval rate.

1700 Market Street, Philadelphia, PA 19103
Philadelphia, PA 19103

Website(800) 299-4975

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.7 / 5 ( Best)

Total Reviews:

30 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1515 Market St Ste 1200, Philadelphia, PA 19102
Philadelphia, PA 19102

Allen & Allen Inc. is a professional credit repair company in Philadelphia that helps clients restore their credit to good standing. Its counselors evaluate credit reports and work with the client to identify any inaccurate information. The company prepares and mails all necessary correspondence to the credit bureaus to have the negative items corrected. Using security safeguards, Allen & Allen protects a client's personal information against loss or theft as well as unauthorized access, disclosure, or modification.

1515 Market St Ste 1200, Philadelphia, PA 19102
Philadelphia, PA 19102

Website(855) 217-3732

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We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

325 Chestnut Street Suite 876 #131, Philadelphia, PA 19106
Philadelphia, PA 19106
Instagram
  • Credit Dispute

Founded in 2013, ASAP Credit Repair is a family-owned company that serves the area of Philadelphia. It helps its clients see significant improvements to their credit scores in 30 to 60 days. It obtains credit reports in order to address and challenge the items that negatively affect its customers' credit scores. During the process, it also provides a range of resources to its clients to educate them on how to build and maintain their credit scores.

325 Chestnut Street Suite 876 #131, Philadelphia, PA 19106
Philadelphia, PA 19106

InstagramWebsite(445) 444-8181

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.6 / 5 ( Best)

Total Reviews:

219 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

443 W. Girard Ave. Suite #3 B, Philadelpia, PA 19123
Philadelpia, PA 19123
  • Credit Monitoring

Bee's Credit Solutions is a credit repair firm that serves Philadelphia and nearby areas. Its team provides lessons on the fundamentals and importance of credit value to help individuals get back on financial track. The company helps its clients in changing their financial habits and reestablishing their scores. In addition, the business works with creditors and credit bureaus in fixing and rebuilding tarnished credits. Bee's Credit Solutions was founded in 2015 by Brittney Taliferro, who wanted to help people regain financial health.

443 W. Girard Ave. Suite #3 B, Philadelpia, PA 19123
Philadelpia, PA 19123

Website(800) 674-6920

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

38 (Best)

Score Consistency:

Consistent (Best)

270 Geiger Road, Philadelphia, PA 19115
Philadelphia, PA 19115

Best Credit Repair Philadelphia seeks to resolve credit score issues. Its credit repair specialists walk clients through credit report items, discussing credit rating determinants such as credit utilization, payment history, credit inquiries, credit types, and credit age, which measures the duration of having active credit accounts. After identifying credit report errors, they file complaints to dispute records with credit bureaus like Experian. Moreover, they assist clients in maintaining credit health.

270 Geiger Road, Philadelphia, PA 19115
Philadelphia, PA 19115

Website(267) 440-7826

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1700 Market Street, Suite 1005, Philadelphia, PA 19103
Philadelphia, PA 19103
Instagram
  • Credit Monitoring

Boomin Credit is a Philadelphia-based business serving individuals looking to repair their credit scores. Its team of professionals utilizes its knowledge of the FCRA in identifying errors made by credit bureaus. They challenge false inquiries and negative collection accounts with an aim to improve clients' credit scores. Their credit repair service also involves monthly updates, one-on-one account review sessions, and credit education. Clients also have the option to have their credit scores monitored monthly. Boomin Credit has over a decade of experience.

1700 Market Street, Suite 1005, Philadelphia, PA 19103
Philadelphia, PA 19103

InstagramWebsite(866) 926-0105

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

2 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

67 Buck Rd Ste B44, Huntingdon Valley, PA 19006
Huntingdon Valley, PA 19006

Clean Credit Group is a credit restoration company that assists clients in the Philadelphia area with credit score issues. Its experienced consultants thoroughly review credit reports to identify any errors and inaccuracies and then send a list to the client for approval. The credit specialists draft custom dispute letters and send them to the major credit bureaus to have negative items removed. Clean Credit Group can help clients obtain lower monthly payments on items validated by their creditors.

67 Buck Rd Ste B44, Huntingdon Valley, PA 19006
Huntingdon Valley, PA 19006

Website(267) 879-0758

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

2 (Good)

Score Consistency:

Consistent (Best)

Philadelphia, PAPhiladelphia, PA
  • Credit Dispute

Crazy Genius is a credit repair agency that serves clients in the Philadelphia area. Its team helps people with removing errors in their credit reports so that their scores improve. They assist with filing disputes with the major credit bureaus for late payments, charge-offs, and bankruptcy declarations. In addition, the company helps clients develop a personalized action plan, which includes education on how to use and manage credit, along with finding strategies to clear or reorganize existing debts.

Philadelphia, PAPhiladelphia, PA

Website(215) 515-6030

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

33 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

832 2nd Street Pike, Richboro, PA 18954
Richboro, PA 18954

Founded in 1994, community-based Credit Counseling Center is a nonprofit company that helps people in Philadelphia gain financial freedom. During appointments with clients, its counselors provide an overview of their credit reports and offer ideas on how to improve their credit scores. The professionals also look for inaccuracies in credit reports and discuss how the client can fix them. Additionally, Credit Counseling Center assists clients with ways to consolidate and pay down their debt.

832 2nd Street Pike, Richboro, PA 18954
Richboro, PA 18954

Website(215) 348-8003

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

3.8 / 5 ( Good)

Total Reviews:

6 (Good)

Score Consistency:

Variable (Good)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

7402 Front Street, Cheltenham, PA 19012
Cheltenham, PA 19012
Instagram

Credit Medics is a national credit and business consulting firm that is based in Philadelphia. The firm has financial planners and credit repair specialists who offer financial literacy, business funding, credit repair, and tax services. It is also available to resolve various issues such as debt settlements, student loans, collection accounts, negative payments, and identity theft. Credit Medics assists first-time homebuyers by setting up a program called "The Credit Medics VIP Homeowner Mentorship."

7402 Front Street, Cheltenham, PA 19012
Cheltenham, PA 19012

InstagramWebsite(215) 745-3094

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.4 / 5 ( Best)

Total Reviews:

84 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

5338 Willows Avenue, Philadelphia, PA 19143
Philadelphia, PA 19143
Instagram
  • Credit Dispute

DNS Credit Counseling serves clients in Philadelphia and the surrounding areas. The company helps customers restore their financial status by educating them on practices to rebuild credit, improve credit scores, deal with debt collectors, and manage debt settlement if needed. A team of credit experts assists clients by identifying the credit score issue, raising disputes with the relevant bureaus, analyzing updated reports, and regular client education. The company also handles correction and removal of items that affect credit scores including tax liens, identity theft, and repossessions.

5338 Willows Avenue, Philadelphia, PA 19143
Philadelphia, PA 19143

InstagramWebsite(445) 205-9320

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

1 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1735 Market St Ste 3750, Philadelphia, PA 19103
Philadelphia, PA 19103

Global Financial & Credit Solutions is a credit repair company that helps customers assert their legal rights when restoring bad credit. An experienced case advisor reviews credit profiles to discover what inaccuracies are affecting a client's credit history. After sending out dispute letters, the repair company works with various credit agencies to have any negative report items removed. Global Financial & Credit Solutions teaches clients how to maximize their credit score and maintain it.

1735 Market St Ste 3750, Philadelphia, PA 19103
Philadelphia, PA 19103

Website(215) 621-8464

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

1 (Good)

Score Consistency:

Consistent (Best)

2301 Woodward Street, Philadelphia, PA 19115
Philadelphia, PA 19115
Instagram

Ground Up Credit Repair and Services is headquartered in Philadelphia and assists clients looking to recover from bad credit scores. The firm's focus is on helping clients achieve lower interest rates and own assets such as cars and residential properties. Ground Up Credit Repair and Services' credit analysis and consultation services include personalized options for disputes to suit each client's needs. The firm also has a partnership program with professionals such as mortgage lenders, tax experts, auto dealers, and attorneys that rely on the good credit scores of clients.

2301 Woodward Street, Philadelphia, PA 19115
Philadelphia, PA 19115

InstagramWebsite(215) 543-2460

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

1 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

6607 Chew Ave, Philadelphia, PA 19119
Philadelphia, PA 19119

Philly Credit Mechanic is a credit repair agency in Philadelphia that's helped clients increase their credit scores since 2016. Its consultants review clients' credit reports from the three major bureaus and create customized plans for improving their credit scores. Using effective financial tools, the agency then works to have any negative items removed by the credit bureaus. During the process, Philly Credit Mechanic allows members to monitor their credit reports to ensure no further reporting errors occur.

6607 Chew Ave, Philadelphia, PA 19119
Philadelphia, PA 19119

Website(215) 608-8324

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

17 (Better)

Score Consistency:

Consistent (Best)

7501 Castor Ave, Philadelphia, PA 19152
Philadelphia, PA 19152

Quality Credit Repair is a debt counseling and credit repair company in Philadelphia that helps individuals make better financial decisions. Its experts examine credit reports with clients to identify any errors affecting their credit scores. When inaccuracies are found, the company sends all necessary documentation to the credit agencies to have the mistakes corrected or deleted. Quality Credit Repair also offers regular seminars to help clients learn how to maintain a reputable credit score.

7501 Castor Ave, Philadelphia, PA 19152
Philadelphia, PA 19152

Website(888) 399-3898

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

80 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2929 Arch St, Philadelphia, PA 19104
Philadelphia, PA 19104
Instagram
  • Credit Monitoring

RJC Management provides credit repair services to clients residing in Philadelphia. Its specialists assist clients who want to raise their credit scores by thoroughly reviewing credit reports and negotiating disputes regarding items that can hurt their clients’ credit scores. They also develop a detailed action plan that can help their clients make better financial decisions in the future. RJC Management places importance on credit education and makes sure that its clients have the proper resources throughout any credit repair process.

2929 Arch St, Philadelphia, PA 19104
Philadelphia, PA 19104

InstagramWebsite(609) 852-8093

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We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: --

Detail: --

3531 Germantown Ave, Philadelphia, PA 19140
Philadelphia, PA 19140
  • Credit Monitoring
  • Credit Dispute

The Credit Gal is a local credit repair and restoration firm that serves individuals in Philadelphia and the surrounding areas. Its credit counselors provide assistance to clients who are suffering from negative and derogatory credit scores. They do this by removing inaccurate accounts such as charge-offs, late payments, tax liens, and outdated information from their credit reports and disputing with credit bureaus if necessary. Its counselors also provide clients with educational information and resources to further aid in their credit recovery process.

3531 Germantown Ave, Philadelphia, PA 19140
Philadelphia, PA 19140

Website(267) 333-5538

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

131 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

601 Walnut St., Suite 160 West, Philadelphia, PA 19106
Philadelphia, PA 19106

The Law Offices of David M. Offen is a credit repair company in Philadelphia. Since 1990, the company has offered credit repair, foreclosure prevention, and bankruptcy services. Its credit specialists evaluate individual credit reports, debt statements, and financial situations to develop the best plan to repair finances and get set up for the future. They look at unsecured debt such as credit card bills and lines of credit, checking for inaccurate information throughout the credit counseling process.

601 Walnut St., Suite 160 West, Philadelphia, PA 19106
Philadelphia, PA 19106

Website(215) 789-4749

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

5 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

369 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A

Detail: A+

325 Chestnut Street, Suite 876 #151, Philadelphia, PA 19106
Philadelphia, PA 19106
  • Credit Audit

Upstart Credit Repair serves clients in Philadelphia and the nearby areas. It assists clients in repairing, rebuilding, and the restoration of personal credit scores. Its advisors guide from the beginning to the success of the process and help prepare all the documentation needed. It educates clients about the credit repair process and strives to help clients live comfortably by accessing great credit. Upstart Credit Repair has helped over 50,000 clients build personal credit scores in its over five years in business.

325 Chestnut Street, Suite 876 #151, Philadelphia, PA 19106
Philadelphia, PA 19106

Website(877) 617-5499

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

2 (Good)

Score Consistency:

Consistent (Best)

Frequently Asked Questions:

Q: How do you repair credit after identity theft?
A:

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.
Q: Is credit repair legal?
A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.
Q: Can a credit repair company remove late payments?
A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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