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2024

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Best Homeowners Insurance Agencies in Trenton

Our Recommended Top 20

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Trenton Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

67Reviewed

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20Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Trenton, NJ

Expertise.com Rating

Review Sources

Facebook
5.0 (3)

Why choose this provider?

Dickstein Associates Agency LLC sells homeowners insurance coverage and assists customers with shopping for and purchasing plans. This agency sells multiple types of homeowners insurance policies, including policies for second homes, vacation homes, and condos. Policies typically cover personal artifacts as well as structures themselves, and they shield policy holders from personal responsibility if anyone is hurt on their land. Dickstein Associates Agency LLC also has experience with insuring rental properties and other kinds of income producing real estate assets. Flood and earthquake insurance policies are available.

  • Earthquake
  • Multiple Policy Types
  • Flood

3001 Highway 27, Franklin Park, NJ 08823

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Review Sources

Google
4.9 (51)
Facebook
5.0 (10)
Yelp
2.5 (3)

Why choose this provider?

Tony Ventresca, State Farm Insurance Agent, sells homeowners insurance near Trenton. Its namesake agent has more than 50 years of experience in the field, and this office's team has over 100 years of combined experience. It offers 24/7 access to assistance with insurance policies to help clients purchase coverage for their homes and personal artifacts and make claims if anything has been damaged. Tony Ventresca, State Farm Insurance Agent, offers pet, life, auto, and business insurance policies as well.

  • Renter's Insurance
  • Personal Property Insurance
  • Condos

236 Wells Road, Doylestown, PA 18901

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Review Sources

Facebook
5.0 (14)
Google
4.4 (13)

Why choose this provider?

Campbell Insurance is a homeowners insurance agency serving the Trenton metro area. This company insures both single-family homes and condominiums. Its agents give clients advice on the best types and amounts of coverage for their circumstances and help them to secure policies that protect dwellings and personal possessions and cover for personal liabilities. Some common scenarios covered by available policies include fire and weather damage as well as vandalism. Renters insurance policies are available.

  • Renter's Insurance
  • Multiple Policy Types
  • Condos

341 West Lincoln Highway, Penndel, PA 19047

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Review Sources

Google
5.0 (119)
Facebook
5.0 (12)
Yelp
1.0 (1)

Why choose this provider?

Neshaminy Insurance & Auto Tags sells homeowners insurance policies. This insurance agency works with a multitude of carriers such as Progressive and The Hartford, and it offers customers rates for property coverage and coverage for personal belongings and personal liability. Its agents help clients to understand the terms of their insurance policies and make educated decisions about purchasing coverage. The agents can also help clients determine how much coverage they need to adequately insure their assets.

  • Multiple Carriers
  • Renter's Insurance

1901 N Olden Ave, Ewing, NJ 08618

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Review Sources

Google
4.5 (10)
Facebook
5.0 (5)

Why choose this provider?

AEI Insurance Brokerage sells homeowners insurance policies near Trenton. Its insurance brokers find competitive rates from various carriers to insure the full value of its clients' properties. It can also advise when clients have questions about coverage, terms, or available rates. AEI Insurance Brokerage helps people to insure their homes and cover personal liabilities to protect themselves from catastrophic financial losses and cover living expenses if made homeless. Flood insurance is available too.

  • Personal Property Insurance
  • Multiple Policy Types

754 State Route 18 Ste 101, East Brunswick, NJ 08816

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Review Sources

Google
4.2 (14)
Facebook
5.0 (4)

Why choose this provider?

Raritan Agency Inc. is an insurance agency that sells homeowners insurance coverage. Clients can use this agency for assistance shopping for homeowners insurance plans as well as assistance with any policy related questions or concerns. It offers coverage for homes, additional dwellings, and any personal possessions inside of them. Raritan Agency Inc. can also help clients to cover any personal liabilities in case someone is hurt on their property. Auto insurance is available too.

  • Personal Property Insurance

8 South Main Street, Marlboro, NJ 07746

Expertise.com Rating

Review Sources

Google
4.9 (507)
Facebook
5.0 (114)

Why choose this provider?

Rick Duran, State Farm Insurance Agent, is an office affiliated with State Farm that sells homeowners insurance policies. Namesake agent Rick Duran has over 15 years of experience serving clients in the insurance industry and his team assists people as they shop for policies, find the types of coverage they need, and purchase plans. This office can help clients to obtain coverage for their actual properties as well as their personal belongings. Auto and life insurance policies are available here.

  • Multiple Policy Types

1138 South Olden Avenue, Hamilton Township, NJ 08610

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Review Sources

Google
4.2 (86)
Facebook
5.0 (3)

Why choose this provider?

Pitt Financial and Insurance Agency is a homeowners' insurance agency in Hamilton Township that serves clients in Trenton and the surrounding areas. Its team of insurance professionals offers assistance to the city's residents in finding homeowners' insurance policies that match their budget and needs. They can also provide families with quotes that combine homeowners' insurance and auto insurance. Pitt Financial and Insurance Agency also assists renters in purchasing an insurance plan that can protect them and their rental homes.

  • Multiple Policy Types

211 High Street, Mount Holly, NJ 08060

Expertise.com Rating

Why choose this provider?

Clarke Insurance Agency serves the Trenton metro area and sells homeowners insurance coverage. Its policies cover the costs of home repairs and reconstruction. They can also cover additional structures on properties as well as personal belongings and special, highly valuable items. Clarke Insurance Agency helps clients to assemble these policies and responds to their needs when they file damage claims and need to recoup payment. Clarke Insurance Agency also offers auto insurance and personal liability insurance.

  • Flood
  • Multiple Policy Types
  • Personal Property Insurance

3812 Quakerbridge Road, Hamilton Township, NJ 08619

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Review Sources

Google
5.0 (111)
Yelp
4.5 (6)

Why choose this provider?

Rue Insurance is active in the Trenton metro area and provides comprehensive agency services to help people purchase homeowners insurance. This agency also assesses risks associated with each client's property to give them realistic projections of how much coverage they may need and recommend policies that can provide adequate insurance. Rue Insurance sells homeowners insurance policies that cover dwelling replacement costs, protect clients from personal liability if sued for injuries, and replace any personal items lost.

  • Multiple Carriers
  • Multiple Policy Types

1060 Grenoble Road, Warminster, PA 18974

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Review Sources

Google
3.0 (8)
Facebook
4.5 (8)

Why choose this provider?

Sciolla Insurance Agency sells homeowners insurance coverage to people in the Trenton metro area. It retains skilled agents who inform clients as they shop for policies and select coverage options based on their needs. This agency offers coverage for properties and personal articles as well as especially valuable items. It also sells coverage for renters insurance and insures condo units. Sciolla Insurance Agency is experienced with a multitude of other personal and commercial insurance categories as well.

  • Renter's Insurance

2101 Nottingham Way, Hamilton Township, NJ 08619

Expertise.com Rating

Review Sources

Google
4.8 (5)

Why choose this provider?

Primer Insurance Agency offers insurance solutions for businesses, individuals, and families in Trenton. This firm carries homeowners' insurance products from different insurance providers and aims to streamline the process for clients' immediate information access. Its insurance professionals walk owners through coverage options and help them determine whether supplemental coverage types apply to their situations. These coverage options include losses from property damage, theft, or harsh weather conditions, liability claims, and medical or repair bills arising from legal responsibility.

  • Personal Property Insurance
  • Multiple Policy Types

700 Easton Avenue, Suite One, Somerset, NJ 08873

Expertise.com Rating

Review Sources

Google
4.3 (21)
Facebook
4.2 (10)

Why choose this provider?

Barrood Agency Inc. is a homeowners insurance agency selling coverage to clients in the Trenton metro area. Its agents assist clients with a multitude of different concerns to help them deal with losing their homes by purchasing full coverage for dwellings and personal artifacts. Barrood Agency Inc. informs each client on the terms of their policies and works with them when they need to file claims or handle any issues with carriers.

  • Flood
  • Personal Property Insurance

1684 Pennington Road, Ewing Township, NJ 08618

Expertise.com Rating

Review Sources

Google
4.0 (23)
Yelp
5.0 (1)

Why choose this provider?

Freeway Insurance is an agency that works to address Trenton area residents' needs for suitable home insurance policies. The firm helps homeowners secure coverage for their homes and belongings in cases of events such as fire, flood, storms, and theft. Freeway Insurance also focuses on obtaining coverage for personal liabilities associated with legal issues stemming from injuries within a property. The agency was founded in 1987 and currently offers services as a Confie business unit.

  • Renter's Insurance
  • Multiple Policy Types

60 West Railroad Avenue, Jamesburg, NJ 08831

Expertise.com Rating

Review Sources

Google
5.0 (58)

Why choose this provider?

Oliver L.E. Soden Agency offers homeowners insurance to clients throughout the Trenton metro area. It sells packages that include dwelling coverage to insure the structures that make up homes and also offers property coverage for any belongings inside of those dwellings. Other structures besides the main residence can be covered under this plan as well, and liability coverage is available to protect homeowners if anyone is hurt on their properties. Oliver L.E. Soden Agency sells flood insurance too.

  • Earthquake
  • Multiple Policy Types
  • Personal Property Insurance

684 Whitehead Road, Lawrenceville, NJ 08648

Expertise.com Rating

Review Sources

Google
4.9 (35)
Facebook
5.0 (2)

Why choose this provider?

The Gandelman Agency is an independent insurance firm providing homeowners' insurance to clients in Trenton. Among its partner insurance providers are Plymouth Rock, Prudential, and Zurich. Through its partners, it offers comparative homeowners' insurance coverages that can address the client's custom coverage needs. It offers an online platform for various policy services, such as billing and payments, claims filing, policy change requests, and personal insurance checklists. The Gandelman Agency also provides life and health insurance.

  • Condos
  • Flood

801 Rozel Avenue, Southampton, PA 18966

Expertise.com Rating

Review Sources

Google
4.3 (6)
Facebook
5.0 (2)

Why choose this provider?

John A. Saracino Insurance Agency offers homeowners insurance policies and helps people to select the right policies for their needs. This agency sells policies to cover any costs associated with structural damage, property replacement, personal property, or personal liability. It presents clients with rates from associated insurance carriers and sets up policies that are customized to cover for each client's vulnerabilities. This company also has particular experience insuring rental properties.

  • Condos

23 South Warren Street, Trenton, NJ 08608

Expertise.com Rating

Review Sources

Google
5.0 (6)

Why choose this provider?

Karl Weidel Insurance is a full-service insurance company that has been serving the Trenton metro area for more than 100 years. The firm assists individuals in selecting the right homeowners' insurance policy that can adequately protect their homes and investments against future hazards. Its agents provide coverage options like dwelling protection, personal property, and liability coverage from various insurance carriers. They also cater to different types of residences, including single-family homes, frame houses, manufactured homes, mobile homes, and townhouses. Other offerings include all types of personal and commercial insurance policies.

  • Renter's Insurance
  • Multiple Policy Types

2008 State Road, Bensalem, PA 19020

Expertise.com Rating

Review Sources

Google
5.0 (296)
Facebook
4.8 (59)

Why choose this provider?

Michael Pigott Agency Insurance sells homeowners insurance to clients in the Trenton metro area. Its agents provide information about available policies and generate rates from affiliated carriers. This agency assists with coverage for the home, belongings inside, and any personal liability associated with property ownership. Michael Pigott Agency Insurance is also a point of contact when clients need to file claims concerning damage. Auto insurance and life insurance plans are available as well.

  • Fire
  • Multiple Policy Types

439 S Broad St 104, Trenton, NJ 08611

Expertise.com Rating

Review Sources

Google
4.3 (20)

Why choose this provider?

Peter Massaquoi Insurance Agency is a Trenton-based independent insurance agency with access to different insurance providers to offer its community with a wide variety of insurance products. One of the products the agency caters to is homeowners insurance. This insurance protects the clients' house, their families, and savings from unpredictable incidents. Clients can ask the agency to tailor the policy according to their needs while meeting their budget. Peter Massaquoi Insurance Agency also offers auto, commercial, and life insurance.

  • Multiple Policy Types

FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • Can your standard homeowners' insurance in Trenton cover your lost wedding ring?

    It depends on the situation. Your standard homeowners' insurance in Trenton can cover your lost wedding ring up to a certain limit. Most of the time, this type of insurance only covers up to $1,500 for pieces of jewelry. However, you may obtain valuable items insurance to have your wedding ring replaced in case it was lost.

  • Why do homeowners' insurance rates in Trenton increase?

    Homeowners' insurance rates in Trenton increase because of the high costs of building materials, including lumber or concrete. Because of expensive materials and labor costs, homeowners' insurance rates also get higher. If the area is prone to natural disasters, such as tornadoes, hurricanes, and thunderstorms, insurance rates will most likely increase.

  • In Trenton, is hazard insurance the same as homeowners' insurance?

    No. Hazard insurance is only part of a homeowners' insurance policy in Trenton. It is also referred to as dwelling coverage, and it protects policyholders from financial losses if their homes are damaged by natural disasters. The flooring, roof, built-in appliances, and plumbing systems are all covered by homeowners insurance. It also covers liability and additional living expenses.

  • Is your Trenton homeowners' insurance going to cover you if a tree falls on your car due to a tornado?

    No, you cannot file an insurance claim because a tornado caused a tree to fall on your car. In Trenton, cars are not considered personal property and are not covered by your homeowners' insurance. You need separate auto insurance to cover the costs of fixing or replacing your damaged car.

  • What are the benefits of bundling homeowners' and auto insurance in Trenton?

    In Trenton, bundling your homeowners' and auto insurance helps you avoid coverage gaps. You can also save time if you purchase policies from one insurance company. You do not have to provide your information again and again. When you want to cancel one of your policies, it is okay because they are still separate contracts.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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