Best Credit Repair Companies in Toms River

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Toms River, NJ 08753Toms River, NJ 08753
  • Credit Monitoring
  • Credit Audit
  • Credit Dispute

Anchors Aweigh Credit Solutions Company caters to the Toms River metro and the surrounding areas. It offers credit repair services, helping individuals take control of their credit and regain their finances. It develops personalized plans suited to the clients' situation, investigates their credit history for negative information, and challenges incorrect and unverifiable items. Some of the common ones are bankruptcies, charge-offs, collections, late payments, repossessions, and student loans. The company also provides credit education, showing customers methods for rebuilding their credit.

Toms River, NJ 08753Toms River, NJ 08753

Website(732) 860-4400

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

24 (Better)

Score Consistency:

Consistent (Best)

19 Christopher Way, Eatontown, NJ 07724
Eatontown, NJ 07724
  • Debt Consolidation
  • Credit Dispute

Better Qualified serves clients in Toms River and the surrounding areas. It offers a wide range of services, including credit repair and credit report analysis. Its team of FICO-certified professionals examines the most recent credits reports and scores from Equifax, Experian, and Transunion before contacting these credit bureaus and creditors on the clients' behalf. The firm was featured on media networks like NBC, CBS News, ABC News, Fox Business, and The Wall Street Journal.

19 Christopher Way, Eatontown, NJ 07724
Eatontown, NJ 07724

Website(888) 533-8138

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.7 / 5 ( Best)

Total Reviews:

59 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

P.O. Box 48, Toms River, NJ 08754
Toms River, NJ 08754
  • Credit Monitoring

Capital Credit Consultants has been serving clients in Toms River and nearby areas for more than 25 years. Its team provides credit repair options and suggests an alternative to restore the client's preferred credit rating. It also presents a detailed review of their accounts to identify negative and inaccurate information as well as potential areas for improvement. Deletion and disputes are also offered to challenge companies against credit issues that involve collections, foreclosures, and bankruptcies.

P.O. Box 48, Toms River, NJ 08754
Toms River, NJ 08754

Website(908) 245-7730

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

4 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

3455 Route 66, Neptune, NJ 07753
Neptune, NJ 07753
  • Debt Consolidation

CCCCorp provides debt management programs and credit counseling to clients in Toms River and nearby metros. It assists individuals and families in becoming debt-free through counseling and education. Its certified credit counselors are familiar with various financial programs including debt consolidation, relief, help, and management to help reduce its clients' interest rates, remove harassing phone calls from creditors, and restore delinquent accounts to a current status. The company was established in 1998 and is an AFCPE-certified credit counselor.

3455 Route 66, Neptune, NJ 07753
Neptune, NJ 07753

Website(732) 845-2880

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

1 (Good)

Score Consistency:

Consistent (Best)

100 Overlook Center, Princeton, NJ 08540
Princeton, NJ 08540
  • Credit Monitoring

Chic Financial Services is a Princeton-based company that caters to clients in Toms River and neighboring areas. It provides essential, limitless, and partners packages, including credit education, disputes, and report analyses. It also offers Credit Builder, RentReporters, Self Lender, and Business Credit Builder programs. These involve applying for secured credit cards, adding rent payments for the past two years, and improving Paydex scores. In addition, Chic Financial Services offers DIY digital products, including business credit building e-books and checklists.

100 Overlook Center, Princeton, NJ 08540
Princeton, NJ 08540

Website(888) 606-0061

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

3 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

151 NJ-33 Suite 207, Manalapan Township, NJ 07726
Manalapan Township, NJ 07726
  • Credit Monitoring

Emerald Credit Solutions is a company that serves Toms River. Its advisors offer solutions to help consumers rebuild their credit in order to qualify for new loans, make big purchases, or get a job. They perform full credit analyses and dispute inaccuracies on reports, including balances, charge-offs, collections, delinquencies, inquiries, and late payments. The company handles all paperwork and document processing on its clients’ behalf and provides monthly progress reports. Emerald Credit Solutions was founded in 2020.

151 NJ-33 Suite 207, Manalapan Township, NJ 07726
Manalapan Township, NJ 07726

Website(844) 882-614N

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

16 (Better)

Score Consistency:

Consistent (Best)

98 Armstrong Avenue, Staten Island, NY 10308
Staten Island, NY 10308

Fast Credit Repair Service assists individuals in Toms River and the surrounding areas with their credit repair needs by challenging inaccurate or negative information from a report. The restoration process involves examining credit reports from the three bureaus and developing a plan for items for dispute. An online portal is available for clients to view the progress of their cases 24/7. The financial management and dispute packages address issues, like student loans, child support, and public records.

98 Armstrong Avenue, Staten Island, NY 10308
Staten Island, NY 10308

Website(718) 407-0094

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377 Hoes Ln #105, Piscataway, NJ 08854
Piscataway, NJ 08854
  • Credit Dispute

Fresh Start Financial Group Inc. caters to residents of Toms River who need to fix their credit scores. The firm analyzes a client's obligations, determining which ones have been met or otherwise settled. It challenges erroneous entries in one's debt records, disputing those that incorrectly indicate a paid-up sum as still outstanding. Fresh Start was founded by Noel Verdejo in 2019. He was a former finance director in the car industry, and there honed his skills in arranging financial schemes for property buyers.

377 Hoes Ln #105, Piscataway, NJ 08854
Piscataway, NJ 08854

Website(732) 554-8334

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

61 (Best)

Score Consistency:

Consistent (Best)

Toms River, NJToms River, NJ
  • Credit Monitoring

Quick Flip Credit offers residents of Toms River and nearby communities with assistance in improving their financial standing. It offers credit repair services and improves clients’ credit scores through the removal of unsecured debts such as medical bills, payday loans, and old credit card balances. It deletes payments that are reported late by creditors. The company tackles repossession issues and takes them out of its clients’ credit report. It also eliminates judgments, student loans, bankruptcy, and inquiries.

Toms River, NJToms River, NJ

Website(800) 745-9205

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

5 (Good)

Score Consistency:

Consistent (Best)

Marlton, NJ 08053Marlton, NJ 08053Instagram
  • Credit Monitoring

Select Us is a credit repair counseling firm that caters to clients in Toms River and the surrounding areas. It has been in the industry for over 30 years, serving individuals looking to repair their credit scores. The company directs each client to a personal consultant to walk them through the progress, providing credit analysis and coaching. Its consultants also cater to advanced issues, such as debt settlements, a new collection, wage garnishment, and judgments.

Marlton, NJ 08053Marlton, NJ 08053

InstagramWebsite(888) 714-5312

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

232 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: How do you repair credit after identity theft?
A:

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.
Q: Is credit repair legal?
A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.
Q: Can a credit repair company remove late payments?
A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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