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Best Credit Repair Companies in Toms River

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2023
Laurels

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Credit Saint logo
FEATURED
Free Credit Evaluation

Credit Saint

Toms River, NJ
  • Money Back Guarantee
  • Credit Restoration
  • Credit building
  • Credit Audit
  • Credit Repair

Business Description

Credit Saint offers credit repair assistance and guidance to clients in Louisville. With over 15 years of expertise, it evaluates a consumer's credit history to challenge or negotiate inaccurate, incomplete, unverified, and outdated information. These include collections, charge-offs, judgments, and repossessions. It also counsels clients on the impact of their credit scores on financial activities and on the ways to optimize a positive report when paying bills. Credit Saint also provides clients with a credit monitoring service.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (6432)
Yelp
2.5 / 5 (25)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Free Credit Evaluation

Lexington Law logo
FEATURED
Free Credit Report Consultation

Lexington Law

Toms River, NJ
  • Consumer Credit Services
  • Credit Repair

Business Description

Lexington Law helps ensure fair and substantiated credit reports through attorney-driven credit repair processes. Its unique approach leverages all relevant legal principles and standards to fight for consumer rights and the improvement of its clients’ credit scores. It determines and disputes questionable items that are wrongfully hurting reports and mounts law-backed interventions—disputing bureaus and creditors for the removal of negative items, toward more accurate credit scores. Lexington Law’s consumer advocacy has secured 77 million item removals since its founding in 2004. Directing attorney John Heath has focused the firm’s practice on consumer credit report repair, including the provision of personalized coaching programs for prudent credit management.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3

Price: Free Credit Report Consultation

Anchors Aweigh Credit Solutions Company logo
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Anchors Aweigh Credit Solutions Company

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Toms River, NJ 08753
  • Credit Monitoring
  • Credit Audit
  • Credit Dispute

Business Description

Anchors Aweigh Credit Solutions Company caters to the Toms River metro and the surrounding areas. It offers credit repair services, helping individuals take control of their credit and regain their finances. It develops personalized plans suited to the clients' situation, investigates their credit history for negative information, and challenges incorrect and unverifiable items. Some of the common ones are bankruptcies, charge-offs, collections, late payments, repossessions, and student loans. The company also provides credit education, showing customers methods for rebuilding their credit.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (16)
Facebook
5.0 / 5 (6)
Yelp
5.0 / 5 (2)
Better Qualified logo
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Better Qualified

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19 Christopher Way, Eatontown, NJ 07724
  • Debt Consolidation
  • Credit Dispute

Business Description

Better Qualified serves clients in Toms River and the surrounding areas. It offers a wide range of services, including credit repair and credit report analysis. Its team of FICO-certified professionals examines the most recent credits reports and scores from Equifax, Experian, and Transunion before contacting these credit bureaus and creditors on the clients' behalf. The firm was featured on media networks like NBC, CBS News, ABC News, Fox Business, and The Wall Street Journal.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.7 / 5 (59)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Capital Credit Consultants logo
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Capital Credit Consultants

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P.O. Box 48, Toms River, NJ 08754
  • Credit Monitoring

Business Description

Capital Credit Consultants has been serving clients in Toms River and nearby areas for more than 25 years. Its team provides credit repair options and suggests an alternative to restore the client's preferred credit rating. It also presents a detailed review of their accounts to identify negative and inaccurate information as well as potential areas for improvement. Deletion and disputes are also offered to challenge companies against credit issues that involve collections, foreclosures, and bankruptcies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Chic Financial Services logo
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Chic Financial Services

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100 Overlook Center, Princeton, NJ 08540
  • Credit Monitoring

Business Description

Chic Financial Services is a Princeton-based company that caters to clients in Toms River and neighboring areas. It provides essential, limitless, and partners packages, including credit education, disputes, and report analyses. It also offers Credit Builder, RentReporters, Self Lender, and Business Credit Builder programs. These involve applying for secured credit cards, adding rent payments for the past two years, and improving Paydex scores. In addition, Chic Financial Services offers DIY digital products, including business credit building e-books and checklists.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Emerald Credit Solutions logo
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Emerald Credit Solutions

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151 NJ-33 Suite 207, Manalapan Township, NJ 07726
  • Credit Monitoring

Business Description

Emerald Credit Solutions is a company that serves Toms River. Its advisors offer solutions to help consumers rebuild their credit in order to qualify for new loans, make big purchases, or get a job. They perform full credit analyses and dispute inaccuracies on reports, including balances, charge-offs, collections, delinquencies, inquiries, and late payments. The company handles all paperwork and document processing on its clients’ behalf and provides monthly progress reports. Emerald Credit Solutions was founded in 2020.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Fresh Start Financial Group Inc. logo
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Fresh Start Financial Group Inc.

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377 Hoes Ln #105, Piscataway, NJ 08854
  • Credit Dispute

Business Description

Fresh Start Financial Group Inc. caters to residents of Toms River who need to fix their credit scores. The firm analyzes a client's obligations, determining which ones have been met or otherwise settled. It challenges erroneous entries in one's debt records, disputing those that incorrectly indicate a paid-up sum as still outstanding. Fresh Start was founded by Noel Verdejo in 2019. He was a former finance director in the car industry, and there honed his skills in arranging financial schemes for property buyers.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (58)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Quick Flip Credit logo
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Quick Flip Credit

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Toms River, NJ
  • Credit Monitoring

Business Description

Quick Flip Credit offers residents of Toms River and nearby communities with assistance in improving their financial standing. It offers credit repair services and improves clients’ credit scores through the removal of unsecured debts such as medical bills, payday loans, and old credit card balances. It deletes payments that are reported late by creditors. The company tackles repossession issues and takes them out of its clients’ credit report. It also eliminates judgments, student loans, bankruptcy, and inquiries.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Select Us logo
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Select Us

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Marlton, NJ 08053
  • Credit Monitoring

Business Description

Select Us is a credit repair counseling firm that caters to clients in Toms River and the surrounding areas. It has been in the industry for over 30 years, serving individuals looking to repair their credit scores. The company directs each client to a personal consultant to walk them through the progress, providing credit analysis and coaching. Its consultants also cater to advanced issues, such as debt settlements, a new collection, wage garnishment, and judgments.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (180)
Facebook
4.8 / 5 (53)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail