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Best Homeowners Insurance Agencies in Greensboro

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Adam Lemmert - State Farm Insurance Agent logo
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Adam Lemmert - State Farm Insurance Agent

5575 Garden Village Way Ste C101, Greensboro, NC 27410
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  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance

Business Description

Adam Lemmert - State Farm Insurance Agent has 15 years of experience in the insurance industry. Based in Greensboro, Lemmert and his team assist individuals and families in assessing their properties' market value and replacement cost to determine the homeowners' insurance coverage they need. They provide policies that can help clients prepare for instances such as theft, plumbing issues, and fires. Lemmert can also guide those who want to obtain life, vehicle, or health insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (108)
Facebook
4.9 / 5 (17)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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ALLCHOICE Insurance logo
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ALLCHOICE Insurance

7 Corporate Center Court, Greensboro, NC 27408
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  • Renter's Insurance
  • Flood

Business Description

ALLCHOICE Insurance is a multi-line independent insurance agency founded in 2004 that offers homeowners' insurance services to Greensboro residents. It guides clients about the home insurance market in the state and assists them by providing knowledge about coverage options and risks. The company's policies generally cover property damage to the house and some items inside the structure, as well as personal liability associated with the property. The company has partnerships with several home insurance carriers.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (168)
Facebook
5.0 / 5 (10)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Benefits N More logo
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Benefits N More

315 Pomona Drive, Suite C, Greensboro, NC 27407
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  • Renter's Insurance

Business Description

Benefits N More is an insurance brokerage agency serving Greensboro and nearby areas. It provides homeowners' insurance policies that financially protect owners in events of theft and damage, covering natural disasters. Additionally, it has coverage for vehicles and rental properties. The firm offers various business insurance solutions, including general liability and workers' compensation. Life and health insurance options are also available. Benefits N More has been in the industry for over a decade.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (18)
Google
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Brown Insurance Group logo
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Brown Insurance Group

14 Oak Branch Drive, Greensboro, NC 27407
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  • Multiple Policy Types

Business Description

Brown Insurance Group in Greensboro was founded by Larry Brown Jr., who has been in the insurance industry since 1992. Brown and his team are dedicated to helping homeowners protect their homes and other assets through insurance. The firm offers homeowners' and renters' insurance to ensure that individuals remain protected if they encounter an accident on their property. It also provides flood and earthquake insurance, which covers expenses needed for repairs and rehabilitation after natural calamities.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (68)
Facebook
5.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Dott Insurance Group logo
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Dott Insurance Group

3 Centerview Dr #300, Greensboro, NC 27407
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  • Multiple Carriers
  • Multiple Policy Types

Business Description

Dott Insurance Group provides risk management assistance for clients in Greensboro. Included in its products is home insurance, which covers weather damage and losses from theft. It also helps pay for medical expenses in case a non-resident obtains injuries at the policyholder's property. Additionally, its team offers insurance for mobile homeowners, condominium residents, and renters. Other products include car, life, and health insurance. The agents review plans from multiple carriers, allowing them to find coverage options that suit clients' needs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Farris Insurance Advisors logo
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Farris Insurance Advisors

100 E Lake Dr, Greensboro, NC 27401
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  • Flood
  • Personal Property Insurance

Business Description

Farris Insurance Advisors is a full-service insurance company that provides financial solutions to residents and businesses in Greensboro. Its agents assist homeowners in obtaining financial protection against dwelling and structural damages, personal property losses, and family and personal liabilities. Its home insurance policy also covers living expenses and medical fees of guests in case of unfortunate events. Other personal and commercial offerings include auto insurance, life policies, umbrella protection, workers' compensation, and general liability protection.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (35)
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Gladwell Insurance Agency logo
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Gladwell Insurance Agency

5709 W Friendly Ave, Greensboro, NC 27410
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  • Fire
  • Personal Property Insurance
  • Flood

Business Description

Gladwell Insurance Agency is a family-owned and -operated company based in Greensboro. It offers various personal insurance products including homeowners' insurance, with agents creating personalized policies to meet clients' unique needs. Policies may include coverage for personal injury, medical expenses, personal property, miscellaneous, and excess liability. The insurance advisors work with major carriers such as Erie Insurance, Safeco, Selective, and The Hartford. Gladwell Insurance Agency has been attending to clients' insurance needs since 1963.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (14)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Insurance of the Carolinas logo
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Insurance of the Carolinas

14 Oak Branch Dr suite c, Greensboro, NC 27407
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  • Personal Property Insurance
  • Multiple Policy Types

Business Description

Insurance of the Carolinas is an insurance agency with an office in Greensboro. The company offers a range of personal insurance options covering home insurance. It assists clients with three kinds of home insurance coverages. The Dwelling Coverage protects the property's structure and its built-in appliances. It also includes coverage for personal belongings and attached structures such as a garage or a shed. In addition, the Liability Coverage provides protection for guests that obtain injuries on a homeowner's property.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (47)
Facebook
5.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Ksor Insurance Agency logo
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Ksor Insurance Agency

611 Summit Ave # 2, Greensboro, NC 27405
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  • Renter's Insurance
  • Flood

Business Description

Ksor Insurance Agency is a business that has been operating in Greensboro and nearby areas since 2007. It provides a wide range of personal lines of insurance products for homeowners, renters, automobiles, motorcycles, and annuities. Its team of independent agents represents multiple insurance carriers to present a variety of policies that can be tailored for their needs. Ksor Insurance Agency also offers commercial property and liability coverage for rental dwellings, student housing, and vacant buildings.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (11)
Morco Insurance logo
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License Verified:

License: 1000012270

North Carolina Department of Insurance

Morco Insurance

2001-C Boulevard St., Greensboro, NC 27407
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  • Multiple Policy Types

Business Description

Morco Insurance is an agency serving Greensboro and its surrounding communities. It offers insurance products and services for homeowners, renters, mobile homes, vacant properties, and RVs or motor homes. Its team of independent agents guides clients in shopping across the insurance marketplace to tailor insurance coverage options from multiple carriers based on the client's needs and preferences. In addition, the agency offers auto insurance to teen drivers and anyone with a DWI. There are also options for life and health insurance.

License Verified:

License: 1000012270

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Parker Insurance logo
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Parker Insurance

4119 A Spring Garden Street, Greensboro, NC 27407
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  • Multiple Carriers

Business Description

Parker Insurance offers homeowners from Greensboro various indemnity options over their real properties. The firm delivers protection for the building itself and the belongings within it, guarding against damage and liability arising from accidents to visitors. It gives rental property coverage and assurance against any workers’ compensation claims of disgruntled builders. The team also has personal and company vehicle contracts and products specifically targeting contingencies during travel to Mexico. Parker Insurance employs bilingual staff to cater to Spanish speakers.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (3)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Pelnik Insurance logo
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Pelnik Insurance

3828 Burlington Road, Greensboro, NC 27405
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  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance

Business Description

Pelnik Insurance has been providing personal and business insurance options in Greensboro and nearby areas for more than 25 years. Established in 1994, the company protects the homes and personal assets of its clients through its homeowners insurance packages. Its policies cover structural dwelling, personal property, loss of use, and owner's liability. Other personal insurance offerings include auto, life, and disability coverage. Licensed agents at the firm also handle business and employee benefits policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (4)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Protective Agency logo
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Protective Agency

1211 East Bessemer Avenue, Greensboro, NC 27405
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  • Renter's Insurance

Business Description

Protective Agency is an insurance provider serving people in Greensboro and the surrounding areas. Starting off as a cheap car insurance provider in 1939, the company ventured off to homeowners and other types of insurance soon after. The company understands that a home is a person's most valuable asset and therefore, must be protected. The company aims to provide homeowners' insurance that would grant financial protection against damages and loss caused by fire, theft, and vandalism.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.2 / 5 (31)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
The Andrews Insurance Agency logo
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The Andrews Insurance Agency

201 Pomona Dr I, Greensboro, NC 27407
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  • Renter's Insurance
  • Fire
  • Flood
  • Multiple Policy Types

Business Description

The Andrews Insurance Agency is an independent brokerage firm serving clients in Greensboro and nearby areas. It offers homeowners insurance policies that cover the house, garage, and other structures within a property, including personal possessions, in case of theft, fire, and windstorms. Its policies also have liability coverage for accidental injuries inside the insured spaces. The agency has risk management options for automobiles, general business liability, and workers' compensation. Its principal agent, Josh Andrews, has been in the industry since 2008.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Facebook
4.3 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Beacon Insurance Group, Inc. logo
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The Beacon Insurance Group, Inc.

1515 W Cornwallis Dr 206, Greensboro, NC 27408
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  • Multiple Policy Types

Business Description

The Beacon Insurance Group, Inc., is a locally operated homeowners insurance agency that focuses on helping Greensboro residents in protecting their families and homes. Its team of insurance specialists offers competitive home insurance policies according to the client's property, whether it is a family home, a condo, or a townhome. Aside from home insurance, they also provide a quote for auto insurance, boat insurance, business insurance, and motorcycle insurance. The Beacon Insurance Group, Inc., also offers life insurance policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Insurance Office, Inc. logo
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The Insurance Office, Inc.

609 State Street, Greensboro, NC 27358
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  • Renter's Insurance
  • Flood
  • Fire
  • Earthquake

Business Description

The Insurance Office, Inc. is a homeowners' insurance agency in Greensboro. It has been helping clients shop for the most appropriate policies and coverages for more than 35 years. The agents at this firm coordinate with trusted carriers such as the Bankers Insurance Group, Liberty Mutual Group, and Universal Property and Casualty Insurance Company. They are dedicated to helping homeowners and renters prepare for unexpected losses such as fires, theft, and personal injury lawsuits.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Tom Needham Insurance Agency logo
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Tom Needham Insurance Agency

3411-B West Wendover Avenue, Greensboro, NC 27407
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  • Renter's Insurance
  • Multiple Carriers

Business Description

The Tom Needham Insurance Agency offers various insurance policies and coverages for individuals and families in Greensboro. The company's agents coordinate with reputable insurance providers with rates suited to every client's financial situation. They can guide homeowners who want to obtain quotes for additional coverage options for sustainable home improvements and valuable antiques. The firm is dedicated to assisting clients in getting the most appropriate insurance policies. It also offers auto, business, and life insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.3 / 5 (25)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.

What determines the price of homeowners insurance premium?

The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

What is the difference between home warranty and homeowners insurance?

Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

Does Geico offer homeowners insurance?

Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

How long does homeowners warranty insurance last?

Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

Does homeowners insurance cover water heaters?

Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

Are RVs covered under homeowners insurance?

Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.

Do new buyers need owner\'s title insurance on a new home?

There are unique risks that a buyer of a new home may face. For example, property claims from previous owners or liens from suppliers whom the homebuilders never paid during construction. Title insurance protects the home from these perils, and your mortgage lender may require it.

Do owner builders need home warranty insurance?

In the United States, owner builders are not required to have home warranty insurance. If you're the one who built your home, you're expected to incur the costs of repairs yourself if a structure or appliance breaks down.

Are dogs deaths covered in homeowners insurance?

Usually, the loss of a dog or other pet is not covered by your home insurance. However, many insurance providers offer riders — packages of added coverage — for pets called pet insurance. This ensures that medical costs and property damage caused by your pets are fully covered.

Are earthquakes covered in standard homeowners insurance policies?

Standard homeowners' insurance policies do not cover damage directly caused by earthquakes. Insurance will sometimes cover indirect damage, however. For example, if an earthquake causes a fire in your home, damage from the fire will be covered under a standard home insurance policy.

Are homeowners insurance and car insurance deductible?

Homeowners' insurance and car insurance premiums are not deductible as personal expenses on your taxes. However, some percentage of your premiums may be deductible as business expenses if you own a business and use your car and home for business purposes. This may vary between states.

Are homeowners insurance payouts taxable income?

If you file a claim after a burglary at your home, for example, the insurance company will assess the value of the property lost or damaged and reimburse that amount. This payout is not taxable because it's not income — it's a replacement of lost value.

How frequent should one change auto or homeowners insurance to another provider?  

If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

What should a homeowners insurance include/cover?

A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

How much homeowners insurance should someone carry?

How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

Read all FAQs