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2024

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Best Health Insurance Agencies in Durham, NC

Our Recommended Top 12

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Durham Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

4202Reviewed

2526Curated

12Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

3308 Durham Chapel Hill Boulevard, Durham, NC 27707
WebsiteLicense: 16302870

Expertise.com Rating

Review Sources

Google
5.0 (17)

Why choose this provider?

Headquartered in Durham, Imperial Insurance and Financial Solutions is an independent insurance agency that provides insurance services to residents and businesses in Bull City and the surrounding communities. It offers worksite benefits packages that allow employees to offset out-of-pocket expenses by enrolling in a company plan. These plans can include accident, short-term disability, long-term disability, critical illness, hospital indemnity, and dental/vision. Additionally, it provides personal insurance plans and other business plans like general liability, workers’ compensation, and professional liability insurance.

  • Individual Plans
  • Life Insurance

3604 University Drive, Durham, NC 27707
WebsiteLicense: 6593731

Expertise.com Rating

Review Sources

Google
4.6 (37)
Facebook
4.0 (4)

Why choose this provider?

All About Insurance has been providing health insurance options to Durham residents since 1993. The independent insurance agency's qualified and experienced staff is dedicated to providing clients with professional advice on the coverage they require and customizing a program to meet those requirements. Individuals and organizations can choose from a range of coverage alternatives, such as dental coverage, retiree health care, group health insurance, voluntary benefits, and small company retirement plans. All About Insurance is a Premier Nationwide Agency partner.

  • Group Plans

2530 Meridian Parkway, Durham, NC 27705
WebsiteLicense: 10447418

Expertise.com Rating

Review Sources

Google
5.0 (8)
Facebook
5.0 (5)

Why choose this provider?

Healthcare Solutions Team is an insurance agency that has been servicing the Durham community since 2009. It offers a wide range of health insurance plans to individuals and families, including Medicare Supplement, accident, hospitalization, critical illness supplement plans, and major medical. Dental and vision insurance policies are also available. Its team of independent agents assists, gives advice, and answers any question regarding health plans. Healthcare Solutions Team also provides pet, term life, and small business insurance.

  • Individual Plans

2344 Operations Drive, Durham, NC 27705
WebsiteLicense: 1000009216

Expertise.com Rating

Review Sources

Facebook
5.0 (32)
Google
5.0 (6)

Why choose this provider?

Herring & Bickers Insurance Agency, Inc., an independent insurance company, provides health insurance services in Durham and its surrounding areas. The company offers different health insurance coverages such as individual disability, final expense, and family health insurance. It also caters to businesses and provides various policies like builders' risk insurance, business owners' package, and general liability insurance. Headed by its president, Chad Bickers, the company focuses on providing the policies that suit its client's needs to build lasting client relationships.

  • Life Insurance

1920 Front Street, Durham, NC 27705
WebsiteLicense: 2389025

Expertise.com Rating

Review Sources

Google
5.0 (2)
Facebook
5.0 (2)

Why choose this provider?

For more than 30 years now, the Insurance Center of Durham has provided insurance solutions to individuals, families, and business owners of Durham and its nearby areas. The agency represents a vast network of health insurance carriers. It educates clients about various health insurance products, covering necessary details from dental treatment and vision insurance to disability income protection. Its agents also help senior clients understand their Medicare options and arrange supplement plans to cover deficiencies in their policies.

  • Individual Plans
  • Life Insurance

110 Corcoran St 5th Floor, Durham, NC 27701
WebsiteLicense: 1000510487

Expertise.com Rating

Review Sources

Facebook
5.0 (2)
Google
5.0 (1)

Why choose this provider?

Senior Health Insurance Brokers, LLC, is an independent agency that delivers various types of Medicare solutions to clients in Durham. These include short-term health insurance, dental and vision insurance, Medicare Advantage plans, Medicare Supplement, and Medicare Part D Prescription plans. After a varied career in higher education, biomedical engineering sales, and fine jewelry, founder David Tedrow retired in 2012 and became eligible for Medicare. It drove him to participate in different Medicare-related activities, which eventually led him to start his own agency.

4905 Pine Cone Drive, Suite 5, Durham, NC 27707
WebsiteLicense: 1000077294

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Review Sources

Google
4.9 (77)
Facebook
5.0 (20)
Yelp
5.0 (5)

Why choose this provider?

Since 2002, Bowen Agency, Inc., has been catering to individuals and businesses in the Durham area. The company offers a complete line of health insurance and life insurance to ensure the future and safety of its clients and their families. It is committed to understanding its customers' objectives and providing suggestions based on their needs. In addition, the firm services companies and people who are seeking to insure their commercial assets, vehicles, and homes.

  • Life Insurance

12028 Warwickshire Way, Raleigh, NC 27613
WebsiteLicense: 8504772

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

Health Insurance Solutions of North Carolina is a health insurance firm that serves clients from Durham and nearby areas. The company offers a wide range of health insurance products, such as health savings accounts and plans for families or individuals. Some of the insurance carriers that the firm represents include Bright Health and BlueCross BlueShield of South Carolina. The owner, Wanda Stephens, founded the company after working for more than 20 years in business development and sales.

  • Individual Plans

1320 Hill Street, Durham, NC 27707
WebsiteLicense: 1000008812

Expertise.com Rating

Review Sources

Google
5.0 (23)

Why choose this provider?

George Stevens Insurance, Inc., is a multi-line independent insurance provider located in Durham. Serving individuals, families, and businesses, it employs professional insurance agents who work closely with various financially sound and reputable carriers, such as Travelers, AAA, and Foremost Insurance Group, to secure coverage plans for clients. These include life and health insurance products. In addition to these, George Stevens Insurance, Inc., also offers protection plans for dental care, mental health, Medicare, automobiles, and businesses.

  • Individual Plans
  • Life Insurance

5315 Highgate Drive, Durham, NC 27713
WebsiteLicense: 1000616191

Expertise.com Rating

Review Sources

Google
4.0 (67)
Facebook
5.0 (11)

Why choose this provider?

Leslie Robinson is a State Farm insurance agent who has been providing health insurance services to individuals and businesses in and around Durham since 2004. She leads a team through Robinson Insurance and Financial Services and offers personalized insurance plans covering auto, home, life, and health. In addition, she helps clients in handling banking and annuities needs as well as managing mutual funds. Her office caters to clients who speak English and Spanish.

  • Individual Plans
  • Life Insurance

5850 Fayetteville Road, Durham, NC 27713
WebsiteLicense: 2379540

Expertise.com Rating

Review Sources

Google
4.0 (8)
Facebook
5.0 (1)

Why choose this provider?

McClintock Insurance Agency is an independent service provider that is located in Durham. It caters to individuals, families, and businesses. It offers health, long-term care, disability, and life insurances. It also handles umbrella, auto, home, and business-related insurance matters. Its team has over 95 years of combined experience in the industry. McClintock Insurance Agency has been helping clients for about 20 years. The company's owner, Don McClintock, is a 34-year veteran in the insurance field.

  • Group Plans
  • Life Insurance

121 Sherron Road, Durham, NC 27703
WebsiteLicense: 16415352

Expertise.com Rating

Review Sources

Google
4.0 (25)
Facebook
4.0 (11)

Why choose this provider?

Since 2011, Antonio Vela has been handling the insurance needs of those residing in the Durham area and nearby communities. A member of the Greater Raleigh Chamber of Commerce, his mission is to help clients understand how having a State Farm health insurance policy can keep their families financially secure in case of sickness. He also assists those looking for life, pet, retirement, home, auto, and property insurance plans. In addition, he provides State Farm financial products, such as mutual funds and annuities.

  • Life Insurance

Compare our Top Health Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Imperial Insurance & Financial Solutions
3308 Durham Chapel Hill Boulevard, Durham, NC 27707
All About Insurance
3604 University Drive, Durham, NC 27707
Healthcare Solutions Team
2530 Meridian Parkway, Durham, NC 27705
Herring & Bickers Insurance Agency, Inc.
2344 Operations Drive, Durham, NC 27705
Insurance Center of Durham
1920 Front Street, Durham, NC 27705
Senior Health Insurance Brokers, LLC
110 Corcoran St 5th Floor, Durham, NC 27701
Bowen Agency, Inc.
4905 Pine Cone Drive, Suite 5, Durham, NC 27707
Health Insurance Solutions of North Carolina
12028 Warwickshire Way, Raleigh, NC 27613
George Stevens Insurance, Inc.
1320 Hill Street, Durham, NC 27707
Leslie Robinson
5315 Highgate Drive, Durham, NC 27713
McClintock Insurance
5850 Fayetteville Road, Durham, NC 27713
Antonio Vela
121 Sherron Road, Durham, NC 27703

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • When can Durham residents apply for Affordable Care Act health insurance plans?

    Residents of Durham can enroll in ACA health insurance plans during the yearly open enrollment period, typically from November 1 to December 15. Individuals who went through significant life events like marriage, moving residences, or health coverage loss might qualify for a Special Enrollment period.

  • Can Durham residents receive North Carolina subsidies to help pay for health insurance?

    Durham residents whose earnings fall within 100% to 400% of the federal poverty level can qualify for subsidies called 'premium tax credits.' These can help individuals and households pay health insurance premiums for plans obtained via the Health Insurance Marketplace. To access this subsidy, individuals must utilize the federal health insurance marketplace.

  • Are the services of Medicare brokers really free in Durham?

    Consultations with Medicare brokers in Durham come at no cost to customers. These professionals receive compensation from insurance companies once they assist individuals in selecting a specific coverage policy. Their earnings are typically in the form of either a percentage or a flat-fee commission, determined by the value of the plan.

  • How can small businesses in Durham qualify for employer healthcare tax credits in North Carolina?

    Small businesses operating in Durham may be eligible for employer healthcare tax credits if they employ fewer than 25 full-time equivalent workers earning an average salary of around $50,000 per year or less. Additionally, those businesses that contribute at least 50% of their full-time employees' health insurance premium expenses are eligible for these tax credits. Small businesses can also qualify for tax credits by obtaining coverage through the SHOP Marketplace.

  • Who can change their health plans at any time in Durham and the state of North Carolina?

    Durham residents seeking assistance for mental health disorders, substance use disorders, or traumatic brain injuries have the flexibility to modify their health plans at their convenience. Additionally, individuals who are federally recognized tribal members or meet the eligibility criteria for Indian Health Services can also make changes to their health plans at any time.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.