Best Mortgage Brokers in Concord

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Empower Home Loans, LLC logo
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License Verified:

License: 2079400

Nationwide Multistate Licensing System and Registry

Empower Home Loans, LLC

2525 Distribution Street, Suite 5, Charlotte, NC 28203
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  • Refinance
  • New Construction

Business Description

Empower Home Loans, LLC, serves clients throughout Concord and its neighboring areas. This Charlotte-based company offers a vast selection of loan programs, such as FHA, VA, USDA, and conventional loans. It also provides home equity, construction, foreign national, refinance, and reverse mortgage loan products. Its mortgage professionals help clients in evaluating their financial situation and guide them in making informed decisions in selecting a loan program. Clients can apply for a loan online through the company's website.

License Verified:

License: 2079400

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (14)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Fairway Custom Mortgage Group logo
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License Verified:

License: 659098

Nationwide Multistate Licensing System and Registry

Fairway Custom Mortgage Group

845 Church St. N. Suite 310, Concord, NC 28025
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  • Reverse Mortgages

Business Description

Fairway Custom Mortgage Group works with clients across Concord. It advises aspiring homeowners on their loan options, like conventional and jumbo programs. The company also offers loans guaranteed or insured by different government agencies, including the USDA, FHA, and VA. It has experience providing reverse mortgages for senior homeowners looking for a way to manage medical or funeral-related expenses. The company was recognized by Mortgage Executive Magazine as the "Best Mortgage Company To Work For" in 2018.

License Verified:

License: 659098

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (158)
Facebook
5.0 / 5 (27)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Gateway Financial Group logo
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License Verified:

License: 1059883

Nationwide Multistate Licensing System and Registry

Gateway Financial Group

8604 Cliff Cameron Drive Ste. 140, Charlotte, NC 28269
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  • Refinance

Business Description

Gateway Financial Group serves clients across the Concord area. The company offers mortgage programs for aspiring homeowners, including loans insured or guaranteed by government agencies like the VA and USDA. It also provides the FHA 203K program, a solution that allows borrowers to finance property acquisition and renovation. It has experience assisting first-time home buyers and real estate investors through the mortgage application process. The company also helps homeowners refinance their loans to obtain reduced interest rates.

License Verified:

License: 1059883

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (66)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
K.D. Financial Services Inc logo
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License Verified:

License: 39306

Nationwide Multistate Licensing System and Registry

K.D. Financial Services Inc

3620 Central Ave, Suite 100, Charlotte, NC 28205
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  • Refinance
  • New Construction

Business Description

K.D. Financial Services Inc caters to the home purchasing needs of individuals and families in Concord and nearby communities. It aids borrowers with their refinancing plans, helping them convert mortgages between fixed and adjustable rates, lower interest rates, borrow against the equity of their homes, consolidate debts, and lower monthly payments. Working with over 100 investors, its loan officers also provide a variety of loan programs, including 10- to 30-year, jumbo, conventional, and VA mortgages.

License Verified:

License: 39306

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (39)
Lane Lending Inc. logo
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License Verified:

License: 68662

Nationwide Multistate Licensing System and Registry

Lane Lending Inc.

5736 N Tryon St #201e, Charlotte, NC 28213
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  • Refinance
  • New Construction

Business Description

Lane Lending Inc. offers residential financing solutions for individuals in Concord and nearby neighborhoods. The mortgage brokerage has access to numerous programs and lenders, allowing it to offer various financing options for clients who are either purchasing or refinancing. These include jumbo, USDA, and VA loans. It also helps clients apply for FHA 203(k) loans, which cater to individuals who are purchasing homes that need repair. Company president Adam Lane has two decades of trade experience.

License Verified:

License: 68662

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
PRMG Charlotte Branch logo
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License Verified:

License: 75243

Nationwide Multistate Licensing System and Registry

PRMG Charlotte Branch

9711 David Taylor Drive, #101, Charlotte, NC 28262
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  • Refinance

Business Description

PRMG Charlotte Branch caters to the mortgage needs of clients in Concord. The mortgage brokerage firm has a selection of programs like Freddie Mac's Home Possible, Fannie Mae's Homestyle Renovation, and Home Ready. It offers loan options, including VA, jumbo, and USDA products. In addition, it provides FHA 203k limited and standard renovation programs. PRMG Charlotte Branch has been in the industry for over 20 years, helping thousands of borrowers in purchasing and refinancing their homes.

License Verified:

License: 75243

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Savvy Mortgage logo
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License Verified:

License: 2130569

Nationwide Multistate Licensing System and Registry

Savvy Mortgage

41 Union Street South Suite B, Concord, NC 28025
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  • Refinance

Business Description

Savvy Mortgage provides mortgage assistance to families and individuals in the Concord area and nearby locations. It works with various lenders to help buyers and investors acquire loan terms tailored to their specific needs. The company guides clients throughout the mortgage process, including the filing of loan applications. It also assists borrowers in developing strategies for lowering their monthly rates. Brandie Jackson, the owner, is a Realtor who previously worked as a loan processor for over eight years.

License Verified:

License: 2130569

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (18)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Scott Hastings logo
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License Verified:

License: 926762

Nationwide Multistate Licensing System and Registry

Scott Hastings

5950 Fairview Rd, Charlotte, NC 28210
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  • Refinance
  • New Construction

Business Description

Scott Hastings helps Concord residents finance their homes. He utilizes over 18 years of banking and home loan experience to meet clients’ needs, whether they are purchasing their first, second, or vacation properties. He provides different options, such as adjustable-rate, FHA, jumbo, USDA, VA, and zero-dollar down loans. The mortgage loan originator also caters to borrowers with unique circumstances, such as self-employed individuals. Hastings is affiliated with mortgage lender Homebridge Financial Services, Inc., which operates a network of 200 offices in 49 states across the country.

License Verified:

License: 926762

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

Do mortgage brokers need to be licensed?

Yes, all mortgage brokers need to be licensed. Individuals need to complete a 20-hour class that goes over state and federal laws for mortgages and other important information. Next, individuals take the official test with the National Mortgage Licensure System.

Is it difficult to pass the mortgage brokers’ test?

Upon completion of educational requirements, you must pass the mortgage broker test to receive your license. It's a two-part test called the Safe Mortgage Loan Originator Exam, and it can be a bit challenging. Out of almost 87,600 national test-takers, 57% passed on their first attempt. The test includes both a state and national portion and requires a minimum score of 75% to pass.

What is a surety bond for mortgage brokers?

A surety bond is a legal contract that binds three parties — the obligee, the principal, and the surety. Surety bonds are typically required to receive a license for operating as a mortgage broker. When a mortgage broker gets a surety bond, it's a legal guarantee they'll perform their obligations to their customers as required by law.

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