Expertise.com

Best Mortgage Brokers in High Point

2024

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls
Mortgage Brokers FAQs 〉

Providers

Last updated:

Website
210 N Main St., Kernersville, NC 27284
  • Refinance

Why choose this provider?

Karla M. Amaya is a loan officer who caters to residents in the High Point area. She assists families and individuals in acquiring their dream residential spaces through her array of mortgage services. She processes various types of loan programs, including VA, FHA, ARM, and USDA. The professional also offers jumbo and super jumbo, conforming, and fixed-rate mortgage loans. Amaya helps clients file pre-approval letter requests and compare mortgage terms and rates. She is a part of the Fairway Independent Mortgage Corporation.

License Verified:

License: 336441

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
701 Green Valley Rd Ste 208, Greensboro, NC 27408
  • Reverse Mortgages

Why choose this provider?

Helms Mortgage LLC is a full-service brokerage firm that caters to clients in and around High Point. It serves the lending needs of individual homebuyers, builders, and real estate professionals. The company processes different types of mortgage programs, including monthly and annual ARM, 2/1 buy-down, and 30- and 15-year fixed-rate loans. Its agents help customers prepare the needed documents, such as W-2 forms, bank statements, and current pay stubs. President Robert Helms, Jr. has been in the industry for over 25 years.

License Verified:

License: 1283399

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (19)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
341 S Swing Rd., Greensboro, NC 27409
  • Refinance

Why choose this provider?

Scott Shubert is a mortgage professional who caters to families and individuals in High Point. He guides buyers and investors in navigating the home loan process and achieving their dream properties. He helps clients prepare and process the needed documents, such as social security numbers, stocks and bonds evidence, W-2 forms or income tax returns for the past two years, and sales contracts. Shubert has been working as a branch manager at Benchmark Mortgage for over a decade.

License Verified:

License: 130722

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.9 / 5 (33)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1403 Eastchester Drive Suite 103, High Point, NC 27265
  • New Construction
  • Refinance

Why choose this provider?

Tammy Sexton Smith is a mortgage broker serving clients in High Point. She assists borrowers in navigating and comparing options, including conventional, FHA, VA, USDA, and jumbo loans. The agent recommends programs based on clients' credit scores and loan purposes, such as purchase, renovation, or refinancing. Tammy is a member of ABWA, where she was nominated as the woman of the year in 2019. Her practice is anchored on the belief that communication and prioritizing clients' needs are keys to building lasting relationships with borrowers and businesses.

License Verified:

License: 90223

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.6 / 5 (9)
Zillow
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1400 Battleground Ave, Suite 116 - L, Greensboro, NC 27408
  • Refinance
  • New Construction

Why choose this provider?

Tammy C. McCrae-Coley is a mortgage broker who caters to residents of High Point and the surrounding areas. The mortgage loan originator from NEXA Mortgage has the knowledge and experience to guide clients through each step of the home purchase loan process. She helps individuals and families achieve their homeownership goals by providing them with different types of home loan options, including VA, FHA, USDA, jumbo, and conforming loans. She also assists borrowers with their mortgage refinancing needs.

License Verified:

License: 82915

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
308E Pomona Drive, Greensboro, NC 27407
  • Reverse Mortgages

Why choose this provider?

Jill Burgess works for the North Carolina Finance Authority as a mortgage broker, serving clients in High Point. She offers a variety of home purchase loans to both first-time and experienced homebuyers, including Jumbo, FHA, VA, USDA, and conventional mortgages. She also provides mortgage programs tailored to medical professionals and community workers such as law enforcement, firefighters, teachers, healthcare providers, and first responders. Over the last 30 years, Burgess has funded over $2 billion in mortgage loans. Her colleagues and clients describe her as personal, professional, and passionate.

License Verified:

License: 100425

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1400 Eastchester Drive, High Point, NC 27265
  • Reverse Mortgages

Why choose this provider?

Allen Tate - High Point serves house buyers in the metro who require a mortgage broker's counsel. The company has home purchase financial options available and it also delivers assorted real estate transaction solutions like title insurance. Its branch leader and broker-in-charge is Dawn Allred. She has been active in the sale of residential assets since 1995 and initially focused on new constructions. She entered the general brokerage field in 2008 and assumed leadership roles in 2014.

License Verified:

License: 1433719

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Zillow
4.9 / 5 (65)
Google
4.2 / 5 (22)
Yelp
2.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3859 Battleground Ave. Suite 101, Greensboro, NC 27410
  • Refinance

Why choose this provider?

Jefferson Capital Mortgage serves High Point clients seeking to purchase a new home or restructure existing loans. It recommends different home financing options, including conventional, government-backed, jumbo, and HomePath programs. Its refinancing solutions consist of HARP, HELOC, cash-out, and streamline-type loan assistance. The mortgage broker simplifies the application process by determining loan setups that benefit the borrowers’ financial conditions and home ownership goals. Its sales manager and loan officer, Pete Allen, has been working in the mortgage industry for over 20 years.

License Verified:

License: 1636660

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (36)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.