Best Mortgage Brokers in Gastonia

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Allied Mortgage Group Gastonia logo
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License Verified:

License: 1067

Nationwide Multistate Licensing System and Registry

Allied Mortgage Group Gastonia

2020 Remount Rd, Gastonia, NC 28054
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  • New Construction

Business Description

Allied Mortgage Group Gastonia is a full-service brokerage firm that caters to individuals and families in the metro and the surrounding areas. It offers conventional purchase and adjustable-rate loan programs, as well as government programs such as FHA, VA, and USDA loans. It also assists with rate-and-term and cash-out refinance programs. Branch manager Lamar Grant has been working in the lending industry for more than 16 years. Allied Mortgage Group is a member of the Mortgage Bankers Association.

License Verified:

License: 1067

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
4.6 / 5 (82)
Google
5.0 / 5 (1)
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Allied Mortgage Group Gastonia

Michael Easton logo
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License Verified:

License: 1683075

Nationwide Multistate Licensing System and Registry

Michael Easton

106 Langtree Village Dr Suite 301, Mooresville, NC 28117
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  • Refinance

Business Description

Michael Easton is a mortgage loan officer with The Easton Mortgage Broker Team Powered by Nexa Mortgage, LLC., who serves residents in Gastonia and the surrounding locations. Easton provides customers with various loan options, including conventional, FHA, USDA, and VA loans. He and his team of mortgage brokers share more than 17 years of experience in the mortgage industry and also offer alternative loan programs, such as commercial loans, investment property loans, Small Business Administration (SBA) loans, and bank statement loan programs for self-employed home buyers.

License Verified:

License: 1683075

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Michael Easton

Oak Capital Mortgage logo
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License Verified:

License: 1960829

Nationwide Multistate Licensing System and Registry

Oak Capital Mortgage

307 W Tremont Ave Suite 200, Charlotte, NC 28203
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  • Refinance

Business Description

Oak Capital Mortgage is a brokerage firm that caters to the refinancing needs of people in Gastonia and the surrounding areas. The company offers a selection of home refinancing solutions to help its clients reduce their monthly payments, quickly pay off their mortgages, and consolidate their debts. It has different loan programs, which include 30-year fixed mortgages, FHA, and VA loans, for first-time buyers. Oak Capital Mortgage also has mortgages for renovation and investment purposes.

License Verified:

License: 1960829

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (32)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Oak Capital Mortgage

Rebecca Richardson logo
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License Verified:

License: 91445

Nationwide Multistate Licensing System and Registry

Rebecca Richardson

2015 Ayrsley Town Blvd, Suite 202, Charlotte, NC 28273
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Business Description

Rebecca Richardson is a loan originator and branch manager at UMortgage, which is a national mortgage company. She offers various mortgage options to clients in and around Gastonia. Richardson and her team are experienced in catering to different types of clients, including first-time homebuyers, move-up buyers, veterans, and separated or divorced clients. She has more than 20 years of experience in the mortgage industry and is a member of the Association of Independent Mortgage Experts.

License Verified:

License: 91445

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Detail
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Rebecca Richardson

Traci Dellinger logo
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License Verified:

License: 45092

Nationwide Multistate Licensing System and Registry

Traci Dellinger

527 N Aspen Street, Lincolnton, NC 28092
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  • New Construction

Business Description

Traci Dellinger has been providing services to clients in Gastonia and the surrounding cities since 1999. Traci focuses on helping individuals own or purchase homes by assisting them in choosing and applying for mortgage loan programs. She also conducts mortgage refinancing services for homeowners wishing to change or update their loans according to their financial needs and goals. Traci serves as a mortgage loan officer at GoPrime Mortgage. She was inspired to work in the mortgage industry after applying for construction and permanent loans for her home.

License Verified:

License: 45092

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit Website

Traci Dellinger

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Frequently Asked Questions

Do mortgage brokers need to be licensed?

Yes, all mortgage brokers need to be licensed. Individuals need to complete a 20-hour class that goes over state and federal laws for mortgages and other important information. Next, individuals take the official test with the National Mortgage Licensure System.

Is it difficult to pass the mortgage brokers’ test?

Upon completion of educational requirements, you must pass the mortgage broker test to receive your license. It's a two-part test called the Safe Mortgage Loan Originator Exam, and it can be a bit challenging. Out of almost 87,600 national test-takers, 57% passed on their first attempt. The test includes both a state and national portion and requires a minimum score of 75% to pass.

What is a surety bond for mortgage brokers?

A surety bond is a legal contract that binds three parties — the obligee, the principal, and the surety. Surety bonds are typically required to receive a license for operating as a mortgage broker. When a mortgage broker gets a surety bond, it's a legal guarantee they'll perform their obligations to their customers as required by law.

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