Expertise.com

2024

Last updated:

Best Local Car Insurance Agencies in Billings

Our Recommended Top 13

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Billings Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

71Reviewed

47Curated

13Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
1320 28th Street West, Billings, MT 59102
  • Motorcyle & ATV

Why choose this provider?

Darnielle Insurance delivers insurance coverage options for both personal cars or vehicles used in businesses. In addition to standard coverages, clients can also add optional coverages such as towing and roadside assistance, rental car reimbursement, and loan or lease GAP. Serving areas around Billings for more than three decades since its formation in 1986, the second-generation family-owned business ensures the agents are updated with the current practices in the industry by undergoing continuing education to maintain their insurance license.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.3 / 5 (49)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
405 Main Street, Billings, MT 59105
  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

Why choose this provider?

Bonnie Dedmore is a State Farm insurance agent that has been serving clients in Billings and the surrounding areas for more than 30 years. She offers various insurance products and services, including auto insurance. Bonnie assists clients in choosing an insurance plan that offers maximum protection for their cars, homes, and other assets. The coverage options also include boats, RVs, and trailers. Bonnie and her team of professionals aim to help clients achieve their long-term financial goals.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (6)
Yelp
4.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
124 West Lewis Street, Billings, MT 59047
  • RV & Motorhome
  • Boats

Why choose this provider?

Key Insurance is an insurance agency in Livingston that services the Billings metro and nearby towns. The company provides personal and commercial insurance products to clients including its auto insurance policies. Its policies help protect clients and their personal cars from damages and liabilities. It also offers policies for any four-wheeled vehicles and watercraft such as boats and jet skis. Inquiries and quotes can be easily generated using its website with an integrated customer service portal.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2920 2nd Avenue North, Billings, MT 59101
  • Bundling Option

Why choose this provider?

Jeff Wigen is an independent and licensed State Farm insurance agent that serves clients in Billings, Lockwood, Flathead Lake, and the surrounding districts. He offers an extensive line of insurance products and services, such as automobile, homeowners', and business and financial insurance services. Jeff has been a State Farm Insurance agent since 2015, and the company's network of insurance carriers enables him to provide personalized insurance coverage that matches the needs of every client.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (19)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
223 Shiloh Road, Billings, MT 59106
  • Life Insurance

Why choose this provider?

Thurston Family Insurance is a family-owned and veteran-owned independent agency serving Billings and the neighboring communities. It offers vehicle insurance solutions, covering cars, motorcycles, and recreational vehicles (RVs). The company also provides home, life, and business coverage, as well as annuities. Marcus and Vicki Thurston founded the company in 2011, focusing on a holistic approach that carefully considers the client's personal and financial situation in selecting an appropriate policy. Thurston Family Insurance professionals have over 30 years of combined industry experience.

License Verified:

License: 754794

Commissioner of Securities and Insurance, office of the Montana State Auditor

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (81)
Facebook
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
175 North 27th Street, Billings, MT 59101
  • Bundling Option

Why choose this provider?

Raychel R Carlson Insurance Agency, LLC, has been providing risk management solutions since 2003. Based in Billings, the company offers car insurance for personal and commercial automobiles. Its team also crafts multi-vehicle car insurance policies. The firm's other products include medicare supplement and life insurance. The agents of Raychel R Carlson Insurance Agency have a combined industry experience of nearly 30 years. They are committed to providing attentive and honest service to their customers.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
130 South Pratten Street, Columbus, MT 59019
  • Multiple Carriers

Why choose this provider?

Mandeville Insurance Agency is a local and independent agency established in 1932. The agency offers personal insurance including car insurance policies to clients in Billings and nearby areas. Its car insurance policies include personal and commercial vehicles. The company's agents have been in the industry for over 20 years. They also provide services for commercial insurance for farm properties and equipment as well as business insurance to help clients protect their assets and liabilities.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (8)
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2331 Lewis Avenue, Billings, MT 59102
  • Motorcyle & ATV

Why choose this provider?

Located at Billings West End, Frontier Insurance Solutions Inc. helps clients from Billings who are looking for auto insurance policies to protect themselves and their vehicles. The company has a team of insurance experts who will let its clients know which is the right auto insurance for their situation. They present their clients with a variety of options from different insurance providers like Allstate, Foremost, and Nationwide. Frontier Insurance Solutions also offers other policies for home, business, health, life, farm, and ranch insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
812 Central Avenue, Billings, MT 59102
  • Multiple Carriers

Why choose this provider?

Merenz Insurance Agency is a company that covers the auto insurance needs of clients in and around Billings. Its agents educate customers regarding each policy, which can include individual injury and overall accident coverages. As an independent agency, the company reviews different plans from carriers like Travelers and Progressive. Its primary agent, Jeannette Albrecht, has been working in insurance since 1995 and provides toys and business insurance as well. The company can also notarize documents for legal and government use.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (15)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
644 Grand Avenue, Billings, MT 59101
  • Bundling Option

Why choose this provider?

ISU Insurance Services Streeter Brothers provides car insurance to clients based in Billings. It is an independent insurance company founded in 1922. It offers collision and comprehensive coverages cars, a well as business and health insurance. The agency is owned by Linda Schmaing, who has been active in the insurance sector in 1981. The company has a Referrals for a Cause project that donates $10.00 per referral to the featured charity of the quarter.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
10 Central Avenue North, Billings, MT 59036
  • Bundling Option

Why choose this provider?

Mid-Montana Insurance is an independent insurance agency that has been serving to protect its clients' properties and livelihood in Billings for over 100 years. It offers car, business, life, and home insurance. It also has specialty offerings, such as farm and ranch insurance, crop insurance, flood insurance, and surety/bonding. It offers many policy options from its partners, including Safeco and Progressive. The agency's principal owner, Jodi Tierney, is the president of the Independent Insurance Agents Association.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1132 Central Avenue, Billings, MT 59102
  • Multiple Carriers

Why choose this provider?

Jalbert Insurance Agency is an auto insurance agency operating in Billings. Founded by Mary Jalbert, who has been in the insurance business for over 19 years, the agency helps clients by doing the legwork by comparing policies from several insurance carriers to help find the best plan that meets their needs. The agency shops for multiple insurance providers, including Safeco, Progressive, Travelers, Kemper, and MetLife to insure any type of vehicle, as well as classic cars.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2500 Grand Ave Suite S, Billings, MT 59102

Why choose this provider?

Cover & Winchell Insurance serves the Billings metro. It offers a car insurance package that provides 24-hour claims services and customer care any day of the week. Its team of agents works with insurance policies from multiple providers with a variety of options and covering other types of vehicles from motorcycles, boats to snowmobiles. The family-oriented team at Cover & Winchell Insurance also provides insurance solutions for homeowners, condo dwellers, renters, and landlords.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What is the Commissioner of Securities and Insurance (CSI), and how does it help car insurance policyholders in Billings?

    The CSI is an agency that advocates for consumers in Billings and throughout Montana. Regulating the insurance industry, it addresses the concerns of auto insurance policyholders. For example, drivers who get into an accident and do not agree with an insurer’s compensation calculation may file a complaint with the CSI. The office will then ask the insurance provider to review their decision. Additionally, the CSI provides educational resources and investigates insurance fraud.

  • What are the most accident-prone areas in Billings?

    The intersections of S 20th St. W and King Ave. W, 24th St. W and Central Ave., Lake Elmo Dr. and Main St., and King Ave. W and S Shiloh Rd. are among the most accident-prone spots in Billings. In 2022, more than 30 accidents were reported at each of these intersections. At-fault drivers in a Billings accident usually see a $19 increase in their monthly premiums.

  • How does owning a Honda Accord affect your car insurance rate in Billings?

    Since the Honda Accord is one of the most popular car models among Billings drivers, you might have a higher premium if you own one. The Billings Police Department has identified this vehicle as the second most stolen model in the city, and this can also adversely affect your premium. Still, insurers will look into factors other than make and model in determining your rate, such as your car’s safety rating and repair cost.

  • Can you still get car insurance in Billings if you are a DUI offender with poor credit?

    Whether you can still be given coverage depends on the insurer’s discretion. There are insurance companies in Billings that offer policies, but with higher premiums, to those who have low credit scores and those who have been found guilty of a DUI. However, they can also refuse to insure you if you are a repeat DUI offender or have other charges on your record.

  • How does taking a defensive driving course in Billings benefit you?

    Taking a defensive driving course in Billings will not only help make you a better driver. If you are over 55 years old, it can also make you eligible for an insurance discount, provided you have completed a Montana Department of Transportation-approved course. The list of discount-eligible courses is available on the MDT website.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.