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Best Local Car Insurance Agencies in Billings

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Beard Insurance Agency Inc. logo
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License Verified:

License: 760246

Beard Insurance Agency Inc.

1601 Lewis Avenue, Billings, MT 59102
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  • Multiple Carriers
  • Bundling Option
  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

Business Description

Beard Insurance Agency is an independent agency providing risk management solutions such as car insurance. It provides traditional auto insurance needs such as liability coverage, comprehensive coverage, roadside assistance personal injury protection, collision coverage, and medical payments. It also provides other insurance types such as accident forgiveness, towing uninsured/underinsured motorist coverage, minor violation forgiveness, rental reimbursement, specialty auto insurance, and Mexican auto insurance. Established in 1985, it has more than three decades of experience serving the residents of Billings.

License Verified:

License: 760246

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Detail
bonniededmore.com logo
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bonniededmore.com

405 Main Street, Billings, MT 59105
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  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

Business Description

Bonnie Dedmore is a State Farm insurance agent that has been serving clients in Billings and the surrounding areas for more than 30 years. She offers various insurance products and services, including auto insurance. Bonnie assists clients in choosing an insurance plan that offers maximum protection for their cars, homes, and other assets. The coverage options also include boats, RVs, and trailers. Bonnie and her team of professionals aim to help clients achieve their long-term financial goals.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (6)
Yelp
4.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Conver & Winchell Insurance logo
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Conver & Winchell Insurance

2500 Grand Ave Suite S, Billings, MT 59102
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Business Description

Cover & Winchell Insurance serves the Billings metro. It offers a car insurance package that provides 24-hour claims services and customer care any day of the week. Its team of agents works with insurance policies from multiple providers with a variety of options and covering other types of vehicles from motorcycles, boats to snowmobiles. The family-oriented team at Cover & Winchell Insurance also provides insurance solutions for homeowners, condo dwellers, renters, and landlords.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.8 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Darnielle Insurance logo
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Darnielle Insurance

1320 28th Street West, Billings, MT 59102
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  • Motorcyle & ATV

Business Description

Darnielle Insurance delivers insurance coverage options for both personal cars or vehicles used in businesses. In addition to standard coverages, clients can also add optional coverages such as towing and roadside assistance, rental car reimbursement, and loan or lease GAP. Serving areas around Billings for more than three decades since its formation in 1986, the second-generation family-owned business ensures the agents are updated with the current practices in the industry by undergoing continuing education to maintain their insurance license.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.3 / 5 (49)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Frontier Insurance Solutions Inc. - Billings West End logo
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Frontier Insurance Solutions Inc. - Billings West End

2331 Lewis Avenue, Billings, MT 59102
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  • Motorcyle & ATV

Business Description

Located at Billings West End, Frontier Insurance Solutions Inc. helps clients from Billings who are looking for auto insurance policies to protect themselves and their vehicles. The company has a team of insurance experts who will let its clients know which is the right auto insurance for their situation. They present their clients with a variety of options from different insurance providers like Allstate, Foremost, and Nationwide. Frontier Insurance Solutions also offers other policies for home, business, health, life, farm, and ranch insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.8 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
ISU Insurance Services The Streeter Brothers Agency logo
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ISU Insurance Services The Streeter Brothers Agency

644 Grand Avenue, Billings, MT 59101
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  • Bundling Option

Business Description

ISU Insurance Services Streeter Brothers provides car insurance to clients based in Billings. It is an independent insurance company founded in 1922. It offers collision and comprehensive coverages cars, a well as business and health insurance. The agency is owned by Linda Schmaing, who has been active in the insurance sector in 1981. The company has a Referrals for a Cause project that donates $10.00 per referral to the featured charity of the quarter.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Jackson & Iverson Insurance logo
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Jackson & Iverson Insurance

2619 Saint Johns Avenue, Billings, MT 59102
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  • Bundling Option

Business Description

Jackson & Iverson Insurance is an independent and locally owned auto insurance agency located in Billings, offering preferred and high-risk auto insurance quotes for their clients. Established in 1989, the agency's team of professionals is dedicated to providing quality services to both present and prospective customers. They represent a variety of insurance carriers, including Safeco, Kemper, Travelers, and Progressive. Jackson & Iverson Insurance also offers other insurance coverages such as home, life, and commercial insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.6 / 5 (39)
Facebook
5.0 / 5 (33)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Jalbert Insurance Agency logo
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Jalbert Insurance Agency

1132 Central Avenue, Billings, MT 59102
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  • Multiple Carriers

Business Description

Jalbert Insurance Agency is an auto insurance agency operating in Billings. Founded by Mary Jalbert, who has been in the insurance business for over 19 years, the agency helps clients by doing the legwork by comparing policies from several insurance carriers to help find the best plan that meets their needs. The agency shops for multiple insurance providers, including Safeco, Progressive, Travelers, Kemper, and MetLife to insure any type of vehicle, as well as classic cars.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.5 / 5 (182)
Facebook
4.5 / 5 (57)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Jeff Wigen logo
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Jeff Wigen

2920 2nd Avenue North, Billings, MT 59101
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  • Bundling Option

Business Description

Jeff Wigen is an independent and licensed State Farm insurance agent that serves clients in Billings, Lockwood, Flathead Lake, and the surrounding districts. He offers an extensive line of insurance products and services, such as automobile, homeowners', and business and financial insurance services. Jeff has been a State Farm Insurance agent since 2015, and the company's network of insurance carriers enables him to provide personalized insurance coverage that matches the needs of every client.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (19)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Key Insurance logo
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Key Insurance

124 West Lewis Street, Billings, MT 59047
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  • RV & Motorhome
  • Boats

Business Description

Key Insurance is an insurance agency in Livingston that services the Billings metro and nearby towns. The company provides personal and commercial insurance products to clients including its auto insurance policies. Its policies help protect clients and their personal cars from damages and liabilities. It also offers policies for any four-wheeled vehicles and watercraft such as boats and jet skis. Inquiries and quotes can be easily generated using its website with an integrated customer service portal.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Mandeville Insurance Agency logo
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Mandeville Insurance Agency

130 South Pratten Street, Columbus, MT 59019
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  • Multiple Carriers

Business Description

Mandeville Insurance Agency is a local and independent agency established in 1932. The agency offers personal insurance including car insurance policies to clients in Billings and nearby areas. Its car insurance policies include personal and commercial vehicles. The company's agents have been in the industry for over 20 years. They also provide services for commercial insurance for farm properties and equipment as well as business insurance to help clients protect their assets and liabilities.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (8)
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Merenz Insurance Agency logo
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Merenz Insurance Agency

812 Central Avenue, Billings, MT 59102
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  • Multiple Carriers

Business Description

Merenz Insurance Agency is a company that covers the auto insurance needs of clients in and around Billings. Its agents educate customers regarding each policy, which can include individual injury and overall accident coverages. As an independent agency, the company reviews different plans from carriers like Travelers and Progressive. Its primary agent, Jeannette Albrecht, has been working in insurance since 1995 and provides toys and business insurance as well. The company can also notarize documents for legal and government use.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (15)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Mid-Montana Insurance logo
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Mid-Montana Insurance

10 Central Avenue North, Billings, MT 59036
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  • Bundling Option

Business Description

Mid-Montana Insurance is an independent insurance agency that has been serving to protect its clients' properties and livelihood in Billings for over 100 years. It offers car, business, life, and home insurance. It also has specialty offerings, such as farm and ranch insurance, crop insurance, flood insurance, and surety/bonding. It offers many policy options from its partners, including Safeco and Progressive. The agency's principal owner, Jodi Tierney, is the president of the Independent Insurance Agents Association.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Raychel R Carlson Insurance Agency, LLC logo
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Raychel R Carlson Insurance Agency, LLC

175 North 27th Street, Billings, MT 59101
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  • Bundling Option

Business Description

Raychel R Carlson Insurance Agency, LLC, has been providing risk management solutions since 2003. Based in Billings, the company offers car insurance for personal and commercial automobiles. Its team also crafts multi-vehicle car insurance policies. The firm's other products include medicare supplement and life insurance. The agents of Raychel R Carlson Insurance Agency have a combined industry experience of nearly 30 years. They are committed to providing attentive and honest service to their customers.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Thurston Family Insurance logo
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License Verified:

License: 754794

Commissioner of Securities and Insurance, office of the Montana State Auditor

Thurston Family Insurance

223 Shiloh Road, Billings, MT 59106
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  • Life Insurance

Business Description

Thurston Family Insurance is a family-owned and veteran-owned independent agency serving Billings and the neighboring communities. It offers vehicle insurance solutions, covering cars, motorcycles, and recreational vehicles (RVs). The company also provides home, life, and business coverage, as well as annuities. Marcus and Vicki Thurston founded the company in 2011, focusing on a holistic approach that carefully considers the client's personal and financial situation in selecting an appropriate policy. Thurston Family Insurance professionals have over 30 years of combined industry experience.

License Verified:

License: 754794

Commissioner of Securities and Insurance, office of the Montana State Auditor

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (81)
Facebook
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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