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Best Local Car Insurance Agencies in Missouri

2023

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Website
3715 Beck Road, Saint Joseph, MO 64506

Why choose this provider?

DeVoy-Baker Insurance is an independent insurance agency serving clients in Missouri. Since 1993, it has been offering a wide selection of the cheapest comprehensive personal, life, and commercial insurance options. Its team assists vehicle owners in shopping for auto insurance policies from their partner carriers, including Auto-Owners Insurance, Nationwide Insurance, and West Bend. It also works closely with clients in crafting plans that cover their individual needs. DeVoy-Baker Insurance offers home, Medicare Supplement, commercial property, flood, and umbrella insurance products.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (11)
Google
4.3 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1604b Business Loop 70 West, Columbia, MO 65202

Why choose this provider?

Insurance Plus in Missouri guides individuals and business owners in getting the protection plan they need. For car owners, the agency has standard auto insurance. The car insurance plan includes collision coverage, property damage, and bodily injury liability. It also offers insurance policies for collector cars. The agency carries a wide range of personal and commercial protection coverages, from homeowners' and pet to contractors and builders' risk insurance. Insurance Plus was founded by two accountants, Denise Nelson and Tina Marso.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (43)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
767 Gravois Road, Fenton, MO 63026

Why choose this provider?

Siebert Insurance is an independent insurance agency that serves individuals, families, and business owners in Missouri. It helps them shop from their partner providers for the best policies. Its team assists car owners in crafting plans that cover their insurance needs, including collision, comprehensive, liability, medical payment, and personal injury coverage. In addition, Siebert Insurance helps clients find life, pet, home, and business insurance products. Owner Bill Siebert has more than 30 years of industry experience.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (149)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
106 East Broadway, Ashland, MO 65010

Why choose this provider?

Angell & Co. - Ashland assists car owners in Missouri in insuring their automobiles. The agency provides clients with a wide selection of protection plans. It has policies for homeowners and farm owners. It also helps individuals and families get health and life insurance plans. The full-service general independent insurance agency has been serving the community since the 1930s. Its staff guides clients in evaluating and comparing insurance products to help them find the best plan suitable for their needs. It is a Trusted Choice agency.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.9 / 5 (28)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7301 Mission Road, Prairie Village, KS 66208

Why choose this provider?

Denise Garcia is an insurance agent who has been running a'state Farm agency since 1993. She and her team serve individuals, families, and business owners in Missouri, providing them with insurance solutions that protect their individual and family needs. They assist car owners in starting their auto insurance program with the goal of protecting their assets and belongings. In addition, they provide life, health, home, and business insurance options. Garcia is a member of the Northeast Johnson County Chamber of Commerce.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (26)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4045 Northeast Lakewood Way, Lee's Summit, MO 64064

Why choose this provider?

Epic Insurance is a local independent agency that helps clients in Missouri shop for the cheapest policies that provide the best coverages and rates available. It assists car owners in understanding and choosing the auto insurance that protects them and their assets in times of an accident. Its team, which has over 75 years of collective experience, works closely with them in determining dangerous coverage gaps. Epic Insurance also offers home, health, and business insurance products. President Paul Crisafulli is a Certified Insurance Counselor.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4305 Frederick Avenue, Saint Joseph, MO 64506

Why choose this provider?

Colman Insurance Services is a locally owned agency that serves individuals, families, and business owners in Missouri. For over 10 years, it has been offering comprehensive insurance solutions that protect clients and their assets. Its agents work with every client by providing them with insurance education focused on guiding them on making the right decisions. They carry auto insurance that helps policyholders deal with losses in case of accidents. Colman Insurance Services also offers life, home, and business insurance options. Some of its partners are Dairyland and Auto-Owners Insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.2 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1004 South Belt Highway, Saint Joseph, MO 64507

Why choose this provider?

Since 1902, Buchanan County Mutual Insurance Co has been serving clients in Missouri. It offers its assistance to car buyers and families that want to obtain insurance for their vehicles. It also helps homeowners insure their property and personal belongings in the event of an accident. For individuals who grow and harvest crops, policies are available to protect their crop yields and revenue. The agency's staff is available 24/7 to address the questions and concerns of clients.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (10)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2100 Whitegate Drive, Columbia, MO 65202

Why choose this provider?

With offices in Columbia and Butler, Harrison Agency, Inc., has been offering insurance solutions to individuals, families, and business owners in Missouri since 1985. The family-owned independent insurance agency matches vehicle owners to carriers that provide auto insurance policies that cover the specific individual needs of clients. Its team guides them in understanding the different types of coverage, including collision, medical payment, and uninsured drivers. In addition, Harrison Agency provides home, umbrella, and business insurance options. It is a partner of Big I and Trusted Choice.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1807 South Belt Highway, Saint Joseph, MO 64507-2237

Why choose this provider?

Dickens Insurance Agency provides its services to the citizens of Missouri. Its professionals help car owners in insuring their vehicles. The agency also offers a broad range of insurance plans covering owners and their boats, motorcycles, and homes. Life and health insurance policies are also available. The company also assists business owners in getting workers' compensation insurance and other types of protection plans. Dickens Insurance Agency has been serving the insurance needs of individuals, families, and businesses for more than 35 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
2903 South Belt Highway, Saint Joseph, MO 64503

Why choose this provider?

AIS is an insurance agency provides individuals, families, and business owners in Missouri with the best and cheapest policies that cover their needs. Its team works with car owners in finding and crafting the best auto insurance, which protects them and their assets. It also helps clients shop for home, boat, motorcycle, RV and camper, and AV insurance products. In addition, AIS provides SR-22 assistance to individuals, businesses, and commercial and international clients. Some of its partner insurance providers include AssuranceAmerica, Dairyland, and Foremost Insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3603 Woodlawn Terrace, Saint Joseph, MO 64506

Why choose this provider?

Randy Wagers Insurance Agency is a family-owned company that serves individuals, families, and business owners in Missouri, offering a wide selection of insurance solutions. Its team of agents matches clients to the best partner insurance carriers, which provide policies that cover their insurance needs. They offer insurance plans for car owners that include collision, liability, medical payment, roadside assistance, underinsured/uninsured motorist, and comprehensive coverage. In addition, Randy Wagers Insurance Agency carries health, life, home, and business insurance options.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (11)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3920 S Old Highway 94 Ste 39, Saint Charles, MO 63304

Why choose this provider?

Lang Insurance is a local and independent company in Missouri. It provides car owners with insurance plans that cover bodily injury and property damage liability. The company also has other types of car insurance coverage, such as personal injury protection, uninsured or underinsured motorists, and collision expenses. Additionally, it offers life and health insurance. Steve Lang worked for Mutual of Omaha for 10 years, where he was recognized as a Chairman's Council Top Sales Awardee five times. In 1990, he founded Lang Insurance in the basement of his home.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (89)
Facebook
4.9 / 5 (39)
Yelp
4.5 / 5 (7)

Website
2342 Technology Drive, O'Fallon, MO 63368

Why choose this provider?

Kathy Kilo Peterson has been a State Farm insurance agent for more than 20 years. Her office offers a broad selection of the best insurance solutions to individuals, families, and business owners in Missouri. One of its products is auto insurance, which protects car owners and their belongings. It also offers life, health, home, condo, and business insurance options. Committed to helping every client, Peterson�s office has been a Chairmen�s Circle and Presidents Club qualifier on multiple occasions. Its team is also fluent in Spanish.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (130)
Facebook
5.0 / 5 (20)
Yelp
5.0 / 5 (1)

Website
206 West Terra Lane, O'Fallon, MO 63366

Why choose this provider?

Alternatives Insurance - O Fallon is an independent agency that offers comprehensive insurance solutions to individuals, families, and business owners in Missouri. Its team assists vehicle owners in purchasing auto insurance that covers their properties against any damage. Since 1992, it has been matching clients to insurance carriers that provide the best personal and commercial coverage plans that protect them and their assets. Some of the company's insurance partners are Travelers, Safeco, AAA, and West Bend.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.9 / 5 (39)
Google
4.9 / 5 (33)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1401 Frederick Avenue, Saint Joseph, MO 64501

Why choose this provider?

The Benchmark Insurance Agency serves clients in Missouri, providing them with the best insurance solutions to protect them and their possessions. As an independent insurance agency, it matches individuals, families, and business owners to insurance carriers focused on protecting their individual needs. It helps vehicle owners shop for auto insurance plans that cover their cars in the event of theft or accident. Its team also provides liability, property, and medical coverages. In addition, the agency offers life, health, home, and business insurance products.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1550 Southwest Market Street, Lee's Summit, MO 64081

Why choose this provider?

Summit Hill Insurance serves clients in Missouri, providing them with insurance solutions that protect their families, assets, properties, and businesses. It matches car owners to insurance carriers that provide the best auto insurance coverage, which includes collision, comprehensive, liability, medical payment, and underinsured/uninsured motorist coverage options. In addition, Summit Hill Insurance offers insurance policies to homeowners and renters, as well as life and health insurance products. It is a member of the Strategic Insurance Agency Alliance and the Midwest Insurance Agency Alliance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

  • How does car insurance work?

    Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

  • What does car insurance cover?

    Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

  • Does car insurance cover theft?

    Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

  • How does a car insurance deductible work?

    A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

  • Do you need insurance to register a car?

    Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

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