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2024

Last updated:

Best Renter's Insurance Companies in Billings

Our Recommended Top 9

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Billings Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

46Reviewed

31Curated

9Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
1111 Main Street, Suite 13, Billings, MT 59105
  • Home and Auto Insurance

Why choose this provider?

JM Insurance Group serves individuals throughout Billings and the surrounding communities. It offers a wide array of personal insurance products, such as renters' insurance. It also provides policies for home, landlord, umbrella, and auto insurance. As an independent agency, it represents various carriers in the market to offer more coverage options for its clients. Owner Jennifer Massey-Norman has been in the insurance industry since 1996. She holds an Associate in General Insurance designation.

License Verified:

License: 3000058641

Commissioner of Securities and Insurance, office of the Montana State Auditor

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (84)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
848 Main Street, Suite 16, Billings, MT 59105
  • Multiple Policy Types

Why choose this provider?

Frontier Insurance Solutions Inc. provides personal and business insurance solutions for customers in Billings and the surrounding areas. Its lineup of insurance product offerings includes homeowners' & renters' insurance, car insurance, health insurance, and disability insurance. Whether an individual is renting a home or apartment, the renters' insurance provides coverage for the renter and his belongings in case of an unfortunate event. Frontier Insurance Solutions represent some reputable insurance carriers like Allstate, Progressive, Safeco Insurance, and Travelers.

License Verified:

License: 723545

Commissioner of Securities and Insurance, office of the Montana State Auditor

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (33)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2500 Grand Ave., Billings, MT 59102
  • Home and Auto Insurance

Why choose this provider?

Conver & Winchell Insurance serves Billings and the surrounding metros. The local company assists individuals in shopping for insurance policies that fit their needs. It offers various insurance products, from home, renter's, condo, and landlord insurance, to risk management solutions for vehicles and motorcycles. The agency is led by Sara McLean, who has been helping clients choose the right coverage plans since 1998. McLean and her team work with various insurance providers and strives to make the selection process less overwhelming for its policyholders.

License Verified:

License: 3000191698

Commissioner of Securities and Insurance, office of the Montana State Auditor

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (37)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
812 Central Ave, Billings, MT 59102
  • Multiple Carriers
  • Home and Auto Insurance

Why choose this provider?

Merenz Insurance Agency offers products and services to residents in the Billings metro and nearby areas. It serves individuals and families who want to purchase renters' insurance plans. The independent company also crafts coverages for condominiums, mobile and manufactured homes, and townhomes. It also serves business owners and helps them acquire commercial insurance policies. Merenz Insurance Agency gives back to the community by supporting various organizations, including Wise Wonders Children's Museum and The Home Center.

License Verified:

License: 100121794

Commissioner of Securities and Insurance, office of the Montana State Auditor

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (29)
Facebook
5.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
211 N. 30th St., Billings, MT 59101
  • Multiple Policy Types

Why choose this provider?

Peter Yegen Jr., Inc., serves Billings and the surrounding areas. It is a real estate and insurance agency serving individuals, families, and businesses. As a Realtor, it offers commercial, agricultural, and residential listings for sale and rent. Its insurance department provides personal and business insurance, including business liability, workers' compensation, auto, farm, and renters' insurance. The agency has been in business in Montana since 1919 and is currently led by Peter Yegen Jr.'s grandson, Charlie Yegen. Charlie has 45 years of insurance experience.

License Verified:

License: 3000889931

Commissioner of Securities and Insurance, office of the Montana State Auditor

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
223 Shiloh Rd. Suite 6, Billings, MT 59106
  • Multiple Carriers
  • Multiple Policy Types
  • Home and Auto Insurance

Why choose this provider?

Thurston Family Insurance is a family-owned and veteran-owned independent agency serving clients in Billings. It offers personal and commercial insurance options that are tailored based on the needs of clients. It provides renters' insurance that financially protects the renters and their belongings. This type of policy includes personal possession coverage, liability protection, and additional living expenses. Thurston Family Insurance was founded in 2011 by Marc and Vikci Thurston, who have over 40 years of combined experience in the insurance industry.

License Verified:

License: 754794

Commissioner of Securities and Insurance, office of the Montana State Auditor

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (152)
Facebook
4.9 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3202 Henesta Drive, Suite J, Billings, MT 59102
  • Home and Auto Insurance

Why choose this provider?

Diana Larson has been a State Farm insurance agent since 1991 who provides clients in Billings and its neighboring areas with insurance and financial services. Larson's team in her office handles personal insurance, such as car insurance, homeowners insurance, and life insurance. They also deal with renters insurance to help the renters get the insurance coverage they need when they reside in another person's property. The agency has qualified for various awards in the industry, including State Farm Chairman's Circle.

License Verified:

License: 65871

Commissioner of Securities and Insurance, office of the Montana State Auditor

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (87)
Facebook
5.0 / 5 (25)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
175 N 27th St Ste 1210, Billings, MT 59101
  • Multiple Policy Types

Why choose this provider?

Raychel R Carlson Insurance Agency, LLC, has been serving clients in Billings and the surrounding regions since 2003. It offers renters' insurance that covers the personal belongings and liabilities of policyholders in case of a loss event. The independent agency also provides insurance products from multiple insurance carriers for homeowners, businesses, and automobiles. Agency owner Raychel Carlson has more than 30 years of industry experience. In addition, Medicare supplements and life insurance solutions are available.

License Verified:

License: 966669

Commissioner of Securities and Insurance, office of the Montana State Auditor

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (20)
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1020 South 24th Street W., Billings, MT 59102
  • Multiple Carriers

Why choose this provider?

Burns Insurance is a local independent agency that serves the Billings community. It offers risk management solutions for renters and condominium owners, as well as personal coverage for homes, automobiles, motorcycles, and recreational vehicles. Additionally, it helps individuals and groups create insurance plans for life, health, disability, and long-term care. Its Billings branch is managed by Ken Helgeson, who has been with the agency since 2009 and has several years of experience providing commercial and personal insurance products.

License Verified:

License: 657438

Commissioner of Securities and Insurance, office of the Montana State Auditor

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

FAQs

  • Is renters' insurance required in Billings?

    No. There are no federal laws in Billings requiring tenants to get a renters' insurance policy. Most of the time, getting one is optional. However, some landlords may require potential tenants to acquire renter's insurance. This serves as part of the lease agreement for some landlords. Having one is also beneficial for the renters, as it protects them against potential hazards that can lead to large financial losses.

  • What does renters' insurance in Billings cover?

    In Billings, renters' insurance plans are created to protect tenants against the potential risks of renting. It covers repair or replacement costs if ever the renter's personal property gets lost or damaged due to a covered event. It also covers the legal bills and various financial obligations of the renter in case someone gets injured on their rented property. Lastly, it can help the renter pay for various living expenses if a covered event makes the rented property uninhabitable.

  • Does renters' insurance in Billings cover pest infestations?

    No. Renters' insurance in Billings does not cover pest infestations. Any remediation or property losses that are a result of pest infestation from ants, bed bugs, or rodents are the responsibility of the landlords. This is because renters' insurance is created to protect tenants against sudden and significant perils or accidents. Pest infestations are more of a maintenance issue, which landlords should take care of.

  • What are the covered events in a renters' insurance policy in Billings?

    Renter's insurance plans in Billings help tenants recover their personal property in case of loss or damage. However, renters can only file a claim for financial compensation if the policy covers the incident that resulted in the loss or damage to personal property. Some of the most common covered events in renter's insurance policies include theft, vandalism, fire/smoke, burst pipes, and more.

  • Does renters' insurance in Billings cover earthquake damage?

    No. Renters' insurance policies in Billings do not cover damages caused by an earthquake. To cover earthquake damages, you can purchase an endorsement or a separate policy. An earthquake endorsement or separate earthquake insurance can help you claim financial compensation for damages caused by a landslide, settlement, mudflow, or the rising, sinking, and contracting of the earth.

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