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Best Local Car Insurance Agencies in Rapid City

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AAA Rapid City logo

AAA Rapid City

815 Saint Joseph Street, Rapid City, SD 57701
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  • Home & Auto Insurance

AAA Rapid City assists clients with their auto insurance needs. Its team of agents insures vehicles aside from automobiles, ranging from boats, travel trailers, and motor homes to motorcycles. Furthermore, they offer protection bundles that cover both homes and cars in one plan. The insurance professionals also provide roadside emergency and claims assistance. AAA has been providing risk management solutions for more than a century. It also serves residents in Maryland, Oklahoma, Kansas, and New Jersey.

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Black Hills FCU - Rapid City (Downtown) MSC logo

Black Hills FCU - Rapid City (Downtown) MSC

200 Main Street, Rapid City, SD 57701
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  • Multiple Carriers
  • Home & Auto Insurance
  • Home Insurance

For more than 80 years, Black Hills FCU - Rapid City (Downtown) MSC has been serving the city and the rest of South Dakota with a variety of financial products, such as car insurance and loans. Its car insurance policies can cover bodily injury liability, property damage liability, medical payments, collision, uninsured and underinsured motorists, and roadside assistance. The company's financial advisers also help clients get comprehensive auto insurance policies that are customized based on their needs.

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Black Hills Insurance Agency logo

Black Hills Insurance Agency

820 Saint Joseph Street, Rapid City, SD 57701
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  • Multiple Carriers

Black Hill Insurance Agency is a family-owned and independent company that provides personal and business insurance in Rapid City and the Black Hills area. Owned and operated by the Maguire siblings, Black Hill Insurance Agency offers auto, home, life, and health insurance under its personal line. They consult on auto insurance policies that include cars, motorcycles, boats, antique cars, and recreational vehicles. Started in 1949, the agency continues to serve the community by supporting Black Hills Workshop Foundation and Black Hills Children’s Home Society.

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Herrmann Insurance Agencies logo

Herrmann Insurance Agencies

821 Mount Rushmore Road, Rapid City, SD 57701
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  • Multiple Carriers

Herrmann Insurance Agencies is an insurance firm that has been serving the people of Rapid City for more than three decades. Its agents work with multiple insurance companies to help clients find a suitable auto insurance policy that will protect them and their vehicles in the event of an accident. Experienced and professional, they can find insurance plans for a variety of vehicles, including cars, motorcycles, recreational vehicles, ATVs, and boats. The company also provides life, health, and home insurance.

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Jeff Johnson logo

Jeff Johnson

1620 Mount Rushmore Road, Rapid City, SD 57701
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  • Multiple Carriers
  • Bundling Option

Jeff Johnson has been working as a State Farm insurance agent in Rapid City since 2012. His team of three professionals assists car owners in understanding available coverage options and getting car insurance plans. Car insurance policyholders can obtain financial compensation for losses associated with collisions, theft, hail, car rentals, and ridesharing companies. Johnson also offers home, life, health, property, and business insurance. He believes that developing long-lasting client relationships and providing insurance education are essential service values.

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Kasey Keller logo

Kasey Keller

3312 Jackson Boulevard, Rapid City, SD 57702
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  • Multiple Carriers

Kasey Keller is a Rapid City native that runs his own agency under Farmers Union Insurance. He assists clients in several areas including auto insurance. The agent works with national and regional insurance providers to help clients find a coverage type that will suit their needs. He also furnishes insurance packages that acknowledge accident forgiveness and safe drivers. In addition to auto insurance, Keller offers farm, life, and health insurance. He also helps clients with insurance claims.

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Starr Insurance logo

Starr Insurance

38 Mount Rushmore Road, Custer, SD 57730
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  • Bundling Option

Established in 1996, Starr Insurance is an independent insurance agency with offices in Mount Rushmore, Custer and Rapid City that specialize in auto, RV, home, umbrella, health and life insurance. The agency offers standard auto insurance with its six-type coverage for liabilities, bodily injury liability, medical payments, comprehensive, collision, and uninsured and underinsured motorist coverages. Its team of professional and licensed agents can quote for most types of insurance risks and can structure policies based on customer needs.

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Tom Berger logo

Tom Berger

709 Omaha Street, Rapid City, SD 57701
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  • Home & Auto Insurance
  • Home Insurance

Tom Berger is a Farm Bureau Financial Services car insurance agent who serves clients in Rapid City. He considers automobile insurance as a way to protect automobile owners and their investments from damages or injuries caused by motor vehicle accidents. His team of automobile insurance agents offers insurance coverage for drivers of minivans, motorcycles, recreational vehicles, and farm trucks. He has been a Farm Bureau insurance agent for 11 years. He retired from the United States Air Force in 1999.

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Western Dakota Insurors logo

Western Dakota Insurors

816 5th Street, PO Box 1300, Rapid City, SD 57709
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  • Multiple Carriers

West Dakota Insurors is a car insurance agency in Rapid City. RVs, campers, boats, ATVs, motorcycles, and collector cars are included in their coverage. The agency also offers other services such as surety bonds, errors & omissions, farm, professional malpractice, home, and loss control. Their team is made up of 20 agents from different backgrounds. The locally-owned agency was founded in 1979 and is a member of the National Association of Surety Bond Producers.

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Frequently Asked Questions

Q: How much do car insurance agents make?

A: Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

Q: How do car insurance agents get paid?

A: Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

Q: How do you become a car insurance agent?

A: In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

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