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Best Local Car Insurance Agencies in Rapid City
2022

We scored 47 Local Car Insurance Agencies in Rapid City, SD and Picked the Top 9

Here are the Picks:

AAA Rapid City

Black Hills FCU - Rapid City (Downtown) MSC

Black Hills Insurance Agency

Herrmann Insurance Agencies

Jeff Johnson

Kasey Keller

Starr Insurance

Tom Berger

Western Dakota Insurors

Why These Local Car Insurance Agencies?

Our goal is to connect people with the best local experts. We scored Rapid City Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

Reviewed Curated Top Picks 47 31 9

Our Selection Criteria:

  • 1. Availability

    Consistently approachable and responsive, so customers never feel ignored.

  • 2. Qualifications

    Building customer confidence with licensing, accreditations, and awards.

  • 3. Reputation

    A history of delighted customers and outstanding service.

  • 4. Experience

    Masters of their craft, based on years of practical experience and education.

  • 5. Professionalism

    Providing service with honesty, reliability, and respect.

Read more about our selection process

AAA Rapid City

  • Home & Auto Insurance

AAA Rapid City assists clients with their auto insurance needs. Its team of agents insures vehicles aside from automobiles, ranging from boats, travel trailers, and motor homes to motorcycles. Furthermore, they offer protection bundles that cover both homes and cars in one plan. The insurance professionals also provide roadside emergency and claims assistance. AAA has been providing risk management solutions for more than a century. It also serves residents in Maryland, Oklahoma, Kansas, and New Jersey.

Click to Call

815 Saint Joseph Street
Rapid City, SD 57701

Website

(877) 422-2477 Website

Reputation:A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4 / 5 (Better)

Total Reviews:

46 (Best)

Score Consistency:

Consistent (Best)

Professionalism: A+

More Info

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Black Hills FCU - Rapid City (Downtown) MSC

  • Home Insurance
  • Home & Auto Insurance
  • Multiple Carriers

For more than 80 years, Black Hills FCU - Rapid City (Downtown) MSC has been serving the city and the rest of South Dakota with a variety of financial products, such as car insurance and loans. Its car insurance policies can cover bodily injury liability, property damage liability, medical payments, collision, uninsured and underinsured motorists, and roadside assistance. The company's financial advisers also help clients get comprehensive auto insurance policies that are customized based on their needs.

Click to Call

200 Main Street
Rapid City, SD 57701

Website Instagram

(605) 718-1818 Website

Reputation:A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.6 / 5 (Best)

Total Reviews:

82 (Best)

Score Consistency:

Consistent (Best)

Black Hills Insurance Agency

  • Multiple Carriers

Black Hill Insurance Agency is a family-owned and independent company that provides personal and business insurance in Rapid City and the Black Hills area. Owned and operated by the Maguire siblings, Black Hill Insurance Agency offers auto, home, life, and health insurance under its personal line. They consult on auto insurance policies that include cars, motorcycles, boats, antique cars, and recreational vehicles. Started in 1949, the agency continues to serve the community by supporting Black Hills Workshop Foundation and Black Hills Children’s Home Society.

Click to Call

820 Saint Joseph Street
Rapid City, SD 57701

Website

(605) 342-5555 Website

Reputation:A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.8 / 5 (Best)

Total Reviews:

20 (Better)

Score Consistency:

Consistent (Best)

Professionalism: A+

More Info

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Herrmann Insurance Agencies

  • Multiple Carriers

Herrmann Insurance Agencies is an insurance firm that has been serving the people of Rapid City for more than three decades. Its agents work with multiple insurance companies to help clients find a suitable auto insurance policy that will protect them and their vehicles in the event of an accident. Experienced and professional, they can find insurance plans for a variety of vehicles, including cars, motorcycles, recreational vehicles, ATVs, and boats. The company also provides life, health, and home insurance.

Click to Call

821 Mount Rushmore Road
Rapid City, SD 57701

Website

(605) 718-2200 Website

Reputation:A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.1 / 5 (Better)

Total Reviews:

20 (Better)

Score Consistency:

Consistent (Best)

Professionalism: A+

More Info

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Jeff Johnson

  • Bundling Option
  • Multiple Carriers

Jeff Johnson has been working as a State Farm insurance agent in Rapid City since 2012. His team of three professionals assists car owners in understanding available coverage options and getting car insurance plans. Car insurance policyholders can obtain financial compensation for losses associated with collisions, theft, hail, car rentals, and ridesharing companies. Johnson also offers home, life, health, property, and business insurance. He believes that developing long-lasting client relationships and providing insurance education are essential service values.

Click to Call

1620 Mount Rushmore Road
Rapid City, SD 57701

Website

(855) 733-7333 Website

Reputation:A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.7 / 5 (Best)

Total Reviews:

32 (Best)

Score Consistency:

Consistent (Best)

Professionalism: A+

More Info

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Kasey Keller

  • Multiple Carriers

Kasey Keller is a Rapid City native that runs his own agency under Farmers Union Insurance. He assists clients in several areas including auto insurance. The agent works with national and regional insurance providers to help clients find a coverage type that will suit their needs. He also furnishes insurance packages that acknowledge accident forgiveness and safe drivers. In addition to auto insurance, Keller offers farm, life, and health insurance. He also helps clients with insurance claims.

Click to Call

3312 Jackson Boulevard
Rapid City, SD 57702

Website

(800) 366-8331 Website

Reputation:A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4 / 5 (Better)

Total Reviews:

5 (Good)

Score Consistency:

Consistent (Best)

Starr Insurance

  • Bundling Option

Established in 1996, Starr Insurance is an independent insurance agency with offices in Mount Rushmore, Custer and Rapid City that specialize in auto, RV, home, umbrella, health and life insurance. The agency offers standard auto insurance with its six-type coverage for liabilities, bodily injury liability, medical payments, comprehensive, collision, and uninsured and underinsured motorist coverages. Its team of professional and licensed agents can quote for most types of insurance risks and can structure policies based on customer needs.

Click to Call

38 Mount Rushmore Road
Custer, SD 57730

Website

(800) 658-2299 Website

Reputation:A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 (Best)

Total Reviews:

5 (Good)

Score Consistency:

Consistent (Best)

Professionalism: A+

More Info

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Tom Berger

  • Home Insurance
  • Home & Auto Insurance

Tom Berger is a Farm Bureau Financial Services car insurance agent who serves clients in Rapid City. He considers automobile insurance as a way to protect automobile owners and their investments from damages or injuries caused by motor vehicle accidents. His team of automobile insurance agents offers insurance coverage for drivers of minivans, motorcycles, recreational vehicles, and farm trucks. He has been a Farm Bureau insurance agent for 11 years. He retired from the United States Air Force in 1999.

Click to Call

709 Omaha Street
Rapid City, SD 57701

Website

(605) 348-3470 Website

Reputation:A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 (Best)

Total Reviews:

9 (Good)

Score Consistency:

Consistent (Best)

Professionalism: A+

More Info

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Western Dakota Insurors

  • Multiple Carriers

West Dakota Insurors is a car insurance agency in Rapid City. RVs, campers, boats, ATVs, motorcycles, and collector cars are included in their coverage. The agency also offers other services such as surety bonds, errors & omissions, farm, professional malpractice, home, and loss control. Their team is made up of 20 agents from different backgrounds. The locally-owned agency was founded in 1979 and is a member of the National Association of Surety Bond Producers.

Click to Call

816 5th Street, PO Box 1300
Rapid City, SD 57709

Website

(605) 342-3130 Website

Reputation:A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.7 / 5 (Best)

Total Reviews:

14 (Better)

Score Consistency:

Consistent (Best)

Professionalism: A+

More Info

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

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