Best Mortgage Refinance Companies in Independence

Affinity Lending Inc. is a team of loan consultants that offers mortgage refinancing services to the residents of Independence. The company assists clients through the process of refinancing, enabling them to apply for the right option aligned with their goals and purposes. Clients gain flexibility for restructuring their loans either to obtain lower monthly payments, increase home equity, consolidate debt or pull out money from initial home equity value. Affinity Lending also offers VA loans, government loans, and home equity lines of credit.

Community Mortgage caters to Independence homeowners looking to refinance their homes. Its team of loan officers offers clients refinancing strategies that allow them to lower their interest rates, reduce monthly payments, and convert an adjustable-rate loan to a fixed-rate loan. They also assist property owners to apply for cash-out refinance, allowing them to fund their home improvement project, secure educational funding, or pay off debt. Community Mortgage guides clients through the process, from understanding the required paperwork to applying for the loan.

Executive Lending Group, LLC works with individuals residing in Independence and nearby areas. The company assists borrowers in applying for refinance and home equity conversion loans, which allow clients to pay off their mortgages and debts at flexible repayment options. It offers fixed-rate, ARM, and VA loans. It also walks customers through each stage of the loan process, from initial discussion to closing. Executive Lending Group's loan agents have a combined industry experience of eight decades.

Guaranteed Rate is a mortgage lending company serving individuals in the Independence metro and surrounding locations. It offers refinance loan programs to help clients reduce their monthly obligations and pay off their balances faster, making them afford their dream homes. Its loan programs include fixed-rate mortgages, adjustable-rate mortgages, home equity lines of credit, jumbo loans, and interest-only mortgages. In addition, Guaranteed Rate assists buyers in achieving their dream homes through purchase loans. The company has funded over $70 billion in consumer loans in 2021.

James Laird is an NMLS-licensed mortgage loan originator representing USA Mortgage in Lee's Summit and nearby Independence. He has been in the real estate and finance industry for more than five years and works with refinancing applications for residential and investment properties. He helps clients tap into their home's equity for cash, shorten mortgage terms, and lower monthly payments. Before his mortgage lending tenure, Laird was a sergeant for the U.S. Air Force for more than eight years.

Jeff Bresette is a loan officer that caters to clients in and around Independence. He assists families and individuals looking to refinance or purchase their homes. He also helps them find the right mortgage program that fits their financial situation and guides them throughout the entire mortgage process, from filling out the application to signing closing documents. Jeff has been in the industry for over 25 years. He is currently working with Fairway Independent Mortgage Corporation.

Kansas City Mortgage Guy serves homeowners and veterans in Independence. It assists in finding the ideal home refinancing option to lower interest rates, get into or out of A.R.M., cash out equity, or consolidate mortgages. It also offers loans for homebuyers, including physicians' loans. The lender works to prevent surprises by confirming that the terms applied for are exactly what the client gets at closing and keeping the client updated throughout the process. It is an accredited member of the Veterans Advocacy & Benefits Association.

Pat Gormly is a loan officer of Fairway Independent Mortgage Corporation who offers refinancing assistance to clients in and around the Independence area. He provides a wide selection of refinancing options to help clients reduce interest rates or monthly payments, cash out some of their equity, or consolidate existing debts. Gormly has been in the mortgage industry since 2003 and is also licensed to offer personalized home loan solutions to homebuyers and owners in Kansas and Tennessee.

Rick Rowell is a mortgage lender in Independence who specializes in refinancing. He is a sales manager from Fairway Independent Mortgage and has been in the industry since 1987. Rick’s team assists homeowners through the refinancing process so they can fund their dream homes using a new home loan. Through refinancing, clients can enjoy benefits such as lower interest rates and monthly payments, allowing them to save money for investments and other purposes. Besides refinancing, Rick Rowell can help clients who are applying for their first mortgage loan.

Summit Lending is a mortgage brokerage firm that serves clients in Independence and the surrounding areas. It offers refinancing loans, including conventional fixed and adjustable rate mortgages, VA, FHA, and USDA. It also assists families and individuals with new home purchases and reverse mortgages. Summit Lending has been in the industry for over 20 years. It is headed by Darren Copeland, a mortgage consultant with The Copeland Mortgage Team. Its officers educate families about the home buying process.

Taylor Made Home Loans is a mortgage firm that serves customers in Independence and its surrounding areas. Owner and team leader Taylor Froelich closed over 400 mortgages throughout his service in the community. He offers a variety of mortgage options, including conventional, VA, FHA, and USDA loans. Froelich and his team members work closely with borrowers to navigate the process and find the program that suits their needs. They also offer investment loans, such as debt service coverage ratio.

WPL Mortgage Solutions has been catering to the financing needs of residents in Independence for over 25 years. It offers refinancing programs to borrowers seeking lower monthly payments, shorter terms, another mortgage type, and fixed interest rates. It conducts consultations to discuss options, processes, and plans, helping clients make educated decisions. The company also provides other loan programs, including FHA, VA, jumbo and FHA options, which accommodate first-time buyers, veterans, farmers, corporations, and individuals who are planning to renovate.