Best Mortgage Refinance Companies in Kansas City

Affinity Mortgage LLC strives to meet the needs of homeowners in the Kansas City metro. The company help owners of major loan types such as FHA, conventional, and VA refinance their mortgage. Its loan officers assist in navigating and completing streamlined refinancing procedures, starting from application to closing. They guide clients in checking and assessing their incomes, FICO credit scores, and down payment options. Other areas that Affinity Mortgage serves include Minnesota, Minnesota, and Oklahoma.

BuildBuyRefi Home Loans is a mortgage firm serving Kansas City clients. It caters to people looking to refinance, purchase, renovate, or build a home by providing VA, FHA, USDA, jumbo, and conventional loans. Its refinance solutions help borrowers reduce their interest rates or consolidate their debts. The firm has been featured in Investopedia and The Mortgage Reports. It is a division of Magnolia Bank, a family-owned FDIC Insured Equal Housing Lender that has been in the industry for 100 years.

Cap West Home Loans is a City Bank internet division that provides loan and refinancing services in and around Kansas City. The company assists property owners and home buyers with every step of the loan process, from preparing pre-qualification applications to closing costs documentation. It assists customers in locating appropriate loan programs with favorable interest rates, credit score requirements, term conditions, and mortgage payment options. These refinancing programs include conventional, VA, FHA, and USDA loans.

Chad Trease is a mortgage specialist with Summit Funding Inc. serving families in the Kansas City community. He provides refinancing services that help clients maximize their home loan benefits through lower monthly payments, modified loan types, adjusted loan terms, and eliminated mortgage insurance. He also takes advantage of current rates and uses cash-out refinance to consolidate high-interest debt. Chad offers various loan programs, including USDA, VA, FHA, jumbo, and reverse mortgages. He also assists buyers of new and pre-owned homes.

Clear Mortgage is a company that assists individuals looking for home financing solutions around Kansas City. It offers various mortgage options that include conventional home loans, FHA home loans, VA home loans, jumbo home loans, renovation home loans, and USDA home loans. The team at Clear Mortgage strives to educate clients and find the right loan program and best terms for them to help them save money. The business has been featured on Apple TV, CBS, Fox, and HGTV.

Encompass Home Loans is a mortgage agency that offers refinancing loans in Kansas City. It uses an online analysis tool to help homeowners compare mortgage interest rates so that they can choose the best option for them. Homeowners may opt for refinancing loans to pay off an existing mortgage with a new one, reduce their monthly payments and loan terms, or get cash. The company also offers fixed-rate, adjustable rates, FHA, VA, and jumbo loans.

First Mortgage Direct caters to clients in and around the Kansas City area. It assists individuals and families who are looking for mortgage refinancing rates, helping them lower their monthly payments and take cash out for purchases or investments. It serves customers who own different types of properties, including detached condominiums, manufactured homes, single-family residences, and townhouses. Joseph Watts, the EVP of Consumer Direct Lending, has more than 20 years of experience in the industry.

Fountain Mortgage caters to residents of Kansas City who need loan and refinancing products. The firm has options for first-time homebuyers ranging from flexible conventional contracts to government-backed ones under Veterans Affairs and the FHA. Its clientele includes entrepreneurs, first responders, and police officers. Fountain Mortgage is owned by Mike Miles, Mike Anderson, and Matt Cochran, three friends who gave families an alternative to big banks that are burdened by shareholder-related pressure and red tape.

Lusk Mortgage Group serves individuals in Kansas City and the neighboring areas. It specializes in refinancing clients' current mortgage loans to help them take out cash from their home's equity, reduce their monthly rates, and change their term lengths. It also serves individuals wishing to purchase homes using jumbo, super jumbo, USDA, FHA, and VA loan programs. Its team also allows clients to have a 15- and 30-year fixed mortgage terms. One of its mortgage originators, Courtney Carter, extends her services to Kansas.

McGowan Mortgages is a nationally regarded lender that offers refinance loans to Kansas City. It helps homeowners who want to lower their monthly payments, pay off a loan faster, get cash from equity, or consolidate debts achieve their goals through rate-and-term, cash-in, and cash-out refinance loans. The company also assists first-time home buyers and provides conventional, FHA, VA, 203K, USDA, and bank statement loans, as well as reverse mortgages. It is licensed to operate in 30 states.

Mission Mortgage is an independently operated full-service brokerage that caters to homeowners, buyers, and investors in Kansas City. It helps clients attain refinancing goals such as lowering their interest rates or terms, remodeling their homes, and dropping mortgage insurance. The types of home loans it refinances include conventional, FHA, VA, and rehab loans. Mission Mortgage's senior loan officer, Samuel Rosenberg, has more than 16 years of industry experience. He has received the President's Club award three times.

Signature Mortgage Group provides Kansas City residents with various lending options and services. Its mortgage professionals have over six decades of combined industry experience helping the company's clientele find, apply for, and refinance lending options such as VA, FHA, USDA, and jumbo loans. They work one-on-one with clients throughout the mortgage purchasing or refinancing process and are available for contact 24/7. Co-owner Scott O'Connor supports local organizations, such as Nephcure Kidney International and St. Jude Children’s Hospital.

Smart Home Lending serves clients in and around Kansas City. The company helps homeowners refinance to fulfill goals like reduced monthly payments or decreased interest rates. It has experience educating clients through the process of refinancing their FHA loans. The company also provides an FHA 203K mortgage loan for individuals looking to purchase and renovate properties. Jasmine Alexander, its loan operations manager, has more than seven years of experience in the lending industry. She previously spent over a decade in the customer service sector.

Zin Mortgage Group works with people in Kansas City refinancing, buying, or renovating their homes. The company operates under CrossCountry Mortgage, LLC, where its team members help borrowers specify and obtain the financing solution that fits their situation. It provides a wide range of loan programs, from jumbo and conventional to VA and FHA. Its team members focus on assisting clients using their field expertise and developing a mortgage process that involves open communication and financial education.