Expertise.com

Best Health Insurance Agencies in Independence

2024

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Providers

featured provider = Featured Provider

Independence, MO
WebsiteLicense: 8300464

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Why choose this provider?

Taylor Made Medicare is an insurance firm serving Independence and the surrounding areas. Its primary goal is to support retirees in navigating the intricacies of health insurance in retirement. Its insurance professional, Taylor Garner, guides clients in choosing and enrolling in Medicare programs and informs them about how Medicare updates and changes affect beneficiaries. He schedules one-on-one meetings with clients where he learns specifics about their retirement and determines the insurance options that are most appropriate for their circumstances.

  • Medicare Supplement Insurance

16207 E 23rd Street, Independence, MO 64055
WebsiteLicense: 264705

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Review Sources

Google
4.6 (52)
Facebook
5.0 (12)
Yelp
4.0 (1)

Why choose this provider?

Stacey Schell Newland runs a State Farm insurance agency serving individuals and families in Independence and the neighboring areas. It offers health insurance solutions, including Medicare supplement plans, individual medical protection, and supplemental health coverage. It also provides property, home, auto, renters, pet, and life insurance. Other products include commercial auto insurance, mutual funds, annuities, and business insurance. Stacey Schell Newland has been serving as a local State Farm agent for more than two decades.

601 E 63rd Street Suite 605, Kansas City, MO 64110
WebsiteLicense: 8466242

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Review Sources

Facebook
5.0 (12)
Google
5.0 (10)

Why choose this provider?

O'Leary Health Insurance caters to individuals in Independence and the surrounding areas. It specializes in helping clients apply for health insurance plans to protect themselves and their families from unexpected medical expenses. In addition, it offers dental, vision, and supplemental insurance plans. O'Leary Health Insurance provides services to self-employed individuals, small businesses, and families. Its owners, Matt and Amie O'Leary, are also licensed in the States of North Carolina, Wyoming, Georgia, Florida, Arizona, and Louisiana.

  • Health Insurance

Lee’s Summit, MO
WebsiteLicense: 8183187

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Review Sources

Facebook
5.0 (8)

Why choose this provider?

Polaris Insurance Solutions serves individuals and organizations in Independence. It offers customized health insurance plans based on the specific insurance needs of each client, with options such as major medical-ACA-compliant, fixed benefit, short term, or guaranteed issue. The agency also helps employers secure health insurance options for their employees. It offers life insurance options, including term, universal, whole, single premium, simplified issue, and final expense. Dental coverage and Medicare Supplements are available. Polaris Insurance Solutions represents various nationwide carriers, including National General and Humana One.

  • Individual Plans
  • Medicare Supplement Insurance

14901 E 42nd St S, Independence, MO 64055
WebsiteLicense: 420216

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Review Sources

Google
4.9 (206)
Yelp
5.0 (1)

Why choose this provider?

Chad Mitchell is an insurance agent in Independence who works for State Farm Insurance. Mitchell handles health insurance, where he helps individuals and organizations receive proper medical coverage for various conditions. Individual medical, supplementary health, and Medicare supplement coverages are all offered by his team. He also manages disability, life, auto, home, and business insurance policies. Mitchell has been with State Farm Insurance since 2010. The agent is also a licensed financial coach and retirement specialist.

  • Health Insurance

17000 E Us Highway 24 Suite E, Independence, MO 64056
WebsiteLicense: 8366076

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Review Sources

Google
4.9 (123)
Facebook
5.0 (15)

Why choose this provider?

Houston Richards has been a State Farm insurance agent for over six years, serving individuals and businesses in Independence and nearby areas. He offers health insurance policies that suit the clients' needs. Whole, term, and universal life insurance options are available. In addition, his office provides risk management solutions for auto, personal properties and articles, businesses, and pets. The team can also assist with banking services. Houston gives back to the community by being a volunteer for Habitat for Humanity.

751 E 63rd St, Suite 319, Kansas City, MO 64110
WebsiteLicense: 423172

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Review Sources

Facebook
5.0 (13)

Why choose this provider?

MediGap Select is a boutique insurance company that serves clients in Independence. The firm focuses on Medicare health insurance, assisting individuals, especially elders, in obtaining the right health coverage according to their needs. As an independent insurance agency, the group represents multiple carriers that can deliver a variety of Medicare coverage options, including dental and vision, prescription drug, and Medicare Advantage plans. Paul Bennett, the firm's founder, has been working in the insurance industry for over a decade.

18110 E Us Highway 24 Suite B, Independence, MO 64056
WebsiteLicense: 8292203

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Review Sources

Google
4.9 (38)
Facebook
5.0 (8)

Why choose this provider?

Philip Snodgrass is an insurance agent with State Farm that has been serving clients in Independence since 2013. He provides health insurance premiums as well as term, whole, and universal life insurance. Philip's team also has a variety of policies to cover auto, homeowners, renters, pets, businesses, and personal articles. Additionally, his agency offers annuities, mutual funds, and banking services. Philip has been a three-time qualifier for the company's Agency Team Member Hall of Fame.

  • Health Insurance

16657 East 23rd Street South, Independence, MO 64055
WebsiteLicense: 8051155

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Review Sources

Google
4.0 (61)
Yelp
5.0 (1)

Why choose this provider?

Beacon Point Insurance is a full-service insurance company that covers families and businesses in Independence. It conducts an introductory meeting to learn more about its clients, from their family background to their annual income. Through this, its agents can provide suitable health insurance plans for temporary and long-term health. The company also crafts specialized coverages for children, disability, prescriptions, and supplemental insurance. Additionally, it compares the annual rates and payments from 25 national and regional carriers, such as Humana and United Healthcare Insurance.

  • Individual Plans
  • Life Insurance

249 West Mill Street Suite 106, Liberty, MO 64068
WebsiteLicense: 8010148

Expertise.com Rating

Review Sources

Google
5.0 (12)

Why choose this provider?

Gary Wagner Insurance, LLC, provides individuals, families, and businesses in and around Independence with a range of personal and commercial risk protection programs, including health and life insurance. Gary Wagner helps his clients receive coverage for medical costs and plan for milestones that impact their future, such as getting married, having a baby, saving for college, or getting ready for retirement. He has been serving the insurance needs of the community for over 25 years and established his own company in 2018.

  • Individual Plans
  • Group Plans
  • Life Insurance

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • When is the enrollment period for Affordable Care Act health insurance in Independence?

    Individuals in Independence who want to apply for Affordable Care Act health insurance during the Open Enrollment Period, which runs from November 1 to December 15 each year. In the meantime, applicants can apply during a Special Enrollment Period. They are eligible for this period if they are going through life changes such as having a child, getting married, or moving to a new location.

  • What is the difference between Preferred Provider Organization (PPO) and Health Maintenance Organization (HMO) plans in Independence?

    PPO plans in Independence offer policyholders access to a network of healthcare service providers. Doctors and specialists provide discounted services. HMO plans, on the other hand, have a limited number of healthcare service providers. Individuals may only consult with doctors who are part of the network. Furthermore, they must obtain a referral from their primary care physician before seeing a specialist.

  • When should you get short-term health insurance in Independence?

    If you are unable to enroll in a major medical plan, it is recommended that you obtain short-term health insurance in Independence. This type of insurance may also be obtained if you missed the open enrollment deadline for an ACA insurance plan, are transitioning between jobs, and are awaiting benefits at your new job.

  • How does long-term care insurance work in Independence?

    Long-term care insurance in Independence typically covers expenses that Medicare, Medicaid, and basic health insurance do not cover. Basic activities such as dressing, eating, and bathing may be included in these costs. The cost of long-term care insurance is determined by the policyholder's health and lifestyle. They may have to pay higher premiums if they have health problems.

  • What does a Medicare Advantage plan in Independence cover?

    Except for hospice care, a Medicare Advantage plan in Independence covers all services that an original Medicare plan does. This type of plan covers unexpected costs. It may also include additional coverage for dental, vision, heating, and health and wellness. Individuals who have Medicare Advantage plans typically pay monthly premiums.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

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