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Best Mortgage Refinance Companies in Lees Summit

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2023
Laurels

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AAA Mortgage LLC logo
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License Verified:

License: 252569

Nationwide Multistate Licensing System and Registry

AAA Mortgage LLC

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12 1/2 SW 3rd St, Lee's Summit, MO 64063
  • New Construction

Business Description

AAA Mortgage LLC caters to individuals and families in Lees Summit. It crafts mortgage refinance programs for borrowers who are seeking to reduce monthly payments, cash out equity, or consolidate debts. It also offers HELOC loans that allow clients to borrow a lump sum to renovate their homes. The company carries a variety of government mortgage options, which include USDA, VA, and FHA loans. It streamlines the borrowing process by implementing a four-step approach which involves deciding the loan amount, pre-qualifying, applying, and closing.

License Verified:

License: 252569

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (12)
Google
5.0 / 5 (3)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Detail
Executive Lending Group, LLC logo

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License: 312410

Nationwide Multistate Licensing System and Registry

Executive Lending Group, LLC

Lee's Summit, MO 64063
  • New Construction

Business Description

Executive Lending Group, LLC, offers a variety of refinancing strategies for homeowners in Lee's Summit. Its team of loan professionals assists borrowers in securing refinancing programs to obtain lower monthly payments, get cash, or consolidate debts. These staff members keep mortgage borrowers informed throughout the refinancing process, from application and processing to underwriting and funding. The owner, Joel Little, is a Certified Mortgage Planning Specialist and a NAMB-certified mortgage broker. He and his team have over 80 years of combined experience.

License Verified:

License: 312410

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Integrity First Mortgage LLC. logo
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License Verified:

License: 259518

Nationwide Multistate Licensing System and Registry

Integrity First Mortgage LLC.

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8080 Ward Parkway, Kansas City, MO 64114
  • Reverse Mortgages

Business Description

Integrity First Mortgage LLC. serves homeowners and homebuyers in Lees Summit and the surrounding areas. It offers refinancing solutions to people looking to secure cash for debt consolidation and home improvement. It provides different types of programs, including conventional, FHA, USDA, and VA loans, with standard fixed rates that give clients the option to choose a term of 10 to 30 years. Integrity First Mortgage has been in the industry for more than 25 years.

License Verified:

License: 259518

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
KC Loan Guy logo
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License Verified:

License: 3274

Nationwide Multistate Licensing System and Registry

KC Loan Guy

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1300 E 104th St Suite 250, Kansas City, MO 64131
  • Reverse Mortgages

Business Description

KC Loan Guy provides mortgage refinancing services with conventional fixed-rate and adjustable-rate options for clients in Lees Summit. It offers cash-out refinance, VA, and FHA loans and helps customers find programs that suit their needs. In addition, it works with multiple lenders to provide a selection of loan products that may lower monthly payments, reduce loan terms, or switch adjustable-rate to fixed-rate mortgages. Its client base includes first-time homebuyers, military members, veterans, and their surviving spouses.

License Verified:

License: 3274

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Lauren Wittig Team logo
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License Verified:

License: 2037581

Nationwide Multistate Licensing System and Registry

Lauren Wittig Team

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205 SW Jefferson St, Lees Summit, MO 64063
  • Reverse Mortgages

Business Description

Lauren Wittig Team provides residential home financing solutions in Lees Summit. It represents mortgage lender Luminate Home Loans and represents its loan products for real estate purchases and delinquent borrowings. Wittig’s group guides borrowers throughout the loan process, from pre-approval to closing costs. They tailor mortgage plans based on clients' short-term and long-term goals. They offer home purchase and refinancing programs, including conventional, FHA, USDA, and VA loans. Wittig has been working in the mortgage industry for over nine years.

License Verified:

License: 2037581

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.9 / 5 (59)
Google
4.8 / 5 (35)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Matt Slenker logo
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License Verified:

License: 1382872

Nationwide Multistate Licensing System and Registry

Matt Slenker

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1828 Walnut St., Suite 301, Kansas City, MO 64108
  • New Construction
  • Reverse Mortgages

Business Description

Matt Slenker is a mortgage broker that accommodates the refinancing goals of individuals and families in Lees Summit and the surrounding areas. He provides fixed-rate and adjustable-rate loans tailored for various purposes, such as taking out cash from clients' home equity, changing the length of mortgage terms, reducing monthly payments, and lowering interest rates. He guides borrowers in choosing the mortgage that fits their financing needs. Slenker's loan options include USDA, FHA, jumbo, VA, and conforming loans.

License Verified:

License: 1382872

Nationwide Multistate Licensing System and Registry

McGowan Mortgages logo
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License Verified:

License: 1478470

Nationwide Multistate Licensing System and Registry

McGowan Mortgages

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800 E 101st Terrace Ste. 350B, Kansas City, MO 64131
  • New Construction

Business Description

McGowan Mortgages assists residents of the Lee's Summit metro with their refinancing needs. Its team offers refinance solutions such as rate-and-term, cash-in, and cash-out options to help borrowers who want to pay off their loans faster, lower their monthly payments, or change their adjustable-rate mortgages. It also guides clients throughout the entire refinancing process. McGowan Mortgages has been in business since 2016 and is also licensed to serve clients in 30 states across the US.

License Verified:

License: 1478470

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (34)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Molly Dean logo
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License Verified:

License: 259721

Nationwide Multistate Licensing System and Registry

Molly Dean

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400 SE 3rd St, Lees Summit, MO 64063
  • New Construction
  • Reverse Mortgages

Business Description

Molly Dean helps clients in Lee's Summit with the mortgage financing process. Dean is a mortgage banker from LeaderOne Financial Corporation who has been in the mortgage industry since 2003. She guides clients with mortgage refinancing. Together with her team, she provides clients with refinancing options such as cash-out or cash-back refinance, lower fixed-rate loans, and shorter- or longer-term loans. Assistance in programs like VA, FHA, USDA, jumbo, conventional, and renovation mortgage loans is also available.

License Verified:

License: 259721

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (43)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Stateline Mortgage logo
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License Verified:

License: 1608817

Nationwide Multistate Licensing System and Registry

Stateline Mortgage

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1828 Walnut St Suite 301, Kansas City, MO 64108
  • New Construction

Business Description

Stateline Mortgage provides purchase and refinancing options to future homeowners in Lees Summit. It matches borrowers to over 23 lenders offering conventional, government-backed, construction, rehab, HELOC, and cash-out loans. The mortgage broker also redesigned the loan process by cutting out lengthy and invasive applications and presenting easy-to-understand programs with rate comparisons. It educates clients on real estate buying and selling procedures and market trends. Company head Chris Lockard has been in the industry since 2007. He previously worked with originators like FDIC and state-licensed banks.

License Verified:

License: 1608817

Nationwide Multistate Licensing System and Registry

The Rick Herrera Group logo
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License Verified:

License: 16442

Nationwide Multistate Licensing System and Registry

The Rick Herrera Group

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8321 Wornall Road, Kansas City, MO 64114
  • New Construction
  • Reverse Mortgages

Business Description

The Rick Herrera Group handles the mortgage refinancing needs of homeowners throughout Lees Summit and the nearby metros. The firm, which is a division of Northern Mortgage, has access to multiple choices of national lenders, allowing clients to compare and select from a wide variety of mortgage refinancing options that meet their particular needs and goals. Likewise, its loan officers provide assistance to first-time homebuyers and seasoned investors. The company also caters to clients in other states, including Kansas, Illinois, Michigan, Indiana, and Florida.

License Verified:

License: 16442

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.

  • How does mortgage refinance work?

    The mortgage refinance process begins with choosing a broker and filling out loan application information. The process continues through underwriting and closing. The new mortgage is then used to pay off and close your original mortgage loan. This leaves you with a new loan and mortgage payment to manage each month.

  • When should you refinance a mortgage?

    If your credit score has improved or mortgage interest rates have dropped, refinancing can potentially save you money. Other reasons to refinance your mortgage include getting a fixed rate instead of an adjustable one or getting a shorter loan term. An increase in your home’s value that can let you access more equity is another reason to refinance.

  • How much does it cost to refinance a mortgage?

    The average cost to refinance a mortgage is $5,000. This amount varies, based on the state and county where the property is located and the loan amount. Common fees incurred when refinancing a mortgage include:

    • Appraisal fee
    • Broker’s fee
    • Credit check fee
    • Loan application fee
    • Recording fee
    • Title search and insurance fee

  • How soon can you refinance a mortgage?

    Some lenders make borrowers wait a minimum of six months before accepting a new mortgage refinancing application. However, when that happens, borrowers can check with other lenders to find one that doesn’t require a wait before refinancing. A mortgage refinance broker can guide you to lenders that allow immediate refinancing.

  • How long does it take to refinance a mortgage?

    The average amount of time it takes to refinance a mortgage is 45 days. In some cases, it may be possible to get it done faster. There also may be times when it takes longer to get a mortgage refinanced.